Insurance data processing method and device for insurance package inquiry

Abstract

The invention provides an insurance data processing method and device for insurance package inquiry. The method comprises the following steps: receiving first insurance package inquiry list data sent by any user through an insurance inquiry platform; multiple pieces of insurance package scheme data sent by the user through the insurance inquiry platform are received, wherein the multiple pieces of insurance package scheme data are generated by the insurance inquiry platform in response to the filling operation of the user on the insurance product combination form in the first insurance package inquiry list; sending first insurance package inquiry list data containing the plurality of insurance package scheme data to an examination and approval end, and performing pricing examination and approval processing on each insurance package scheme data to generate final first insurance package inquiry list data; receiving final first insurance package inquiry list data returned by the approval end; and outputting the final first insurance package inquiry list data to an insurance inquiry platform corresponding to the user, so that the processing efficiency of the insurance scheme data in insurance package inquiry is improved.

Description

Technical Field

[0001] The present application relates to the field of financial technology, and in particular to an insurance data processing method and device for insurance package price inquiry. Background Art

[0002] An insurance package is a combination of insurance products that includes multiple types of insurance, designed to meet the different needs of customers. Purchasing an insurance package can help customers simplify the insurance purchase process and reduce the tedious operation of purchasing multiple individual insurance products. At the same time, the price of the insurance package is also particularly important to users.

[0003] In the prior art, the traditional insurance package inquiry process is mainly that the user sends the completed electronic insurance plan to the insurance company's business system on the terminal, and the business personnel retrieve and process the corresponding insurance plan data on the business system to determine the corresponding insurance package and price, and feedback to the user's terminal.

[0004] However, in the prior art, when a large number of users send completed electronic insurance plans to the insurance company's business system, business personnel usually cannot process all insurance plan data in a timely manner, resulting in low efficiency in processing insurance plan data in insurance package inquiries, which reduces the user experience. Summary of the invention

[0005] The present application provides an insurance data processing method and device for insurance package price inquiry, so as to solve the problem that when a large number of users send completed electronic insurance plans to the business system of an insurance company, business personnel usually cannot process all insurance plan data in time, resulting in low efficiency in processing insurance plan data in insurance package price inquiry, which reduces the user experience.

[0006] In a first aspect, the present application provides an insurance data processing method for insurance package price inquiry, which is applied to a service device, including:

[0007] Receiving insurance package inquiry form data sent by any user through the insurance inquiry platform, wherein the insurance package inquiry form data is first insurance package inquiry form data, and the first insurance package inquiry form data at least includes an insurance product combination form;

[0008] Receiving a plurality of insurance package plan data sent by the user through the insurance price inquiry platform, wherein the plurality of insurance package plan data is generated by the insurance price inquiry platform in response to the user filling in the insurance product combination form;

[0009] Sending the first insurance package quotation form data containing the plurality of insurance package scheme data to the approval end, so that the approval end performs pricing approval processing on each insurance package scheme data in the first insurance package quotation form data to generate the final first insurance package quotation form data;

[0010] Receiving the final first insurance package quotation form data returned by the approval end;

[0011] The final first insurance package quotation form data is output to the insurance quotation platform corresponding to the user.

[0012] In a possible design, the insurance package inquiry form data includes first insurance package inquiry form data and second insurance package inquiry form data; accordingly, the creation process of the insurance package inquiry form data includes: generating an insurance package inquiry interface in response to the user's login operation on the insurance inquiry platform; judging whether the user has a historical insurance package inquiry form; if it is determined that the user has a historical insurance package inquiry form, generating a historical insurance package inquiry form prompt and a create insurance package inquiry form prompt on the insurance package inquiry interface; if in response to the user's triggering operation on the create insurance package inquiry form prompt, generating an insurance package inquiry form to be filled in, wherein the insurance package inquiry form to be filled in includes a variety of insurance information; in response to the user's filling operation on the multiple insurance information, generating the first insurance package inquiry form data; if in response to the user's triggering operation on the historical insurance package inquiry form prompt, generating a historical insurance package inquiry form; determining the historical insurance package inquiry form as the second insurance package inquiry form data.

[0013] In one possible design, the multiple insurance information includes user basic information, quotation period, user insurance conditions and insurance type requirements; accordingly, the first insurance package inquiry form data is generated in response to the user's filling operation of the multiple insurance information, including: in response to the user's filling operation of the user basic information, the quotation period and the user insurance conditions, the basic information of the first insurance package inquiry form is generated; in response to the user's filling operation of the insurance type requirements, the insurance product combination form is generated; the first insurance package inquiry form data is generated according to the basic information of the first insurance package inquiry form and the insurance product combination form.

[0014] In a possible design, it also includes: receiving insurance package inquiry form data sent by any user through the insurance inquiry platform, wherein the insurance package inquiry form data is the second insurance package inquiry form data; sending the second insurance package inquiry form data to the approval end, so that the approval end performs pricing approval processing on the insurance package plan data in the second insurance package inquiry form data to generate the final second insurance package inquiry form data; receiving the final second insurance package inquiry form data returned by the approval end; and outputting the final second insurance package inquiry form data to the insurance inquiry platform corresponding to the user.

[0015] In a possible design, after receiving the multiple insurance package plan data sent by the user through the insurance inquiry platform, it also includes: generating multiple final insurance package plan data in response to the user's inspection or editing operation on the multiple insurance package plan data; accordingly, sending the first insurance package inquiry form data containing the multiple insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each insurance package plan data in the first insurance package inquiry form data to generate the final first insurance package inquiry form data, including: sending the first insurance package inquiry form data containing the multiple final insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each final insurance package plan data in the first insurance package inquiry form data to generate the final first insurance package inquiry form data.

[0016] In a possible design, after sending the first insurance package quotation form data containing the multiple insurance package plan data to the approval end so that the approval end performs pricing approval processing on each insurance package plan data in the first insurance package quotation form data to generate the final first insurance package quotation form data, it also includes: generating an insurance product combination unit according to each insurance package plan data; and pushing the insurance product combination unit to a corresponding order issuance platform for storage.

[0017] In a possible design, after outputting the final first insurance package inquiry form data to the insurance inquiry platform corresponding to the user, it also includes: in response to the user's cancellation operation on the final first insurance package inquiry form data, recreating the insurance package inquiry form, wherein the insurance package inquiry form at least includes an insurance product combination form, and executing the steps of "receiving multiple insurance package plan data sent by the user through the insurance inquiry platform, wherein the multiple insurance package plan data are generated by the insurance inquiry platform in response to the user's filling operation on the insurance product combination form; sending the insurance package inquiry form data containing the multiple insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each insurance package plan data in the insurance package inquiry form data to generate the final insurance package inquiry form data; receiving the final insurance package inquiry form data returned by the approval end; and outputting the final insurance package inquiry form data to the insurance inquiry platform corresponding to the user".

[0018] In a second aspect, the present application provides an insurance data processing device for insurance package price inquiry, which is applied to a service device, including:

[0019] A first receiving module is used to receive insurance package inquiry form data sent by any user through the insurance inquiry platform, wherein the insurance package inquiry form data is first insurance package inquiry form data, and the first insurance package inquiry form data at least includes an insurance product combination form;

[0020] A second receiving module is used to receive a plurality of insurance package plan data sent by the user through the insurance price inquiry platform, wherein the plurality of insurance package plan data is generated by the insurance price inquiry platform in response to the user filling in the insurance product combination form;

[0021] A first sending module is used to send the first insurance package quotation form data containing the plurality of insurance package scheme data to the approval end, so that the approval end performs pricing approval processing on each insurance package scheme data in the first insurance package quotation form data to generate the final first insurance package quotation form data;

[0022] A third receiving module is used to receive the final first insurance package quotation form data returned by the approval end;

[0023] The first output module is used to output the final first insurance package quotation form data to the insurance quotation platform corresponding to the user.

[0024] In a third aspect, the present application provides a service device, including: at least one processor and a memory;

[0025] The memory stores computer-executable instructions;

[0026] The at least one processor executes the computer-executable instructions stored in the memory, so that the at least one processor executes the insurance data processing method for insurance package quotation inquiry as described in the first aspect and various possible designs of the first aspect.

[0027] In a fourth aspect, the present application provides a computer storage medium, in which computer execution instructions are stored. When a processor executes the computer execution instructions, the insurance data processing method for insurance package quotation inquiry as described in the first aspect and various possible designs of the first aspect is implemented.

[0028] The insurance data processing method and device for insurance package inquiry provided by the present application receive first insurance package inquiry form data sent by any user through an insurance inquiry platform, wherein the first insurance package inquiry form data at least includes an insurance product combination form; receive multiple insurance package plan data sent by the user through the insurance inquiry platform, wherein the multiple insurance package plan data are generated by the insurance inquiry platform in response to the user's filling operation on the insurance product combination form; send the first insurance package inquiry form data containing multiple insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each insurance package plan data in the first insurance package inquiry form data to generate the final first insurance package inquiry form data; receive the final first insurance package inquiry form data returned by the approval end; output the final first insurance package inquiry form data to the insurance inquiry platform corresponding to the user, thereby improving the processing efficiency of the insurance plan data in the insurance package inquiry and increasing the user experience. BRIEF DESCRIPTION OF THE DRAWINGS

[0029] In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, a brief introduction will be given below to the drawings required for use in the embodiments or the description of the prior art. Obviously, the drawings described below are some embodiments of the present application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying any creative labor.

[0030] Figure 1 A schematic diagram of an application scenario of the insurance data processing method for insurance package price inquiry provided in an embodiment of the present application;

[0031] Figure 2 Schematic diagram of the insurance data processing method for insurance package price inquiry provided in the embodiment of the present application Figure 1 ;

[0032] Figure 3 Schematic diagram of the insurance data processing method for insurance package price inquiry provided in the embodiment of the present application Figure 2 ;

[0033] Figure 4 A schematic diagram of the structure of an insurance data processing device for insurance package price inquiry provided in an embodiment of the present application;

[0034] Figure 5 A schematic diagram of the hardware structure of the service device provided in an embodiment of the present application. DETAILED DESCRIPTION

[0035] In order to make the purpose, technical solution and advantages of the embodiments of the present application clearer, the technical solution in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments are part of the embodiments of the present application, not all of the embodiments. Based on the embodiments in the present application, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of this application.

[0036] In the technical solution of this application, the collection, storage, use, processing, transmission, provision and disclosure of financial data or user data and other information involved are in compliance with the provisions of relevant laws and regulations and do not violate public order and good morals. It should be noted that in the embodiments of this application, some existing solutions in the industry such as certain software, components, models, etc. may be mentioned, and they should be considered as exemplary. Their purpose is only to illustrate the feasibility of the implementation of the technical solution of this application, but it does not mean that the applicant has or will necessarily use the solution.

[0037] An insurance package refers to a combination of insurance products that includes multiple types of insurance, designed to meet the different needs of customers. Purchasing an insurance package can help customers simplify the insurance purchase process and reduce the tedious operation of purchasing multiple separate insurance products. At the same time, the price of the insurance package varies depending on factors such as the type of insurance, the amount of insurance, and the duration of protection, so the price of the insurance package is also particularly important to users. In the prior art, the traditional insurance package inquiry processing is mainly that the user sends the completed electronic insurance plan to the insurance company's business system on the terminal, and the business personnel retrieve and process the corresponding insurance plan data on the business system to determine the corresponding insurance package and price, and feedback to the user's terminal. However, in the prior art, when a large number of users send the completed electronic insurance plan to the insurance company's business system, the business personnel usually cannot process all the insurance plan data in a timely manner, which makes the processing efficiency of the insurance plan data in the insurance package inquiry low, reducing the user experience.

[0038] In order to solve the above-mentioned technical problems, the embodiments of the present application propose the following technical concepts: the inventor takes into account the insurance package inquiry form created by the user, and based on the multiple insurance package plan data filled in by the user in the insurance package inquiry form, uses the approval end to perform pricing approval processing on each insurance package plan data to generate the final first insurance package inquiry form data, and outputs the final first insurance package inquiry form data to the user, thereby improving the processing efficiency of insurance plan data in the insurance package inquiry and enhancing the user experience.

[0039] Figure 1 It is a schematic diagram of an application scenario of the insurance data processing method for insurance package price inquiry provided in an embodiment of the present application.

[0040] like Figure 1 As shown, the scenario includes: service equipment 101, insurance price inquiry platform 102 and approval terminal 103.

[0041] The service device 101 may be a public computer terminal or a personal computer or other terminal.

[0042] The insurance inquiry platform 102 may be a mobile phone or a mobile terminal such as a personal computer.

[0043] The approval terminal 103 may be an independent server or a cluster composed of multiple servers.

[0044] The service device 101 receives the first insurance package inquiry data sent by any user through the insurance inquiry platform 102, wherein the first insurance package inquiry data at least includes an insurance product combination form; receives multiple insurance package plan data sent by the user through the insurance inquiry platform, wherein the multiple insurance package plan data are generated by the insurance inquiry platform in response to the user's filling operation on the insurance product combination form; sends the first insurance package inquiry data containing multiple insurance package plan data to the approval terminal 103, so that the approval terminal 103 performs pricing approval processing on each insurance package plan data in the first insurance package inquiry data to generate the final first insurance package inquiry data; receives the final first insurance package inquiry data returned by the approval terminal 103; and outputs the final first insurance package inquiry data to the insurance inquiry platform 102 corresponding to the user. The following is a detailed description using a detailed embodiment.

[0045] Figure 2 Schematic diagram of the insurance data processing method for insurance package price inquiry provided in the embodiment of the present application Figure 1 , the execution subject of this embodiment can be Figure 1 The service equipment in the embodiment shown is not particularly limited in this embodiment. Figure 2 As shown, the method includes:

[0046] S201: receiving insurance package inquiry form data sent by any user through the insurance inquiry platform, wherein the insurance package inquiry form data is first insurance package inquiry form data, and the first insurance package inquiry form data at least includes an insurance product combination form.

[0047] In this embodiment, the insurance package quotation form data includes first insurance package quotation form data and second insurance quotation form data; accordingly, the creation process of the insurance package quotation form data in step S201 specifically includes:

[0048] S2011: In response to the user's login operation on the preset insurance inquiry platform, an insurance package inquiry interface is generated.

[0049] In this embodiment, the preset insurance quotation inquiry platform may be an open source online insurance quotation inquiry platform or a commercial online insurance quotation inquiry platform.

[0050] S2012: Determine whether the user has a historical insurance package inquiry form.

[0051] S2013: If it is determined that the user has a historical insurance package inquiry form, a historical insurance package inquiry form prompt and a create insurance package inquiry form prompt are generated on the insurance package inquiry interface.

[0052] In this embodiment, the historical insurance package quotation form prompt and the insurance package quotation creation form prompt may be a pop-up window, a virtual button, a link, or other prompting methods.

[0053] S2014: In response to the user's triggering operation of creating an insurance package inquiry form, an insurance package inquiry form to be filled out is generated, wherein the insurance package inquiry form to be filled out includes multiple insurance information; in response to the user's filling-in operation of multiple insurance information, first insurance package inquiry form data is generated.

[0054] In this embodiment, the various insurance information includes basic user information, quotation period, user insurance conditions and insurance type requirements; accordingly, in response to the user filling in the various insurance information, step S2014 generates first insurance package quotation form data, specifically including:

[0055] S20141: In response to the user filling in the user's basic information, quotation period, and user's insurance conditions, basic information of the first insurance package inquiry form is generated.

[0056] In this embodiment, the basic user information may be the insured's name, contact information, ID number and other basic information.

[0057] In this embodiment, the quotation period may be how long the policyholder wishes to obtain a quotation.

[0058] In this embodiment, the user insurance conditions may be specific conditions of the insured, such as occupation, health status, etc.

[0059] S20142: In response to the user filling in the insurance type requirements, an insurance product combination form is generated.

[0060] Illustratively, the insurance type requirement is school insurance; and the insurance product combination form is an insurance product combination form within the scope of school insurance.

[0061] S20143: Generate the first insurance package inquiry form data according to the basic information of the first insurance package inquiry form and the insurance product combination form.

[0062] S2015: In response to the user's triggering operation on the historical insurance package quotation form prompt, a historical insurance package quotation form is generated; and the historical insurance package quotation form is determined as the second insurance package quotation form data.

[0063] S202: receiving a plurality of insurance package plan data sent by a user through an insurance price inquiry platform, wherein the plurality of insurance package plan data is generated by the insurance price inquiry platform in response to a user filling out an insurance product combination form.

[0064] In this embodiment, multiple insurance package plan data are obtained by different combinations of insurance types, coverages, and insured amounts.

[0065] Exemplarily, the data of any insurance package plan is: the insurance types are accidental injury insurance, accidental injury medical insurance and hospitalization medical insurance; the coverage is the student's time at school and traveling; the insured amount is 1 million for accidental injury insurance, 1 million for accidental injury medical insurance and 1 million for hospitalization medical insurance.

[0066] Specifically, after step S202, the method further includes: generating a plurality of final insurance package plan data in response to a user's checking or editing operation on the plurality of insurance package plan data.

[0067] S203: Sending the first insurance package quotation form data including multiple insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each insurance package plan data in the first insurance package quotation form data to generate the final first insurance package quotation form data.

[0068] Based on step S202, it also includes: sending the first insurance package quotation form data containing multiple final insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each final insurance package plan data in the first insurance package quotation form data to generate the final first insurance package quotation form data.

[0069] For example, the approval end stores the detailed expenses of the school insurance;

[0070] Specifically, after step S203, the method further includes steps a to b:

[0071] Step a: Generate insurance product combination units based on the data of each insurance package plan.

[0072] Step b: Push the insurance product combination unit to the corresponding issuing platform for storage.

[0073] In this embodiment, the order issuing platform can be single or multiple, which needs to be determined based on actual conditions.

[0074] S204: Receive the final first insurance package quotation form data returned by the approval end.

[0075] S205: Output the final first insurance package quotation form data to the insurance quotation platform corresponding to the user.

[0076] Exemplarily, the final first insurance package quotation form data is output to the user's mobile phone via SMS to facilitate the user to subsequently compare multiple insurance package plan data in the final first insurance package quotation form.

[0077] Specifically, after step S205, it also includes: in response to the user's cancellation operation on the final first insurance package inquiry form data, re-creating the insurance package inquiry form, wherein the insurance package inquiry form at least includes an insurance product combination form, and executing the steps of "receiving multiple insurance package plan data sent by the user through the insurance inquiry platform, wherein the multiple insurance package plan data are generated by the insurance inquiry platform in response to the user's filling operation on the insurance product combination form; sending the insurance package inquiry form data containing multiple insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each insurance package plan data in the insurance package inquiry form data to generate the final insurance package inquiry form data; receiving the final insurance package inquiry form data returned by the approval end; and outputting the final insurance package inquiry form data to the insurance inquiry platform corresponding to the user".

[0078] In summary, the insurance data processing method for insurance package inquiry provided by the present embodiment receives first insurance package inquiry form data sent by any user through an insurance inquiry platform, wherein the first insurance package inquiry form data at least includes an insurance product combination form; receives multiple insurance package plan data sent by the user through the insurance inquiry platform, wherein the multiple insurance package plan data are generated by the insurance inquiry platform in response to the user's filling operation on the insurance product combination form; sends the first insurance package inquiry form data containing multiple insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each insurance package plan data in the first insurance package inquiry form data to generate the final first insurance package inquiry form data; receives the final first insurance package inquiry form data returned by the approval end; and outputs the final first insurance package inquiry form data to the insurance inquiry platform corresponding to the user, thereby improving the processing efficiency of the insurance plan data in the insurance package inquiry and increasing the user experience.

[0079] In addition, through the user's inspection or editing operation on multiple insurance package plan data, the customization of insurance package plan data is made more flexible.

[0080] In addition, by pushing the insurance product combination unit to the corresponding issuing platform for storage, it is used to study the user's insurance preferences to facilitate subsequent insurance product management.

[0081] In addition, by directly approving the pricing of multiple insurance package plan data in the insurance product combination form, insurance package inquiries can be made more accurate.

[0082] Figure 3 Schematic diagram of the insurance data processing method for insurance package price inquiry provided in the embodiment of the present application Figure 2 The execution entity of this embodiment can be Figure 1 In the service device of the embodiment shown, the second insurance package quotation sheet data is a historical insurance package quotation sheet; the specific implementation method for the quotation processing of the historical insurance package quotation sheet is described in detail. Figure 3 As shown, the method includes:

[0083] S301: receiving insurance package quotation form data sent by any user through the insurance quotation inquiry platform, wherein the insurance package quotation form data is second insurance package quotation form data.

[0084] In this embodiment, the discussion on the insurance package quotation form data has been described in detail in step S201, which will not be repeated here.

[0085] S302: Send the second insurance package quotation inquiry form data to the approval end, so that the approval end performs pricing approval processing on the insurance package plan data in the second insurance package quotation inquiry form data to generate the final second insurance package quotation inquiry form data.

[0086] In this embodiment, the discussion on the approval end has been described in detail in step S203 and will not be repeated here.

[0087] S303: Receive the final second insurance package quotation form data returned by the approval end.

[0088] S304: Output the final second insurance package quotation form data to the insurance quotation platform corresponding to the user.

[0089] Exemplarily, the final second insurance package quotation form data is output to the user's computer via email to facilitate the user to subsequently compare multiple insurance package plan data in the final second insurance package quotation form.

[0090] In summary, the insurance data processing method for insurance package inquiry provided in this embodiment receives insurance package inquiry form data sent by any user through the insurance inquiry platform, wherein the insurance package inquiry form data is the second insurance package inquiry form data; sends the second insurance package inquiry form data to the approval end, so that the approval end performs pricing approval processing on the insurance package plan data in the second insurance package inquiry form data to generate the final second insurance package inquiry form data; receives the final second insurance package inquiry form data returned by the approval end; and outputs the final second insurance package inquiry form data to the insurance inquiry platform corresponding to the user, thereby improving the processing efficiency of the insurance plan data in the insurance package inquiry and increasing the user experience.

[0091] It should be noted that in step S302, the detailed costs of the secondary insurance may change due to certain circumstances, so it is necessary to re-price and approve the data of each insurance package plan in the second insurance package quotation form data.

[0092] Figure 4 This is a schematic diagram of the structure of an insurance data processing device for insurance package price inquiry provided in an embodiment of the present application. Figure 4 As shown, the insurance data processing device for insurance package price inquiry includes: a first receiving module 401, a second receiving module 402, a first sending module 403, a third receiving module 404 and a first output module 405.

[0093] The first receiving module 401 is used to receive insurance package inquiry form data sent by any user through the insurance inquiry platform, wherein the insurance package inquiry form data is first insurance package inquiry form data, and the first insurance package inquiry form data at least includes an insurance product combination form;

[0094] The second receiving module 402 is used to receive a plurality of insurance package plan data sent by the user through the insurance price inquiry platform, wherein the plurality of insurance package plan data is generated by the insurance price inquiry platform in response to the user filling in the insurance product combination form;

[0095] The first sending module 403 is used to send the first insurance package quotation form data containing the multiple insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each insurance package plan data in the first insurance package quotation form data to generate the final first insurance package quotation form data;

[0096] The third receiving module 404 is used to receive the final first insurance package quotation form data returned by the approval end;

[0097] The first output module 405 is used to output the final first insurance package quotation form data to the insurance quotation platform corresponding to the user.

[0098] In a possible implementation, the insurance package quotation form data includes first insurance package quotation form data and second insurance quotation form data; accordingly, the device further includes:

[0099] The first generating module 406 is used to generate an insurance package inquiry interface in response to the user's login operation on the preset insurance inquiry platform;

[0100] The judgment module 407 is used to judge whether the user has a historical insurance package inquiry form;

[0101] The second generating module 408 is used to generate a reminder of the historical insurance package inquiry form and a reminder of creating an insurance package inquiry form on the insurance package inquiry interface if it is determined that the user has a historical insurance package inquiry form;

[0102] The third generating module 409 is used for generating an insurance package quotation form to be filled in response to the triggering operation of the user on the prompt of creating the insurance package quotation form, wherein the insurance package quotation form to be filled in includes multiple insurance information; and generating the first insurance package quotation form data in response to the user filling in the multiple insurance information;

[0103] The fourth generating module 410 is configured to generate a historical insurance package quotation form in response to a triggering operation of the user on the historical insurance package quotation form prompt; and determine the historical insurance package quotation form as the second insurance package quotation form data.

[0104] In a possible implementation, the multiple insurance information includes basic user information, quotation period, user insurance conditions and insurance type requirements; accordingly, the third generation module 409 includes:

[0105] The first generating unit 4091 is used to generate basic information of the first insurance package quotation form in response to the user filling in the user basic information, the quotation period and the user insurance conditions;

[0106] The second generating unit 4092 is used to generate the insurance product combination form in response to the user's filling operation on the insurance type requirement;

[0107] The third generating unit 4093 is used to generate the first insurance package quotation form data according to the basic information of the first insurance package quotation form and the insurance product combination form.

[0108] In a possible implementation manner, the device further includes:

[0109] The fourth receiving module 411 is used to receive the insurance package inquiry form data sent by any user through the insurance inquiry platform, wherein the insurance package inquiry form data is the second insurance package inquiry form data;

[0110] The second sending module 412 is used to send the second insurance package quotation inquiry form data to the approval end, so that the approval end performs pricing approval processing on the insurance package plan data in the second insurance package quotation inquiry form data to generate the final second insurance package quotation inquiry form data;

[0111] The fifth receiving module 413 is used to receive the final second insurance package quotation form data returned by the approval end;

[0112] The second output module 414 is used to output the final second insurance package quotation form data to the insurance quotation platform corresponding to the user.

[0113] In a possible implementation manner, the device further includes:

[0114] The fifth generating module 415 is used to generate multiple final insurance package plan data in response to the user's checking or editing operation on the multiple insurance package plan data; accordingly, the first sending module 403 is specifically used to: send the first insurance package quotation form data containing the multiple final insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each final insurance package plan data in the first insurance package quotation form data to generate the final first insurance package quotation form data.

[0115] In a possible implementation manner, the device further includes:

[0116] A sixth generating module 416, for generating an insurance product combination unit according to the insurance package plan data;

[0117] The push module 417 is used to push the insurance product combination unit to the corresponding order issuance platform for storage.

[0118] In a possible implementation manner, the device further includes:

[0119] The creation module 418 is used to recreate the insurance package inquiry form in response to the user's cancellation operation on the final first insurance package inquiry form data, wherein the insurance package inquiry form at least includes an insurance product combination form, and executes the steps of "receiving multiple insurance package plan data sent by the user through the insurance inquiry platform, wherein the multiple insurance package plan data are generated by the insurance inquiry platform in response to the user's filling operation on the insurance product combination form; sending the insurance package inquiry form data containing the multiple insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each insurance package plan data in the insurance package inquiry form data to generate the final insurance package inquiry form data; receiving the final insurance package inquiry form data returned by the approval end; and outputting the final insurance package inquiry form data to the insurance inquiry platform corresponding to the user".

[0120] The device provided in this embodiment can be used to execute the technical solution of the above method embodiment. Its implementation principle and technical effect are similar, and this embodiment will not be repeated here.

[0121] Figure 5 Schematic diagram of the hardware structure of the service device provided in the embodiment of the present application. Figure 5 As shown, the service device of this embodiment includes: a processor 501 and a memory 502; the memory stores computer execution instructions; at least one processor executes the computer execution instructions stored in the memory, so that at least one processor executes the above insurance data processing method for insurance package inquiry.

[0122] Optionally, the memory 502 may be independent or integrated with the processor 501 .

[0123] When the memory 502 is independently provided, the service device further includes a bus 503 for connecting the memory 502 and the processor 501 .

[0124] The embodiment of the present application also provides a computer storage medium, in which computer execution instructions are stored. When a processor executes the computer execution instructions, the insurance data processing method for insurance package quotation inquiry as described above is implemented.

[0125] An embodiment of the present application also provides a computer program product, including a computer program, which, when executed by a processor, implements the insurance data processing method for insurance package quotation inquiry as described above.

[0126] In the several embodiments provided in the present application, it should be understood that the disclosed devices and methods can be implemented in other ways. For example, the device embodiments described above are only schematic. For example, the division of the modules is only a logical function division. There may be other division methods in actual implementation, such as multiple modules can be combined or integrated into another system, or some features can be ignored or not executed. Another point is that the mutual coupling or direct coupling or communication connection shown or discussed can be an indirect coupling or communication connection through some interfaces, devices or modules, which can be electrical, mechanical or other forms.

[0127] The modules described as separate components may or may not be physically separated, and the components shown as modules may or may not be physical units, that is, they may be located in one place or distributed on multiple network units. Some or all of the modules may be selected according to actual needs to implement the solution of this embodiment.

[0128] In addition, each functional module in each embodiment of the present application can be integrated into one processing unit, or each module can exist physically separately, or two or more modules can be integrated into one unit. The above-mentioned module-composed unit can be implemented in the form of hardware or in the form of hardware plus software functional units.

[0129] The above-mentioned integrated module implemented in the form of a software function module can be stored in a computer-readable storage medium. The above-mentioned software function module is stored in a storage medium, including a number of instructions for enabling a computer device (which can be a personal computer, a server, or a network device, etc.) or a processor to perform some steps of the method described in each embodiment of the present application.

[0130] It should be understood that the above processor can be a central processing unit (CPU), or other general-purpose processors, digital signal processors (DSP), application-specific integrated circuits (ASIC), etc. A general-purpose processor can be a microprocessor or any conventional processor. The steps of the method disclosed in the invention can be directly embodied as being executed by a hardware processor, or can be executed by a combination of hardware and software modules in the processor.

[0131] The memory may include a high-speed RAM memory, and may also include a non-volatile storage NVM, such as at least one disk memory, and may also be a USB flash drive, a mobile hard disk, a read-only memory, a magnetic disk or an optical disk, etc.

[0132] The bus can be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, or an Extended Industry Standard Architecture (EISA) bus, etc. The bus can be divided into an address bus, a data bus, a control bus, etc. For ease of representation, the bus in the drawings of this application is not limited to only one bus or one type of bus.

[0133] The above storage medium may be implemented by any type of volatile or non-volatile storage device or a combination thereof, such as static random access memory (SRAM), electrically erasable programmable read-only memory (EEPROM), erasable programmable read-only memory (EPROM), programmable read-only memory (PROM), read-only memory (ROM), magnetic memory, flash memory, magnetic disk or optical disk. The storage medium may be any available medium that can be accessed by a general or special purpose computer.

[0134] An exemplary storage medium is coupled to a processor so that the processor can read information from the storage medium and write information to the storage medium. Of course, the storage medium can also be a component of the processor. The processor and the storage medium can be located in an application specific integrated circuit (ASIC). Of course, the processor and the storage medium can also exist as discrete components in an electronic device or a main control device.

[0135] Those skilled in the art can understand that all or part of the steps of implementing the above-mentioned method embodiments can be completed by hardware related to program instructions. The aforementioned program can be stored in a computer-readable storage medium. When the program is executed, the steps of the above-mentioned method embodiments are executed; and the aforementioned storage medium includes: ROM, RAM, disk or optical disk and other media that can store program codes.

[0136] Finally, it should be noted that the above embodiments are only used to illustrate the technical solutions of the present application, rather than to limit it. Although the present application has been described in detail with reference to the aforementioned embodiments, those skilled in the art should understand that they can still modify the technical solutions described in the aforementioned embodiments, or replace some or all of the technical features therein with equivalents. However, these modifications or replacements do not cause the essence of the corresponding technical solutions to deviate from the scope of the technical solutions of the embodiments of the present application.

Claims

1. An insurance data processing method for insurance package price inquiry, characterized in that: Applied to service equipment, including: Receiving insurance package inquiry form data sent by any user through the insurance inquiry platform, wherein the insurance package inquiry form data is first insurance package inquiry form data, and the first insurance package inquiry form data at least includes an insurance product combination form; Receiving a plurality of insurance package plan data sent by the user through the insurance price inquiry platform, wherein the plurality of insurance package plan data is generated by the insurance price inquiry platform in response to the user filling in the insurance product combination form; Sending the first insurance package quotation form data containing the plurality of insurance package scheme data to the approval end, so that the approval end performs pricing approval processing on each insurance package scheme data in the first insurance package quotation form data to generate the final first insurance package quotation form data; Receiving the final first insurance package quotation form data returned by the approval end; The final first insurance package quotation form data is output to the insurance quotation platform corresponding to the user.

2. The method according to claim 1, characterized in that The insurance package quotation form data includes the first insurance package quotation form data and the second insurance package quotation form data; Accordingly, the process of creating the insurance package inquiry form data includes: In response to the user's login operation on the insurance inquiry platform, generating an insurance package inquiry interface; Determine whether the user has a historical insurance package inquiry form; If it is determined that the user has a historical insurance package inquiry form, a historical insurance package inquiry form prompt and a create insurance package inquiry form prompt are generated on the insurance package inquiry interface; If in response to the triggering operation of the user on the prompt of creating the insurance package inquiry form, an insurance package inquiry form to be filled in is generated, wherein the insurance package inquiry form to be filled in includes multiple insurance information; in response to the user's filling operation on the multiple insurance information, the first insurance package inquiry form data is generated; If a historical insurance package inquiry form is generated in response to a triggering operation of the user on the historical insurance package inquiry form prompt, the historical insurance package inquiry form is determined as the second insurance package inquiry form data.

3. The method according to claim 2, characterized in that The various insurance information includes basic information of the user, quotation period, insurance conditions of the user and insurance type requirements; Accordingly, in response to the user filling in the multiple insurance information, generating the first insurance package quotation form data includes: In response to the user filling in the user basic information, the quotation period and the user insurance conditions, generating basic information of the first insurance package quotation inquiry form; In response to the user filling in the insurance type requirement, generating the insurance product combination form; The first insurance package quotation form data is generated according to the basic information of the first insurance package quotation form and the insurance product combination form.

4. The method according to claim 2, characterized in that: Also includes: Receiving insurance package quotation form data sent by any user through the insurance quotation inquiry platform, wherein the insurance package quotation form data is the second insurance package quotation form data; Sending the second insurance package quotation inquiry form data to the approval end, so that the approval end performs pricing approval processing on the insurance package plan data in the second insurance package quotation inquiry form data to generate final second insurance package quotation inquiry form data; Receiving the final second insurance package quotation form data returned by the approval end; The final second insurance package quotation form data is output to the insurance quotation platform corresponding to the user.

5. The method according to claim 1, characterized in that: After receiving the multiple insurance package plan data sent by the user through the insurance inquiry platform, the method further includes: In response to a user's checking or editing operation on the plurality of insurance package plan data, generating a plurality of final insurance package plan data; Accordingly, the first insurance package quotation form data containing the plurality of insurance package scheme data is sent to the approval end, so that the approval end performs pricing approval processing on each insurance package scheme data in the first insurance package quotation form data to generate the final first insurance package quotation form data, including: The first insurance package quotation form data including the multiple final insurance package plan data are sent to the approval end, so that the approval end performs pricing approval processing on each final insurance package plan data in the first insurance package quotation form data to generate the final first insurance package quotation form data.

6. The method according to claim 1, characterized in that After sending the first insurance package quotation form data containing the plurality of insurance package scheme data to the approval end so that the approval end performs pricing approval processing on each insurance package scheme data in the first insurance package quotation form data to generate the final first insurance package quotation form data, the method further includes: Generate an insurance product combination unit according to the insurance package plan data; The insurance product combination unit is pushed to the corresponding order issuance platform for storage.

7. The method according to any one of claims 1 to 6, characterized in that: After the final first insurance package inquiry form data is output to the insurance inquiry platform corresponding to the user, the method further includes: In response to the user's cancel operation on the final first insurance package inquiry form data, an insurance package inquiry form is recreated, wherein the insurance package inquiry form at least includes an insurance product combination form, and the steps of "receiving multiple insurance package plan data sent by the user through the insurance inquiry platform, wherein the multiple insurance package plan data are generated by the insurance inquiry platform in response to the user's filling operation on the insurance product combination form; sending the insurance package inquiry form data containing the multiple insurance package plan data to the approval end, so that the approval end performs pricing approval processing on each insurance package plan data in the insurance package inquiry form data to generate the final insurance package inquiry form data; receiving the final insurance package inquiry form data returned by the approval end; and outputting the final insurance package inquiry form data to the insurance inquiry platform corresponding to the user" are performed.

8. An insurance data processing device for insurance package price inquiry, characterized in that: Applied to service equipment, including: A first receiving module is used to receive insurance package inquiry form data sent by any user through the insurance inquiry platform, wherein the insurance package inquiry form data is first insurance package inquiry form data, and the first insurance package inquiry form data at least includes an insurance product combination form; A second receiving module is used to receive a plurality of insurance package plan data sent by the user through the insurance price inquiry platform, wherein the plurality of insurance package plan data is generated by the insurance price inquiry platform in response to the user filling in the insurance product combination form; A first sending module is used to send the first insurance package quotation form data containing the plurality of insurance package scheme data to the approval end, so that the approval end performs pricing approval processing on each insurance package scheme data in the first insurance package quotation form data to generate the final first insurance package quotation form data; A third receiving module is used to receive the final first insurance package quotation form data returned by the approval end; The first output module is used to output the final first insurance package quotation form data to the insurance quotation platform corresponding to the user.

9. A service device, characterized in that: include: at least one processor and memory; The memory stores computer-executable instructions; The at least one processor executes the computer-executable instructions stored in the memory, so that the at least one processor executes the insurance data processing method for insurance package quotation inquiry as described in any one of claims 1 to 7.

10. A computer storage medium, characterized in that: The computer storage medium stores computer execution instructions. When the processor executes the computer execution instructions, the insurance data processing method for insurance package quotation inquiry as described in any one of claims 1 to 7 is implemented.

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