Industrial chain financial risk assessment method and system based on industrial chain data analysis

Abstract

The invention relates to the field of financial risk assessment, and discloses an industrial chain financial risk assessment method and system based on industrial chain data analysis, and the method comprises the steps: constructing an industrial chain graph, and obtaining the production efficiency information, inventory turnover rate information, sales data information and cash flow information of each supply node; according to the production efficiency information and the inventory turnover rate information of the plurality of supply nodes in the industry chain graph, determining production state identification indexes of the plurality of supply nodes in the industry chain graph; according to the inventory turnover rate information, the sales data information and the cash flow information of the plurality of supply nodes in the industry chain graph, determining fund state identification indexes of the plurality of supply nodes in the industry chain graph; and according to the production state identification indexes and the fund state identification indexes of the plurality of supply nodes in the industry chain graph, determining industry chain financial risk assessment results of the plurality of supply nodes in the industry chain graph. The financial risk analysis effect of the industrial chain can be improved by combining the characteristics of the industrial chain.

Description

Technical Field

[0001] The present application relates to the technical field of financial risk assessment, and more specifically, to a method and system for industrial chain financial risk assessment based on industrial chain data analysis. Background Art

[0002] Industrial chain finance is a model that focuses on providing financial services to all links in the industrial chain. Industrial chain finance integrates the capital flow, information flow and logistics flow in the industrial chain to provide customized financial solutions for enterprises in the industrial chain to promote the overall coordination and efficiency improvement of the industrial chain. Industrial chain finance not only serves a certain link in the industrial chain, but covers the entire industrial chain, including upstream suppliers, midstream manufacturers and downstream distributors. Financial institutions can provide customized financial products and services according to the specific needs of enterprises in the industrial chain, such as supply chain financing, accounts receivable financing, inventory financing, etc.

[0003] Patent application CN115049505A (application number: CN202210431147.0) provides a blockchain-based industrial chain financial risk prevention and control method and device, based on the Internet of Things technology, to obtain the production and operation data of each enterprise node in the industrial chain financial business; according to the preset business risk analysis rules, the production and operation data are analyzed to obtain the enterprise risk analysis result data; the production and operation data and the enterprise risk analysis result data are sent to the blockchain network for chain operation to carry out industrial chain financial risk prevention and control. The method in patent application CN115049505A improves the effect and accuracy of risk prevention and control, but cannot effectively analyze the industrial chain financial risks based on the characteristics of the industrial chain, resulting in poor results of industrial chain financial risk analysis. Summary of the invention

[0004] The purpose of this application is to provide an industrial chain financial risk assessment method and system based on industrial chain data analysis, which solves the technical problem of poor effect of industrial chain financial risk analysis and achieves the technical effect of improving the effect of industrial chain financial risk analysis by combining the characteristics of the industrial chain.

[0005] An embodiment of the present application provides an industrial chain financial risk assessment method based on industrial chain data analysis, the method comprising: constructing an industrial chain graph including multiple supply nodes, wherein the multiple supply nodes are connected through supply relationships, and obtaining production efficiency information, inventory turnover information, sales data information and cash flow information of each supply node in the industrial chain; wherein the supply node represents a supply enterprise in the industrial chain; through a production status identification model, according to the production efficiency information and inventory turnover information of the multiple supply nodes in the industrial chain graph, determining the production status identification indicators of the multiple supply nodes in the industrial chain graph; and through a capital status identification model, according to the inventory turnover information, sales data information and cash flow information of the multiple supply nodes in the industrial chain graph, determining the capital status identification indicators of the multiple supply nodes in the industrial chain graph; according to the production status identification indicators and capital status identification indicators of the multiple supply nodes in the industrial chain graph, determining the industrial chain financial risk assessment results of the multiple supply nodes in the industrial chain graph.

[0006] In a possible implementation, the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram are determined according to the production status identification indicators and capital status identification indicators of multiple supply nodes in the industrial chain diagram, including: determining the production status identification weights corresponding to the production status identification indicators and the capital status identification weights corresponding to the capital status identification indicators of multiple supply nodes in the industrial chain diagram according to the industrial chain category corresponding to the industrial chain diagram, and determining the product of the production status identification weights and the production status identification indicators, and the sum of the products of the capital status identification weights and the capital status identification indicators corresponding to the multiple supply nodes in the industrial chain diagram as the financial status identification index; when the financial status identification index of the first supply node is greater than or equal to the preset financial status identification index, it is determined that the first supply node has an industrial chain financial risk; when the financial status identification index of the first supply node is less than the preset financial status identification index, it is determined that the first supply node does not have an industrial chain financial risk.

[0007] In another possible implementation, according to the industrial chain category corresponding to the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators are determined, which also includes: according to the industrial chain category corresponding to the industrial chain diagram and the market shares corresponding to the multiple supply nodes in the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the market shares respectively corresponding to the multiple supply nodes in the industrial chain diagram are determined; wherein the market share corresponding to the supply node is the market share of the supply node in the industry.

[0008] In another possible implementation, the method also includes: based on an industrial chain network composed of multiple industrial chain graphs, obtaining the cross-supply and demand relationship between supply nodes between different industrial chain graphs, and obtaining the supply and demand relationship and adjustable production volume of the supply nodes in the industrial chain graph; determining whether the supply nodes in the industrial chain graph satisfy the supply and demand balance relationship based on the supply and demand relationship, adjustable production volume and cross-supply and demand relationship between supply nodes in different industrial chain graphs; when the supply nodes in the industrial chain graph do not satisfy the supply and demand balance relationship, determining the financing cost indicators of the supply nodes in the industrial chain graph based on the financing cost information and supply and demand adjustment cost information of the supply nodes in the industrial chain graph, and determining the industrial chain financial risk assessment results of the multiple supply nodes in the industrial chain graph based on the production status identification indicators, capital status identification indicators and financing cost indicators of the multiple supply nodes in the industrial chain graph.

[0009] In another possible implementation, the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram are determined according to the production status identification indicators, capital status identification indicators and financing cost indicators of multiple supply nodes in the industrial chain diagram, including: determining the production status identification weights corresponding to the production status identification indicators, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators of multiple supply nodes in the industrial chain diagram according to the industrial chain categories corresponding to the industrial chain diagram, and determining the sum of the product of the production status identification weight and the production status identification index, the product of the capital status identification weight and the capital status identification index, and the product of the financing cost indicator and the financing cost weight corresponding to the multiple supply nodes in the industrial chain diagram as the financial status identification index; when the financial status identification index of the first supply node is greater than or equal to the preset financial status identification index, it is determined that the first supply node has industrial chain financial risks; when the financial status identification index of the first supply node is less than the preset financial status identification index, it is determined that the first supply node does not have industrial chain financial risks.

[0010] In another possible implementation, according to the industrial chain category corresponding to the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators are determined, including: according to the industrial chain category corresponding to the industrial chain diagram and the market shares corresponding to the multiple supply nodes in the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators are determined.

[0011] An embodiment of the present application also provides an industrial chain financial risk assessment system based on industrial chain data analysis, comprising a unit for executing any of the methods described above.

[0012] An embodiment of the present application also provides an industrial chain financial risk assessment system based on industrial chain data analysis, including a memory, a processor, and a computer program stored in the memory and executable on the processor. When the processor executes the computer program, it implements any of the methods described above.

[0013] An embodiment of the present application further provides a computer-readable storage medium, wherein the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the method described in any one of the above items is implemented.

[0014] An embodiment of the present application also provides a computer program product, including a computer program, which implements the steps of any of the methods described above when executed by a processor.

[0015] Compared with the prior art, the embodiments of the present invention have the following beneficial effects: An embodiment of the present application provides an industrial chain financial risk assessment method based on industrial chain data analysis, the method comprising: constructing an industrial chain graph including multiple supply nodes, the multiple supply nodes are connected by supply relationships, and obtaining production efficiency information, inventory turnover information, sales data information and cash flow information of each supply node in the industrial chain; wherein the supply node represents a supply enterprise in the industrial chain; through a production status identification model, according to the production efficiency information and inventory turnover information of the multiple supply nodes in the industrial chain graph, the production status identification indicators of the multiple supply nodes in the industrial chain graph are determined; and through a capital status identification model, according to the inventory turnover information, sales data information and cash flow information of the multiple supply nodes in the industrial chain graph, the capital status identification indicators of the multiple supply nodes in the industrial chain graph are determined; according to the production status identification indicators and capital status identification indicators of the multiple supply nodes in the industrial chain graph, the industrial chain financial risk assessment results of the multiple supply nodes in the industrial chain graph are determined. The method in the embodiment of the present application can respectively extract production status identification indicators and capital status identification indicators for the supply nodes in the industrial chain, and determine the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram based on the production status identification indicators and capital status identification indicators, thereby realizing the analysis of industrial chain financial risks based on the characteristics of the industrial chain according to the production status and capital status of the industrial chain, and improving the assessment accuracy of industrial chain financial risks. BRIEF DESCRIPTION OF THE DRAWINGS

[0016] In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings required for use in the embodiments or the description of the prior art will be briefly introduced below. Obviously, the drawings described below are only some embodiments of the present application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying creative labor.

[0017] Figure 1 A flowchart of a first industrial chain financial risk assessment method based on industrial chain data analysis provided in an embodiment of the present application; Figure 2 A schematic diagram of a workflow of an industrial chain financial risk assessment method based on industrial chain data analysis provided in an embodiment of the present application; Figure 3 A flow chart of a second method for assessing industrial chain financial risks based on industrial chain data analysis provided in an embodiment of the present application; Figure 4 A flowchart of a third method for assessing industrial chain financial risks based on industrial chain data analysis provided in an embodiment of the present application; Figure 5 A flowchart of a fourth method for assessing industrial chain financial risks based on industrial chain data analysis provided in an embodiment of the present application; Figure 6 A logical structure diagram of an industrial chain financial risk assessment system based on industrial chain data analysis provided in an embodiment of the present application; Figure 7 A schematic diagram of the entity structure of an industrial chain financial risk assessment system based on industrial chain data analysis provided in an embodiment of the present application. DETAILED DESCRIPTION

[0018] It should be understood that when used in the present specification and the appended claims, the term "comprising" indicates the presence of described features, wholes, steps, operations, elements and / or components, but does not exclude the presence or addition of one or more other features, wholes, steps, operations, elements, components and / or combinations thereof.

[0019] It should also be understood that the term “and / or” used in the specification and appended claims refers to any and all possible combinations of one or more of the associated listed items, and includes these combinations.

[0020] As used in the specification and appended claims of this application, the term "if" can be interpreted as "when" or "uponce" or "in response to determining" or "in response to detecting", depending on the context. Similarly, the phrase "if it is determined" or "if [described condition or event] is detected" can be interpreted as meaning "uponce it is determined" or "in response to determining" or "uponce [described condition or event] is detected" or "in response to detecting [described condition or event]", depending on the context.

[0021] In addition, in the description of the present application specification and the appended claims, the terms "first", "second", "third", etc. are only used to distinguish the descriptions and cannot be understood as indicating or implying relative importance.

[0022] References to "one embodiment" or "some embodiments" etc. described in the specification of this application mean that one or more embodiments of the present application include specific features, structures or characteristics described in conjunction with the embodiment. Therefore, the statements "in one embodiment", "in some embodiments", "in some other embodiments", "in some other embodiments", etc. that appear in different places in this specification do not necessarily refer to the same embodiment, but mean "one or more but not all embodiments", unless otherwise specifically emphasized in other ways. The terms "including", "comprising", "having" and their variations all mean "including but not limited to", unless otherwise specifically emphasized in other ways.

[0023] The existing industrial chain financial risk prevention and control methods cannot effectively analyze the industrial chain financial risks based on the characteristics of the industrial chain, resulting in poor results in the industrial chain financial risk analysis.

[0024] Based on the above reasons, an embodiment of the present application provides an industrial chain financial risk assessment method based on industrial chain data analysis, and the method includes: constructing an industrial chain graph including multiple supply nodes, wherein the multiple supply nodes are connected through supply relationships, and obtaining production efficiency information, inventory turnover information, sales data information and cash flow information of each supply node in the industrial chain; wherein the supply node represents a supply enterprise in the industrial chain; through a production status identification model, according to the production efficiency information and inventory turnover information of the multiple supply nodes in the industrial chain graph, the production status identification indicators of the multiple supply nodes in the industrial chain graph are determined; and through a capital status identification model, according to the inventory turnover information, sales data information and cash flow information of the multiple supply nodes in the industrial chain graph, the capital status identification indicators of the multiple supply nodes in the industrial chain graph are determined; according to the production status identification indicators and capital status identification indicators of the multiple supply nodes in the industrial chain graph, the industrial chain financial risk assessment results of the multiple supply nodes in the industrial chain graph are determined. The method in the embodiment of the present application can respectively extract production status identification indicators and capital status identification indicators for the supply nodes in the industrial chain, and determine the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram based on the production status identification indicators and capital status identification indicators, thereby realizing the analysis of industrial chain financial risks based on the characteristics of the industrial chain according to the production status and capital status of the industrial chain, and improving the assessment accuracy of industrial chain financial risks.

[0025] In some scenarios, an industrial chain financial risk assessment method based on industrial chain data analysis in an embodiment of the present application can be applied to industrial chain financial services, capable of performing financial risk assessment on a specific industrial chain, thereby improving the accuracy of industrial chain financial risk assessment.

[0026] The following is a detailed description of an industrial chain financial risk assessment method based on industrial chain data analysis provided in an embodiment of the present application with reference to specific examples.

[0027] Figure 1 A flowchart of the first industrial chain financial risk assessment method based on industrial chain data analysis provided in the embodiment of the present application is as follows: Figure 1 As shown, the method includes S110 to S130, and S110 to S130 are described in detail below.

[0028] S110: construct an industrial chain diagram including multiple supply nodes, wherein the multiple supply nodes are connected through supply relationships, and obtain production efficiency information, inventory turnover rate information, sales data information, and cash flow information of each supply node in the industrial chain. The supply node represents a supply enterprise in the industrial chain.

[0029] When conducting industrial chain financial risk assessment, an industrial chain graph including multiple supply nodes can be constructed. Multiple supply nodes are connected through supply relationships. The industrial chain graph includes edges composed of multiple supply nodes and supply relationships. Supply relationships connect multiple supply nodes to form a graph structure, and then the industrial chain analysis can be performed based on the graph neural network.

[0030] Exemplarily, the supply node is used to represent a supply enterprise in the industrial chain, and the supply enterprise is a plurality of associated enterprises in the industrial chain that form the industrial chain.

[0031] After obtaining the industrial chain diagram, we can also obtain the production efficiency information, inventory turnover information, sales data information and cash flow information of each supply node in the industrial chain, and then evaluate the financial risks of the industrial chain based on the production efficiency information, inventory turnover information, sales data information and cash flow information of each supply node.

[0032] Exemplarily, the production efficiency information represents the production efficiency of the supply enterprise corresponding to the supply node, and the production efficiency information may be the time series production efficiency information of the supply node within 5 days, 10 days or 30 days.

[0033] Exemplarily, the inventory turnover rate information represents the inventory turnover status of the supply enterprise corresponding to the supply node, and the inventory turnover rate information may be the time series inventory turnover rate information of the supply node within 5 days, 10 days or 30 days.

[0034] Exemplarily, the sales data information represents the sales status of the supply enterprise corresponding to the supply node, and the sales data information may be time-series sales data information of the supply node within 5 days, 10 days or 30 days.

[0035] Exemplarily, the cash flow information represents the cash flow status of the supply enterprise corresponding to the supply node, and the cash flow information may be the time series cash flow information of the supply node within 5 days, 10 days or 30 days.

[0036] S120, using the production status identification model, according to the production efficiency information and inventory turnover information of the multiple supply nodes in the industrial chain diagram, determine the production status identification indicators of the multiple supply nodes in the industrial chain diagram. And using the capital status identification model, according to the inventory turnover information, sales data information and cash flow information of the multiple supply nodes in the industrial chain diagram, determine the capital status identification indicators of the multiple supply nodes in the industrial chain diagram.

[0037] Figure 2 A schematic diagram of the workflow of an industrial chain financial risk assessment method based on industrial chain data analysis provided in an embodiment of the present application is shown in FIG. Figure 2 As shown, after obtaining the production efficiency information, inventory turnover information, sales data information and cash flow information, the production status identification model can be used to determine the production status identification indicators of multiple supply nodes in the industrial chain diagram according to the production efficiency information and inventory turnover information of multiple supply nodes in the industrial chain diagram. The production status identification indicators characterize the production status characteristics of multiple supply nodes in the industrial chain.

[0038] Exemplarily, the production status recognition model may be a graph neural network model, and the production status recognition model may be trained through production efficiency information and inventory turnover rate information of multiple supply nodes in a sample industrial chain graph and corresponding sample production status recognition indicators.

[0039] like Figure 2 As shown, after obtaining the production efficiency information, inventory turnover information, sales data information and cash flow information, the capital status identification model is used to determine the capital status identification indicators of multiple supply nodes in the industrial chain diagram according to the inventory turnover information, sales data information and cash flow information of multiple supply nodes in the industrial chain diagram. The capital status identification indicators represent the capital status identification characteristics of multiple supply nodes in the industrial chain.

[0040] Exemplarily, the capital status identification model can be a graph neural network model, and the capital status identification model can be trained through inventory turnover information, sales data information, cash flow information and corresponding sample capital status identification indicators of multiple supply nodes in the sample industrial chain graph.

[0041] S130. Determine the industrial chain financial risk assessment results of the multiple supply nodes in the industrial chain diagram according to the production status identification indicators and capital status identification indicators of the multiple supply nodes in the industrial chain diagram.

[0042] like Figure 2 As shown, after obtaining the production status identification index and the capital status identification index, the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram can be determined according to the production status identification index and the capital status identification index of multiple supply nodes in the industrial chain diagram, and then corresponding decisions can be made on the industrial chain finance according to the industrial chain financial risk assessment results.

[0043] The beneficial effect brought about by the above-mentioned implementation method is that, through the production status recognition model based on the graph neural network, the production status recognition indicators of multiple supply nodes in the industrial chain graph are determined according to the production efficiency information and inventory turnover information of multiple supply nodes in the industrial chain graph, thereby realizing the recognition of the production status characteristics of the industrial chain based on the graph structure, and determining the financial risks of the industrial chain according to the production status recognition indicators, thereby improving the recognition accuracy of the financial risks of the industrial chain.

[0044] The beneficial effect brought about by the above-mentioned implementation method is that, through the capital status identification model based on graph neural network, the capital status identification indicators of multiple supply nodes in the industrial chain graph are determined according to the inventory turnover information, sales data information and cash flow information of multiple supply nodes in the industrial chain graph, thereby realizing the identification of the capital status characteristics of the industrial chain based on the graph structure, and determining the financial risks of the industrial chain according to the capital status identification indicators, thereby improving the accuracy of identifying the financial risks of the industrial chain.

[0045] The beneficial effect brought about by the above-mentioned implementation method is that the financial risks of the industrial chain are comprehensively determined based on the production status identification indicators and the capital status identification indicators, thereby further improving the accuracy of identifying the financial risks of the industrial chain.

[0046] Figure 3 A flow chart of a second method for assessing industrial chain financial risk based on industrial chain data analysis provided in an embodiment of the present application is shown in FIG. Figure 3 As shown, in the above S130, the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram are determined according to the production status identification indicators and capital status identification indicators of multiple supply nodes in the industrial chain diagram, including S131 to S132. S131 to S132 are specifically explained below.

[0047] S131. According to the industrial chain category corresponding to the industrial chain diagram, determine the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators, and determine the sum of the product of the production status identification weights and the production status identification indicators, and the product of the capital status identification weights and the capital status identification indicators corresponding to multiple supply nodes in the industrial chain diagram as the financial status identification index.

[0048] In different industrial chains, due to the different characteristics of the industrial chains, there will be different financial risk characteristics. When determining the results of the financial risk assessment of the industrial chain, the financial status identification results can be determined based on the industrial chain category corresponding to the industrial chain diagram, through the production status identification indicators and capital status identification indicators.

[0049] When working, according to the industrial chain category corresponding to the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators can be determined, and the product of the production status identification weights and the production status identification indicators, and the sum of the products of the capital status identification weights and the capital status identification indicators corresponding to the multiple supply nodes in the industrial chain diagram can be determined as the financial status identification index. The financial status identification index represents the financial risk characteristics of the industrial chain that integrates the production status identification indicators and the capital status identification indicators.

[0050] Exemplarily, the production status identification weights corresponding to the production status identification indicators of the plurality of supply nodes in the industrial chain diagram may be determined based on empirical values.

[0051] Exemplarily, the capital status identification weights corresponding to the capital status identification indicators of multiple supply nodes in the industrial chain diagram may be determined based on empirical values.

[0052] S132: When the financial status identification index of the first supply node is greater than or equal to the preset financial status identification index, it is determined that the first supply node has industrial chain financial risk. When the financial status identification index of the first supply node is less than the preset financial status identification index, it is determined that the first supply node does not have industrial chain financial risk.

[0053] After obtaining the financial status identification index, when the financial status identification index of the first supply node is greater than or equal to the preset financial status identification index, it means that the financial status identification index of the first supply node is too high, and it can be determined that the first supply node has industrial chain financial risks.

[0054] After obtaining the financial status identification index, when the financial status identification index of the first supply node is less than the preset financial status identification index, it means that the financial status identification index of the first supply node is not high, and it can be determined that there is no industrial chain financial risk in the first supply node.

[0055] The beneficial effect brought about by the above-mentioned implementation method is that according to the production status identification weight and capital status identification weight corresponding to the industrial chain category corresponding to the industrial chain diagram, the financial status identification result is determined by combining the production status identification weight and capital status identification weight through the production status identification index and the capital status identification index, thereby improving the accuracy of financial risk identification for different industrial chains.

[0056] In some implementations, in the above S131, according to the industrial chain category corresponding to the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators are determined, and the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators are determined according to the industrial chain category corresponding to the industrial chain diagram and the market shares corresponding to the multiple supply nodes in the industrial chain diagram. Among them, the market share corresponding to the supply node is the market share of the supply node in the industry.

[0057] When conducting an industrial chain financial risk assessment, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators can be determined based on the industrial chain categories corresponding to the industrial chain diagram and the market shares corresponding to the multiple supply nodes in the industrial chain diagram, thereby further improving the identification accuracy of the production status identification weights and the capital status identification weights.

[0058] Exemplarily, when determining the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators according to the industrial chain categories corresponding to the industrial chain diagram and the market shares respectively corresponding to the multiple supply nodes in the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators can be first determined according to the industrial chain categories corresponding to the industrial chain diagram, and the production status identification weights and the capital status identification weights can be adjusted according to the market shares respectively corresponding to the multiple supply nodes to obtain the production status identification weights corresponding to the production status identification indicators of the multiple supply nodes and the capital status identification weights corresponding to the capital status identification indicators.

[0059] Exemplarily, when the production status identification weight and the capital status identification weight are adjusted according to the market shares corresponding to multiple supply nodes, the production status identification weight can be multiplied by 1 minus the difference in market shares to obtain the adjusted production status identification weight, and the capital status identification weight can be multiplied by the market share to obtain the adjusted capital status identification weight.

[0060] Exemplarily, the market share corresponding to the supply node may be the market share of the supply node in the industry. The market share characterizes the financial stability of the supply node. The production status identification weight and the financial status identification weight can then be adjusted according to the market share to improve the accuracy of financial risk identification of the supply nodes in the industrial chain.

[0061] For example, by multiplying the capital status identification weight by the market share, the greater the market share, the higher the importance of the capital status of the supply node with a larger market share, thereby improving the accuracy of identifying financial risks in the industrial chain with a larger market share.

[0062] For example, by multiplying the production status identification weight by 1 minus the difference in market share, the smaller the market share, the higher the importance of the production status of the supply node with a smaller market share, thereby improving the accuracy of identifying financial risks in the industrial chain with a smaller market share.

[0063] The beneficial effect brought about by the above-mentioned implementation method is that, according to the industrial chain categories corresponding to the industrial chain diagram and the market shares corresponding to the multiple supply nodes in the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of the multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators are determined, thereby improving the accuracy of financial risk identification in the industrial chain.

[0064] The beneficial effect brought about by the above-mentioned implementation method is that the capital status of supply nodes with a larger market share is more important, which improves the accuracy of identifying financial risks in industrial chains with a larger market share.

[0065] The beneficial effect brought about by the above-mentioned implementation method is that the production status of supply nodes with smaller market shares is more important, which improves the accuracy of identifying financial risks in industrial chains with smaller market shares.

[0066] Figure 4 A flow chart of a third method for assessing industrial chain financial risk based on industrial chain data analysis provided in an embodiment of the present application is shown in FIG. Figure 4 As shown, the above method further includes S210 to S230, and S210 to S230 are described in detail below.

[0067] S210. Based on an industrial chain network composed of multiple industrial chain graphs, obtain the cross supply and demand relationship between supply nodes between different industrial chain graphs, and obtain the supply and demand relationship and adjustable production volume of the supply nodes in the industrial chain graph.

[0068] When identifying financial risks in the industrial chain, we can further improve the accuracy of the financial risk assessment results of the industrial chain based on the cross-supply relationship of the industrial chain.

[0069] When conducting industrial chain financial risk assessment, the cross-supply and demand relationship between supply nodes between different industrial chain graphs can be obtained based on the industrial chain network composed of multiple industrial chain graphs. The cross-supply and demand relationship between supply nodes between different industrial chain graphs represents the supply and demand relationship between the supply node and the supply nodes of other industrial chains. The supply and demand relationship between the supply node and the supply nodes of other industrial chains represents the stability of the supply and demand relationship of the supply nodes within this industrial chain.

[0070] When conducting an industrial chain financial risk assessment, the supply and demand relationship and adjustable production volume of the supply nodes in the industrial chain diagram can also be obtained. The supply and demand relationship and adjustable production volume of the supply nodes in the industrial chain diagram represent the production volume characteristics of the supply nodes themselves in the industrial chain diagram.

[0071] Exemplarily, the supply-demand relationship of the supply node in the industrial chain diagram may be the purchase information and sales information of the supply node.

[0072] Exemplarily, the adjustable production volume of the supply node in the industrial chain diagram may be the adjustment floating quantity information of the production volume of the supply node.

[0073] S220. Determine whether the supply nodes in the industrial chain diagram satisfy the supply and demand balance relationship according to the supply and demand relationship of the supply nodes in the industrial chain diagram, the adjustable production volume, and the cross supply and demand relationship between the supply nodes in different industrial chain diagrams.

[0074] After obtaining the supply and demand relationship of the supply nodes in the industrial chain diagram, the adjustable production volume and the cross-supply and demand relationship between the supply nodes between different industrial chain diagrams, it is possible to determine whether the supply nodes in the industrial chain diagram satisfy the supply and demand balance relationship based on the supply and demand relationship of the supply nodes in the industrial chain diagram, the adjustable production volume and the cross-supply and demand relationship between the supply nodes between different industrial chain diagrams. The supply and demand balance relationship characterizes the stability of the supply and demand relationship of the supply nodes in the industrial chain diagram.

[0075] Exemplarily, when determining whether the supply nodes in the industrial chain diagram satisfy the supply and demand balance relationship based on the supply and demand relationship of the supply nodes in the industrial chain diagram, the adjustable production volume, and the cross-supply and demand relationship between the supply nodes between different industrial chain diagrams, it is possible to determine whether the supply nodes in the industrial chain diagram satisfy the supply and demand balance relationship by judging whether the adjustable production volume satisfies the supply and demand relationship of the supply nodes in the industrial chain diagram and the cross-supply and demand relationship between the supply nodes between different industrial chain diagrams.

[0076] S230. When the supply nodes in the industrial chain diagram do not satisfy the supply and demand balance relationship, the financing cost indicators of the supply nodes in the industrial chain diagram are determined according to the financing cost information and supply and demand adjustment cost information of the supply nodes in the industrial chain diagram, and the industrial chain financial risk assessment results of the multiple supply nodes in the industrial chain diagram are determined according to the production status identification indicators, capital status identification indicators and financing cost indicators of the multiple supply nodes in the industrial chain diagram.

[0077] When identifying industrial chain risks, when the supply nodes in the industrial chain diagram do not satisfy the supply and demand balance relationship, it means that the supply and demand relationship of the supply nodes in the industrial chain diagram is unstable. Then, the financing cost indicators of the supply nodes in the industrial chain diagram can be determined based on the financing cost information and supply and demand adjustment cost information of the supply nodes in the industrial chain diagram. The financing cost indicators represent the financing cost characteristics of the supply nodes in the industrial chain diagram.

[0078] Exemplarily, the financing cost information of the supply node in the industrial chain diagram may be the financing cost of similar supply nodes in the industrial chain diagram.

[0079] Exemplarily, the supply and demand adjustment cost information of the supply nodes in the industrial chain diagram may be the adjustment cost incurred by similar supply nodes in the industrial chain diagram when performing supply and demand adjustment.

[0080] Exemplarily, the financing cost information and supply and demand adjustment cost information of the supply nodes in the industrial chain diagram can be obtained through historical data statistics.

[0081] When conducting industrial chain risk identification, after obtaining the financing cost index, the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram can be determined based on the production status identification index, capital status identification index and financing cost index of multiple supply nodes in the industrial chain diagram, so as to identify the financial risks of supply nodes in the industrial chain diagram with unstable supply and demand relationships.

[0082] The beneficial effect brought about by the above-mentioned implementation method is that, based on the industrial chain network composed of multiple industrial chain graphs, the cross-supply and demand relationship between supply nodes between different industrial chain graphs is obtained, and according to the supply and demand relationship of the supply nodes in the industrial chain graph, the adjustable production volume and the cross-supply and demand relationship between the supply nodes between different industrial chain graphs, it is determined whether the supply nodes in the industrial chain graph meet the supply and demand balance relationship, and the financial risks of the supply nodes that do not meet the supply and demand balance relationship are identified, thereby improving the accuracy of financial risk identification in the industrial chain.

[0083] The beneficial effect brought about by the above-mentioned implementation method is that when the supply and demand relationship of the supply node in the industrial chain diagram is unstable, the financing cost index of the supply node in the industrial chain diagram is determined according to the financing cost information and supply and demand adjustment cost information of the supply node in the industrial chain diagram, and the financial risk of the supply node is determined according to the financing cost index, thereby improving the accuracy of identifying the financial risk of the supply node.

[0084] The beneficial effect brought about by the above-mentioned implementation method is that when identifying the financial risks of supply nodes that do not meet the supply and demand balance relationship, the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram are determined based on the production status identification indicators, capital status identification indicators and financing cost indicators of multiple supply nodes in the industrial chain diagram, thereby further improving the accuracy and precision of industrial chain financial risk identification.

[0085] Figure 5 A flowchart of a fourth method for assessing industrial chain financial risk based on industrial chain data analysis provided in an embodiment of the present application is shown in FIG. Figure 5 As shown, in the above S230, the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram are determined according to the production status identification indicators, capital status identification indicators and financing cost indicators of multiple supply nodes in the industrial chain diagram, including S231 to S232. S231 to S232 are specifically explained below.

[0086] S231. According to the industrial chain category corresponding to the industrial chain diagram, determine the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators, and determine the sum of the product of the production status identification weights and the production status identification indicators, the product of the capital status identification weights and the capital status identification indicators, and the product of the financing cost indicators and the financing cost weights corresponding to multiple supply nodes in the industrial chain diagram as the financial status identification index.

[0087] When identifying the financial risks of the industrial chain, the financial risks of the industrial chain have different characteristics when the industrial chain categories corresponding to the industrial chain diagram are different. Then, according to the industrial chain categories corresponding to the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators can be determined. Then, the financial risks of the industrial chain can be identified in combination with the production status identification weights, the capital status identification weights and the financing cost weights.

[0088] For example, when the industrial chain is related to light industry, the weight of financing cost can be smaller; when the industrial chain is related to heavy assets, the weight of financing cost can be larger.

[0089] Exemplarily, the financing cost weight may be determined by empirical values.

[0090] When conducting financial risk assessment of the industrial chain, the sum of the product of the production status identification weight and the production status identification index, the product of the capital status identification weight and the capital status identification index, and the product of the financing cost index and the financing cost weight corresponding to multiple supply nodes in the industrial chain diagram can be determined as the financial status identification index, and then the financial risks corresponding to the supply nodes in the industrial chain diagram can be determined based on the financial status identification index.

[0091] S232: When the financial status identification index of the first supply node is greater than or equal to the preset financial status identification index, it is determined that the first supply node has industrial chain financial risk. When the financial status identification index of the first supply node is less than the preset financial status identification index, it is determined that the first supply node does not have industrial chain financial risk.

[0092] After obtaining the financial status identification index, when the financial status identification index of the first supply node is greater than or equal to the preset financial status identification index, it indicates that the possibility of financial risk of the supply node in the current industrial chain diagram is relatively high, and it can be determined that the first supply node has industrial chain financial risk.

[0093] After obtaining the financial status identification index, when the financial status identification index of the first supply node is less than the preset financial status identification index, it means that the possibility of financial risk of the supply node in the current industrial chain diagram is small, and it can be determined that the first supply node does not have industrial chain financial risk.

[0094] The beneficial effect brought about by the above-mentioned implementation method is that, according to the industrial chain category corresponding to the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators can be determined. Then, the financial risks of the industrial chain can be identified in combination with the production status identification weights, capital status identification weights and financing cost weights, thereby improving the accuracy of identifying financial risks in the industrial chain.

[0095] In some implementations, according to the industrial chain category corresponding to the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators are determined, including: according to the industrial chain category corresponding to the industrial chain diagram and the market shares corresponding to the multiple supply nodes in the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators are determined.

[0096] When identifying industrial chain risks, market share may also affect the evaluation indicators of industrial chain financial risks. Therefore, based on the industrial chain categories corresponding to the industrial chain diagram and the market shares corresponding to the multiple supply nodes in the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of the multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators can be determined to adjust the industrial chain financial risk identification indicators according to the market share of the supply nodes.

[0097] Exemplarily, when determining the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators according to the industrial chain categories corresponding to the industrial chain diagram and the market shares respectively corresponding to the multiple supply nodes in the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators can be first determined according to the industrial chain categories, and the production status identification weights, capital status identification weights, and financing cost weights can be adjusted according to the market shares according to a specific algorithm to obtain the final production status identification weights, capital status identification weights, and financing cost weights.

[0098] Exemplarily, when the production status identification weight, capital status identification weight and financing cost weight are adjusted according to a specific algorithm, the capital status identification weight and the financing cost weight can be multiplied by the market share respectively, and the production status identification weight can be multiplied by 1 minus the market share to obtain the final production status identification weight, capital status identification weight and financing cost weight.

[0099] The beneficial effect brought about by the above-mentioned implementation method is that, according to the industrial chain categories corresponding to the industrial chain diagram and the market shares corresponding to the multiple supply nodes in the industrial chain diagram, the production status identification weights, capital status identification weights and financing cost weights of the multiple supply nodes in the industrial chain diagram are determined, so as to adjust the industrial chain financial risk identification indicators according to the market shares of the supply nodes, thereby improving the accuracy and scientificity of the industrial chain financial risk identification.

[0100] An embodiment of the present application also provides an industrial chain financial risk assessment system based on industrial chain data analysis, comprising a unit for executing any of the methods described above.

[0101] Figure 6 A logical structure diagram of an industrial chain financial risk assessment system based on industrial chain data analysis provided in one embodiment of the present application is as follows: Figure 6 As shown, the system 1 of this embodiment includes a processing unit 11, a storage unit 12 and a transceiver unit 13. The processing unit 11 is used to process data, the storage unit 12 is used to store data, and the transceiver unit 13 is used to send and receive data. The processing unit 11, the storage unit 12 and the transceiver unit 13 cooperate with each other to implement the above method. The beneficial effects brought by the embodiment of the present application have been described in the above method and will not be repeated here.

[0102] An embodiment of the present application also provides an industrial chain financial risk assessment system based on industrial chain data analysis, including a memory, a processor, and a computer program stored in the memory and executable on the processor. When the processor executes the computer program, it implements any of the methods described above.

[0103] Figure 7 A schematic diagram of the entity structure of an industrial chain financial risk assessment system based on industrial chain data analysis provided in one embodiment of the present application is as follows: Figure 7 As shown, the system 2 of this embodiment includes: at least one processor 20 ( Figure 7 Only one processor 20 is shown in the figure), a memory 21, and a computer program 22 stored in the memory 21 and executable on the at least one processor 20, and the processor 20 implements the steps in any of the above-mentioned method embodiments when executing the computer program 22. The beneficial effects brought about by the embodiments of the present application have been described in the above-mentioned methods and will not be repeated here.

[0104] It should be noted that the information interaction, execution process, etc. between the above-mentioned devices / units are based on the same concept as the method embodiment of the present application. Their specific functions and technical effects can be found in the method embodiment part and will not be repeated here.

[0105] The technicians in the relevant field can clearly understand that for the convenience and simplicity of description, only the division of the above-mentioned functional units and modules is used as an example for illustration. In practical applications, the above-mentioned function allocation can be completed by different functional units and modules as needed, that is, the internal structure of the device can be divided into different functional units or modules to complete all or part of the functions described above. The functional units and modules in the embodiment can be integrated in a processing unit, or each unit can exist physically separately, or two or more units can be integrated in one unit. The above-mentioned integrated unit can be implemented in the form of hardware or in the form of software functional units. In addition, the specific names of the functional units and modules are only for the convenience of distinguishing each other, and are not used to limit the scope of protection of this application. The specific working process of the units and modules in the above-mentioned system can refer to the corresponding process in the aforementioned method embodiment, which will not be repeated here.

[0106] An embodiment of the present application further provides a computer-readable storage medium, wherein the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the steps in the above-mentioned method embodiments can be implemented.

[0107] An embodiment of the present application provides a computer program product. When the computer program product runs on a mobile terminal, the mobile terminal can implement the steps in the above-mentioned method embodiments when executing the computer program product.

[0108] If the integrated unit is implemented in the form of a software functional unit and sold or used as an independent product, it can be stored in a computer-readable storage medium. Based on this understanding, the present application implements all or part of the processes in the above-mentioned embodiment method, which can be completed by instructing the relevant hardware through a computer program. The computer program can be stored in a computer-readable storage medium, and the computer program can implement the steps of the above-mentioned various method embodiments when executed by the processor. Among them, the computer program includes computer program code, and the computer program code can be in source code form, object code form, executable file or some intermediate form. The computer-readable medium can at least include: any entity or device that can carry the computer program code to the camera / terminal device, recording medium, computer memory, read-only memory (ROM, Read-Only Memory), random access memory (RAM, RandomAccess Memory), electric carrier signal, telecommunication signal and software distribution medium. For example, a USB flash drive, a mobile hard disk, a magnetic disk or an optical disk. In some jurisdictions, according to legislation and patent practice, computer-readable media cannot be electric carrier signals and telecommunication signals.

[0109] In the above embodiments, the description of each embodiment has its own emphasis. For parts that are not described or recorded in detail in a certain embodiment, reference can be made to the relevant descriptions of other embodiments.

[0110] Those of ordinary skill in the art will appreciate that the units and algorithm steps of each example described in conjunction with the embodiments disclosed herein can be implemented in electronic hardware, or a combination of computer software and electronic hardware. Whether these functions are performed in hardware or software depends on the specific application and design constraints of the technical solution. Professional and technical personnel can use different methods to implement the described functions for each specific application, but such implementation should not be considered to be beyond the scope of this application.

[0111] In the embodiments provided in the present application, it should be understood that the disclosed devices and methods can be implemented in other ways. For example, the device embodiments described above are only schematic. For example, the division of the modules or units is only a logical function division. There may be other division methods in actual implementation, such as multiple units or components can be combined or integrated into another system, or some features can be ignored or not executed. Another point is that the mutual coupling or direct coupling or communication connection shown or discussed can be through some interfaces, indirect coupling or communication connection of devices or units, which can be electrical, mechanical or other forms.

[0112] The units described as separate components may or may not be physically separated, and the components shown as units may or may not be physical units, that is, they may be located in one place or distributed on multiple network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.

[0113] The embodiments described above are only used to illustrate the technical solutions of the present application, rather than to limit them. Although the present application has been described in detail with reference to the aforementioned embodiments, a person skilled in the art should understand that the technical solutions described in the aforementioned embodiments may still be modified, or some of the technical features may be replaced by equivalents. Such modifications or replacements do not deviate the essence of the corresponding technical solutions from the spirit and scope of the technical solutions of the embodiments of the present application, and should all be included in the protection scope of the present application.

Claims

1. A method for assessing industrial chain financial risks based on industrial chain data analysis, characterized in that: The method comprises: Construct an industrial chain graph including multiple supply nodes, which are connected by supply relationships, and obtain production efficiency information, inventory turnover information, sales data information and cash flow information of each supply node in the industrial chain; wherein the supply node represents the supply enterprise in the industrial chain; Through the production status identification model, the production status identification indicators of multiple supply nodes in the industrial chain diagram are determined according to the production efficiency information and inventory turnover information of multiple supply nodes in the industrial chain diagram; and through the capital status identification model, the capital status identification indicators of multiple supply nodes in the industrial chain diagram are determined according to the inventory turnover information, sales data information and cash flow information of multiple supply nodes in the industrial chain diagram; According to the production status identification indicators and capital status identification indicators of multiple supply nodes in the industrial chain diagram, the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram are determined.

2. The method according to claim 1, characterized in that According to the production status identification indicators and capital status identification indicators of multiple supply nodes in the industrial chain diagram, the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram are determined, including: According to the industrial chain category corresponding to the industrial chain diagram, determine the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators, and determine the sum of the products of the production status identification weights and the production status identification indicators, and the capital status identification weights and the capital status identification indicators corresponding to the multiple supply nodes in the industrial chain diagram as the financial status identification index; When the financial status identification index of the first supply node is greater than or equal to the preset financial status identification index, it is determined that the first supply node has industrial chain financial risks; when the financial status identification index of the first supply node is less than the preset financial status identification index, it is determined that the first supply node does not have industrial chain financial risks.

3. The method according to claim 2, characterized in that According to the industrial chain category corresponding to the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators are determined, and also include: According to the industrial chain categories corresponding to the industrial chain diagram and the market shares corresponding to multiple supply nodes in the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram and the capital status identification weights corresponding to the capital status identification indicators are determined; among which, the market share corresponding to the supply node is the market share of the supply node in the industry.

4. The method according to claim 3, characterized in that The method further comprises: Based on the industrial chain network composed of multiple industrial chain graphs, the cross supply and demand relationship between supply nodes in different industrial chain graphs is obtained, and the supply and demand relationship and adjustable production volume of the supply nodes in the industrial chain graph are obtained; According to the supply and demand relationship of the supply nodes in the industrial chain diagram, the adjustable production volume and the cross supply and demand relationship between the supply nodes in different industrial chain diagrams, determine whether the supply nodes in the industrial chain diagram meet the supply and demand balance relationship; When the supply nodes in the industrial chain diagram do not satisfy the supply and demand balance relationship, the financing cost indicators of the supply nodes in the industrial chain diagram are determined according to the financing cost information and supply and demand adjustment cost information of the supply nodes in the industrial chain diagram, and the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram are determined according to the production status identification indicators, capital status identification indicators and financing cost indicators of multiple supply nodes in the industrial chain diagram.

5. The method according to claim 4, characterized in that According to the production status identification indicators, capital status identification indicators and financing cost indicators of multiple supply nodes in the industrial chain diagram, the industrial chain financial risk assessment results of multiple supply nodes in the industrial chain diagram are determined, including: According to the industrial chain category corresponding to the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators are determined, and the sum of the product of the production status identification weight and the production status identification indicator, the product of the capital status identification weight and the capital status identification indicator, and the product of the financing cost indicator and the financing cost weight corresponding to the multiple supply nodes in the industrial chain diagram is determined as the financial status identification index; When the financial status identification index of the first supply node is greater than or equal to the preset financial status identification index, it is determined that the first supply node has industrial chain financial risks; when the financial status identification index of the first supply node is less than the preset financial status identification index, it is determined that the first supply node does not have industrial chain financial risks.

6. The method according to claim 5, characterized in that According to the industrial chain category corresponding to the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators, and the financing cost weights corresponding to the financing cost indicators are determined, including: According to the industrial chain categories corresponding to the industrial chain diagram and the market shares corresponding to multiple supply nodes in the industrial chain diagram, the production status identification weights corresponding to the production status identification indicators of multiple supply nodes in the industrial chain diagram, the capital status identification weights corresponding to the capital status identification indicators and the financing cost weights corresponding to the financing cost indicators are determined.

7. An industrial chain financial risk assessment system based on industrial chain data analysis, characterized in that: Comprising means for performing the method according to any one of claims 1 to 6.

8. An industrial chain financial risk assessment system based on industrial chain data analysis, comprising a memory, a processor, and a computer program stored in the memory and executable on the processor, characterized in that: When the processor executes the computer program, the method according to any one of claims 1 to 6 is implemented.

9. A computer-readable storage medium storing a computer program, characterized in that: When the computer program is executed by a processor, the method according to any one of claims 1 to 6 is implemented.

10. A computer program product, comprising a computer program, characterized in that When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 6 are implemented.

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