Risk identification method, risk identification device and electronic equipment

Abstract

The invention discloses a risk identification method, a risk identification device and electronic equipment. The method comprises the following steps: reporting first position information to a one-number dual-terminal service platform through a target transmission channel by using a card application of a super SIM card; receiving first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel; wherein the first risk assessment information is determined by the first-number dual-terminal service platform based on a distance assessment result of the first position information and the second position information, and the first risk assessment information is used for indicating whether a second terminal has a remote network residing risk; the second position information is the position information of the second terminal uploaded by the second terminal, the first terminal is a bearing device of a main number in a one-number double-terminal service, and the second terminal is a bearing device of an auxiliary number in the one-number double-terminal service.

Description

Technical Field

[0001] The present application belongs to the field of computer technology, and in particular, relates to a risk identification method, a risk identification device and an electronic device. Background Art

[0002] In the one-number dual-terminal service, the same user usually shares the same number on two terminals, and there is no scenario where two people use the number separately for a long time in different locations. When two terminals are used simultaneously in different locations during the same time period, it can be determined that the user is suspected of using the service in violation of regulations, and voice calls need to be restricted in time to prevent the one-number dual-terminal service from being used for fraud. In related technologies, the location information of the terminal in the communication bill is obtained to determine whether the terminal is at risk. If the terminal is in standby mode and no communication occurs, the terminal location is determined. Therefore, it is impossible to accurately determine whether the terminal in the one-number dual-terminal service is at risk. Summary of the invention

[0003] The embodiment of the present application provides a risk identification method, which can solve the problem in the related art that it is impossible to accurately determine whether a terminal in a one-number, two-terminal service has risks.

[0004] In the first aspect, an embodiment of the present application provides a risk identification method, which is applied to a first terminal, and the method includes: utilizing a card application of a super SIM card to report first location information to a one-number dual-terminal service platform through a target transmission channel; receiving first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel; wherein the first risk assessment information is determined by the one-number dual-terminal service platform based on a distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the second location information is the location information of the second terminal uploaded by the second terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service.

[0005] In the second aspect, an embodiment of the present application provides a risk identification method, which is applied to a second terminal, and the method includes: utilizing the card application of the eSIM card to report second location information to the one-number dual-terminal service platform through a target transmission channel; receiving first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel; wherein the first risk assessment information is determined by the one-number dual-terminal service platform based on a distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the first location information is the location information of the first terminal uploaded by the first terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service.

[0006] In the third aspect, an embodiment of the present application provides a risk identification device, which includes: a first reporting module, used to use the card application of the super SIM card to report first location information to the one-number dual-terminal service platform through the target transmission channel; a first receiving module, used to receive first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel; wherein, the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the second location information is the location information of the second terminal uploaded by the second terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service.

[0007] In the fourth aspect, an embodiment of the present application provides a risk identification device, which includes: a second reporting module, used to utilize the card application of the eSIM card to report second location information to the one-number dual-terminal service platform through the target transmission channel; a second receiving module, used to receive first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel; wherein, the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the first location information is the location information of the first terminal uploaded by the first terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service.

[0008] In a fifth aspect, an embodiment of the present application provides an electronic device, comprising a processor, a memory, and a program or instruction stored in the memory and executable on the processor, wherein the program or instruction, when executed by the processor, implements the steps of the method described in the first aspect, or implements the steps of the method described in the second aspect.

[0009] In a sixth aspect, an embodiment of the present application provides a readable storage medium, on which a program or instruction is stored. When the program or instruction is executed by a processor, the steps of the method described in the first aspect are implemented, or the steps of the method described in the second aspect are implemented.

[0010] In the seventh aspect, an embodiment of the present application provides a chip, which includes a processor and a communication interface, wherein the communication interface is coupled to the processor, and the processor is used to run programs or instructions to implement the steps of the method described in the first aspect, or to implement the steps of the method described in the second aspect.

[0011] In an eighth aspect, an embodiment of the present application provides a computer program product, comprising a computer program stored on a non-transitory computer-readable storage medium, wherein the computer program comprises program instructions, and when the program instructions are executed by a computer, the computer implements the steps of the method described in the first aspect, or implements the steps of the method described in the second aspect.

[0012] In the embodiment of the present application, the first terminal uses the card application of the super SIM card to report the first location information to the one-number dual-terminal service platform through the target transmission channel, and then receives the first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel, wherein the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the second location information is the location information of the second terminal uploaded by the second terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service. In this way, when the one-number dual-terminal service platform obtains the first location information, it does not need to rely on the call bill generated by the user for the communication behavior. In this way, even if the first terminal is in standby state for a long time, the first terminal can actively obtain the location information and report it to the one-number dual-terminal service platform for fraud-related behavior analysis and judgment, so as to accurately determine whether the terminal in the one-number dual-terminal service is at risk, and the timeliness is high and the implementation complexity is low. BRIEF DESCRIPTION OF THE DRAWINGS

[0013] Figure 1 This is a flow chart of a risk identification method provided by an embodiment of the present application; Figure 2This is another flow chart of a risk identification method provided in an embodiment of the present application; Figure 3 This is another flow chart of a risk identification method provided in an embodiment of the present application; Figure 4 This is another flow chart of a risk identification method provided in an embodiment of the present application; Figure 5 It is a structural schematic diagram of a risk identification device provided in an embodiment of the present application; Figure 6 is another structural schematic diagram of a risk identification device provided in an embodiment of the present application; Figure 7 It is a schematic diagram of the structure of an electronic device provided in an embodiment of the present application. DETAILED DESCRIPTION

[0014] The following will be combined with the drawings in the embodiments of the present application to clearly and completely describe the technical solutions in the embodiments of the present application. Obviously, the described embodiments are part of the embodiments of the present application, not all of the embodiments. Based on the embodiments in the present application, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of this application.

[0015] In the following, in combination with the accompanying drawings, a risk identification method, a risk identification device and an electronic device provided in the embodiments of the present application are described in detail through specific embodiments and their application scenarios.

[0016] Figure 1 A risk identification method provided by an embodiment of the present application is shown, and the method can be executed by an electronic device, and the electronic device can include: a server and / or a terminal device. In other words, the method can be executed by software or hardware installed in the electronic device, and the method includes the following steps: S110: Using a card application of the super SIM card to report the first location information to the one-number-dual-terminal service platform through a target transmission channel.

[0017] Among them, the super SIM card is a new type of smart card based on the traditional SIM card, which is not only used to store user information, but also can provide additional security and convenience services. The super SIM card integrates the basic communication functions of the traditional SIM card with a variety of smart applications such as digital certificates, mobile payments, and identity authentication, and realizes convenient mobile Internet service functions such as "one number, two terminals". Card Application refers to an application running on a smart card, which is used to perform specific functions or provide specific services. The smart card includes but is not limited to: SIM card, super SIM card, UICC card, eSIM card, USIM card, vSIM card, Internet of Things card, financial card, transportation card, etc.

[0018] Among them, the target transmission channel is a pre-established connection channel; or, the target transmission channel can reuse the connection channel inside the terminal. Exemplarily, the target transmission channel can include at least one of the following: BIP (Bearer Independent Protocol) channel, data SMS channel. BIP is a protocol for transmitting data between a mobile phone and a SIM card through a data channel. The BIP channel allows the communication between the SIM card and external devices to be unaffected by the type of bearer network (such as GPRS, LTE, etc.). That is, no matter which network type the terminal uses, the BIP channel can ensure that the communication between the SIM card and the external service is not interrupted. The data SMS channel (SMS Channel) is a technology for communicating through a short message service (SMS, Short Message Service). In a mobile communication network, the SIM card (Subscriber Identity Module) is not only used for identity authentication, storing contact information and storing short messages, but also as a medium for transmitting data. Therefore, in an embodiment of the present application, the data SMS channel can be used to transmit location information.

[0019] It is understandable that in the related art, the location information of the terminal is obtained from the communication bill. If the terminal is in standby mode and no communication occurs, the location information of the terminal in the communication bill cannot be obtained. In the embodiment of the present application, the target transmission channel can ensure that the terminal and the one-number dual-terminal service platform maintain a persistent connection, so that the one-number dual-terminal service platform can always obtain the location information uploaded by the terminal, regardless of whether the terminal has communication behavior, and can maintain a stable connection under multiple network conditions, thereby ensuring the stability of uploading the location information.

[0020] S120: Receive first risk assessment information sent by the one-number-dual-terminal service platform through the target transmission channel.

[0021] Among them, the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the second location information is the location information of the second terminal uploaded by the second terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service.

[0022] Among them, the primary number is the mobile phone number of the user who activates the one-number dual-terminal service, and the secondary number is a virtual number associated with the primary number for activating the one-number dual-terminal service. In other words, the first terminal can be called the primary device, which is the bearer device of the primary number, and the second terminal can be called the secondary device, which is the bearer device of the secondary number. Optionally, the first terminal may include a mobile phone or other device supporting the super SIM function, and the second terminal may include a smart watch or other device supporting the eSIM function.

[0023] It is understandable that after receiving the first location information sent by the first terminal and the second location information sent by the second terminal, the one-number dual-terminal service platform will evaluate the distance between the first location information and the second location information to obtain a distance evaluation result, which is used to indicate whether the second terminal has a risk of being stationed in a different location. In other words, by monitoring the distance from the first terminal, it is possible to effectively determine whether the second terminal has left the user and whether there is a risk of being stationed in a different location. For example, if the criminals try to connect to another operator's network, i.e., a "different location", after stealing the second terminal, in this case, the criminals can use the second terminal to make calls, send text messages, or perform other malicious activities.

[0024] In the embodiment of the present application, the first terminal uses the card application of the super SIM card to report the first location information to the one-number dual-terminal service platform through the target transmission channel, and then receives the first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel, wherein the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the second location information is uploaded by the second terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service. In this way, when the one-number dual-terminal service platform obtains the first location information, it does not need to rely on the call bill generated by the user for the communication behavior. In this way, even if the first terminal is in standby mode for a long time, the first terminal can actively obtain the location information and report it to the one-number dual-terminal service platform for fraud-related behavior analysis and judgment, so as to accurately determine whether the terminal in the one-number dual-terminal service is at risk, and the timeliness is high and the implementation complexity is low.

[0025] In an exemplary embodiment, reporting the first location information to the one-number-dual-terminal service platform through the card application of the super SIM card includes: S112: Install a first location information identification card application in the super SIM card.

[0026] S114: Using the first location information identification card application to enable it to report the first location information to the one-number-dual-terminal service platform through the target transmission channel.

[0027] It can be understood that by presetting the first location information identification card application in the super SIM, and then using the first location information identification card application to report the first location information to the one-number dual-terminal service platform through the target transmission channel, the security and stability of data transmission can be guaranteed.

[0028] In an exemplary embodiment, the method may further include the following steps: Step 1: when no risk assessment information sent by the one-number-dual-terminal service platform is received within a preset time period, the eSIM card application identifier corresponding to the second terminal is obtained from the card application of the super SIM card.

[0029] Step 2: Send the first location information to the card application of the eSIM card corresponding to the eSIM card application identifier through the card application of the super SIM card.

[0030] Step 3: Receive second risk assessment information sent by the second terminal through the card application of the eSIM card, wherein the second risk assessment information is determined by the second terminal based on a distance assessment result of the first location information and the third location information, and the risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, and the third location information is location information corresponding to the second terminal.

[0031] It is understandable that if the risk assessment information sent by the one-number-two-terminal service platform is not received within the preset time period, at least one of the following situations may exist: (1) The first terminal fails to communicate with the one-number dual-terminal service platform.

[0032] (2) The second terminal fails to communicate with the No. 1 dual-terminal service platform.

[0033] (3) The one-number, two-terminal business platform cannot provide risk identification function.

[0034] Therefore, this embodiment is in Figure 1The fault-tolerant mechanism proposed on the basis of the illustrated embodiment is that when the third party, namely the one-number dual-terminal service platform, cannot make a judgment, a message is sent to the second terminal for judgment by the second terminal, thereby solving the risk of being out of monitoring when the terminal is disconnected from the one-number dual-terminal service platform or when the one-number dual-terminal service platform has a functional failure. In this way, the end-to-end automatic location information comparison based on the card application can enable the two terminals to achieve self-control after the one-number dual-terminal service platform loses location information control.

[0035] Figure 2 A risk identification method provided by an embodiment of the present application is shown. The method may be executed by a second terminal. The method may include the following steps: S210: Using a card application of the eSIM card to report the second location information to the one-number-dual-terminal service platform through a target transmission channel.

[0036] Among them, the eSIM card, or embedded SIM card, is a digital SIM card that does not require a physically inserted SIM card and can be directly embedded in the device, allowing users to remotely activate and manage their communication services without having to replace or plug in the physical SIM card. Card Application refers to an application running on a smart card that is used to perform specific functions or provide specific services. The smart card includes but is not limited to: SIM card, super SIM card, UICC card, eSIM card, USIM card, vSIM card, Internet of Things card, financial card, transportation card, etc.

[0037] Optionally, the first terminal may include a mobile phone or other device supporting the super SIM function, and the second terminal may include a smart watch or other device supporting the eSIM function.

[0038] For details about the construction method of the target transmission channel, the first terminal, and the second terminal, please refer to Figure 1 The relevant description in the illustrated embodiment will not be repeated here.

[0039] It can be understood that the first terminal is the bearer device of the primary number in the one-number dual-terminal service, so the first terminal uses the card application of the super SIM card to report the first location information to the one-number dual-terminal service platform through the target transmission channel, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service, so the second terminal uses the card application of the eSIM card to report the second location information to the one-number dual-terminal service platform through the target transmission channel. In the embodiment of the present application, the terminal and the one-number dual-terminal service platform can be guaranteed to maintain a persistent connection through the target transmission channel, so that the one-number dual-terminal service platform can always obtain the location information uploaded by the terminal, regardless of whether the terminal has communication behavior, and can maintain a stable connection under multiple network conditions, thereby ensuring the stability of uploading location information.

[0040] S220: Receive first risk assessment information sent by the one-number-dual-terminal service platform through the target transmission channel.

[0041] Among them, the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the first location information is the location information of the first terminal uploaded by the first terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service.

[0042] It is understandable that after receiving the first location information sent by the first terminal and the second location information sent by the second terminal, the one-number dual-terminal service platform will evaluate the distance between the first location information and the second location information to obtain a distance evaluation result, which is used to indicate whether the second terminal has a risk of being stationed in a different location. In other words, through distance monitoring, it is possible to effectively determine whether the second terminal has left the user and whether there is a risk of being stationed in a different location. For example, if the criminals try to connect to another operator's network, i.e., a "different location network", after stealing the second terminal, in this case, the criminals can use the second terminal to make calls, send text messages, or perform other malicious activities.

[0043] In an embodiment of the present application, the second terminal uses the eSIM card application to report the second location information to the one-number dual-terminal service platform through the target transmission channel; and receives the first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel; wherein the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, and the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, and the first location information is the location information of the first terminal uploaded by the first terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service. In this way, when the one-number dual-terminal service platform obtains the second location information, it does not need to rely on the call bill generated by the user for the communication behavior. In this way, even if the second terminal is in standby mode for a long time, the second terminal can actively obtain the location information and report it to the one-number dual-terminal service platform for fraud-related behavior analysis and judgment, so as to accurately determine whether the terminal in the one-number dual-terminal service is at risk, and the timeliness is high and the implementation complexity is low.

[0044] In an exemplary embodiment, the card application using the eSIM card reports the second location information to the one-number-dual-terminal service platform through the target transmission channel, including: S212: Install a second location information identification card application in the eSIM card.

[0045] S214: Using the second location information identification card application to report the second location information to the one-number-dual-terminal service platform through the target transmission channel.

[0046] It can be understood that by pre-setting the second location information identification card application in the eSIM card, and then using the second location information identification card application to report the second location information to the one-number dual-terminal service platform through the target transmission channel, the security and stability of data transmission can be guaranteed.

[0047] In an exemplary embodiment, the method may further include the following steps: Step 1: receiving the first location information sent by the first terminal through a card application of a super SIM card; Step 2: using the card application of the eSIM card to obtain the third location information of the second terminal; Step 3: Based on the distance assessment results of the first location information and the third location information, use the card application of the eSIM card to send second risk assessment information to the first terminal, wherein the second risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a remote network.

[0048] It is understandable that if the risk assessment information sent by the one-number-two-terminal service platform is not received within the preset time period, at least one of the following situations may exist: (1) The first terminal fails to communicate with the one-number dual-terminal service platform.

[0049] (2) The second terminal fails to communicate with the No. 1 dual-terminal service platform.

[0050] (3) The one-number, two-terminal business platform cannot provide risk identification function.

[0051] Therefore, this embodiment is in Figure 2 A fault-tolerant mechanism is proposed on the basis of the illustrated embodiment, that is, when the third party, namely, the one-number dual-terminal service platform, cannot make a judgment, a location message sent by the first terminal is received, and then the second terminal makes a distance judgment based on its own location information and the location information of the first terminal, thereby solving the risk of being out of monitoring when the terminal is disconnected from the one-number dual-terminal service platform or when the one-number dual-terminal service platform is disconnected and a functional failure occurs. In this way, the end-to-end automatic location information comparison based on the card application can enable the two terminals to achieve self-control after the one-number dual-terminal service platform loses location information control.

[0052] In another exemplary embodiment, the method further includes: when the second risk assessment information is used to indicate that the second terminal has a risk of being stationed in a remote network, using the card application of the eSIM card to perform a card data deactivation operation, wherein the card data deactivation operation is used to prohibit the second terminal from conducting voice communication.

[0053] It is understandable that, in the case where the second terminal is at risk, the card application of the eSIM card can automatically deactivate the card data, thereby prohibiting the second terminal from performing voice communication to avoid misuse.

[0054] Below through Figure 3 For the above Figure 1 and Figure 2 The embodiment shown in the embodiment is schematically described using the one-number dual-terminal business platform to identify risks. Figure 3 As shown, the following steps may be included: 1. The user uses the business acceptance APP to complete the business activation process.

[0055] 2. The user uses the watch to download the card data from the card writing platform and activate it. The card data includes authentication parameters such as Ki and OPc required for network access, and is pre-packaged with the "location information identification card application". When packaging the data, the association between the watch number and the mobile phone number is written into the location information identification card application.

[0056] 3. The card application distribution platform DSOP pushes the "location information identification card application" to the user's mobile phone primary SIM card through the BIP channel. When pushing the card application, the association between the mobile phone number and the watch number is written into the location information identification card application.

[0057] 4. The location information identification card application in the mobile phone SIM card and the watch eSIM sends the location-related information (network standard, MCC, MNC, LAC / TAC, CellID, longitude and latitude, etc.) to the one-number dual-terminal service platform through data SMS or BIP channel according to the preset location reporting rules (time, frequency, trigger rules, etc.).

[0058] 5. The one-number dual-terminal service platform replaces each anti-fraud platform and uniformly compares the location information of the associated mobile phone number and watch number. There is no need to calculate the geographic location, and the geographic location information of the two numbers is directly compared. Including: checking whether the LAC / TAC is the same under the same network standard, whether the CellID belongs to the same city, whether the straight-line distance of longitude and latitude divided by the reported time difference exceeds the normal speed limit of transportation (such as 800km / hour), etc.

[0059] 6. When it is recognized that the mobile phone or watch is stationed in a different network, the one-number dual terminal will directly suspend the service function and limit the voice function of the watch.

[0060] 7. The No. 1 Dual-Terminal Business Platform notifies the provincial BOSS business platform of the suspension results.

[0061] 8. The one-number, two-terminal business platform can notify the location information identification card application in the mobile phone watch through the BIP channel according to the existing network situation and modify the location information reporting rules.

[0062] The following is a schematic description of the terms involved in this embodiment: (1) Watch: The watch has a built-in eSIM chip that is used to store the pairing relationship between the phone and the watch by downloading a pre-embedded "location information identification card application". The application reports the current watch location information, receives the mobile phone location information reported by the mobile phone, and performs matching and comparison.

[0063] (2) Mobile phone and super SIM: Users use this mobile phone to activate the one-number dual-terminal service. Super SIM is a SIM card that supports application installation and expansion. The super SIM card can download the "location information identification card application" through the connection card application distribution platform. The application reports the current watch location information to the service platform. The application can also send the mobile phone location information to the watch number.

[0064] (3) One-number dual-terminal service platform: This platform serves the voice call process of mobile phones and watches. It can change the watch number to the mobile phone number for outgoing calls, so that the watch displays the same number as the mobile phone. The platform also controls the incoming and outgoing call permissions of the watch, and records and identifies the location reported by the mobile phone and watch.

[0065] (4) Card writing platform: This platform is used for assembling, packaging and distributing eSIM card data. After the service is activated, the watch directly connects to the card writing platform to download the card data packet and write it into the watch's eSIM chip.

[0066] (5) Provincial BOSS: The billing system set up by operators in each province stores user number service subscription relationships.

[0067] (6) Card application distribution platform: A card application distribution platform used to distribute SIM card applications to eSIM / SIM. It can push a specified card application to the SIM card.

[0068] In this embodiment, when the mobile phone and the watch can establish a link channel with the service platform, the mobile phone and the watch report the location information to the service platform respectively, and the service platform determines whether the mobile phone and the watch are in a remote separation state. In this way, even if the terminal is in a standby state for a long time, the location information can be actively obtained and reported to the background for fraud-related behavior analysis and judgment. For terminals that are in a remote separation state for a long time, the service can be suspended from the service platform side, and the card data with risks can be deactivated from the watch terminal to achieve the function of preventing fraud risks.

[0069] Below through Figure 4 For the above Figure 1 and Figure 2 The embodiment shown in the embodiment is schematically described using the card application to perform end-to-end risk identification. Figure 4 As shown, the following steps may be included: 1. The user uses the business acceptance APP to complete the business activation process.

[0070] 2. The user uses the watch to download the card data from the card writing platform and activate it. The card data includes authentication parameters such as Ki and OPc required for network access, and is pre-packaged with the "location information identification card application". When packaging the data, the association between the watch number and the mobile phone number is written into the location information identification card application.

[0071] 3. The card application distribution platform DSOP pushes the "location information identification card application" to the user's mobile phone primary SIM card through the BIP channel. When pushing the card application, the association between the mobile phone number and the watch number is written into the location information identification card application.

[0072] 4. The "Location Information Identification Card Application" in the mobile phone SIM card or the watch eSIM attempts to send location-related information (network standard, MCC, MNC, LAC / TAC, CellID, longitude and latitude, etc.) to the One Number Dual Terminal Service Platform through data SMS or BIP channel according to the preset location reporting rules (time, frequency, trigger rules, etc.), but there is no response.

[0073] 5. The "Location Information Identification Card Application" on the mobile phone SIM card sends an encrypted data SMS containing the mobile phone's latitude and longitude location information to the watch number bound to the service.

[0074] 6. The "Location Information Identification Card Application" in the eSIM card determines whether the distance between the current watch location and the mobile phone location exceeds the local usage range threshold (such as 800km) based on the longitude and latitude.

[0075] 7. When identifying that the mobile phone or watch is in a different location, the "Location Information Identification Card Application" performs the deactivation operation of the current card data (Profile) and sets a penalty time. During the penalty time, the terminal is denied to manually activate the card data.

[0076] 8. After deactivating the card data, the watch LPA will actively report the deactivation record to the card writing platform.

[0077] For the specific content of the terms involved in this embodiment, please refer to Figure 3 The relevant description of red in the illustrated embodiment will not be repeated here.

[0078] In this embodiment, when the mobile phone and the watch cannot establish a link channel with the service platform, the mobile phone sends its own location information to the watch through the data SMS channel, and the watch determines whether the mobile phone and the watch are in a remote separation state by comparing the mobile phone location information with the watch location information. For terminals that are in a remote separation state for a long time, the service can be suspended from the service platform side, and the card data with risks can be deactivated from the watch terminal to prevent fraud risks.

[0079] Figure 5 A schematic diagram of the structure of a risk identification device provided by an embodiment of the present application is shown as follows: Figure 5 As shown, the risk identification device 500 may include: a first reporting module 510 and a first receiving module 520 .

[0080] In this embodiment, the first reporting module 510 is used to use the card application of the super SIM card to report the first location information to the one-number dual-terminal service platform through the target transmission channel; the first receiving module 520 is used to receive the first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel; wherein the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the second location information is the location information of the second terminal uploaded by the second terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service.

[0081] In an exemplary embodiment, the first reporting module 510 is specifically used to: install a first location information identification card application in the super SIM card; use the first location information identification card application to report the first location information to the one-number dual-terminal service platform through the target transmission channel.

[0082] In an exemplary embodiment, the risk identification device 500 may also include a first processing module, which is used to: when no risk assessment information sent by the one-number dual-terminal service platform is received within a preset time period, obtain the corresponding eSIM card application identifier of the second terminal from the card application of the super SIM card; send the first location information to the card application of the eSIM card corresponding to the eSIM card application identifier through the card application of the super SIM card; receive second risk assessment information sent by the second terminal through the card application of the eSIM card, wherein the second risk assessment information is determined by the second terminal based on the distance assessment result of the first location information and the third location information, and the risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, and the third location information is the location information corresponding to the second terminal.

[0083] A risk identification device provided in an embodiment of the present application can achieve Figure 1 To avoid repetition, the various processes implemented in the illustrated embodiment will not be described again here.

[0084] The risk identification device in the embodiment of the present application may be a device, or a component, an integrated circuit, or a chip in an electronic device. The embodiment of the present application is not specifically limited.

[0085] The risk identification device in the embodiment of the present application may be a device having an operating system. The operating system may be an Android operating system, an iOS operating system, or other possible operating systems, which are not specifically limited in the embodiment of the present application.

[0086] Figure 6 A schematic diagram of the structure of a risk identification device provided by an embodiment of the present application is shown as follows: Figure 6 As shown, the risk identification device 600 may include: a second reporting module 610 and a second receiving module 620 .

[0087] In this embodiment, the second reporting module 610 is used to utilize the card application of the eSIM card to report the second location information to the one-number dual-terminal service platform through the target transmission channel; the second receiving module 620 is used to receive the first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel; wherein, the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the first location information is the location information of the first terminal uploaded by the first terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service.

[0088] In an exemplary embodiment, the second reporting module 610 is specifically used to: install a second location information identification card application in the eSIM card; and use the second location information identification card application to report the second location information to the one-number-dual-terminal service platform through the target transmission channel.

[0089] In an exemplary embodiment, the risk identification device 600 may also include a second processing module, which is used to: receive the first location information sent by the first terminal through the card application of the super SIM card; obtain the third location information of the second terminal using the card application of the eSIM card; based on the distance assessment result of the first location information and the third location information, use the card application of the eSIM card to send second risk assessment information to the first terminal, wherein the second risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location.

[0090] In an exemplary embodiment, the risk identification device 600 may also include an activation module, which is used to: when the second risk assessment information is used to indicate that the second terminal has a risk of being stationed in a remote network, use the card application of the eSIM card to perform a card data deactivation operation, wherein the card data deactivation operation is used to prohibit the second terminal from performing voice communication.

[0091] A risk identification device provided in an embodiment of the present application can achieve Figure 2 To avoid repetition, the various processes implemented in the illustrated embodiment will not be described again here.

[0092] The risk identification device in the embodiment of the present application may be a device, or a component, an integrated circuit, or a chip in an electronic device. The embodiment of the present application is not specifically limited.

[0093] The risk identification device in the embodiment of the present application may be a device having an operating system. The operating system may be an Android operating system, an iOS operating system, or other possible operating systems, which are not specifically limited in the embodiment of the present application.

[0094] Optional, such as Figure 7 As shown, an embodiment of the present application also provides an electronic device 700, including a processor 710, a memory 720, and a program or instruction stored in the memory 720 and executable on the processor 710. When the program or instruction is executed by the processor 710, each process of the above-mentioned risk identification method embodiment is implemented, and the same technical effect can be achieved. To avoid repetition, it will not be repeated here.

[0095] An embodiment of the present application also provides a readable storage medium, on which a program or instruction is stored. When the program or instruction is executed by a processor, the various processes of the above-mentioned risk identification method embodiment are implemented, and the same technical effect can be achieved. To avoid repetition, it will not be repeated here.

[0096] The processor is the processor in the electronic device described in the above embodiment. The readable storage medium includes a computer readable storage medium, such as a computer read-only memory (ROM), a random access memory (RAM), a magnetic disk or an optical disk.

[0097] An embodiment of the present application further provides a chip, which includes a processor and a communication interface, wherein the communication interface is coupled to the processor, and the processor is used to run programs or instructions to implement the various processes of the above-mentioned risk identification method embodiment, and can achieve the same technical effect. To avoid repetition, it will not be repeated here.

[0098] It should be understood that the chip mentioned in the embodiments of the present application can also be called a system-level chip, a system chip, a chip system or a system-on-chip chip, etc.

[0099] An embodiment of the present application also provides a computer program product, which includes a computer program stored on a non-transitory computer-readable storage medium, and the computer program includes program instructions. When the program instructions are executed by a computer, the computer implements the various processes of the above-mentioned risk identification method embodiment and can achieve the same technical effect. To avoid repetition, they are not repeated here.

[0100] It should be noted that, in this article, the terms "comprise", "include" or any other variant thereof are intended to cover non-exclusive inclusion, so that the process, method, article or device including a series of elements includes not only those elements, but also includes other elements not explicitly listed, or also includes elements inherent to such process, method, article or device. In the absence of further restrictions, the elements defined by the sentence "comprise one..." do not exclude the presence of other identical elements in the process, method, article or device including the element. In addition, it should be pointed out that the scope of the methods and devices in the embodiments of the present application is not limited to performing functions in the order shown or discussed, and may also include performing functions in a substantially simultaneous manner or in reverse order according to the functions involved, for example, the described method may be performed in an order different from that described, and various steps may also be added, omitted, or combined. In addition, the features described with reference to certain examples may be combined in other examples.

[0101] Through the description of the above implementation methods, those skilled in the art can clearly understand that the above-mentioned embodiment methods can be implemented by means of software plus a necessary general hardware platform, and of course by hardware, but in many cases the former is a better implementation method. Based on such an understanding, the technical solution of the present application, or the part that contributes to the prior art, can be embodied in the form of a software product, which is stored in a storage medium (such as ROM / RAM, a magnetic disk, or an optical disk), and includes a number of instructions for a terminal (which can be a mobile phone, a computer, a server, an air conditioner, or a network device, etc.) to execute the methods described in each embodiment of the present application.

[0102] The embodiments of the present application are described above in conjunction with the accompanying drawings, but the present application is not limited to the above-mentioned specific implementation methods. The above-mentioned specific implementation methods are merely illustrative and not restrictive. Under the guidance of the present application, ordinary technicians in this field can also make many forms without departing from the purpose of the present application and the scope of protection of the claims, all of which are within the protection of the present application.

Claims

1. A risk identification method, characterized in that: Applied to the first terminal, comprising: Using the card application of the super SIM card to report the first location information to the one-number dual-terminal service platform through the target transmission channel; Receiving first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel; Among them, the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the second location information is the location information of the second terminal uploaded by the second terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service.

2. The method according to claim 1, characterized in that The using the card application of the super SIM card to report the first location information to the one-number dual-terminal service platform includes: Installing a first location information identification card application in the super SIM card; The first location information identification card application is used to report the first location information to the one-number-dual-terminal service platform through the target transmission channel.

3. The method according to claim 1, characterized in that The method further comprises: If the risk assessment information sent by the one-number-dual-terminal service platform is not received within a preset time period, obtaining the corresponding eSIM card application identifier of the second terminal from the card application of the super SIM; Sending the first location information to the card application of the eSIM card corresponding to the eSIM card application identifier through the card application of the super SIM card; Receive second risk assessment information sent by the second terminal through the card application of the eSIM card, wherein the second risk assessment information is determined by the second terminal based on a distance assessment result of the first location information and the third location information, the risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, and the third location information is location information corresponding to the second terminal.

4. A risk identification method, characterized in that: Applied to the second terminal, including: Using the card application of the eSIM card to report the second location information to the one-number dual-terminal service platform through the target transmission channel; Receiving first risk assessment information sent by the one-number dual-terminal service platform through the target transmission channel; Among them, the first risk assessment information is determined by the one-number dual-terminal service platform based on the distance assessment result of the first location information and the second location information, the first risk assessment information is used to indicate whether the second terminal has a risk of being stationed in a different location, the first location information is the location information of the first terminal uploaded by the first terminal, the first terminal is the bearer device of the primary number in the one-number dual-terminal service, and the second terminal is the bearer device of the secondary number in the one-number dual-terminal service.

5. The method according to claim 4, characterized in that The card application of the eSIM card is used to report the second location information to the one-number-dual-terminal service platform through the target transmission channel, including: Installing a second location information identification card application in the eSIM card; The second location information identification card application is used to report the second location information to the one-number-dual-terminal service platform through the target transmission channel.

6. The method according to claim 4, characterized in that The method further comprises: Receiving the first location information sent by the first terminal through a card application of the super SIM card; Acquire the third location information of the second terminal using the card application of the eSIM card; Based on the distance assessment result between the first location information and the third location information, second risk assessment information is sent to the first terminal using the card application of the eSIM card, wherein the second risk assessment information is used to indicate whether the second terminal has a remote network risk.

7. The method according to claim 6, characterized in that The method further comprises: When the second risk assessment information is used to indicate that the second terminal has a risk of being stationed in a remote network, a card data deactivation operation is performed using a card application of the eSIM card, wherein the card data deactivation operation is used to prohibit the second terminal from performing voice communication.

8. An electronic device, characterized in that: It includes a processor, a memory, and a program or instruction stored in the memory and executable on the processor, wherein the program or instruction, when executed by the processor, implements the steps of the risk identification method as described in any one of claims 1 to 7.

9. A readable storage medium, characterized in that: The readable storage medium stores a program or instruction, and when the program or instruction is executed by the processor, the steps of the risk identification method according to any one of claims 1 to 7 are implemented.

10. A computer program product, characterized in that The computer program product includes program instructions, and when the program instructions are executed by a computer, the computer implements the steps of the risk identification method according to any one of claims 1 to 7.

Images