Foreign currency settlement method, system and device based on hotel reception desk and storage medium

Abstract

The invention provides a foreign currency settlement method, system and device based on a hotel reception desk and a storage medium. The method comprises the steps that the hotel reception desk inputs first identity information of an entry user; the identity of the user is confirmed at least based on the first identity information, the foreign currency amount provided by the user and the current quotation are identified after successful confirmation, and the RMB amount needing to be delivered is obtained for exchange; and the hotel reception desk settles foreign currency to the foreign currency exchange permissible mechanism at regular intervals and accepts corresponding RMB. According to the method, payment convenience of entry personnel can be supported, entry users are assisted to exchange foreign coins more conveniently, and the entry users can exchange foreign coins in hotels.

Description

Background Art

[0002] In the financial services industry, foreign exchange settlement is one of the common financial services provided by banks. Foreign exchange settlement refers to the business in which foreign exchange earners sell their foreign exchange income to banks, and banks pay the equivalent amount of local currency at a certain exchange rate, that is, converting foreign currency into RMB.

[0003] At present, foreign exchange settlement business usually requires customers to go to bank counters or special counters at entry and exit ports with relevant identity documents. Among them, an important group of people who handle foreign exchange settlement business are inbound and outbound tourists. Whether it is at a bank counter or a port counter, the business procedures for foreign currency settlement are very cumbersome, and the exchanged RMB is usually paid in the form of paper money. In the current environment dominated by smart online payments, the storage and transaction of paper money are not convenient enough. Users need to carry a large amount of physical currency to the bank for deposit. The settlement process is relatively complicated and cumbersome, and the experience is not good.

[0004] Especially for overseas tourists visiting China, foreign currency exchange can only be done at banks or authorized institutions. When inbound users want to exchange currency, there are problems such as lack of exchange information, few exchange points, and long exchange time.

[0005] Therefore, the present invention provides a foreign currency settlement method, system, device and storage medium based on the hotel front desk. Summary of the invention

[0006] In view of the problems in the prior art, the purpose of the present invention is to provide a foreign currency settlement method, system, device and storage medium based on the hotel front desk, which overcomes the difficulties of the prior art, can support the payment convenience of inbound personnel, assist inbound users to exchange foreign currency more conveniently, and enable inbound users to exchange foreign currency in the hotel.

[0007] An embodiment of the present invention provides a foreign currency settlement method based on a hotel front desk, comprising the following steps:

[0008] S110. The hotel front desk enters the first identity information of the inbound user;

[0009] S120, confirming the identity of the user based on at least the first identity information, and executing step S130 after successful confirmation;

[0010] S130, identifying the foreign currency amount provided by the user and the current exchange rate to obtain the RMB amount to be paid, and performing the exchange;

[0011] S150. The hotel front desk regularly settles foreign currencies with authorized foreign exchange agencies and accepts the corresponding RMB.

[0012] Preferably, the step S120 includes:

[0013] S121. At least collect a photo of the ID card of the incoming user on site, perform identification, and obtain the second identity information;

[0014] S122: Determine whether the second identity information is the same as the first identity information. If they are the same, execute step S130; if they are different, end.

[0015] Preferably, the step S130 includes:

[0016] S131. Collect images of physical foreign currency notes to be converted and perform image recognition;

[0017] S132, determining whether the physical foreign currency to be settled belongs to the same currency, if so, executing step S133, if not, executing step S134;

[0018] S133, directly identifying all the physical foreign currencies, and calculating and displaying the corresponding convertible RMB amount according to the current exchange rate;

[0019] S134, classifying the physical cash foreign currencies of different currencies and identifying them one by one according to the currencies, and calculating and displaying the convertible RMB amount corresponding to each currency according to the current exchange rate.

[0020] Preferably, the step S130 includes:

[0021] S135, receiving the foreign currency amount in the card swiping information of the user at the POS machine, and calculating and displaying the corresponding convertible RMB amount according to the current exchange rate.

[0022] Preferably, the step S130 further includes:

[0023] S136: Determine whether the convertible RMB amount meets a preset threshold. If so, exchange the foreign currency for RMB. If not, end the process.

[0024] Preferably, after step S130 and before step S150, the method further includes:

[0025] S140: Check-in at a hotel based on the user's identity information after identity confirmation.

[0026] Preferably, the step S150 further includes:

[0027] S151. The hotel front desk regularly settles foreign currencies and submits offline settlement requests to the foreign currency exchange licensed institution;

[0028] S152, the foreign currency exchange licensed institution receives foreign currency;

[0029] S153, the foreign currency exchange licensed institution exchanges the received foreign currency for the corresponding RMB;

[0030] S154. The hotel front desk receives the RMB paid by the foreign currency exchange franchise agency offline.

[0031] An embodiment of the present invention further provides a foreign currency settlement system based on a hotel front desk, which is used to implement the above-mentioned foreign currency settlement method based on a hotel front desk. The foreign currency settlement system based on a hotel front desk includes:

[0032] Identity information module, where the hotel front desk enters the first identity information of incoming users;

[0033] An identity confirmation module, which confirms the identity of the user based on at least the first identity information, and executes the currency exchange module after successful confirmation;

[0034] The currency exchange module identifies the foreign currency amount provided by the user and the current exchange rate to obtain the RMB amount to be delivered and then performs the exchange;

[0035] Foreign currency settlement module: the hotel front desk regularly settles foreign currencies with foreign exchange franchise agencies and receives the corresponding RMB.

[0036] An embodiment of the present invention further provides a foreign currency settlement device based on a hotel front desk, comprising:

[0037] processor;

[0038] a memory storing executable instructions of the processor;

[0039] Wherein, the processor is configured to execute the steps of the above-mentioned foreign currency settlement method based on the hotel front desk by executing the executable instructions.

[0040] An embodiment of the present invention further provides a computer-readable storage medium for storing a program, which, when executed, implements the steps of the above-mentioned foreign currency settlement method based on the hotel front desk.

[0041] The purpose of the present invention is to provide a foreign currency settlement method, system, device and storage medium based on the hotel front desk, which can support the payment convenience of inbound personnel, assist inbound users to exchange foreign currencies more conveniently, and enable inbound users to exchange foreign currencies in the hotel. BRIEF DESCRIPTION OF THE DRAWINGS

[0042] Other features, objectives and advantages of the present invention will become more apparent from a reading of the detailed description of non-limiting embodiments made with reference to the following accompanying drawings.

[0043] Figure 1 The present invention is a flow chart of a foreign currency settlement method based on a hotel front desk.

[0044] Figure 2 It is a structural schematic diagram of the foreign currency settlement system based on the hotel front desk of the present invention.

[0045] Figure 3 It is a structural schematic diagram of the foreign currency settlement device based on the hotel front desk of the present invention.

[0046] Figure 4 It is a schematic diagram of the structure of a computer-readable storage medium according to an embodiment of the present invention. DETAILED DESCRIPTION

[0047] The following describes the implementation methods of the present application through specific examples, and those skilled in the art can easily understand other advantages and effects of the present application from the content disclosed in the present application. The present application can also be implemented or applied through other different specific implementation methods, and the details in the present application can also be modified or changed in various ways according to different viewpoints and application systems without departing from the spirit of the present application. It should be noted that the embodiments in the present application and the features in the embodiments can be combined with each other without conflict.

[0048] The following is a detailed description of the embodiments of the present application with reference to the accompanying drawings so that those skilled in the art can easily implement the present application. The present application can be embodied in a variety of different forms and is not limited to the embodiments described herein.

[0049] In the representations of the present application, the representations with reference to the terms "one embodiment", "some embodiments", "examples", "specific examples", or "some examples" etc. mean that the specific features, structures, materials or characteristics represented in conjunction with the embodiment or example are included in at least one embodiment or example of the present application. Moreover, the represented specific features, structures, materials or characteristics may be combined in any one or more embodiments or examples in a suitable manner. In addition, those skilled in the art may combine and combine the different embodiments or examples represented in the present application and the features of the different embodiments or examples, unless they contradict each other.

[0050] In addition, the terms "first" and "second" are used for descriptive purposes only and should not be understood as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Therefore, a feature defined as "first" or "second" may explicitly or implicitly include at least one of the features. In the representation of this application, the meaning of "plurality" is two or more, unless otherwise clearly and specifically defined.

[0051] In order to clearly describe the present application, components irrelevant to the description are omitted, and the same reference symbols are given to the same or similar components throughout the specification.

[0052] Throughout the specification, when a device is said to be "connected" to another device, this includes not only the case of "direct connection" but also the case of "indirect connection" by placing other elements therebetween. In addition, when a device is said to "include" a certain component, unless otherwise stated, it does not exclude other components, but means that other components may be included.

[0053] When a device is said to be "on" another device, it may be directly on the other device, but there may also be other devices between it. In contrast, when a device is said to be "directly" on another device, there are no other devices between it.

[0054] Although the terms first, second, etc. are used to represent various elements in some examples, these elements should not be limited by these terms. These terms are only used to distinguish one element from another element. For example, the first interface and the second interface, etc. are represented. Moreover, as used in this article, the singular forms "one", "one" and "the" are intended to also include plural forms, unless there is an opposite indication in the context. It should be further understood that the terms "comprising" and "including" indicate the existence of features, steps, operations, elements, components, projects, kinds, and / or groups, but do not exclude the existence, occurrence or addition of one or more other features, steps, operations, elements, components, projects, kinds, and / or groups. The terms "or" and "and / or" used herein are interpreted as inclusive, or mean any one or any combination. Therefore, "A, B or C" or "A, B and / or C" means "any of the following: A; B; C; A and B; A and C; B and C; A, B and C". Only when the combination of elements, functions, steps or operations is inherently mutually exclusive in some way, will there be an exception to this definition.

[0055] The technical terms used herein are only used to refer to specific embodiments and are not intended to limit the present application. The singular form used herein also includes the plural form unless the sentence clearly indicates the contrary meaning. The meaning of "including" used in the specification is to specify specific characteristics, regions, integers, steps, operations, elements and / or components, and does not exclude the existence or addition of other characteristics, regions, integers, steps, operations, elements and / or components.

[0056] Although not defined differently, all terms, including technical and scientific terms used herein, have the same meaning as those generally understood by those skilled in the art to which this application belongs. Terms defined in commonly used dictionaries are additionally interpreted as having meanings consistent with the relevant technical literature and the contents of the current disclosure, and unless defined, shall not be overly interpreted as ideal or very formal meanings.

[0057] Figure 1This is a flow chart of the foreign currency settlement method based on the hotel front desk of the present invention. Figure 1 As shown, the foreign currency settlement method based on the hotel front desk of the present invention includes:

[0058] S110. The hotel front desk enters the first identity information of the incoming user.

[0059] S120. Confirm the identity of the user at least based on the first identity information, and execute step S130 after successful confirmation.

[0060] S130: Identify the foreign currency amount provided by the user and the current exchange rate to obtain the RMB amount to be paid and perform the exchange.

[0061] S150. The hotel front desk regularly settles foreign currencies with authorized foreign exchange agencies and accepts the corresponding RMB.

[0062] The present invention enables the hotel to directly exchange foreign currencies with overseas users. The hotel front desk can enter the identity information of the inbound user, the exchange currency and amount, and the pictures retained during the transaction into the system to exchange foreign currencies. After the exchange is completed, the system can calculate the transaction volume within a period of time and settle with the foreign currency exchange franchise agency.

[0063] In a preferred embodiment, step S120 includes:

[0064] S121. Collect at least one ID photo of the incoming user on site and perform identification to obtain second identity information.

[0065] S122: Determine whether the second identity information is the same as the first identity information. If they are the same, execute step S130; if they are different, end.

[0066] In a preferred embodiment, step S130 includes:

[0067] S131. Collect images of physical foreign currency notes to be converted into RMB and perform image recognition.

[0068] S132: Determine whether the physical cash foreign currency to be converted belongs to the same currency. If so, execute step S133; if not, execute step S134.

[0069] S133. Directly identify all physical cash foreign currencies, calculate and display the corresponding convertible RMB amount based on the current exchange rate.

[0070] S134. Classify physical cash foreign currencies of different currencies and identify them one by one according to the currencies, and calculate and display the convertible RMB amount corresponding to each currency according to the current exchange rate.

[0071] In a preferred embodiment, step S130 includes:

[0072] In a preferred embodiment, step S130 further includes:

[0073] S136: Determine whether the convertible RMB amount meets a preset threshold. If so, exchange the foreign currency for RMB. If not, end the process.

[0074] In a preferred embodiment, after step S130 and before step S150, the method further includes:

[0075] S140, registering for hotel check-in based on the user's identity information after identity confirmation.

[0076] In a preferred embodiment, step S150 further includes:

[0077] S151. The hotel front desk regularly settles foreign currencies and submits offline settlement requests to foreign currency exchange licensed agencies.

[0078] S152. Licensed foreign exchange institutions receive foreign currencies.

[0079] S153. Foreign currency exchange licensed institutions shall exchange the corresponding RMB based on the foreign currency received.

[0080] S154. The hotel front desk receives RMB paid offline from a foreign exchange franchise agency.

[0081] A specific implementation of the present invention is as follows:

[0082] First, the hotel front desk enters the first identity information of the incoming user.

[0083] Then, at least collect the ID photo of the incoming user on site and perform identification to obtain the second identity information. Determine whether the second identity information is the same as the first identity information. If they are the same, execute the subsequent steps. If they are different, end.

[0084] Next, collect images of physical cash foreign currencies to be settled and perform image recognition. Determine whether the physical cash foreign currencies to be settled belong to the same currency. If so, directly identify all physical cash foreign currencies, calculate and display the corresponding convertible RMB amount according to the current exchange rate. If not, classify the physical cash foreign currencies of different currencies and identify them one by one according to the currency, calculate and display the convertible RMB amount corresponding to each currency according to the current exchange rate. In addition, determine whether the convertible RMB amount meets the preset threshold. If so, exchange the foreign currency with RMB, if not, end.

[0085] In addition, the identity information of users who have completed identity confirmation is fully utilized to register for hotel check-in, thereby simplifying the user's check-in procedures. The personal information identification required for check-in and the personal information identification required for foreign currency exchange are only performed once in the same scenario, realizing the reuse of identity authentication, thereby greatly simplifying user procedures and improving user experience.

[0086] Finally, the hotel front desk settles foreign currencies regularly and submits offline settlement requests to the foreign exchange franchise agency. The foreign exchange franchise agency receives the foreign currencies. The foreign exchange franchise agency converts the corresponding RMB based on the foreign currencies received. The hotel front desk receives the RMB paid by the foreign exchange franchise agency offline.

[0087] Another specific implementation of the present invention is as follows:

[0088] First, the hotel front desk enters the first identity information of the incoming user.

[0089] Then, at least collect the ID photo of the incoming user on site and perform identification to obtain the second identity information. Determine whether the second identity information is the same as the first identity information. If they are the same, execute the subsequent steps. If they are different, end.

[0090] Next, the foreign currency amount in the card swiping information of the user at the POS machine is received, and the corresponding convertible RMB amount is calculated and displayed according to the current exchange rate.

[0091] Furthermore, it is determined whether the convertible RMB amount meets a preset threshold. If so, the foreign currency is exchanged with RMB. If not, the process ends.

[0092] In addition, the identity information of users who have completed identity confirmation is fully utilized to register for hotel check-in, thereby simplifying the user's check-in procedures. The personal information identification required for check-in and the personal information identification required for foreign currency exchange are only performed once in the same scenario, realizing the reuse of identity authentication, thereby greatly simplifying user procedures and improving user experience.

[0093] Finally, the hotel front desk settles foreign currencies regularly and submits offline settlement requests to the foreign exchange franchise agency. The foreign exchange franchise agency receives the foreign currencies. The foreign exchange franchise agency converts the corresponding RMB based on the foreign currencies received. The hotel front desk receives the RMB paid by the foreign exchange franchise agency offline.

[0094] Inbound users can exchange foreign currencies at the hotel front desk. The system supports two payment methods: cash and POS. When the user chooses POS payment, the hotel front desk enters the user information and the RMB they want to exchange into the system. After the customer swipes the card on the POS machine, the hotel front desk uploads the pictures retained during the transaction in the system and delivers the RMB to the user. When the user chooses cash payment, the hotel front desk enters the user information and the foreign currency they want to exchange into the system. The system automatically calculates the RMB to be delivered based on the current exchange rate. After the user delivers the foreign currency cash, the hotel front desk uploads the pictures in the system and delivers the RMB to the user. After completing the transaction, the system will generate a settlement slip for the POS type order and transfer the money to the hotel account. Cash type orders are settled by the hotel and settled offline.

[0095] Figure 2 Schematic diagram of the structure of the foreign currency settlement system based on the hotel front desk of the present invention. Figure 2 As shown, an embodiment of the present invention further provides a foreign currency settlement system based on a hotel front desk, which is used to implement the above-mentioned foreign currency settlement method based on a hotel front desk. The foreign currency settlement system based on a hotel front desk 5 includes:

[0096] Identity information module 51, the hotel front desk enters the first identity information of the incoming user.

[0097] The identity confirmation module 52 performs identity confirmation on the user based on at least the first identity information, and executes the currency exchange module after successful confirmation.

[0098] The currency exchange module 53 identifies the foreign currency amount provided by the user and the current exchange rate to obtain the RMB amount to be paid and performs the exchange.

[0099] The check-in registration module 54 performs hotel check-in registration according to the user's identity information after identity confirmation.

[0100] The foreign currency settlement module 55, the hotel front desk regularly settles foreign currencies with the foreign currency exchange franchise agency and receives the corresponding RMB.

[0101] In a preferred embodiment, the identity confirmation module 52 is configured to at least collect a photo of the ID card of the incoming user on site, and perform identification to obtain the second identity information. It is determined whether the second identity information is the same as the first identity information. If they are the same, the currency exchange module 53 is executed, and if they are different, the process ends, but the present invention is not limited thereto.

[0102] In a preferred embodiment, the currency exchange module 53 is configured to collect images of physical cash foreign currencies to be exchanged and perform image recognition. It is determined whether the physical cash foreign currencies to be exchanged belong to the same currency. If so, all physical cash foreign currencies are directly identified, and the corresponding convertible RMB amount is calculated and displayed according to the current exchange rate. If not, physical cash foreign currencies of different currencies are classified and identified one by one according to the currency, and the convertible RMB amount corresponding to each currency is calculated and displayed according to the current exchange rate, but not limited to this.

[0103] In a preferred embodiment, the currency exchange module 53 is also configured to receive the foreign currency amount in the card swiping information of the user at the POS machine, calculate and display the corresponding convertible RMB amount according to the current exchange rate, but not limited to this.

[0104] In a preferred embodiment, the currency exchange module 53 is further configured to determine whether the convertible RMB amount meets a preset threshold, and if so, perform the exchange of foreign currency and RMB, and if not, terminate the exchange, but not limited to this.

[0105] In a preferred embodiment, the foreign currency settlement module 55 is further configured to settle foreign currencies regularly at the hotel front desk and submit an offline settlement request to the foreign currency exchange franchise agency. The foreign currency exchange franchise agency receives the foreign currency. The foreign currency exchange franchise agency exchanges the corresponding RMB based on the received foreign currency. The hotel front desk receives the RMB paid by the foreign currency exchange franchise agency offline, but is not limited to this.

[0106] The foreign currency exchange settlement system based on the hotel front desk of the present invention can support the payment convenience of inbound personnel, assist inbound users to exchange foreign currencies more conveniently, and enable inbound users to exchange foreign currencies in the hotel.

[0107] The embodiment of the present invention also provides a foreign currency settlement device based on the hotel front desk, comprising a processor and a memory, wherein executable instructions of the processor are stored. The processor is configured to execute the steps of the foreign currency settlement method based on the hotel front desk by executing the executable instructions.

[0108] As shown above, the foreign currency settlement device based on the hotel front desk of this embodiment of the present invention can support the payment convenience of inbound personnel, assist inbound users to exchange foreign currencies more conveniently, and enable inbound users to exchange foreign currencies in the hotel.

[0109] It will be appreciated by those skilled in the art that various aspects of the present invention may be implemented as systems, methods or program products. Therefore, various aspects of the present invention may be specifically implemented in the following forms, namely: complete hardware implementation, complete software implementation (including firmware, microcode, etc.), or a combination of hardware and software implementations, which may be collectively referred to herein as "circuits", "modules" or "platforms".

[0110] Figure 3 This is a schematic diagram of the structure of the foreign currency settlement device based on the hotel front desk of the present invention. Figure 3 The electronic device 600 according to this embodiment of the present invention is described. Figure 3 The electronic device 600 shown is only an example and should not bring any limitation to the functions and scope of use of the embodiments of the present invention.

[0111] like Figure 3 As shown, the electronic device 600 is in the form of a general computing device. The components of the electronic device 600 may include, but are not limited to: at least one processing unit 610, at least one storage unit 620, a bus 630 connecting different platform components (including the storage unit 620 and the processing unit 610), a display unit 640, etc.

[0112] The storage unit stores program codes, which can be executed by the processing unit 610, so that the processing unit 610 performs the steps according to various exemplary embodiments of the present invention described in the above method section of this specification. For example, the processing unit 610 can perform the following steps: Figure 1 Follow the steps shown in .

[0113] The storage unit 620 may include a readable medium in the form of a volatile storage unit, such as a random access storage unit (RAM) 6201 and / or a cache storage unit 6202 , and may further include a read-only storage unit (ROM) 6203 .

[0114] The storage unit 620 may also include a program / utility 6204 having a set (at least one) of program modules 6205, such program modules 6205 including but not limited to: an operating system, one or more application programs, other program modules, and program data, each of which or some combination may include an implementation of a network environment.

[0115] Bus 630 may represent one or more of several types of bus structures, including a memory unit bus or memory unit controller, a peripheral bus, an accelerated graphics port, a processing unit, or a local bus using any of a variety of bus architectures.

[0116] The electronic device 600 may also communicate with one or more external devices 700 (e.g., keyboards, pointing devices, Bluetooth devices, etc.), may also communicate with one or more devices that enable a user to interact with the electronic device 600, and / or communicate with any device that enables the electronic device 600 to communicate with one or more other computing devices (e.g., routers, modems, etc.). Such communication may be performed via an input / output (I / O) interface 650. Furthermore, the electronic device 600 may also communicate with one or more networks (e.g., a local area network (LAN), a wide area network (WAN), and / or a public network, such as the Internet) via a network adapter 660. The network adapter 660 may communicate with other modules of the electronic device 600 via a bus 630. It should be understood that, although not shown in the figure, other hardware and / or software modules may be used in conjunction with the electronic device 600, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, and data backup storage platforms, etc.

[0117] The embodiment of the present invention also provides a computer-readable storage medium for storing a program, and the steps of the foreign currency settlement method based on the hotel front desk are implemented when the program is executed. In some possible implementations, various aspects of the present invention can also be implemented in the form of a program product, which includes a program code, and when the program product is run on a terminal device, the program code is used to make the terminal device execute the steps according to various exemplary embodiments of the present invention described in the above method part of this specification.

[0118] As shown above, the foreign currency settlement system based on the hotel front desk of this embodiment of the present invention can support the payment convenience of inbound personnel, assist inbound users to exchange foreign currencies more conveniently, and enable inbound users to exchange foreign currencies in the hotel.

[0119] Figure 4 Schematic diagram of the structure of the computer-readable storage medium of the present invention. Figure 4 As shown, a program product 800 for implementing the above method according to an embodiment of the present invention is described, which can adopt a portable compact disk read-only memory (CD-ROM) and include program code, and can be run on a terminal device, such as a personal computer. However, the program product of the present invention is not limited thereto. In this document, a readable storage medium can be any tangible medium containing or storing a program, which can be used by or in combination with an instruction execution system, an apparatus or a device.

[0120] The program product may employ any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. The readable storage medium may be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, device or device, or any combination thereof. More specific examples (a non-exhaustive list) of readable storage media include: an electrical connection with one or more wires, a portable disk, a hard disk, a random access memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disk read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination thereof.

[0121] Computer readable storage media may include data signals propagated in baseband or as part of a carrier wave, wherein readable program codes are carried. Such propagated data signals may take a variety of forms, including but not limited to electromagnetic signals, optical signals, or any suitable combination of the above. The readable storage medium may also be any readable medium other than a readable storage medium, which may send, propagate, or transmit a program for use by or in conjunction with an instruction execution system, device, or device. The program code contained on the readable storage medium may be transmitted using any suitable medium, including but not limited to wireless, wired, optical cable, RF, etc., or any suitable combination of the above.

[0122] Program code for performing the operations of the present invention may be written in any combination of one or more programming languages, including object-oriented programming languages ​​such as Java, C++, etc., and conventional procedural programming languages ​​such as "C" or similar programming languages. The program code may be executed entirely on the user computing device, partially on the user device, as a separate software package, partially on the user computing device and partially on a remote computing device, or entirely on a remote computing device or server. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any type of network, including a local area network (LAN) or a wide area network (WAN), or may be connected to an external computing device (e.g., through the Internet using an Internet service provider).

[0123] In summary, the purpose of the present invention is to provide a foreign currency settlement method, system, device and storage medium based on the hotel front desk, which can support the payment convenience of inbound personnel, assist inbound users to exchange foreign currency more conveniently, and enable inbound users to exchange foreign currency in the hotel.

[0124] The above contents are further detailed descriptions of the present invention in combination with specific preferred embodiments, and it cannot be determined that the specific implementation of the present invention is limited to these descriptions. For ordinary technicians in the technical field to which the present invention belongs, several simple deductions or substitutions can be made without departing from the concept of the present invention, which should be regarded as falling within the protection scope of the present invention.

Claims

1. A foreign currency settlement method based on the hotel front desk, characterized in that: The following steps are involved: S110. The hotel front desk enters the first identity information of the inbound user; S120, confirming the identity of the user based on at least the first identity information, and executing step S130 after successful confirmation; S130, identifying the foreign currency amount provided by the user and the current exchange rate to obtain the RMB amount to be paid, and performing the exchange; S150. The hotel front desk regularly settles foreign currencies with authorized foreign exchange agencies and accepts the corresponding RMB.

2. The foreign currency settlement method based on the hotel front desk as claimed in claim 1, characterized in that: The step S120 includes: S121. At least collect a photo of the ID card of the incoming user on site, perform identification, and obtain the second identity information; S122: Determine whether the second identity information is the same as the first identity information. If they are the same, execute step S130; if they are different, end.

3. The foreign currency settlement method based on the hotel front desk as claimed in claim 1, characterized in that: The step S130 includes: S131. Collect images of physical foreign currency notes to be converted and perform image recognition; S132, determining whether the physical foreign currency to be settled belongs to the same currency, if so, executing step S133, if not, executing step S134; S133, directly identifying all the physical foreign currencies, and calculating and displaying the corresponding convertible RMB amount according to the current exchange rate; S134, classifying the physical cash foreign currencies of different currencies and identifying them one by one according to the currencies, and calculating and displaying the convertible RMB amount corresponding to each currency according to the current exchange rate.

4. The foreign currency settlement method based on the hotel front desk as claimed in claim 1, characterized in that: The step S130 includes: S135, receiving the foreign currency amount in the card swiping information of the user at the POS machine, and calculating and displaying the corresponding convertible RMB amount according to the current exchange rate.

5. The foreign currency settlement method based on the hotel front desk as claimed in claim 3 or 4, characterized in that: The step S130 further includes: S136: Determine whether the convertible RMB amount meets a preset threshold. If so, exchange the foreign currency for RMB. If not, end the process.

6. The foreign currency settlement method based on the hotel front desk as claimed in claim 1, characterized in that: After step S130 and before step S150, the following steps are also included: S140: Check-in at a hotel based on the user's identity information after identity confirmation.

7. The foreign currency settlement method based on the hotel front desk as claimed in claim 1, characterized in that: The step S150 further includes: S151. The hotel front desk regularly settles foreign currencies and submits offline settlement requests to the foreign currency exchange licensed institution; S152, the foreign currency exchange licensed institution receives foreign currency; S153, the foreign currency exchange licensed institution exchanges the received foreign currency for the corresponding RMB; S154. The hotel front desk receives the RMB paid by the foreign currency exchange franchise agency offline.

8. A foreign currency settlement system based on a hotel front desk, used to implement the foreign currency settlement method based on a hotel front desk according to claim 1, characterized in that: include: Identity information module, where the hotel front desk enters the first identity information of incoming users; An identity confirmation module, which confirms the identity of the user based on at least the first identity information, and executes the currency exchange module after successful confirmation; The currency exchange module identifies the foreign currency amount provided by the user and the current exchange rate to obtain the RMB amount to be delivered and then performs the exchange; Foreign currency settlement module: the hotel front desk regularly settles foreign currencies with foreign exchange franchise agencies and receives the corresponding RMB.

9. A foreign currency settlement device based on the hotel front desk, characterized in that: include: processor; a memory storing executable instructions of the processor; Wherein, the processor is configured to execute the steps of the foreign currency settlement method based on the hotel front desk as described in any one of claims 1 to 7 by executing the executable instructions.

10. A computer-readable storage medium for storing a program, characterized in that: When the program is executed by the processor, the steps of the foreign currency settlement method based on the hotel front desk as described in any one of claims 1 to 7 are implemented.

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