Method, device and equipment for processing business data and computer readable medium

Abstract

The invention discloses a business data processing method, device and equipment and a computer readable medium, and relates to the technical field of mobile internet. A specific embodiment of the method comprises the following steps: querying a bank business server based on a mobile equipment identifier of a mobile equipment client, scanning a two-dimensional code displayed on a page of a webpage client through the mobile equipment client, and displaying setting information of the webpage client corresponding to the bank account identifier on the mobile equipment client; in response to the setting information, after the validity of a communication identifier of the mobile equipment is verified, the mobile equipment client calls acquisition equipment of the mobile equipment to acquire and send biological recognition information of a user; and the mobile equipment client receives verification success information fed back by the banking business server, and login information of a bank account identifier is input in the webpage client. According to the embodiment, the security of logging in the bank account through the webpage can be improved.

Description

Technical Field

[0001] The present invention relates to the field of mobile Internet, and in particular to a method, device, equipment and computer-readable medium for processing business data. Background Art

[0002] With the popularization of mobile devices and the development of Internet technology, more and more users tend to use browsers to log in to web pages for daily banking transactions, such as checking balances, transferring money, and paying bills.

[0003] In the process of implementing the present invention, the inventors found that there are at least the following problems in the prior art: the login information input when logging into a bank account through a web page has low security. Summary of the invention

[0004] In view of this, embodiments of the present invention provide a method, apparatus, device and computer-readable medium for processing business data, which can improve the security of logging into a bank account via a web page.

[0005] To achieve the above object, according to one aspect of an embodiment of the present invention, a method for processing business data is provided, comprising:

[0006] Based on the mobile device identification of the mobile device client, the bank service server is queried to obtain the bank account identification corresponding to the mobile device client, and the setting information of the web client corresponding to the bank account identification is displayed on the mobile device client by scanning the QR code displayed on the web client page through the mobile device client;

[0007] In response to the setting information, after verifying the validity of the communication identification of the mobile device, the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user;

[0008] The mobile device client receives the verification success information fed back by the banking service server, and then inputs the login information of the bank account identification on the web client to log in to the user's web client through the login information to process the service data.

[0009] The method of querying a banking server based on the mobile device identification of a mobile device client to obtain a bank account identification corresponding to the mobile device client, and displaying setting information of a web client corresponding to the bank account identification on the mobile device client by scanning a QR code displayed on a web client page through the mobile device client, comprises:

[0010] According to the mobile device identification of the mobile device client and the bank account identification, the mobile device correspondence relationship is stored in the banking service server, and based on the mobile device identification of the mobile device client, the storage device correspondence relationship in the banking service server is queried to obtain the bank account identification corresponding to the mobile device client;

[0011] The mobile device client scans the QR code displayed on the web client page, and based on the bank account ID determined by the mobile device ID, the setting information of the web client corresponding to the bank account ID is displayed on the mobile device client.

[0012] After verifying the validity of the communication identification of the mobile device in response to the setting information, the mobile device client calls the collection device of the mobile device to obtain the biometric information of the user, and sends the biometric information of the user to verify the user, including:

[0013] Fill in the communication identifier of the mobile device in the setting information, and in response to the mobile device identification information sent based on the communication identifier of the mobile device, feed back the mobile device identification information on the mobile device client to verify the validity of the communication identifier of the mobile device;

[0014] In response to the collection instruction displayed by the mobile device client, the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user.

[0015] The mobile device client receives the verification success information fed back by the banking service server, and then inputs the login information of the bank account identification on the web client to log in to the user's web client through the login information to process the service data, including:

[0016] After the banking service server compares the received user's biometric identification information with the pre-stored user's biometric identification information and finds that they are consistent, the mobile device client receives verification success information fed back by the banking service server;

[0017] In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

[0018] The mobile device client receives the verification success information fed back by the banking service server, and then inputs the login information of the bank account identification on the web client to log in to the user's web client through the login information to process the service data, including:

[0019] If the banking service server does not pre-store the biometric information of the user, the received biometric information of the user is stored, and the mobile device client receives the verification success information fed back by the banking service server;

[0020] In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

[0021] The mobile device client receives the verification success information fed back by the banking service server, and then inputs the login information of the bank account identification on the web client to log in to the user's web client through the login information to process the service data, including:

[0022] The banking service server compares the received biometric information of the user with the pre-stored biometric information of the user and finds that the information is different, the mobile device client calls the acquisition device of the mobile device to obtain the user's biometric information again, and sends the user's biometric information to verify the user, until the mobile device client receives verification success information fed back by the banking service server;

[0023] In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

[0024] In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is inputted in the updated web client to log in the user's web client through the login information to process the service data, including:

[0025] In response to the verification success information fed back by the banking service server, the mobile device client sends the login information of the bank account identifier to the banking service server;

[0026] The banking service server feeds back that the login information is successfully set, and the login information of the bank account identifier is input into the updated web client to log in the user's web client through the login information to process the service data.

[0027] According to a second aspect of an embodiment of the present invention, there is provided a device for processing service data, including:

[0028] A display module is used to query a banking server based on a mobile device identifier of a mobile device client to obtain a bank account identifier corresponding to the mobile device client, and to display setting information of the web client corresponding to the bank account identifier on the mobile device client by scanning a QR code displayed on a web client page through the mobile device client;

[0029] A verification module, configured to respond to the setting information, verify the validity of the communication identification of the mobile device, and then the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user;

[0030] The login module is used for the mobile device client to receive the verification success information fed back by the banking service server, and then input the login information of the bank account identification on the web client to log in to the user's web client through the login information to process business data.

[0031] According to a third aspect of an embodiment of the present invention, there is provided an electronic device for processing service data, including:

[0032] one or more processors;

[0033] a storage device for storing one or more programs,

[0034] When the one or more programs are executed by the one or more processors, the one or more processors implement the above method.

[0035] According to a fourth aspect of an embodiment of the present invention, there is provided a computer-readable medium on which a computer program is stored, and when the program is executed by a processor, the method as described above is implemented.

[0036] According to a fifth aspect of an embodiment of the present invention, a computer program product is provided, including a computer program, and when the program is executed by a processor, the method as described above provided by an embodiment of the present invention is implemented.

[0037] One embodiment of the above invention has the following advantages or beneficial effects: querying a banking service server based on the mobile device identification of a mobile device client to obtain the bank account identification corresponding to the mobile device client, scanning the QR code displayed on the web client page through the mobile device client, and displaying the setting information of the web client corresponding to the bank account identification on the mobile device client; in response to the setting information, after verifying the validity of the communication identification of the mobile device, the mobile device client calls the acquisition device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user; the mobile device client receives the verification success information fed back by the banking service server, and then enters the login information of the bank account identification on the web client, so as to log in to the user's web client to process business data through the login information. Verifying the mobile device and the user through the mobile device client and then logging in on the web client can improve the security of web login to the bank account.

[0038] The further effects of the above-mentioned non-conventional optional manner will be described below in conjunction with the specific implementation manner. BRIEF DESCRIPTION OF THE DRAWINGS

[0039] The accompanying drawings are used to better understand the present invention and do not constitute an improper limitation of the present invention.

[0040] Figure 1 is a schematic diagram of the main flow of a method for processing business data according to an embodiment of the present invention;

[0041] Figure 2 is a schematic diagram of a process of displaying setting information of a web client on a mobile device client according to an embodiment of the present invention;

[0042] Figure 3 is a schematic diagram of a process for verifying a mobile device and a user according to an embodiment of the present invention;

[0043] Figure 4 is a schematic diagram of a process of verifying user biometric information to successfully input login information of a bank account identifier in a web client according to an embodiment of the present invention;

[0044] Figure 5 is a flow chart of setting user biometric information to input login information of a bank account identification in a web client according to an embodiment of the present invention;

[0045] Figure 6 is a schematic diagram of a process of inputting login information of a bank account identification in a web client when verification of user biometric information fails according to an embodiment of the present invention;

[0046] Figure 7is a schematic diagram of a process of inputting login information of a bank account identification in an updated web client according to an embodiment of the present invention;

[0047] Figure 8 is a schematic diagram of the main structure of a device for processing business data according to an embodiment of the present invention;

[0048] Fig. 9 is an exemplary system architecture diagram to which embodiments of the present invention may be applied;

[0049] Fig.10 It is a schematic diagram of the structure of a computer system of a terminal device or a server suitable for implementing an embodiment of the present invention. DETAILED DESCRIPTION

[0050] The following is a description of exemplary embodiments of the present invention in conjunction with the accompanying drawings, including various details of the embodiments of the present invention to facilitate understanding, which should be considered as merely exemplary. Therefore, it should be recognized by those of ordinary skill in the art that various changes and modifications can be made to the embodiments described herein without departing from the scope and spirit of the present invention. Similarly, for clarity and conciseness, the description of well-known functions and structures is omitted in the following description. The acquisition, storage, use, and processing of data in the technical solution of this application comply with the relevant provisions of national laws and regulations.

[0051] It should be noted that in the embodiments of the present application, certain software, components, models and other existing solutions in the industry may be mentioned, and they should be regarded as exemplary. Their purpose is only to illustrate the feasibility of implementing the technical solution of the present application, but it does not mean that the applicant has or will necessarily use the solution.

[0052] Log into the bank account through the web page using a computer, verify multiple pieces of information reserved by the user at the bank to confirm the user, and then modify the password. However, too much verification information is prone to data leakage. As a result, the login information entered when logging into the bank account through the web page is less secure.

[0053] In order to solve the problem that the login information input when logging into a bank account via a web page is low in security, the following technical solution in the embodiment of the present invention may be adopted.

[0054] See also Figure 1 , Figure 1 1 is a schematic diagram of the main flow of a method for processing business data according to an embodiment of the present invention, in which a mobile device and a user are authenticated by a mobile device client, and then a secure login is implemented on a web client. Figure 1 As shown in 100, the following steps are specifically included:

[0055] S101. Based on the mobile device identification of the mobile device client, query the banking service server to obtain the bank account identification corresponding to the mobile device client, and scan the QR code displayed on the web client page through the mobile device client to display the setting information of the web client corresponding to the bank account identification on the mobile device client.

[0056] In the embodiment of the present invention, in order to set the login identification of the web client through the mobile device client, it is necessary to first display the setting information of the web client corresponding to the bank account identification on the mobile device client.

[0057] Specifically, based on the mobile device identification of the mobile device client, the banking service server is queried to obtain the bank account identification corresponding to the mobile device client. The mobile device client scans the QR code displayed on the web client page, and the setting information of the web client corresponding to the bank account identification is displayed on the mobile device client.

[0058] See also Figure 2 That is 200, Figure 2 The present invention is a flowchart of displaying the setting information of a web client on a mobile device client according to an embodiment of the present invention. The flowchart specifically includes the following steps:

[0059] S201. Store the mobile device correspondence in the banking server according to the mobile device identification and the bank account identification of the mobile device client, query the storage device correspondence in the banking server based on the mobile device identification of the mobile device client, and obtain the bank account identification corresponding to the mobile device client.

[0060] In an embodiment of the present invention, the mobile device correspondence is stored in the banking server. Specifically, the mobile device correspondence is stored in the banking server according to the mobile device identifier and the bank account identifier of the mobile device client. As an example, the mobile device correspondence is established and stored in the banking server through a preset authentication method. For example, the preset authentication method includes: sending interactive information through the client.

[0061] Then, the corresponding relationship of the storage devices in the banking server is queried based on the mobile device identification of the mobile device client, so that the bank account identification corresponding to the mobile device client can be obtained. As an example, the mobile device identification of the mobile device client includes the International Mobile Equipment Identity (IMEI).

[0062] S202, scanning the QR code displayed on the web client page through the mobile device client, and based on the bank account ID determined by the mobile device ID, displaying the setting information of the web client corresponding to the bank account ID on the mobile device client.

[0063] In the embodiment of the present invention, the business data can be processed through a mobile device client or a web client.

[0064] The mobile device client scans the QR code displayed on the web client page, and the banking service server determines the bank account ID based on the mobile device ID, and can display the setting information of the web client corresponding to the bank account ID on the mobile device client. As an example, the setting information of the web client includes: setting the communication ID of the mobile terminal and setting the biometric information of the user.

[0065] exist Figure 2 In the embodiment, the mobile device client can be used to display the setting information of the web client on the mobile terminal to improve the security of the input information of the web client.

[0066] S102. In response to the setting information, after verifying the validity of the communication identification of the mobile device, the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user.

[0067] In an embodiment of the present invention, the information of the web client is set by the mobile device client. In order to improve information security, it is necessary to verify the mobile device and the user. Specifically, the validity of the communication identification of the mobile device is verified in response to the setting information. The mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user.

[0068] See also Figure 3 That is 300, Figure 3 This is a schematic diagram of a process for verifying a mobile device and a user according to an embodiment of the present invention. Specifically, the following steps are included:

[0069] S301, fill in the communication identifier of the mobile device in the setting information, respond to the mobile device identification information sent based on the communication identifier of the mobile device, feedback the mobile device identification information on the mobile device client, and verify the validity of the communication identifier of the mobile device.

[0070] In an embodiment of the present invention, the communication identifier of the mobile device can be filled in the setting information of the web client. Then, the mobile device identification information sent by the banking service server based on the communication identifier of the mobile device is received, and in response to the mobile device identification information sent based on the communication identifier of the mobile device, the mobile device identification information is fed back to the mobile device client to verify the validity of the communication identifier of the mobile device. If the mobile device identification information fed back by the mobile device client is consistent with the mobile device identification sent by the banking service server, the communication identifier of the mobile device is verified to be valid.

[0071] As an example, the mobile device identification information includes a one-time password (OTP), and the communication identification of the mobile device is verified to be valid through the one-time password verification.

[0072] S302. In response to the collection instruction displayed by the mobile device client, the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user.

[0073] In an embodiment of the present invention, when the communication identification of the mobile device is valid, the mobile device client displays a collection instruction to verify the user. Specifically, in response to the collection instruction displayed by the mobile device client, the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user. As an example, the biometric information includes one or more of the following: fingerprint, voice, and facial image.

[0074] exist Figure 3 In the embodiment, when the communication identification of the mobile device is verified to be valid, the user is verified with the user's biometric information to improve data security.

[0075] S103: The mobile device client receives verification success information fed back by the banking service server, and then inputs login information of the bank account identifier in the web client to log in to the user's web client through the login information to process business data.

[0076] In an embodiment of the present invention, the mobile device client receives verification success information fed back by the banking service server, indicating that the verification of the user is successful. Then, the login information of the bank account identifier can be input into the web client to log in the user's web client through the login information to process the service data.

[0077] See also Figure 4 That is 400, Figure 4 This is a flow chart of verifying the user's biometric information to successfully input the login information of the bank account identification in the web client according to an embodiment of the present invention. Specifically, the following steps are included:

[0078] S401: After the banking service server compares the received biometric identification information of the user with the pre-stored biometric identification information of the user and finds that the information is consistent, the mobile device client receives verification success information fed back by the banking service server.

[0079] The banking server receives the user's biometric information and compares the received biometric information with the pre-stored biometric information of the user. If the information is consistent, the verification of the user is successful. The banking server sends a verification success message to the mobile client device. The mobile device client receives the verification success message from the banking server.

[0080] S402. In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

[0081] After receiving the verification success information fed back by the banking service server, in response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input in the updated web client to log in to the user's web client through the login information to process business data.

[0082] exist Figure 4 In the embodiment, if the banking service server successfully verifies the user, the user login is implemented through the login information on the updated web client.

[0083] See also Figure 5 That is 500, Figure 5 This is a flow chart of setting user biometric information to input login information of bank account identification in a web client according to an embodiment of the present invention. Specifically, the following steps are included:

[0084] S501. If the banking service server does not pre-store the user's biometric information, the received biometric information of the user is stored, and the mobile device client receives verification success information fed back by the banking service server.

[0085] The banking service server receives the biometric information of the user. If the banking service server does not pre-store the biometric information of the user, the received biometric information of the user is stored. That is, the biometric information of the user is set on the banking service server. After setting and storing the biometric information of the user, the banking service server feeds back verification success information to the mobile client device. The mobile device client receives the verification success information fed back by the banking service server.

[0086] S502: In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

[0087] After receiving the verification success information fed back by the banking service server, in response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input in the updated web client to log in to the user's web client through the login information to process business data.

[0088] exist Figure 5 In the embodiment, the banking service server sets the user's biometric information, and the user logs in through the login information on the updated web client.

[0089] See also Figure 6 That is 600, Figure 6 This is a flow chart of inputting login information of a bank account identification in a web client when verification of user biometric information fails according to an embodiment of the present invention. Specifically, the following steps are included:

[0090] S601. The banking service server compares the received biometric information of the user with the pre-stored biometric information of the user and finds that they are different. The mobile device client calls the collection device of the mobile device to obtain the user's biometric information again, and sends the user's biometric information to verify the user, until the mobile device client receives the verification success information fed back by the banking service server.

[0091] The banking server receives the user's biometric information and compares the received user's biometric information with the pre-stored user's biometric information. If the information is different, it means that the user verification has failed. The user's biometric information can be obtained again.

[0092] Specifically, the mobile device client calls the collection device of the mobile device to obtain the user's biometric information again, and sends the user's biometric information to verify the user. The received user's biometric information is compared with the pre-stored user's biometric information. If the user verification fails, the user's biometric information is obtained again until the mobile device client receives the verification success information fed back by the banking service server.

[0093] The mobile device client calls the mobile device's collection device multiple times to obtain the user's biometric information again to increase the possibility of successful verification.

[0094] S602: In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

[0095] After receiving the verification success information fed back by the banking service server, in response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input in the updated web client to log in to the user's web client through the login information to process business data.

[0096] exist Figure 6 In the embodiment, the banking server compares the user's biometric information multiple times and implements user login through the login information on the updated web client.

[0097] See also Figure 7 That is 700, Figure 7 This is a flow chart of inputting login information of a bank account identifier in an updated web client according to an embodiment of the present invention. Specifically, the following steps are included:

[0098] S701. In response to verification success information fed back by the banking service server, the mobile device client sends login information of the bank account identifier to the banking service server.

[0099] After receiving the verification success information fed back by the banking service server, the mobile device client sends the login information of the bank account identifier to the banking service server in response to the verification success information fed back by the banking service server. The login information of the bank account identifier is set by the user on the mobile device client.

[0100] S702. The banking service server feeds back that the login information is successfully set. The login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process business data.

[0101] The bank service server responds that the login information is successfully set, indicating that the login information is set. Enter the login information of the bank account ID in the updated web client to log in to the user's web client through the login information to process business data.

[0102] exist Figure 7 In the embodiment, the mobile device client interacts with the banking server to set the login information of the web client.

[0103] In the above-mentioned embodiment of the present invention, based on the mobile device identification of the mobile device client, the bank service server is queried to obtain the bank account identification corresponding to the mobile device client, and the mobile device client scans the QR code displayed on the web client page, and the setting information of the web client corresponding to the bank account identification is displayed on the mobile device client; in response to the setting information, after verifying the validity of the communication identification of the mobile device, the mobile device client calls the acquisition device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user; the mobile device client receives the verification success information fed back by the banking service server, and then enters the login information of the bank account identification on the web client, so as to log in to the user's web client to process business data through the login information. By verifying the mobile device and the user through the mobile device client and then logging in on the web client, the security of web login to the bank account can be improved.

[0104] See also Figure 8 , Figure 8 is a schematic diagram of the main structure of a device for processing business data according to an embodiment of the present invention. The device for processing business data can implement a method for processing business data, such as Figure 8 As shown in 800, the device for processing business data specifically includes:

[0105] Display module 801, used to query the banking server based on the mobile device identification of the mobile device client to obtain the bank account identification corresponding to the mobile device client, and display the setting information of the web client corresponding to the bank account identification on the mobile device client by scanning the QR code displayed on the web client page through the mobile device client;

[0106] Verification module 802, for verifying the validity of the communication identification of the mobile device in response to the setting information, the mobile device client calling the collection device of the mobile device to obtain the user's biometric information, and sending the user's biometric information to verify the user;

[0107] The login module 803 is used for the mobile device client to receive the verification success information fed back by the banking service server, and then input the login information of the bank account identification in the web client to log in to the user's web client to process business data through the login information.

[0108] In one embodiment of the present invention, the display module 801 is specifically used to store the mobile device correspondence in the banking server according to the mobile device identification of the mobile device client and the bank account identification, query the storage device correspondence in the banking server based on the mobile device identification of the mobile device client, and obtain the bank account identification corresponding to the mobile device client;

[0109] The mobile device client scans the QR code displayed on the web client page, and based on the bank account ID determined by the mobile device ID, the setting information of the web client corresponding to the bank account ID is displayed on the mobile device client.

[0110] In one embodiment of the present invention, the verification module 802 is specifically used to fill in the communication identifier of the mobile device in the setting information, and in response to the mobile device identification information sent based on the communication identifier of the mobile device, feedback the mobile device identification information on the mobile device client to verify the validity of the communication identifier of the mobile device;

[0111] In response to the collection instruction displayed by the mobile device client, the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user.

[0112] In one embodiment of the present invention, the login module 803 is specifically used for the mobile device client to receive verification success information fed back by the banking service server after the banking service server compares the received user's biometric identification information with the pre-stored user's biometric identification information;

[0113] In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

[0114] In one embodiment of the present invention, the login module 803 is specifically used for storing the received biometric information of the user if the banking server does not pre-store the biometric information of the user, and the mobile device client receives the verification success information fed back by the banking server;

[0115] In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

[0116] In one embodiment of the present invention, the login module 803 is specifically used for the banking service server to compare the received biometric information of the user with the pre-stored biometric information of the user, and the mobile device client calls the collection device of the mobile device to obtain the biometric information of the user again, and sends the biometric information of the user to verify the user, until the mobile device client receives the verification success information fed back by the banking service server;

[0117] In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

[0118] In one embodiment of the present invention, the login module 803 is specifically configured to, in response to the verification success information fed back by the banking service server, send the login information of the bank account identifier to the banking service server by the mobile device client;

[0119] The banking service server feeds back that the login information is successfully set, and the login information of the bank account identifier is input into the updated web client to log in the user's web client through the login information to process the service data.

[0120] Fig. 9 An exemplary system architecture 900 is shown to which the method for processing business data or the apparatus for processing business data according to the embodiments of the present invention can be applied.

[0121] like Fig. 9As shown, system architecture 900 may include terminal devices 901, 902, 903, network 904 and server 905. Network 904 is used to provide a medium for communication links between terminal devices 901, 902, 903 and server 905. Network 904 may include various connection types, such as wired, wireless communication links or optical fiber cables, etc.

[0122] The user can use the terminal devices 901, 902, 903 to interact with the server 905 through the network 904 to receive or send messages, etc. Various communication client applications can be installed on the terminal devices 901, 902, 903, such as shopping applications, web browser applications, search applications, instant messaging tools, email clients, social platform software, etc. (only for example).

[0123] The terminal devices 901 , 902 , and 903 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop computers, and desktop computers, etc.

[0124] The server 905 may be a server that provides various services, such as a backend management server (only an example) that provides support for shopping websites browsed by users using the terminal devices 901, 902, and 903. The backend management server may analyze and process the received data such as product information query requests, and feed back the processing results (such as target push information, product information - only an example) to the terminal device.

[0125] It should be noted that the method for processing business data provided in the embodiment of the present invention is generally executed by the server 905 , and accordingly, the device for processing business data is generally set in the server 905 .

[0126] It should be understood that Fig. 9 The number of terminal devices, networks and servers in the embodiment is only for illustration. Any number of terminal devices, networks and servers may be provided according to implementation requirements.

[0127] A computer program product according to an embodiment of the present invention includes a computer program, and when the program is executed by a processor, the method for processing business data provided by the embodiment of the present invention is implemented.

[0128] Reference below Fig.10 , which shows a schematic diagram of the structure of a computer system 1000 of a terminal device suitable for implementing an embodiment of the present invention. Fig.10 The terminal device shown is only an example and should not bring any limitation to the functions and scope of use of the embodiments of the present invention.

[0129] like Fig.10As shown, the computer system 1000 includes a central processing unit (CPU) 1001, which can perform various appropriate actions and processes according to a program stored in a read-only memory (ROM) 1002 or a program loaded from a storage part 1008 into a random access memory (RAM) 1003. In the RAM 1003, various programs and data required for the operation of the system 1000 are also stored. The CPU 1001, the ROM 1002, and the RAM 1003 are connected to each other through a bus 1004. An input / output (I / O) interface 1005 is also connected to the bus 1004.

[0130] The following components are connected to the I / O interface 1005: an input section 1006 including a keyboard, a mouse, etc.; an output section 1007 including a cathode ray tube (CRT), a liquid crystal display (LCD), etc., and a speaker, etc.; a storage section 1008 including a hard disk, etc.; and a communication section 1009 including a network interface card such as a LAN card, a modem, etc. The communication section 1009 performs communication processing via a network such as the Internet. A drive 1010 is also connected to the I / O interface 1005 as needed. A removable medium 1011, such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, etc., is installed on the drive 1010 as needed, so that a computer program read therefrom is installed into the storage section 1008 as needed.

[0131] In particular, according to the embodiments disclosed in the present invention, the process described above with reference to the flowchart can be implemented as a computer software program. For example, the embodiments disclosed in the present invention include a computer program product, which includes a computer program carried on a computer-readable medium, and the computer program contains program code for executing the method shown in the flowchart. In such an embodiment, the computer program can be downloaded and installed from the network through the communication part 1009, and / or installed from the removable medium 1011. When the computer program is executed by the central processing unit (CPU) 1001, the above-mentioned functions defined in the system of the present invention are executed.

[0132] It should be noted that the computer-readable medium shown in the present invention may be a computer-readable signal medium or a computer-readable storage medium or any combination of the above two. The computer-readable storage medium may be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, device or device, or any combination of the above. More specific examples of computer-readable storage media may include, but are not limited to: an electrical connection with one or more wires, a portable computer disk, a hard disk, a random access memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disk read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the above. In the present invention, a computer-readable storage medium may be any tangible medium containing or storing a program that can be used by or in combination with an instruction execution system, device or device. In the present invention, a computer-readable signal medium may include a data signal propagated in a baseband or as part of a carrier wave, which carries a computer-readable program code. This propagated data signal may take a variety of forms, including but not limited to electromagnetic signals, optical signals, or any suitable combination of the above. Computer-readable signal media may also be any computer-readable medium other than computer-readable storage media, which may send, propagate or transmit a program for use by or in conjunction with an instruction execution system, apparatus or device. The program code contained on the computer-readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, optical cable, RF, etc., or any suitable combination of the above.

[0133] The flow chart and block diagram in the accompanying drawings illustrate the possible architecture, function and operation of the system, method and computer program product according to various embodiments of the present invention. In this regard, each box in the flow chart or block diagram can represent a module, a program segment, or a part of a code, and the above-mentioned module, program segment, or a part of a code contains one or more executable instructions for realizing the specified logical function. It should also be noted that in some alternative implementations, the functions marked in the box can also occur in a different order from the order marked in the accompanying drawings. For example, two boxes represented in succession can actually be executed substantially in parallel, and they can sometimes be executed in the opposite order, depending on the functions involved. It should also be noted that each box in the block diagram or flow chart, and the combination of the boxes in the block diagram or flow chart can be implemented with a dedicated hardware-based system that performs a specified function or operation, or can be implemented with a combination of dedicated hardware and computer instructions.

[0134] The modules involved in the embodiments of the present invention may be implemented by software or hardware. The modules described may also be set in a processor, for example, may be described as: a processor includes a display module, a verification module and a login module. The names of these modules do not constitute limitations on the modules themselves in certain cases, for example, the login module may also be described as "for the mobile device client to receive the verification success information fed back by the banking service server, and then input the login information of the bank account identification in the web client, so as to log in to the user's web client through the login information to process the business data".

[0135] As another aspect, the present invention further provides a computer-readable medium, which may be included in the device described in the above embodiment; or may exist independently without being assembled into the device. The above computer-readable medium carries one or more programs, and when the above one or more programs are executed by a device, the device includes:

[0136] Based on the mobile device identification of the mobile device client, the bank service server is queried to obtain the bank account identification corresponding to the mobile device client, and the setting information of the web client corresponding to the bank account identification is displayed on the mobile device client by scanning the QR code displayed on the web client page through the mobile device client;

[0137] In response to the setting information, after verifying the validity of the communication identification of the mobile device, the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user;

[0138] The mobile device client receives the verification success information fed back by the banking service server, and then inputs the login information of the bank account identification on the web client to log in to the user's web client through the login information to process the service data.

[0139] According to the technical solution of the embodiment of the present invention, based on the mobile device identification of the mobile device client, the bank service server is queried to obtain the bank account identification corresponding to the mobile device client, and the mobile device client scans the QR code displayed on the web client page, and the setting information of the web client corresponding to the bank account identification is displayed on the mobile device client; in response to the setting information, after verifying the validity of the communication identification of the mobile device, the mobile device client calls the acquisition device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user; the mobile device client receives the verification success information fed back by the banking service server, and then enters the login information of the bank account identification on the web client, so as to log in to the user's web client to process business data through the login information. The security of web login to bank accounts can be improved by verifying the mobile device and the user through the mobile device client and then logging in on the web client.

[0140] The above specific implementations do not constitute a limitation on the protection scope of the present invention. It should be understood by those skilled in the art that various modifications, combinations, sub-combinations and substitutions may occur depending on design requirements and other factors. Any modification, equivalent substitution and improvement made within the spirit and principle of the present invention shall be included in the protection scope of the present invention.

[0141] It should be noted that in the technical solution of the present invention, the collection, analysis, use, transmission, storage and other aspects of user personal information involved are in compliance with the provisions of relevant laws and regulations, are used for legal and reasonable purposes, are not shared, leaked or sold outside of these legal uses, and are subject to supervision and management by regulatory authorities. Necessary measures should be taken for user personal information to prevent illegal access to such personal information data, ensure that persons who have access to personal information data comply with the provisions of relevant laws and regulations, and ensure the security of user personal information. Once these user personal information data are no longer needed, the risks should be minimized by limiting or even prohibiting data collection and / or deleting data.

[0142] When applicable, including in certain relevant applications, protect user privacy by de-identifying data, such as by removing specific identifiers (e.g., date of birth, etc.) when applicable, controlling the amount or specificity of data stored (e.g., collecting location data at a city level rather than at a specific address level), controlling how data is stored, and / or other de-identification methods.

Claims

1. A method for processing business data, characterized in that: include: Based on the mobile device identification of the mobile device client, the bank service server is queried to obtain the bank account identification corresponding to the mobile device client, and the setting information of the web client corresponding to the bank account identification is displayed on the mobile device client by scanning the QR code displayed on the web client page through the mobile device client; In response to the setting information, after verifying the validity of the communication identification of the mobile device, the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user; The mobile device client receives the verification success information fed back by the banking service server, and then inputs the login information of the bank account identification on the web client to log in to the user's web client through the login information to process the service data.

2. The method for processing business data according to claim 1, characterized in that: The method of querying a banking server based on the mobile device identification of a mobile device client to obtain a bank account identification corresponding to the mobile device client, and displaying setting information of a web client corresponding to the bank account identification on the mobile device client by scanning a QR code displayed on a web client page through the mobile device client, comprises: According to the mobile device identification of the mobile device client and the bank account identification, the mobile device correspondence relationship is stored in the banking service server, and based on the mobile device identification of the mobile device client, the storage device correspondence relationship in the banking service server is queried to obtain the bank account identification corresponding to the mobile device client; The mobile device client scans the QR code displayed on the web client page, and based on the bank account ID determined by the mobile device ID, the setting information of the web client corresponding to the bank account ID is displayed on the mobile device client.

3. The method for processing business data according to claim 1, characterized in that: After verifying the validity of the communication identification of the mobile device in response to the setting information, the mobile device client calls the collection device of the mobile device to obtain the biometric information of the user, and sends the biometric information of the user to verify the user, including: Fill in the communication identifier of the mobile device in the setting information, and in response to the mobile device identification information sent based on the communication identifier of the mobile device, feed back the mobile device identification information on the mobile device client to verify the validity of the communication identifier of the mobile device; In response to the collection instruction displayed by the mobile device client, the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user.

4. The method for processing business data according to claim 1, characterized in that: The mobile device client receives the verification success information fed back by the banking service server, and then inputs the login information of the bank account identification on the web client to log in to the user's web client through the login information to process the service data, including: After the banking service server compares the received user's biometric identification information with the pre-stored user's biometric identification information and finds that they are consistent, the mobile device client receives verification success information fed back by the banking service server; In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

5. The method for processing business data according to claim 1, characterized in that: The mobile device client receives the verification success information fed back by the banking service server, and then inputs the login information of the bank account identification on the web client to log in to the user's web client through the login information to process the service data, including: If the banking service server does not pre-store the biometric information of the user, the received biometric information of the user is stored, and the mobile device client receives the verification success information fed back by the banking service server; In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

6. The method for processing business data according to claim 1, characterized in that: The mobile device client receives the verification success information fed back by the banking service server, and then inputs the login information of the bank account identification on the web client to log in to the user's web client through the login information to process the service data, including: The banking service server compares the received biometric information of the user with the pre-stored biometric information of the user and finds that the information is different, the mobile device client calls the acquisition device of the mobile device to obtain the user's biometric information again, and sends the user's biometric information to verify the user, until the mobile device client receives verification success information fed back by the banking service server; In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is input into the updated web client to log in to the user's web client through the login information to process the service data.

7. The method for processing business data according to any one of claims 4 to 6, characterized in that: In response to the verification success information fed back by the banking service server, the login information of the bank account identifier is inputted in the updated web client to log in the user's web client through the login information to process the service data, including: In response to the verification success information fed back by the banking service server, the mobile device client sends the login information of the bank account identifier to the banking service server; The banking service server feeds back that the login information is successfully set, and the login information of the bank account identifier is input into the updated web client to log in the user's web client through the login information to process the service data.

8. A device for processing business data, characterized in that: include: A display module is used to query a banking server based on a mobile device identifier of a mobile device client to obtain a bank account identifier corresponding to the mobile device client, and to display setting information of the web client corresponding to the bank account identifier on the mobile device client by scanning a QR code displayed on a web client page through the mobile device client; A verification module, configured to respond to the setting information, verify the validity of the communication identification of the mobile device, and then the mobile device client calls the collection device of the mobile device to obtain the user's biometric information, and sends the user's biometric information to verify the user; The login module is used for the mobile device client to receive the verification success information fed back by the banking service server, and then input the login information of the bank account identification on the web client to log in to the user's web client through the login information to process business data.

9. An electronic device for processing business data, characterized in that: include: one or more processors; a storage device for storing one or more programs, When the one or more programs are executed by the one or more processors, the one or more processors implement the method according to any one of claims 1 to 7.

10. A computer readable medium having a computer program stored thereon, characterized in that: When the program is executed by a processor, the method according to any one of claims 1 to 7 is implemented.

11. A computer program product, comprising a computer program, characterized in that When the computer program is executed by a processor, the method according to any one of claims 1 to 7 is implemented.

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