Bus taking payment method and bus taking payment system

A technology of payment platform and ride information, applied in the direction of payment system structure, equipment, data processing applications, etc., can solve the problems of cumbersome recharging, unable to retrieve the balance in the card, etc., and achieve the effect of avoiding congestion

CN105096109AInactive Publication Date: 2015-11-25盛世铸成科技(天津)有限公司
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Publication Date
2015-11-25
Estimated Expiration
Not applicable · inactive patent

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Abstract

The embodiment of the invention discloses a bus taking payment method and a bus taking payment system. The method comprises the following steps that: a mobile terminal obtains bus taking information of an origin station and a terminal station of a user in an NFC (Near Field Communication) mode, and sends user account information and the bus taking information of the origin station and the terminal station of the user to a ticket selling server; the ticket selling server sends a fee deduction request to a payment platform according to the user account information and the bus taking information of the origin station and the terminal station of the user; and the payment platform deducts the corresponding amount of money from a user account according to the fee deduction request. The bus taking payment method and the bus taking payment system provided by the embodiment of the invention has the advantages that a passenger can complete the bus taking fee payment only through the interaction between the self held mobile terminal and the ticket selling server; the advantages of convenience and high speed of the mobile payment are sufficiently utilized; and the goal of paying bus tickets at any time in any place is achieved. Compared with a conventional bus taking fee payment method, the method provided by the invention is more flexible and more convenient.
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Description

Technical field

[0001] The embodiment of the present invention relates to a mobile payment technology, in particular to a ride payment method and system. Background technique

[0002] Currently, an NFC device integrated with a Near Field Communication (Near Field Communication, NFC) chip can support three working modes: active mode, passive mode, and bidirectional mode. In the active mode, the NFC device can be used as a card reader to actively provide a radio frequency field to identify and read / write other NFC devices; in the passive mode, the NFC device can be used as an integrated circuit card (IC) to be read / written by other NFC devices; In the bidirectional mode, the NFC device can not only provide a radio frequency field to identify and read / write other devices, but also can be used as an IC card to be read / write by other NFC devices. Two NFC devices can communicate with each other only by being close without a cable plug, and can exchange information, access content, and...

Examples

Embodiment 1

[0020] figure 1 This is a schematic diagram of the flow of a ride payment method provided in the first embodiment of the present invention. The ride payment method provided in the embodiment of the present invention is suitable for a scenario where a ride fee is paid for a ride, and specifically describes the interaction between a mobile terminal and a ticketing server to determine a ticket The amount, and then the process of payment through the payment platform. The method of this embodiment specifically includes the following operations:

[0021] S110. The mobile terminal obtains the ride information of the user's starting station and the terminal station by means of near field communication NFC, and sends the user account information and the ride information of the user's starting station and terminal station to the ticketing server;

[0022] The foregoing operations are specifically as follows. First, the user needs to set up an NFC module, such as an NFC chip, in the mobile te...

Embodiment 2

[0041] figure 2 Shown is a schematic structural diagram of a ride payment system provided by Embodiment 2 of the present invention, such as figure 2 As shown, the system specifically includes: a mobile terminal 210, a ticketing server 220, and a payment platform 230.

[0042] Wherein, the mobile terminal 210 is used to obtain the ride information of the user's starting station and terminal station through the NFC method, and send the user account information and the ride information of the user's starting station and terminal station to the ticketing server; the ticketing server 220 is configured to send a fee deduction request to the payment platform according to the ride information of the user starting station and terminal station and user account information; the payment platform 230 is configured to deduct a corresponding amount from the user account according to the fee deduction request.

[0043] In the technical solution provided by this embodiment, passengers only need to...