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Fund transition method and device, terminal and storage medium

A conversion method and technology of conversion device, which are applied in the fields of finance, instruments, data processing applications, etc., can solve problems such as loss of income or timeliness

Inactive Publication Date: 2018-03-23
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In order to overcome the problems of loss of income or poor timeliness during fund conversion in the prior art, the present invention provides a fund conversion method and device, a terminal, and a storage medium

Method used

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  • Fund transition method and device, terminal and storage medium
  • Fund transition method and device, terminal and storage medium
  • Fund transition method and device, terminal and storage medium

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Embodiment Construction

[0054] In order to make the technical problems, technical solutions and beneficial effects solved by the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0055] Please refer to figure 1 , is the first flowchart of the fund switching method according to the embodiment of the present invention. The method of this embodiment can be executed by the order system, wherein the order system is the front-end system of the fund registration and settlement system, the order system is used for real-time transaction processing, and conducts transaction packaging for the fund, and generates a transaction package for sending to the fund registration and settlement system transaction registration information. Specifically, the fund swi...

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Abstract

The invention provides a fund transition method and device, a terminal and a storage medium. The method comprises steps of receiving a first fund transition instruction of a fund user; analyzing the first fund transition instruction and extracting a first transition share; based on the first transition share, acquiring a redemption share for the first fund and a subscription share for the second fund by the fund user; within the transaction day of receiving the first fund transition instruction, if failing to receive other transaction instructions for the first fund or the second fund gave bythe fund user, based on the redemption share for the first fund and the subscription share for the second fund, generating T+1 redemption share registration information of the first fund and the subscription share registration information of the second fund; and sending the T+1 redemption share registration information of the first fund and the subscription share registration information of the second fund to a fund registration settlement system for registration. According to the invention, profits of the fund user can be increased and fund transition efficiency can be improved.

Description

technical field [0001] The present invention relates to the field of fund switching, in particular to a fund switching method, device, terminal, and storage medium. Background technique [0002] At present, when the user converts the first fund he holds into the second fund, there are two ways. The first one is to choose the T+0 real-time redemption of the first fund, and then apply for the second fund. In this way, although Real-time subscription of the second fund can be realized, but the income of the first fund on the redemption day will be lost; the second option is to choose T+1 redemption of the first fund, and on the second day after the redemption, the corresponding After the funds arrive in the account, they can apply for the second fund. In this way, customers can avoid losing the income of the first fund on the day of redemption, but customers can only purchase the second fund after the funds corresponding to the first fund arrive. The timeliness is poor, and th...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/06
CPCG06Q40/06
Inventor 水旭飞赵柳
Owner PING AN TECH (SHENZHEN) CO LTD
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