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Payment method through a payment instrument and server and mobile terminal

A payment server and mobile terminal technology, applied in the field of payment unit payment, to achieve the effect of strengthening security and ensuring transaction security

Inactive Publication Date: 2013-10-23
LG CNS
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The prior art described above provides a one-time number or provides a structure for mutual authentication between the user and the financial institution to solve the security of credit card payment. This solution has limitations in fundamentally preventing the theft of credit cards.

Method used

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  • Payment method through a payment instrument and server and mobile terminal
  • Payment method through a payment instrument and server and mobile terminal
  • Payment method through a payment instrument and server and mobile terminal

Examples

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Embodiment Construction

[0045] The description of the present invention is merely an example for explaining the structure and function, and therefore it should not be construed that the scope of rights of the present invention is limited to the examples described herein. That is, the embodiments can be changed in various ways and have various forms. Therefore, it should be understood that the scope of rights of the present invention includes various equivalent technical solutions capable of realizing technical ideas. In addition, the purpose or effect proposed in the present invention does not mean that a specific embodiment should include all of the purpose or effect or only this effect, so it should not be construed that the scope of rights of the present invention is limited thereto.

[0046] On the other hand, the meanings of the terms described in this application should be understood as follows.

[0047] Terms such as "first", "second" and the like are used to distinguish one structural compone...

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Abstract

A payment method is performed through a payment server connectable to at least one mobile terminal and a payment terminal. The payment method includes: receiving payment information including a payment identification code and a payment location code from the payment terminal; estimating a payment location based on the payment location code; determining the at least one mobile terminal associated with the payment identification code; transmitting the estimated payment location to the at least one mobile terminal; and receiving a location-based approval or a payment rejection from a particular mobile terminal, the approval / rejection determined based on the estimated payment location and a location of a particular mobile terminal belonging to the at least one mobile terminal.

Description

technical field [0001] The present invention relates to a technique of payment by a payment unit, and in more detail, to a payment method by a payment unit capable of simplicity and enhanced security, a payment server and a mobile terminal executing the payment method. Background technique [0002] A cashless payment unit provides convenience to users, but may cause monetary loss due to theft or loss. For example, if a credit card is lost or stolen, it will be notified afterwards through the short message system (SMS) after the credit card picker or stealer pays with the credit card, so the payment cannot be prevented in advance, and it must be resolved through dispute procedures. Resolve monetary losses. The following prior patents provide various techniques for preventing such losses. [0003] Korean Laid-Open Patent No. 10-2011-0125523 relates to a technology for preventing fraudulent use of credit cards by combining a part of the number assigned to a credit card and a ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/40
CPCG06Q20/3224G06Q20/3223G06Q20/16
Inventor 姜珉
Owner LG CNS
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