Resource settlement processing method and device, computer equipment, readable storage medium and program product

Abstract

The invention relates to the field of big data processing, and particularly discloses a resource settlement processing method and device, computer equipment, a computer readable storage medium and a computer program product. The method comprises the steps of receiving a resource settlement request, obtaining a resource interaction plan corresponding to the resource settlement request, determining a resource interaction element associated with the resource interaction plan, determining a resource settlement mode according to a reset frequency in the resource interaction element, and performing resource settlement on the basis of the resource settlement mode. And determining a resource transfer sequence and a resource reset sequence according to the resource interaction elements, and combining the resource transfer sequence and the resource reset sequence to obtain a resource settlement period sequence. And when the resource settlement period sequence satisfies a settlement adjustment condition, adjusting a resource settlement date in the resource settlement period sequence to obtain a target resource settlement period sequence, and performing resource settlement processing based on the target resource settlement period sequence to obtain a resource settlement result. The method can reduce the error in the settlement process, and improves the accuracy of the resource settlement result.

Description

Technical Field

[0001] The present application relates to the field of big data processing technology, and in particular to a resource settlement processing method, apparatus, computer equipment, computer-readable storage medium, and computer program product. Background Art

[0002] With the development of data processing technology and the promotion and application of various financial products, including forward rate agreements, interest rate futures, interest rate swaps and other interest rate derivatives, in order to ensure the security of resource interaction operations based on various financial products and avoid resource losses, it is necessary to conduct regular resource settlement according to the resource interaction plans corresponding to each type of financial product.

[0003] In traditional technology, when performing regular resource settlement based on financial products, resource interaction flows are usually generated according to the resource interaction plan corresponding to the financial products, and delivery, accounting and settlement are performed based on the resource interaction flow. However, the traditional resource delivery and settlement method uses a fixed resource interaction plan to generate a resource interaction flow, and cannot dynamically adjust the resource interaction plan according to the actual interaction date and interest calculation date, etc. It is easy to perform resource delivery and settlement according to the wrong interaction date and interest calculation date, resulting in large errors in the determined resource settlement results, and its accuracy still needs to be improved. Summary of the invention

[0004] Based on this, it is necessary to provide a resource settlement processing method, device, computer equipment, computer-readable storage medium and computer program product that can improve the accuracy of resource settlement results obtained by resource settlement based on financial products in response to the above technical problems.

[0005] In a first aspect, the present application provides a resource settlement processing method, including: receiving a resource settlement request, obtaining a resource interaction plan corresponding to the resource settlement request, and determining a resource interaction element associated with the resource interaction plan; determining a resource settlement mode according to a reset frequency in the resource interaction element, and based on the resource settlement mode, determining a resource transfer sequence and a resource reset sequence according to the resource interaction element, merging the resource transfer sequence and the resource reset sequence to obtain a resource settlement period sequence; when the resource settlement period sequence meets a settlement adjustment condition, adjusting the resource settlement date in the resource settlement period sequence to obtain an adjusted target resource settlement period sequence; performing resource settlement processing based on the target resource settlement period sequence to obtain a resource settlement result.

[0006] In one of the embodiments, the method further includes: determining a resource interaction type associated with the resource interaction plan, and determining at least one rest day corresponding to the resource interaction type; when there is at least one resource settlement date in the resource settlement period sequence that belongs to the rest day, determining that the resource settlement period sequence satisfies the settlement adjustment condition.

[0007] In one of the embodiments, when the resource settlement period sequence satisfies the settlement adjustment conditions, the resource settlement dates in the resource settlement period sequence are adjusted to obtain an adjusted target resource settlement period sequence, including: when the resource settlement period sequence satisfies the settlement adjustment conditions, determining at least one resource settlement date in the resource settlement period sequence that is a rest day; adjusting the at least one resource settlement date from the rest day to a working day to obtain an adjusted target resource settlement period sequence.

[0008] In one of the embodiments, based on the resource settlement mode, determining a resource transfer sequence and a resource reset sequence according to the resource interaction elements includes: when the resource settlement mode is the first settlement mode, screening out resource transfer parameters associated with the resource transfer service and resource reset parameters associated with the resource reset service from the resource interaction elements; determining an initial resource settlement date corresponding to the resource transfer service according to the resource transfer parameters, and constructing a resource transfer sequence according to each of the initial resource settlement dates; determining a resource reset date corresponding to the resource reset service according to the resource reset parameters, and constructing a resource reset sequence according to each of the resource reset dates.

[0009] In one of the embodiments, the resource transfer sequence and the resource reset sequence are determined based on the resource settlement mode and the resource interaction elements, including: when the resource settlement mode is the second settlement mode, the resource transfer parameters associated with the resource transfer business are screened out from the resource interaction elements, the initial resource settlement date corresponding to the resource transfer business is determined according to the resource transfer parameters, and a resource transfer sequence is constructed according to each of the initial resource settlement dates; the reset frequency corresponding to the second settlement mode is less than the reset frequency of the first settlement mode; the actual resource transfer cycle interval is determined according to the resource transfer sequence and the resource interaction adjustment rule; the actual resource transfer cycle interval is divided according to the target resource fragment parameter and the reset frequency to obtain a resource reset sequence.

[0010] In one of the embodiments, the method also includes: receiving a resource interaction service processing request, obtaining a resource interaction service corresponding to the resource interaction service processing request; performing resource interaction processing according to the resource interaction service, and determining resource interaction elements associated with the resource interaction service, and generating a resource interaction plan according to the resource interaction elements.

[0011] In the second aspect, the present application also provides a resource settlement processing device, including: a resource interaction element determination module, which is used to receive a resource settlement request, obtain a resource interaction plan corresponding to the resource settlement request, and determine the resource interaction element associated with the resource interaction plan; a resource settlement period sequence acquisition module, which is used to determine the resource settlement mode according to the reset frequency in the resource interaction element, based on the resource settlement mode, determine the resource transfer sequence and the resource reset sequence according to the resource interaction element, merge the resource transfer sequence and the resource reset sequence to obtain the resource settlement period sequence; a target resource settlement period sequence acquisition module, which is used to adjust the resource settlement date in the resource settlement period sequence when the resource settlement period sequence meets the settlement adjustment conditions, and obtain the adjusted target resource settlement period sequence; a resource settlement module, which is used to perform resource settlement processing based on the target resource settlement period sequence to obtain a resource settlement result.

[0012] In one of the embodiments, the device also includes: a resource interaction type determination module, used to determine the resource interaction type associated with the resource interaction plan, and determine at least one rest day corresponding to the resource interaction type; a settlement adjustment condition determination module, used to determine that the resource settlement period sequence satisfies the settlement adjustment condition when there is at least one resource settlement date in the resource settlement period sequence that belongs to the rest day.

[0013] In one of the embodiments, the target resource settlement period sequence acquisition module includes: a resource settlement date determination unit, used to determine at least one resource settlement date in the resource settlement period sequence that is a rest day when the resource settlement period sequence meets the settlement adjustment conditions; a resource settlement date adjustment unit, used to adjust the at least one resource settlement date from the rest day to the working day, and obtain the adjusted target resource settlement period sequence.

[0014] In one of the embodiments, the resource settlement period sequence acquisition module includes: a parameter screening unit, used to screen out resource transfer parameters associated with the resource transfer service and resource reset parameters associated with the resource reset service from the resource interaction elements when the resource settlement mode is the first settlement mode; a first resource transfer sequence construction unit, used to determine the initial resource settlement date corresponding to the resource transfer service according to the resource transfer parameters, and construct a resource transfer sequence according to each of the initial resource settlement dates; a first resource reset sequence construction unit, used to determine the resource reset date corresponding to the resource reset service according to the resource reset parameters, and construct a resource reset sequence according to each of the resource reset dates.

[0015] In one of the embodiments, the resource settlement period sequence acquisition module also includes: a second resource transfer sequence construction unit, which is used to filter out resource transfer parameters associated with the resource transfer business from the resource interaction elements when the resource settlement mode is the second settlement mode, determine the initial resource settlement date corresponding to the resource transfer business according to the resource transfer parameters, and construct a resource transfer sequence according to each of the initial resource settlement dates; the reset frequency corresponding to the second settlement mode is less than the reset frequency of the first settlement mode; an actual resource transfer cycle interval determination unit, which is used to determine the actual resource transfer cycle interval according to the resource transfer sequence and resource interaction adjustment rules; a second resource reset sequence construction unit, which is used to divide the actual resource transfer cycle interval according to the target resource fragment parameter and the reset frequency to obtain a resource reset sequence.

[0016] In one of the embodiments, the device also includes: a resource interaction service acquisition module, which is used to receive a resource interaction service processing request and obtain the resource interaction service corresponding to the resource interaction service processing request; a resource interaction plan generation module, which is used to perform resource interaction processing according to the resource interaction service, and determine the resource interaction elements associated with the resource interaction service, and generate a resource interaction plan according to the resource interaction elements.

[0017] In a third aspect, the present application also provides a computer device, including a memory and a processor, wherein the memory stores a computer program, and the processor implements the above-mentioned resource settlement processing method when executing the computer program.

[0018] In a fourth aspect, the present application also provides a computer-readable storage medium on which a computer program is stored, and when the computer program is executed by a processor, the above-mentioned resource settlement processing method is implemented.

[0019] In a fifth aspect, the present application also provides a computer program product, including a computer program, which implements the above-mentioned resource settlement processing method when executed by a processor.

[0020] In the resource settlement processing method, device, computer equipment, computer-readable storage medium and computer program product, a resource settlement request is received, a resource interaction plan corresponding to the resource settlement request is obtained, and resource interaction elements associated with the resource interaction plan are determined, so as to determine the resource settlement mode according to the reset frequency in the resource interaction elements, and the resource settlement period sequence under the corresponding resource settlement mode is determined respectively, so as to perform resource settlement processing for the resource settlement period sequence. Furthermore, based on the resource settlement mode, the resource transfer sequence and the resource reset sequence are determined according to the resource interaction elements, so that the resource transfer sequence and the resource reset sequence can be untied, reducing manual adjustment and screening operations. Among them, by merging the resource transfer sequence and the resource reset sequence, a resource settlement period sequence can be obtained. When the resource settlement period sequence meets the settlement adjustment conditions, the resource settlement date in the resource settlement period sequence is adjusted to obtain the adjusted target resource settlement period sequence. This realizes the adjustment of the resource settlement date in the resource settlement period sequence by utilizing information such as rest days and holidays. Specifically, resource settlement is performed according to the actual settlement date after the adjustment, avoiding settlement according to a single, fixed resource interaction plan. This can reduce the date error in the settlement process, improve the accuracy of the obtained resource settlement results, and further improve the resource settlement processing efficiency. BRIEF DESCRIPTION OF THE DRAWINGS

[0021] In order to more clearly illustrate the technical solutions in the embodiments of the present application or related technologies, the drawings required for use in the embodiments of the present application or related technical descriptions will be briefly introduced below. Obviously, the drawings described below are only some embodiments of the present application. For ordinary technicians in this field, other related drawings can be obtained based on these drawings without paying creative work.

[0022] Figure 1 An application environment diagram of a resource settlement processing method in an embodiment;

[0023] Figure 2 A schematic diagram of a process flow of a resource settlement processing method in one embodiment;

[0024] Figure 3 A schematic diagram of a process for determining a resource transfer sequence and a resource reset sequence according to resource interaction elements in one embodiment;

[0025] Figure 4 A schematic diagram of a flow chart of determining a resource transfer sequence and a resource reset sequence according to resource interaction elements in another embodiment;

[0026] Figure 5 A schematic diagram of a flow chart of a resource settlement processing method in another embodiment;

[0027] Figure 6 A schematic diagram of a process flow of a resource settlement processing method in yet another embodiment;

[0028] Figure 7 A schematic diagram of the overall processing flow of a resource settlement processing method in an embodiment;

[0029] Figure 8 It is a structural block diagram of a resource settlement processing device in an embodiment;

[0030] Fig. 9 FIG. 4 is a diagram showing the internal structure of a computer device in one embodiment. DETAILED DESCRIPTION

[0031] In order to make the purpose, technical solutions and advantages of the present application clearer, the present application is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present application and are not used to limit the present application. It should be noted that in the embodiments of the present application, certain software, groups, models and other existing solutions in the industry may be mentioned, which should be considered as exemplary, and their purpose is only to illustrate the feasibility of the implementation of the technical solution of the present application, but it does not mean that the applicant has or will necessarily use the solution.

[0032] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, stored data, displayed data, etc.) involved in this application are all information and data authorized by the user or fully authorized by all parties, and the collection, use and processing of relevant data must comply with relevant regulations. The acquisition, storage, use, and processing of data in the technical solution of this application are in compliance with relevant provisions of national laws and regulations.

[0033] The resource settlement processing method provided in the embodiment of the present application can be applied to Figure 1In the application environment shown. Among them, the terminal 102 communicates with the server 104 through the network, and the data storage system can store the data that the server 104 needs to process. The data storage system can be integrated on the server 104, or it can be placed on the cloud or other network servers. Among them, the terminal 102 can be, but is not limited to, various personal computers, laptops, smart phones, tablet computers, Internet of Things devices and portable wearable devices. The Internet of Things devices can be smart speakers, smart TVs, smart air conditioners, smart car devices and projection devices. Portable wearable devices can be smart watches, smart bracelets and head-mounted devices. The head-mounted devices can be virtual reality (VR) devices, augmented reality (AR) devices and smart glasses. The server 104 can be an independent physical server, or a server cluster or distributed system composed of multiple physical servers, or a cloud server that provides cloud computing services. Specifically, when the server 104 receives a resource settlement request triggered by the user based on the terminal 102, it obtains the resource interaction plan corresponding to the resource settlement request, determines the resource interaction elements associated with the resource interaction plan, and determines the resource settlement mode according to the reset frequency in the resource interaction elements. Further, based on the resource settlement mode, the server 104 determines the resource transfer sequence and the resource reset sequence according to the resource interaction elements, merges the resource transfer sequence and the resource reset sequence, obtains the resource settlement period sequence, and adjusts the resource settlement date in the resource settlement period sequence when the resource settlement period sequence meets the settlement adjustment condition, obtains the adjusted target resource settlement period sequence, performs resource settlement processing based on the target resource settlement period sequence, and obtains the resource settlement result. After obtaining the resource settlement result, the server 104 can feed back the resource settlement result to the terminal 102, and display the resource result through the terminal 102 for the user to view and access.

[0034] In an exemplary embodiment, Figure 2 As shown, a resource settlement processing method is provided, which is applied to Figure 1 The server 104 in the example is used as an example to illustrate, including the following steps 202 to 208. Among them:

[0035] Step 202: receiving a resource settlement request, obtaining a resource interaction plan corresponding to the resource settlement request, and determining resource interaction elements associated with the resource interaction plan.

[0036] Specifically, the resource settlement system of the financial institution is deployed with a server. When the server receives a resource settlement request, it parses the resource settlement request to obtain a resource interaction plan corresponding to the resource settlement request. The resource interaction plan can be specifically understood as a resource flow plan generated by the financial institution for the resource interaction business reached between the financial institution and the external transaction object, which is used to implement the resource interaction business between the financial institution and the external transaction object, and perform resource settlement processing according to a certain resource settlement period sequence to obtain the resource settlement result associated with the resource interaction business.

[0037] Furthermore, after obtaining the resource interaction plan corresponding to the resource settlement request, the server parses the resource interaction plan to determine the resource interaction elements associated with the resource interaction plan. The resource interaction elements can be specifically understood as transaction information or specific transaction parameters involved in the process of executing the resource interaction plan.

[0038] Exemplarily, the resource interaction elements involved in the process of executing the resource interaction plan include: resource interest accrual date, resource expiration date, resource interaction frequency, first resource settlement date, interaction month-end rules, stub position and stub method for resource interaction, reset frequency, first reset start date, reset month-end rules, and stub position and stub method for resource reset.

[0039] Specifically, 1) the resource interest value date can be understood as the date on which a collection or payment can actually take effect, that is, the date on which the interest on the funds begins to be calculated. 2) The resource expiration date refers to the date on which the resource interest rate calculation ends, that is, the date on which the original resource amount (such as the original principal) is returned. Among them, resource interaction services or financial products (such as bonds, etc.) usually have resource expiration dates so that the original resource amount can be returned at maturity. 3) The resource interaction frequency refers to the interest payment frequency of financial products, such as one-time interest payment, interest payment once a year, interest payment twice a year, and interest payment four times a year. 4) The first resource settlement date refers to the date on which the first resource interest payment operation of a financial product is performed. 5) The interaction month-end rule can be understood as in the process of resource interaction, if the resource settlement date falls at the end of the month, it is determined whether the month has 30 days or 31 days, and it is placed on the last day according to the actual situation. 6) The residual segment position for resource interaction refers to the residual segment position set for the resource transfer sequence during the resource interaction process, including the residual segment in front or the residual segment in the back. Among them, the stub refers to the interest payment stub, which means that when a term cannot be divided into an interest payment period, the term can be divided into several complete interest payment periods and an interest payment stub. 7) The stub method for resource interaction refers to whether the long stub method or the short stub method is adopted for the resource transfer sequence during the resource interaction process. Among them, the difference between the long stub and the short stub lies in the different lengths of the dates included. For example, the date corresponding to the long stub is more than 10 days, such as 15 days, and the date corresponding to the short stub is less than 10 days, such as 7 days. 8) The reset frequency refers to the frequency determined according to the floating interest rate. It can be understood that the reference interest rate will be reset on the reset date to determine the interest rate to be paid by the floating interest payer on the interest payment date, that is, the interval frequency of the reset date can be understood as the reset frequency. 9) The first reset start date is represented by the first date of implementation of the new reference interest rate level, which is used to determine the interest rate to be paid by the floating payer on the interest payment date. 10) The reset month-end rule can be understood as, during the resource interaction process, if the reset date falls at the end of the month, determine whether the month has 30 days or 31 days, and put it on the last day according to the actual situation. 11) The stub position for resource reset refers to the stub position set for the resource reset sequence during the resource interaction process, including the stub in front or the stub in the back. 12) The stub method for resource reset refers to whether the long stub method or the short stub method is used for the resource reset sequence during the resource interaction process. The difference between the long stub and the short stub lies in the different lengths of the dates included.

[0040] Step 204, determine the resource settlement mode according to the reset frequency in the resource interaction element, based on the resource settlement mode, determine the resource transfer sequence and the resource reset sequence according to the resource interaction element, merge the resource transfer sequence and the resource reset sequence to obtain the resource settlement period sequence.

[0041] Specifically, after the server obtains the resource interaction elements associated with the resource interaction plan and screens out the reset frequency from each resource interaction element, that is, after determining the interval frequency of the reset day, the resource settlement mode is determined according to the reset frequency. Among them, the reset frequency specifically includes: 1) the first type of reset frequency = month, bimonthly, quarterly, half-yearly, annual, once due, and 2) the second type of reset frequency = day, week, biweekly. It can be understood that since the values ​​of the first type of reset frequency are month, bimonthly, quarterly, half-yearly, and annual, and the values ​​of the second type of reset frequency are day, week, and biweekly, and the reset frequency is specifically understood as the interval frequency of the reset day, it can be determined that the interval frequency of the reset day in the first type of reset frequency is greater than the interval frequency of the reset day in the second type of reset frequency.

[0042] Among them, the resource settlement mode specifically includes a first settlement mode corresponding to the first type of reset frequency, and a second settlement mode corresponding to the first type of reset frequency, that is, the reset frequency corresponding to the first settlement mode is greater than the reset frequency corresponding to the second settlement mode, so that the resource settlement mode (that is, the first settlement mode or the second settlement mode) can be determined specifically according to the reset frequency category to which the reset frequency in the resource interaction element belongs (that is, whether it is the first type of reset frequency or the second type of reset frequency).

[0043] Furthermore, the server determines a resource transfer sequence and a resource reset sequence based on each resource interaction element based on the resource settlement mode, that is, in the first settlement mode or in the second settlement mode, and obtains a resource settlement period sequence by merging the resource transfer sequence and the resource reset sequence.

[0044] The resource transfer sequence includes multiple initial resource settlement dates, i.e., multiple unadjusted resource settlement dates (i.e., dates for resource interest payment operations of financial products), while the resource reset sequence includes multiple resource reset dates, i.e., multiple dates for implementing new reference interest rates. When merging the resource transfer sequence and the resource reset sequence, it is specifically to merge multiple initial resource settlement dates and multiple resource reset dates, and specifically, the multiple initial resource settlement dates in the resource transfer sequence are mainly used, and the required resource settlement period sequence is obtained by cross-merging.

[0045] Step 206: When the resource settlement period sequence satisfies the settlement adjustment condition, the resource settlement date in the resource settlement period sequence is adjusted to obtain an adjusted target resource settlement period sequence.

[0046] Specifically, the server determines the resource interaction type associated with the resource interaction plan, such as converting the first category of resources into the second category of resources, or converting the second category of resources into the first category of resources, or converting the second category of resources into the third category of resources, or converting the third category of resources into the first category of resources, and determines at least one rest day corresponding to the resource interaction type to determine whether there is at least one resource settlement date in the resource settlement period sequence that is a rest day.

[0047] Furthermore, if it is determined that there is at least one resource settlement date in the resource settlement period sequence that is a rest day, then it is determined that the resource settlement period sequence satisfies the settlement adjustment conditions. Therefore, when the resource settlement period sequence satisfies the settlement adjustment conditions, the resource settlement dates in the resource settlement period sequence are adjusted. Specifically, the resource settlement dates in the resource settlement period sequence that are rest days are adjusted from rest days to working days, and the adjusted target resource settlement period sequence is obtained.

[0048] Among them, when adjusting the resource settlement date that is a rest day in the resource settlement period sequence from a rest day to a working day, the resource settlement date can be adjusted according to the determined resource interaction adjustment rule after determining the resource interaction adjustment rule corresponding to the resource interaction type.

[0049] For example, for a resource interaction type that converts a first-category resource into a second-category resource, the corresponding resource interaction adjustment rule is to adjust rest days forward until they become working days, which specifically means to adjust the resource settlement date that is a rest day in the resource settlement period sequence forward until it becomes a working day. For another example, for a resource interaction type that converts a third-category resource into a first-category resource, the corresponding adjustment rule is to adjust rest days backward until they become working days, which specifically means to adjust the resource settlement date that is a rest day in the resource settlement period sequence backward until it becomes a working day.

[0050] It is understandable that the resource interaction adjustment rules corresponding to the resource interaction type can be adjusted or modified according to the actual situation, such as setting the forward adjustment to the backward adjustment, or setting the backward adjustment to the forward adjustment, and the specific adjustment days can also be flexibly set and adjusted according to the actual length of the rest day. For example, if the length of the rest day is 5 days, when the resource settlement date in the resource settlement period sequence belongs to the rest day, such as the resource settlement date is the 3rd rest day, the adjustment days can be set to 2 days, and the rest day can be adjusted 2 days later to become a working day.

[0051] Step 208, performing resource settlement processing based on the target resource settlement period sequence to obtain a resource settlement result.

[0052] Specifically, after the server adjusts at least one resource settlement date in the resource settlement period sequence from a rest day to a working day and obtains the adjusted target resource settlement period sequence, the server performs resource settlement processing according to each resource settlement date in the target resource settlement period sequence, thereby avoiding resource settlement according to an incorrect resource settlement date (such as a resource settlement date that is a rest day). By flexibly and dynamically adjusting the resource settlement dates in the resource settlement period sequence, error data in the resource settlement processing process can be reduced, thereby improving the accuracy of the obtained resource settlement results.

[0053] In the above resource settlement processing method, by receiving a resource settlement request, a resource interaction plan corresponding to the resource settlement request is obtained, and the resource interaction elements associated with the resource interaction plan are determined, so as to determine the resource settlement mode according to the reset frequency in the resource interaction elements, and by respectively determining the resource settlement period sequence under the corresponding resource settlement mode, resource settlement processing is performed for the resource settlement period sequence. Further, based on the resource settlement mode, the resource transfer sequence and the resource reset sequence are determined according to the resource interaction elements, so that the resource transfer sequence and the resource reset sequence can be untied, reducing manual adjustment and screening operations. Among them, by merging the resource transfer sequence and the resource reset sequence, a resource settlement period sequence can be obtained, and when the resource settlement period sequence meets the settlement adjustment conditions, the resource settlement date in the resource settlement period sequence is adjusted to obtain the adjusted target resource settlement period sequence, and the resource settlement date in the resource settlement period sequence is adjusted by using information such as rest days and holidays, specifically, the resource settlement is performed according to the adjusted actual settlement date, avoiding settlement according to a single, fixed resource interaction plan, reducing the date error in the settlement process, improving the accuracy of the obtained resource settlement results, and further improving the efficiency of resource settlement processing.

[0054] In an exemplary embodiment, Figure 3 As shown, the step of determining the resource transfer sequence and the resource reset sequence according to the resource interaction elements, that is, the step of determining the resource transfer sequence and the resource reset sequence according to the resource interaction elements based on the resource settlement mode, includes steps 302 to 306. Among them:

[0055] Step 302: When the resource settlement mode is the first settlement mode, resource transfer parameters associated with the resource transfer service and resource reset parameters associated with the resource reset service are screened out from the resource interaction elements.

[0056] Specifically, the resource settlement mode specifically includes a first settlement mode corresponding to the first type of reset frequency and a second settlement mode corresponding to the first type of reset frequency. When the resource settlement mode is determined to be the first settlement mode according to the reset frequency in the resource interaction element, the resource transfer parameters associated with the resource transfer business are screened out from the resource interaction element. The resource transfer parameters specifically include: resource value date, resource expiration date, resource interaction frequency, first resource settlement date, interaction month-end rule, and stub position and stub mode for resource interaction.

[0057] Furthermore, when the server determines that the resource settlement mode is the first settlement mode according to the reset frequency in the resource interaction element, it is also necessary to filter out the resource reset parameters associated with the resource reset service from the resource interaction element. The resource reset parameters specifically include: resource interest value date, resource expiration date, reset frequency, first reset start date, reset month-end rule, and stub position and stub method for resource reset.

[0058] Step 304: determine the initial resource settlement date corresponding to the resource transfer service according to the resource transfer parameters, and construct a resource transfer sequence according to each initial resource settlement date.

[0059] Specifically, the server determines multiple initial resource settlement dates corresponding to the resource transfer business based on the determined resource transfer parameters, including the resource interest accrual date, resource expiration date, resource interaction frequency, the first resource settlement date, interaction month-end rules, and the fragment position and fragment method for resource interaction, and constructs a resource transfer sequence based on each initial resource settlement date.

[0060] Among them, the resource value date refers to the date when the calculation of fund interest begins, the resource maturity date refers to the date when the calculation of resource interest rate ends, the resource interaction frequency refers to the interest payment frequency of financial products, and the first resource settlement date refers to the date when the resource interest payment operation of financial products is first performed. The interactive month-end rule can be understood as in the process of resource interaction, if the resource settlement date falls at the end of the month, then the resource settlement date is placed at the actual end of the month (such as the 30th or 31st). The stub position for resource interaction refers to the stub position set for the resource transfer sequence in the process of resource interaction, including the stub position with the stub in front or the stub in the back. The stub mode refers to the long stub mode or the short stub mode used for the resource transfer sequence in the process of resource interaction. Therefore, according to the resource value date, resource maturity date, resource interaction frequency, first resource settlement date, interactive month-end rule, and parameters such as the stub position and stub mode for resource interaction, multiple initial resource settlement dates after the first resource settlement date can be determined, so that the resource transfer sequence can be constructed based on each initial resource settlement date.

[0061] Step 306: Determine the resource reset date corresponding to the resource reset service according to the resource reset parameters, and construct a resource reset sequence according to each resource reset date.

[0062] Specifically, the server determines multiple resource reset dates corresponding to the resource reset business based on the determined resource reset parameters, including the resource interest accrual date, resource expiration date, reset frequency, the first reset start date, reset month-end rule, and parameters such as the stub position and stub method for resource reset, so as to construct a resource reset sequence based on each resource reset date.

[0063] Among them, the resource interest value date refers to the date when the calculation of fund interest begins, the resource maturity date refers to the date when the calculation of resource interest rate ends, the reset frequency refers to the interval frequency of the reset date, the first reset start date is represented by the first date of implementation of the new reference interest rate level, the reset month-end rule can be understood as if the resource reset date falls at the end of the month, then the resource reset date is placed at the actual end of the month (such as the 30th or 31st), the stub position set for the resource reset includes the stub position with the stub in front or the stub in the back, and the stub mode refers to the long stub or short stub mode used for the resource reset sequence, so based on the resource interest value date, resource maturity date, reset frequency, first reset start date, reset month-end rule, and stub position and stub mode for resource reset and other parameters, multiple resource reset dates after the first reset start date can be determined in sequence, so as to construct a resource reset sequence based on each resource reset date.

[0064] In this embodiment, when the resource settlement mode is the first settlement mode, resource transfer parameters associated with the resource transfer business and resource reset parameters associated with the resource reset business are screened out from the resource interaction elements, so that the initial resource settlement date corresponding to the resource transfer business is determined according to the resource transfer parameters, and the resource reset date corresponding to the resource reset business is determined according to the resource reset parameters, and a resource transfer sequence root is constructed according to each initial resource settlement date, and a resource reset sequence is constructed according to each resource reset date, thereby realizing the unbinding of the resource transfer sequence and the resource reset sequence, reducing manual adjustment and screening operations, thereby reducing operational risks in the resource settlement processing process, and subsequently performing resource settlement processing on the resource settlement period sequence obtained by merging the resource transfer sequence and the resource reset sequence, which can improve the accuracy of the obtained resource settlement results.

[0065] In an exemplary embodiment, Figure 4 As shown, the step of determining the resource transfer sequence and the resource reset sequence according to the resource interaction elements, that is, the step of determining the resource transfer sequence and the resource reset sequence according to the resource interaction elements based on the resource settlement mode, includes steps 402 to 408. Among them:

[0066] Step 402, when the resource settlement mode is the second settlement mode, the resource transfer parameters associated with the resource transfer service are screened out from the resource interaction elements, and the initial resource settlement date corresponding to the resource transfer service is determined according to the resource transfer parameters.

[0067] Specifically, the resource settlement mode specifically includes a first settlement mode corresponding to the first type of reset frequency, and a second settlement mode corresponding to the first type of reset frequency. When the resource settlement mode is determined to be the second settlement mode according to the reset frequency in the resource interaction element, the resource transfer parameters associated with the resource transfer business are screened out from the resource interaction element. Among them, the resource transfer parameters specifically include: resource interest value date, resource expiration date, resource interaction frequency, first resource settlement date, interaction month-end rule, and stub position and stub mode for resource interaction.

[0068] Furthermore, the server determines multiple initial resource settlement dates corresponding to the resource transfer business based on the determined resource transfer parameters, including the resource interest accrual date, the resource expiration date, the resource interaction frequency, the first resource settlement date, the interaction month-end rule, and the fragment position and fragment method for the resource interaction.

[0069] Among them, the resource interest value date refers to the date when the calculation of fund interest begins, the resource maturity date refers to the date when the calculation of resource interest rate ends, the resource interaction frequency refers to the interest payment frequency of financial products, and the first resource settlement date refers to the date of the first resource interest payment operation of financial products. The interactive month-end rule means that if the resource settlement date falls at the end of the month, the resource settlement date is placed at the actual end of the month (such as the 30th or 31st). The stub position for resource interaction refers to the stub position set for the resource transfer sequence, including the stub position in front or in the back. The stub mode refers to the long stub or short stub mode used for the resource transfer sequence. Therefore, according to the resource interest value date, resource maturity date, resource interaction frequency, first resource settlement date, interactive month-end rule, and parameters such as the stub position and stub mode for resource interaction, multiple initial resource settlement dates after the first resource settlement date can be determined.

[0070] Step 404: construct a resource transfer sequence based on each initial resource settlement date, and the reset frequency corresponding to the second settlement mode is less than the reset frequency of the first settlement mode.

[0071] Specifically, after obtaining the initial resource settlement date corresponding to the resource transfer business, the server constructs a resource transfer sequence based on each initial resource settlement date, that is, the resource transfer sequence includes multiple initial resource settlement dates, that is, includes multiple unadjusted resource settlement dates (that is, the dates for performing resource interest payment operations for financial products).

[0072] Among them, the resource settlement mode specifically includes a first settlement mode corresponding to the first type of reset frequency, and a second settlement mode corresponding to the first type of reset frequency. The first type of reset frequency = month, bimonthly, quarterly, semi-annual, annual, and once upon expiration. The second type of reset frequency = day, week, and biweekly. The reset frequency is specifically understood as the interval frequency of the reset days. It can be determined that the interval frequency of the reset days in the first type of reset frequency is greater than the interval frequency of the reset days in the second type of reset frequency, that is, the reset frequency corresponding to the second settlement mode is less than the reset frequency of the first settlement mode.

[0073] Step 406: Determine the actual resource transfer cycle interval according to the resource transfer sequence and the resource interaction adjustment rule.

[0074] Specifically, by determining the resource interaction adjustment rules corresponding to the resource interaction types, such as the resource interaction adjustment rules that adjust rest days forward until they become working days, or the resource interaction adjustment rules that adjust rest days backward until they become working days, and based on multiple initial resource settlement dates in the resource transfer sequence and the determined resource interaction adjustment rules, the actual resource transfer cycle interval is determined.

[0075] The actual resource transfer cycle interval refers to the cycle interval composed of actual resource transfer dates obtained by adjusting multiple initial resource settlement dates in the resource transfer sequence using resource interaction adjustment rules.

[0076] Step 408: divide the actual resource transfer cycle interval according to the target resource stub parameter and the reset frequency to obtain a resource reset sequence.

[0077] Specifically, by obtaining pre-set target resource stub parameters, including a specific stub position and a stub mode, for example, the stub position is the stub at the end, the stub mode is the short stub at the end, and the reset frequency (for example, a reset frequency of biweekly reset), the actual resource transfer cycle interval is divided according to the short stub at the end mode and the biweekly reset frequency to obtain a resource reset sequence.

[0078] Among them, after adjusting multiple initial resource settlement dates in the resource transfer sequence by using the resource interaction adjustment rule, the period interval composed of the actual resource transfer dates is obtained, that is, after obtaining the actual resource transfer period interval, the actual resource transfer period interval is divided according to the reset frequency, such as biweekly reset, and after dividing the reset sequence, the part that cannot be divided evenly, that is, the extra dates can be understood as short stubs. Among them, it is necessary to retain the short stub in the resource reset sequence, and the stub position is in the form of short stub at the end.

[0079] In this embodiment, when the resource settlement mode is the second settlement mode, the resource transfer parameters associated with the resource transfer business are screened out from the resource interaction elements, the initial resource settlement date corresponding to the resource transfer business is determined according to the resource transfer parameters, and the resource transfer sequence is constructed according to each initial resource settlement date. Further, according to the resource transfer sequence and the resource interaction adjustment rule, the actual resource transfer cycle interval is determined, and the actual resource transfer cycle interval is segmented according to the target resource stub parameter and the reset frequency to obtain the resource reset sequence, and since the reset frequency corresponding to the second settlement mode is less than the reset frequency of the first settlement mode, different resource settlement methods can be set according to the reset frequencies, avoiding the use of a single resource settlement method for the entire resource interaction plan, so as to settle data resources under different reset frequencies through targeted resource settlement methods, thereby improving the accuracy of the obtained resource settlement results.

[0080] In an exemplary embodiment, Figure 5 As shown, a resource settlement processing method is provided, which is applied to Figure 1 The server 104 in the example is used as an example to illustrate, including the following steps 502 to 514. Among them:

[0081] Step 502: receiving a resource settlement request, acquiring a resource interaction plan corresponding to the resource settlement request, and determining a resource interaction element associated with the resource interaction plan.

[0082] Specifically, after receiving the resource settlement request triggered by the terminal, the server parses the resource settlement request to obtain the resource interaction plan corresponding to the resource settlement request. The resource interaction plan can be specifically understood as a resource flow plan generated by a financial institution for a resource interaction business reached between the financial institution and the external transaction object, which is used to implement the resource settlement processing for the resource interaction business between the financial institution and the external transaction object according to a certain resource settlement period sequence, and obtain the resource settlement result associated with the resource interaction business.

[0083] Furthermore, after obtaining the resource interaction plan corresponding to the resource settlement request, the server can obtain the resource interaction elements associated with the resource interaction plan by parsing the resource interaction plan. The resource interaction elements associated with the resource interaction plan specifically include: resource interest value date, resource expiration date, resource interaction frequency, first resource settlement date, interaction month-end rule, stub position and stub method for resource interaction, reset frequency, first reset start date, reset month-end rule, and stub position and stub method for resource reset.

[0084] Step 504, determine the resource settlement mode according to the reset frequency in the resource interaction element, based on the resource settlement mode, determine the resource transfer sequence and the resource reset sequence according to the resource interaction element, merge the resource transfer sequence and the resource reset sequence to obtain the resource settlement period sequence.

[0085] Specifically, after the server obtains the resource interaction elements associated with the resource interaction plan and screens out the reset frequency from each resource interaction element, that is, determines the interval frequency of the reset day, the resource settlement mode is determined according to the reset frequency. The resource settlement mode specifically includes a first settlement mode corresponding to the first type of reset frequency, and a second settlement mode corresponding to the first type of reset frequency.

[0086] Furthermore, the server determines a resource transfer sequence and a resource reset sequence based on each resource interaction element based on the resource settlement mode, that is, in the first settlement mode or in the second settlement mode, and obtains a resource settlement period sequence by merging the resource transfer sequence and the resource reset sequence.

[0087] Step 506: determine a resource interaction type associated with the resource interaction plan, and determine at least one rest day corresponding to the resource interaction type.

[0088] Specifically, the server determines the resource interaction type associated with the resource interaction plan, such as converting the first type of resource into the second type of resource, or converting the second type of resource into the first type of resource, or converting the second type of resource into the third type of resource, or converting the third type of resource into the first type of resource, and determines at least one rest day corresponding to the resource interaction type, such as for the resource interaction type of converting the first type of resource into the second type of resource, the corresponding rest days are Saturday and Sunday of the week. Among them, the rest days corresponding to different resource interaction types can be set and adjusted according to the actual application scenario. For example, in addition to Saturday and Sunday of the week, statutory holidays, such as New Year's Day, May 1st Labor Day and other holidays, can be added as rest days corresponding to the resource interaction type.

[0089] Step 508: When there is at least one resource settlement date in the resource settlement period sequence that is a rest day, it is determined that the resource settlement period sequence meets the settlement adjustment condition.

[0090] Specifically, for each resource settlement date in the resource settlement period sequence, each resource settlement date is compared with at least one rest day corresponding to the resource interaction type to determine whether there is a resource settlement date that is a rest day in the resource settlement period sequence.

[0091] Furthermore, if it is determined that there is at least one resource settlement date in the resource settlement period sequence that is a rest day, for example, for the resource interaction type that converts the first type of resources into the second type of resources, the corresponding rest days are Saturday and Sunday of a week, if there is at least one resource settlement date in the resource settlement period sequence that is a Saturday or Sunday, it is determined that the resource settlement period sequence meets the settlement adjustment conditions.

[0092] Step 510: When the resource settlement period sequence satisfies the settlement adjustment condition, determine at least one resource settlement date in the resource settlement period sequence that is a rest day.

[0093] Specifically, if there is at least one resource settlement date that is a rest day in the resource settlement period sequence, that is, if it is determined that the resource settlement period sequence meets the settlement adjustment conditions, then at least one resource settlement date that is a rest day is screened out from the resource settlement period sequence. For example, for the resource interaction type that converts the first type of resources into the second type of resources, the corresponding rest days are Saturday and Sunday of a week, then at least one resource settlement date that is a Saturday or Sunday can be determined from the resource settlement period sequence.

[0094] Step 512: adjust at least one resource settlement date from a rest day to a working day to obtain an adjusted target resource settlement period sequence.

[0095] Specifically, for at least one resource settlement date that is a rest day in the determined resource settlement period sequence, it is adjusted from a rest day to a working day to obtain an adjusted target resource settlement period sequence. When adjusting a resource settlement date that is a rest day in the resource settlement period sequence from a rest day to a working day, the resource settlement date can be adjusted according to the determined resource interaction adjustment rule after determining the resource interaction adjustment rule corresponding to the resource interaction type.

[0096] For example, for a resource interaction type that converts a first-category resource into a second-category resource, the corresponding resource interaction adjustment rule is to adjust rest days forward until they become working days, which specifically means to adjust the resource settlement date that is a rest day in the resource settlement period sequence forward until it becomes a working day. For another example, for a resource interaction type that converts a third-category resource into a first-category resource, the corresponding adjustment rule is to adjust rest days backward until they become working days, which specifically means to adjust the resource settlement date that is a rest day in the resource settlement period sequence backward until it becomes a working day.

[0097] It can be understood that the resource interaction adjustment rules corresponding to the resource interaction type can be adjusted or modified according to actual conditions, such as setting the forward adjustment to the backward adjustment, or setting the backward adjustment to the forward adjustment, and the specific adjustment days can also be flexibly set and adjusted according to the actual length of the rest day.

[0098] Step 514, perform resource settlement processing based on the target resource settlement period sequence to obtain resource settlement results.

[0099] Specifically, the server can perform resource settlement processing according to each resource settlement date in the target resource settlement period sequence, thereby avoiding performing resource settlement according to an incorrect resource settlement date (such as a resource settlement date that is a rest day). By flexibly and dynamically adjusting the resource settlement date in the resource settlement period sequence, the error data in the resource settlement processing process can be reduced, thereby improving the accuracy of the obtained resource settlement results.

[0100] In the resource settlement processing method, a resource settlement request is received, a resource interaction plan corresponding to the resource settlement request is obtained, and a resource interaction element associated with the resource interaction plan is determined. The resource settlement mode is determined according to the reset frequency in the resource interaction element, and based on the resource settlement mode, a resource transfer sequence and a resource reset sequence are determined according to the resource interaction element, and the resource transfer sequence and the resource reset sequence are merged to obtain a resource settlement period sequence, so that the resource transfer sequence and the resource reset sequence can be untied, reducing manual adjustment and screening operations. Furthermore, by determining the resource interaction type associated with the resource interaction plan and at least one rest day corresponding to the resource interaction type, when there is at least one resource settlement date in the resource settlement period sequence that is a rest day, it is determined that the resource settlement period sequence meets the settlement adjustment conditions, and at least one resource settlement date in the resource settlement period sequence that is a rest day is further determined, so as to adjust at least one resource settlement date from a rest day to a working day, and obtain the adjusted target resource settlement period sequence, thereby realizing the adjustment of the resource settlement date in the resource settlement period sequence by utilizing information such as rest days and holidays, specifically, performing resource settlement according to the adjusted actual settlement date, avoiding settlement according to a single and fixed resource interaction plan, so that when performing resource settlement processing based on the target resource settlement period sequence and obtaining the resource settlement result, the date error existing in the settlement process can be reduced, thereby improving the accuracy of the obtained resource settlement result and further improving the resource settlement processing efficiency.

[0101] In an exemplary embodiment, Figure 6 As shown, a resource settlement processing method is provided, which is applied to Figure 1 The server 104 in the example is used as an example to illustrate, including the following steps 601 to 616. Among them:

[0102] Step 601: receiving a resource interaction service processing request, and acquiring a resource interaction service corresponding to the resource interaction service processing request.

[0103] Specifically, after receiving a resource interaction service processing request triggered by the terminal, the server parses the resource interaction service processing request to obtain the resource interaction service corresponding to the resource interaction service processing request, such as transaction buy, transaction sell, transaction freeze, transaction unfreeze, transaction closing and other resource interaction services.

[0104] Step 602: Perform resource interaction processing according to the resource interaction service, determine resource interaction elements associated with the resource interaction service, and generate a resource interaction plan according to the resource interaction elements.

[0105] Specifically, the server executes the resource interaction service to perform resource interaction processing according to the resource interaction service, and in the process of executing the resource interaction service, determines the resource interaction elements associated with the resource interaction service, which may specifically include the resource interest accrual date, the resource expiration date, the resource interaction frequency, the first resource settlement date, the interaction month-end rule, the stub position and stub method for resource interaction, the reset frequency, the first reset start date, the reset month-end rule, and the stub position and stub method for resource reset and other resource interaction elements, so that the resource interaction plan can be further generated based on the resource interest accrual date, the resource expiration date, the resource interaction frequency, the first resource settlement date, the interaction month-end rule, the stub position and stub method for resource interaction, the reset frequency, the first reset start date, the reset month-end rule, and the stub position and stub method for resource reset and other resource interaction elements.

[0106] Step 603, determining the resource settlement mode according to the reset frequency in the resource interaction element.

[0107] Specifically, after the server obtains the resource interaction elements associated with the resource interaction plan and screens out the reset frequency from each resource interaction element, that is, determines the interval frequency of the reset day, the resource settlement mode is determined according to the reset frequency. The resource settlement mode specifically includes a first settlement mode corresponding to the first type of reset frequency, and a second settlement mode corresponding to the first type of reset frequency.

[0108] Step 604: When the resource settlement mode is the first settlement mode, resource transfer parameters associated with the resource transfer service and resource reset parameters associated with the resource reset service are screened out from the resource interaction elements.

[0109] Specifically, the resource settlement mode specifically includes a first settlement mode corresponding to the first type of reset frequency, and a second settlement mode corresponding to the first type of reset frequency. When the resource settlement mode is determined to be the first settlement mode according to the reset frequency in the resource interaction element, the server screens out resource transfer parameters associated with the resource transfer business from the resource interaction elements, including the resource interest accrual date, resource expiration date, resource interaction frequency, the first resource settlement date, interaction month-end rules, and the residual segment position and residual segment method for resource interaction.

[0110] Among them, when the server determines that the resource settlement mode is the first settlement mode according to the reset frequency in the resource interaction elements, it is also necessary to filter out the resource reset parameters associated with the resource reset business from the resource interaction elements, including: resource interest start date, resource expiration date, reset frequency, first reset start date, reset month-end rule, and the stub position and stub method for resource reset.

[0111] Step 605: Determine the initial resource settlement date corresponding to the resource transfer service according to the resource transfer parameters, and construct a resource transfer sequence according to each initial resource settlement date.

[0112] Specifically, the server determines multiple initial resource settlement dates corresponding to the resource transfer business based on the determined resource transfer parameters, including the resource interest accrual date, the resource expiration date, the resource interaction frequency, the first resource settlement date, the interaction month-end rule, and the fragment position and fragment method for resource interaction, and constructs a resource transfer sequence based on each initial resource settlement date.

[0113] Step 606: Determine the resource reset date corresponding to the resource reset service according to the resource reset parameters, and construct a resource reset sequence according to each resource reset date.

[0114] Specifically, the server determines multiple resource reset dates corresponding to the resource reset business based on the determined resource reset parameters, including the resource interest accrual date, resource expiration date, reset frequency, the first reset start date, reset month-end rule, and parameters such as the stub position and stub method for resource reset, so as to construct a resource reset sequence based on each resource reset date.

[0115] After executing step 603, execute step 607. When the resource settlement mode is the second settlement mode, select resource transfer parameters associated with the resource transfer business from the resource interaction elements, and determine the initial resource settlement date corresponding to the resource transfer business based on the resource transfer parameters.

[0116] Specifically, the resource settlement mode specifically includes a first settlement mode corresponding to the first type of reset frequency, and a second settlement mode corresponding to the first type of reset frequency. When the resource settlement mode is determined to be the second settlement mode according to the reset frequency in the resource interaction element, the resource transfer parameters associated with the resource transfer business are screened out from the resource interaction elements, specifically including: resource interest accrual date, resource expiration date, resource interaction frequency, first resource settlement date, interaction month-end rule, and the residual segment position and residual segment method for resource interaction.

[0117] Furthermore, the server determines multiple initial resource settlement dates corresponding to the resource transfer business based on the determined resource transfer parameters, including the resource interest accrual date, the resource expiration date, the resource interaction frequency, the first resource settlement date, the interaction month-end rule, and the fragment position and fragment method for the resource interaction.

[0118] Step 608: construct a resource transfer sequence based on each initial resource settlement date, and the reset frequency corresponding to the second settlement mode is less than the reset frequency of the first settlement mode.

[0119] Specifically, after obtaining the initial resource settlement date corresponding to the resource transfer business, the server constructs a resource transfer sequence based on each initial resource settlement date, that is, the resource transfer sequence includes multiple initial resource settlement dates, that is, includes multiple unadjusted resource settlement dates (that is, the dates for performing resource interest payment operations for financial products).

[0120] Step 609: Determine the actual resource transfer cycle interval according to the resource transfer sequence and the resource interaction adjustment rule.

[0121] Specifically, the server determines the resource interaction adjustment rules corresponding to the resource interaction types, such as the resource interaction adjustment rules that adjust rest days forward until they become working days, or the resource interaction adjustment rules that adjust rest days backward until they become working days, and determines the actual resource transfer cycle interval based on multiple initial resource settlement dates in the resource transfer sequence and the determined resource interaction adjustment rules.

[0122] Step 610: divide the actual resource transfer cycle interval according to the target resource stub parameter and the reset frequency to obtain a resource reset sequence.

[0123] Specifically, the server obtains pre-set target resource stub parameters, including a specific stub position and a stub mode, for example, the stub position is the stub at the end, the stub mode is the short stub at the end, and the reset frequency (for example, a reset frequency of biweekly reset), so as to divide the actual resource transfer cycle interval according to the short stub at the end mode and the biweekly reset frequency to obtain a resource reset sequence.

[0124] After executing step 606 or step 610, step 611 is executed to merge the resource transfer sequence and the resource reset sequence to obtain a resource settlement period sequence.

[0125] Specifically, the resource transfer sequence includes multiple initial resource settlement dates, i.e., multiple unadjusted resource settlement dates (i.e., dates for resource interest payment operations of financial products), while the resource reset sequence includes multiple resource reset dates, i.e., multiple dates for implementing new reference interest rates. When merging the resource transfer sequence and the resource reset sequence, specifically, multiple initial resource settlement dates and multiple resource reset dates are merged, and specifically, multiple initial resource settlement dates in the resource transfer sequence are mainly used, and a cross-merger method is adopted to obtain the required resource settlement period sequence.

[0126] Step 612: determine a resource interaction type associated with the resource interaction plan, and determine at least one rest day corresponding to the resource interaction type.

[0127] Specifically, the server determines a resource interaction type associated with the resource interaction plan, such as a resource interaction type that converts a first type of resource into a second type of resource, and determines at least one rest day corresponding to the resource interaction type. For example, for a resource interaction type that converts a first type of resource into a second type of resource, the corresponding rest days are Saturday and Sunday of a week.

[0128] Step 613: When at least one resource settlement date in the resource settlement period sequence is a rest day, it is determined that the resource settlement period sequence meets the settlement adjustment condition.

[0129] Specifically, for each resource settlement date in the resource settlement period sequence, each resource settlement date is compared with at least one rest day corresponding to the resource interaction type to determine whether there is a resource settlement date that is a rest day in the resource settlement period sequence. If it is determined that at least one resource settlement date in the resource settlement period sequence is a rest day, for example, for a resource interaction type that converts a first-category resource into a second-category resource, the corresponding rest days are Saturday and Sunday of a week, and if there is at least one resource settlement date in the resource settlement period sequence that is a Saturday or Sunday, it is determined that the resource settlement period sequence meets the settlement adjustment conditions.

[0130] Step 614: When the resource settlement period sequence satisfies the settlement adjustment condition, determine at least one resource settlement date in the resource settlement period sequence that is a rest day.

[0131] Specifically, when there is at least one resource settlement date that is a rest day in the resource settlement period sequence, that is, when it is determined that the resource settlement period sequence meets the settlement adjustment conditions, the server filters out at least one resource settlement date that is a rest day from the resource settlement period sequence. For example, for the resource interaction type that converts the first type of resources into the second type of resources, the corresponding rest days are Saturday and Sunday of a week, then at least one resource settlement date that is a Saturday or Sunday can be determined from the resource settlement period sequence.

[0132] Step 615: adjust at least one resource settlement date from a rest day to a working day to obtain an adjusted target resource settlement period sequence.

[0133] Specifically, for at least one resource settlement date that is a rest day in the determined resource settlement period sequence, the server adjusts it from a rest day to a working day, and obtains an adjusted target resource settlement period sequence.

[0134] Step 616, perform resource settlement processing based on the target resource settlement period sequence to obtain resource settlement results.

[0135] Specifically, the server can perform resource settlement processing according to each resource settlement date in the target resource settlement period sequence, thereby avoiding performing resource settlement according to an incorrect resource settlement date (such as a resource settlement date that is a rest day), reducing error data in the resource settlement processing process, and improving the accuracy of the obtained resource settlement results.

[0136] In an exemplary embodiment, Figure 7 As shown, a resource settlement processing method is provided, which involves execution entities such as external transaction objects, financial institution transaction departments, and financial institution settlement departments. Specifically, the resource settlement processing method includes the following processing steps:

[0137] Step 1) The transaction department of the financial institution and the external transaction partner reach a resource exchange business, and the transaction department of the financial institution completes the transaction confirmation and registration ledger.

[0138] Step 2), the transaction department of the financial institution approves and enters the resource interaction business, obtains the resource interaction elements associated with the resource interaction business, and generates a resource interaction plan based on the resource interaction elements.

[0139] Step 3), the settlement department of the financial institution receives the resource exchange plan, performs resource accounting processing according to the resource exchange plan, and obtains the resource accounting results.

[0140] The process of resource accounting by the settlement department of a financial institution according to the resource exchange plan includes:

[0141] 1. When Reset Potion = In Advance (i.e. when the interest rate reset time is before the interest calculation period), and the reset frequency = monthly, bimonthly, quarterly, semi-annual, annual, or once at maturity (i.e. in the first settlement mode):

[0142] ① According to the resource value date, resource maturity date, resource interaction frequency, first resource settlement date, interaction month-end rule, and the residual position and residual method for resource interaction, multiple initial resource settlement dates corresponding to the resource transfer business are determined, and the resource transfer sequence is constructed based on each initial resource settlement date. At the same time, the interest-bearing principal corresponding to the resource transfer sequence can also be determined based on resource interaction elements such as resource value date, resource maturity date, resource interaction frequency, first resource settlement date, interaction month-end rule, and the residual position and residual method for resource interaction.

[0143] ② According to the resource interest value date, resource expiration date, reset frequency, first reset start date, reset month-end rule, and parameters such as the stub position and stub method for resource reset, multiple resource reset dates corresponding to the resource reset business are determined, and a resource reset sequence is constructed based on each resource reset date.

[0144] ③Merge the resource transfer sequence and the resource reset sequence to obtain the resource settlement period sequence.

[0145] ④ When the resource settlement period sequence meets the settlement adjustment conditions, the resource settlement date in the resource settlement period sequence is adjusted to obtain the adjusted target resource settlement period sequence, so as to perform resource settlement processing based on the target resource settlement period sequence and obtain the resource settlement result.

[0146] 2. When Reset Potion = In Advance (i.e. when the interest rate reset time is before the interest calculation period), and the reset frequency = daily, weekly, or biweekly (i.e. in the second settlement mode):

[0147] ① According to the resource value date, resource maturity date, resource interaction frequency, first resource settlement date, interaction month-end rule, and the residual position and residual method for resource interaction, multiple initial resource settlement dates corresponding to the resource transfer business are determined, and the resource transfer sequence is constructed based on each initial resource settlement date. At the same time, the interest-bearing principal corresponding to the resource transfer sequence can also be determined based on resource interaction elements such as resource value date, resource maturity date, resource interaction frequency, first resource settlement date, interaction month-end rule, and the residual position and residual method for resource interaction.

[0148] ② According to the resource transfer sequence and resource interaction adjustment rules, the actual resource transfer cycle interval is determined, and the actual resource transfer cycle interval is divided according to the target resource stub parameters and reset frequency. That is, in each actual resource transfer cycle interval, the resource reset sequence is obtained by dividing it in a way that the short stub is at the end.

[0149] ③Merge the resource transfer sequence and the resource reset sequence to obtain the resource settlement period sequence.

[0150] ④ When the resource settlement period sequence meets the settlement adjustment conditions, the resource settlement date in the resource settlement period sequence is adjusted to obtain the adjusted target resource settlement period sequence, so as to perform resource settlement processing based on the target resource settlement period sequence and obtain the resource settlement result.

[0151] In the above resource settlement processing method, by receiving a resource settlement request, a resource interaction plan corresponding to the resource settlement request is obtained, and the resource interaction elements associated with the resource interaction plan are determined, so as to determine the resource settlement mode according to the reset frequency in the resource interaction elements, and by respectively determining the resource settlement period sequence under the corresponding resource settlement mode, resource settlement processing is performed for the resource settlement period sequence. Further, based on the resource settlement mode, the resource transfer sequence and the resource reset sequence are determined according to the resource interaction elements, so that the resource transfer sequence and the resource reset sequence can be untied, reducing manual adjustment and screening operations. Among them, by merging the resource transfer sequence and the resource reset sequence, a resource settlement period sequence can be obtained, and when the resource settlement period sequence meets the settlement adjustment conditions, the resource settlement date in the resource settlement period sequence is adjusted to obtain the adjusted target resource settlement period sequence, and the resource settlement date in the resource settlement period sequence is adjusted by using information such as rest days and holidays, specifically, the resource settlement is performed according to the adjusted actual settlement date, avoiding settlement according to a single, fixed resource interaction plan, reducing the date error in the settlement process, improving the accuracy of the obtained resource settlement results, and further improving the efficiency of resource settlement processing.

[0152] It should be understood that, although the steps in the flowcharts involved in the above embodiments are displayed in sequence according to the indication of the arrows, these steps are not necessarily executed in sequence according to the order indicated by the arrows. Unless there is a clear explanation in this article, the execution of these steps is not strictly limited in order, and these steps can be executed in other orders. Moreover, at least a part of the steps in the flowcharts involved in the above embodiments may include multiple steps or multiple stages, and these steps or stages are not necessarily executed at the same time, but can be executed at different times, and the execution order of these steps or stages is not necessarily carried out in sequence, but can be executed in turn or alternately with other steps or at least a part of the steps or stages in other steps.

[0153] Based on the same inventive concept, the embodiment of the present application also provides a resource settlement processing device for implementing the resource settlement processing method involved above. The implementation scheme for solving the problem provided by the device is similar to the implementation scheme recorded in the above method, so the specific limitations in one or more resource settlement processing device embodiments provided below can refer to the limitations on the resource settlement processing method above, and will not be repeated here.

[0154] In an exemplary embodiment, Figure 8 As shown, a resource settlement processing device is provided, including: a resource interaction element determination module 802, a resource settlement period sequence acquisition module 804, a target resource settlement period sequence acquisition module 806, and a resource settlement module 808, wherein:

[0155] The resource interaction element determination module 802 is used to receive a resource settlement request, obtain a resource interaction plan corresponding to the resource settlement request, and determine a resource interaction element associated with the resource interaction plan;

[0156] The resource settlement period sequence acquisition module 804 is used to determine the resource settlement mode according to the reset frequency in the resource interaction element, determine the resource transfer sequence and the resource reset sequence according to the resource interaction element based on the resource settlement mode, and merge the resource transfer sequence and the resource reset sequence to obtain the resource settlement period sequence;

[0157] The target resource settlement period sequence obtaining module 806 is used to adjust the resource settlement date in the resource settlement period sequence when the resource settlement period sequence meets the settlement adjustment condition, and obtain the adjusted target resource settlement period sequence;

[0158] The resource settlement module 808 is used to perform resource settlement processing based on the target resource settlement period sequence to obtain resource settlement results.

[0159] In the above-mentioned resource settlement processing device, based on the resource settlement mode, the resource transfer sequence and the resource reset sequence are determined according to the resource interaction elements, so that the resource transfer sequence and the resource reset sequence can be untied, reducing manual adjustment and screening operations. By adjusting the resource settlement date in the resource settlement period sequence when the resource settlement period sequence meets the settlement adjustment conditions, the adjusted target resource settlement period sequence can be obtained, and the resource settlement date in the resource settlement period sequence can be adjusted by utilizing information such as rest days and holidays. Specifically, the resource settlement is performed according to the actual settlement date after the adjustment, avoiding settlement according to a single, fixed resource interaction plan, which can reduce the date error in the settlement process, improve the accuracy of the obtained resource settlement results, and further improve the efficiency of resource settlement processing.

[0160] In an exemplary embodiment, the device also includes: a resource interaction type determination module, which is used to determine the resource interaction type associated with the resource interaction plan and determine at least one rest day corresponding to the resource interaction type; a settlement adjustment condition determination module, which is used to determine that the resource settlement period sequence satisfies the settlement adjustment condition when there is at least one resource settlement date in the resource settlement period sequence that is a rest day.

[0161] In an exemplary embodiment, the target resource settlement period sequence acquisition module includes: a resource settlement date determination unit, which is used to determine at least one resource settlement date in the resource settlement period sequence that is a rest day when the resource settlement period sequence meets the settlement adjustment conditions; a resource settlement date adjustment unit, which is used to adjust at least one resource settlement date from a rest day to a working day to obtain the adjusted target resource settlement period sequence.

[0162] In an exemplary embodiment, a resource settlement period sequence acquisition module includes: a parameter screening unit, which is used to screen out resource transfer parameters associated with the resource transfer service and resource reset parameters associated with the resource reset service from resource interaction elements when the resource settlement mode is the first settlement mode; a first resource transfer sequence construction unit, which is used to determine the initial resource settlement date corresponding to the resource transfer service according to the resource transfer parameters, and construct a resource transfer sequence according to each initial resource settlement date; a first resource reset sequence construction unit, which is used to determine the resource reset date corresponding to the resource reset service according to the resource reset parameters, and construct a resource reset sequence according to each resource reset date.

[0163] In an exemplary embodiment, the resource settlement period sequence acquisition module also includes: a second resource transfer sequence construction unit, which is used to filter out resource transfer parameters associated with the resource transfer business from the resource interaction elements when the resource settlement mode is the second settlement mode, determine the initial resource settlement date corresponding to the resource transfer business according to the resource transfer parameters, and construct a resource transfer sequence according to each initial resource settlement date; the reset frequency corresponding to the second settlement mode is less than the reset frequency of the first settlement mode; an actual resource transfer cycle interval determination unit, which is used to determine the actual resource transfer cycle interval according to the resource transfer sequence and resource interaction adjustment rules; a second resource reset sequence construction unit, which is used to divide the actual resource transfer cycle interval according to the target resource fragment parameters and the reset frequency to obtain a resource reset sequence.

[0164] In an exemplary embodiment, the device also includes: a resource interaction service acquisition module, which is used to receive a resource interaction service processing request and obtain the resource interaction service corresponding to the resource interaction service processing request; a resource interaction plan generation module, which is used to perform resource interaction processing according to the resource interaction service, and determine the resource interaction elements associated with the resource interaction service, and generate a resource interaction plan according to the resource interaction elements.

[0165] Each module in the resource settlement processing device can be implemented in whole or in part by software, hardware, or a combination thereof. Each module can be embedded in or independent of a processor in a computer device in the form of hardware, or can be stored in a memory in a computer device in the form of software, so that the processor can call and execute operations corresponding to each module.

[0166] In an exemplary embodiment, a computer device is provided. The computer device may be a server, and its internal structure diagram may be as shown in FIG. Fig. 9 As shown. The computer device includes a processor, a memory, an input / output interface (Input / Output, referred to as I / O) and a communication interface. Among them, the processor, the memory and the input / output interface are connected through a system bus, and the communication interface is connected to the system bus through the input / output interface. Among them, the processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a computer program and a database. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The database of the computer device is used to store data such as resource interaction plans, resource interaction elements, resource reset frequencies, resource settlement modes, resource transfer sequences, resource reset sequences, resource settlement period sequences, settlement adjustment conditions, resource settlement dates, target resource settlement period sequences, and resource settlement results. The input / output interface of the computer device is used to exchange information between the processor and an external device. The communication interface of the computer device is used to communicate with an external terminal through a network connection. When the computer program is executed by the processor, a resource settlement processing method is implemented.

[0167] Those skilled in the art will understand that Fig. 9 The structure shown in the figure is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the computer device to which the solution of the present application is applied. The specific computer device may include more or fewer components than those shown in the figure, or combine certain components, or have a different arrangement of components.

[0168] In an exemplary embodiment, a computer device is provided, including a memory and a processor, wherein a computer program is stored in the memory, and the processor implements the steps in the above-mentioned method embodiments when executing the computer program.

[0169] In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored. When the computer program is executed by a processor, the steps in the above-mentioned method embodiments are implemented.

[0170] In one embodiment, a computer program product is provided, including a computer program, which implements the steps in the above method embodiments when executed by a processor.

[0171] A person of ordinary skill in the art can understand that all or part of the processes in the above-mentioned embodiment method can be completed by instructing the relevant hardware through a computer program, and the computer program can be stored in a non-volatile computer-readable storage medium. When the computer program is executed, it can include the processes of the embodiments of the above-mentioned methods. Among them, any reference to the memory, database or other medium used in the embodiments provided in the present application can include at least one of non-volatile memory and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetic random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. As an illustration and not limitation, RAM can be in various forms, such as static random access memory (SRAM) or dynamic random access memory (DRAM). The database involved in each embodiment provided in this application may include at least one of a relational database and a non-relational database. Non-relational databases may include distributed databases based on blockchains, etc., but are not limited to this. The processor involved in each embodiment provided in this application may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic device, a data processing logic device based on quantum computing, an artificial intelligence (AI) processor, etc., but are not limited to this.

[0172] The technical features of the above embodiments may be combined arbitrarily. To make the description concise, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this application.

[0173] The above-described embodiments only express several implementation methods of the present application, and the descriptions thereof are relatively specific and detailed, but they cannot be understood as limiting the scope of the present application. It should be pointed out that, for a person of ordinary skill in the art, several variations and improvements can be made without departing from the concept of the present application, and these all belong to the protection scope of the present application. Therefore, the protection scope of the present application shall be subject to the attached claims.

Claims

1. A resource settlement processing method, characterized in that: The method comprises: receiving a resource settlement request, obtaining a resource interaction plan corresponding to the resource settlement request, and determining a resource interaction element associated with the resource interaction plan; Determine a resource settlement mode according to the reset frequency in the resource interaction element, determine a resource transfer sequence and a resource reset sequence according to the resource interaction element based on the resource settlement mode, merge the resource transfer sequence and the resource reset sequence to obtain a resource settlement period sequence; When the resource settlement period sequence satisfies the settlement adjustment condition, adjusting the resource settlement date in the resource settlement period sequence to obtain an adjusted target resource settlement period sequence; Resource settlement processing is performed based on the target resource settlement period sequence to obtain a resource settlement result.

2. The method according to claim 1, characterized in that The method further comprises: Determining a resource interaction type associated with the resource interaction plan, and determining at least one rest day corresponding to the resource interaction type; When there is at least one resource settlement date in the resource settlement period sequence that belongs to the rest day, it is determined that the resource settlement period sequence meets the settlement adjustment condition.

3. The method according to claim 1, characterized in that When the resource settlement period sequence satisfies the settlement adjustment condition, adjusting the resource settlement date in the resource settlement period sequence to obtain the adjusted target resource settlement period sequence includes: In the case where the resource settlement period sequence satisfies the settlement adjustment condition, determining at least one resource settlement date in the resource settlement period sequence that is a rest day; The at least one resource settlement date is adjusted from the rest day to a working day to obtain an adjusted target resource settlement period sequence.

4. The method according to any one of claims 1 to 3, characterized in that: The determining of a resource transfer sequence and a resource reset sequence based on the resource settlement mode and according to the resource interaction elements includes: When the resource settlement mode is the first settlement mode, selecting resource transfer parameters associated with a resource transfer service and resource reset parameters associated with a resource reset service from the resource interaction elements; Determine, according to the resource transfer parameters, an initial resource settlement date corresponding to the resource transfer service, and construct a resource transfer sequence according to each of the initial resource settlement dates; According to the resource reset parameters, a resource reset date corresponding to the resource reset service is determined, and a resource reset sequence is constructed according to each of the resource reset dates.

5. The method according to any one of claims 1 to 3, characterized in that: The determining of a resource transfer sequence and a resource reset sequence based on the resource settlement mode and according to the resource interaction elements includes: When the resource settlement mode is the second settlement mode, a resource transfer parameter associated with a resource transfer service is screened out from the resource interaction elements, an initial resource settlement date corresponding to the resource transfer service is determined according to the resource transfer parameter, and a resource transfer sequence is constructed according to each of the initial resource settlement dates; the reset frequency corresponding to the second settlement mode is less than the reset frequency of the first settlement mode; Determining an actual resource transfer cycle interval according to the resource transfer sequence and resource interaction adjustment rule; According to the target resource fragment parameters and the reset frequency, the actual resource transfer cycle interval is divided to obtain the resource reset sequence.

6. The method according to any one of claims 1 to 3, characterized in that: The method further comprises: Receiving a resource interaction service processing request, and acquiring a resource interaction service corresponding to the resource interaction service processing request; Resource interaction processing is performed according to the resource interaction service, and resource interaction elements associated with the resource interaction service are determined, and a resource interaction plan is generated according to the resource interaction elements.

7. A resource settlement processing device, characterized in that: The device comprises: A resource interaction element determination module, configured to receive a resource settlement request, obtain a resource interaction plan corresponding to the resource settlement request, and determine a resource interaction element associated with the resource interaction plan; A resource settlement period sequence acquisition module, configured to determine a resource settlement mode according to a reset frequency in the resource interaction element, determine a resource transfer sequence and a resource reset sequence according to the resource interaction element based on the resource settlement mode, and combine the resource transfer sequence and the resource reset sequence to obtain a resource settlement period sequence; A target resource settlement period sequence acquisition module, used to adjust the resource settlement date in the resource settlement period sequence when the resource settlement period sequence meets the settlement adjustment condition, and obtain the adjusted target resource settlement period sequence; The resource settlement module is used to perform resource settlement processing based on the target resource settlement period sequence to obtain resource settlement results.

8. The device according to claim 7, characterized in that The device also includes: a resource interaction type determination module, configured to determine a resource interaction type associated with the resource interaction plan, and determine at least one rest day corresponding to the resource interaction type; The settlement adjustment condition determination module is used to determine that the resource settlement period sequence meets the settlement adjustment condition when there is at least one resource settlement date in the resource settlement period sequence that belongs to the rest day.

9. The device according to claim 7, characterized in that The target resource settlement period sequence acquisition module includes: A resource settlement date determination unit, configured to determine at least one resource settlement date belonging to a rest day in the resource settlement period sequence when the resource settlement period sequence satisfies a settlement adjustment condition; The resource settlement date adjustment unit is used to adjust the at least one resource settlement date from the rest day to the working day to obtain the adjusted target resource settlement period sequence.

10. The device according to any one of claims 7 to 9, characterized in that: The resource settlement period sequence acquisition module includes: A parameter screening unit, configured to screen out resource transfer parameters associated with a resource transfer service and resource reset parameters associated with a resource reset service from the resource interaction elements when the resource settlement mode is the first settlement mode; A first resource transfer sequence construction unit, configured to determine an initial resource settlement date corresponding to the resource transfer service according to the resource transfer parameter, and construct a resource transfer sequence according to each of the initial resource settlement dates; The first resource reset sequence construction unit is used to determine the resource reset date corresponding to the resource reset service according to the resource reset parameter, and construct a resource reset sequence according to each of the resource reset dates.

11. The device according to any one of claims 7 to 9, characterized in that: The resource settlement period sequence acquisition module further includes: a second resource transfer sequence construction unit, configured to, when the resource settlement mode is the second settlement mode, filter out resource transfer parameters associated with the resource transfer service from the resource interaction elements, determine an initial resource settlement date corresponding to the resource transfer service according to the resource transfer parameters, and construct a resource transfer sequence according to each of the initial resource settlement dates; the reset frequency corresponding to the second settlement mode is less than the reset frequency of the first settlement mode; An actual resource transfer cycle interval determination unit, configured to determine an actual resource transfer cycle interval according to the resource transfer sequence and the resource interaction adjustment rule; The second resource reset sequence construction unit is used to divide the actual resource transfer cycle interval according to the target resource stub parameter and the reset frequency to obtain the resource reset sequence.

12. The device according to any one of claims 7 to 9, characterized in that The device also includes: A resource interaction service acquisition module, used to receive a resource interaction service processing request and acquire a resource interaction service corresponding to the resource interaction service processing request; The resource interaction plan generating module is used to perform resource interaction processing according to the resource interaction service, determine resource interaction elements associated with the resource interaction service, and generate a resource interaction plan according to the resource interaction elements.

13. A computer device comprising a memory and a processor, wherein the memory stores a computer program, characterized in that: When the processor executes the computer program, the steps of the method according to any one of claims 1 to 6 are implemented.

14. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 6 are implemented.

15. A computer program product comprising a computer program, characterized in that When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 6 are implemented.

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