Rental business management method and system

Abstract

The embodiment of the invention provides a lease service management method and system, and belongs to the technical field of lease. The method comprises the following steps: in response to a leasing service request initiated by a user, generating a corresponding leasing service dispatch; guiding a user to upload application data based on the leasing service order; checking the application data, and judging whether an established financing request exists in the current leasing service request or not after the checking is passed; if yes, association between the rental service dispatch and the established financing request is executed, an updated financing request is obtained, and if not, a new financing request is established based on the rental service dispatch; and leasing process monitoring is carried out based on the financing request, and monitoring log information is updated in real time. According to the scheme, the efficiency and transparency of lease management are remarkably improved, and the continuity of the process and the safety of data are optimized.

Description

Technical Field

[0001] The present invention relates to the field of leasing technology, and in particular to a leasing business management method and a leasing business management system. Background Art

[0002] As an effective way to acquire assets, leasing business has been widely used in various industries in recent years. In particular, the financial leasing model enables enterprises to obtain the right to use assets by paying installments instead of a one-time full payment, thereby reducing the initial capital pressure. This model has greatly promoted the development of transportation, construction engineering and high-end manufacturing. However, with the increasing diversification and complexity of leasing demand, traditional leasing management models and systems are gradually unable to meet the management needs of modern enterprises for efficiency, traceability and data security. This limitation urgently requires an integrated and intelligent platform to optimize the full process management of leasing business.

[0003] Existing leasing business management systems generally use manual or isolated modular systems, which cannot achieve comprehensive information integration. Traditional leasing management usually consists of modules such as financing, equipment management, and leasing agreement management, but the data sharing and collaboration capabilities between the modules are insufficient, which easily forms information islands, resulting in blocked data circulation and lengthy business processes. For example, it is difficult to seamlessly link leasing applications and treasury dispatch data, which requires operators to manually check and match information, which not only increases the operational burden, but also easily leads to human errors, thus affecting the overall efficiency and accuracy of the business.

[0004] In addition, existing systems are deficient in real-time monitoring and status management of leased equipment. As enterprises’ demand for real-time monitoring of high-value equipment increases, equipment location and status tracking has become a key requirement in leasing management. However, most traditional systems lack effective monitoring modules or have difficulty integrating external sensor data sources, resulting in untimely monitoring of equipment status and location tracking, which affects customer experience and poses challenges to the safe management of leased equipment. Traditional systems also have obvious shortcomings in data traceability and security. The leasing business involves sensitive customer information and financial data, but many systems do not fully consider data security protection when designing, which can easily lead to data leakage or unauthorized access.

[0005] In summary, the existing leasing business management system has problems such as information islands, cumbersome processes, insufficient equipment monitoring and data security risks, which makes it difficult to meet the growing business needs and modern management standards. Therefore, there is an urgent need for a comprehensive management system based on an ecological collaboration platform that can achieve efficient information integration, intelligent equipment monitoring and safe and reliable data management to improve the overall efficiency and service level of the leasing business. Summary of the invention

[0006] The purpose of the embodiments of the present invention is to provide a leasing business management method and system to at least solve the problems of information islands, cumbersome processes, insufficient equipment monitoring and data security risks in existing leasing business management systems.

[0007] In order to achieve the above-mentioned purpose, the first aspect of the present invention provides a leasing business management method, the method comprising: generating a corresponding leasing business dispatch in response to a leasing business request initiated by a user; guiding the user to upload application materials based on the leasing business dispatch; reviewing the application materials, and determining whether there is an established financing request for the current leasing business request after the review is passed; if so, associating the leasing business dispatch with the established financing request to obtain an updated financing request, and if not, creating a new financing request based on the leasing business dispatch; monitoring the leasing process based on the financing request, and updating the monitoring log information in real time.

[0008] Optionally, the generating of a corresponding rental business dispatch order in response to a rental business request initiated by a user includes: recovering the user's rental business request in response to an apply button triggered by the user; performing an integrity judgment on the rental business request, and generating a corresponding rental business dispatch order based on the rental business request after the completion judgment is passed.

[0009] Optionally, the application materials include: financing application information and leased property information.

[0010] Optionally, the review of the application materials includes: verifying the basic information of the application materials, and after the verification is passed, classifying each application material based on preset review items to obtain a basic information set for each review item; pushing each basic information set to the review end of the corresponding review item, and collecting the review results based on each review end; and generating the review results of the application materials based on the review results of each review end.

[0011] Optionally, the audit results are collected based on each audit end, including: if there are multiple levels of audits for a certain audit item, after obtaining the corresponding audit results, the basic information with the audit results is automatically pushed to the next level application until the application result of the last level application is obtained.

[0012] Optionally, executing the association between the leasing business dispatch and the established financing request includes: identifying the key entities between the leasing business dispatch and the established financing request; wherein the key entities include: any one or more of the dispatch number, the financing contract code and the leased item information; matching the key entities of the leasing business dispatch and the key entities between the established financing request, and when all the key entities are matched, determining that the matching review is passed; in response to the matching review pass trigger signal, executing the association between the leasing business dispatch and the established financing request, and generating a unique association identifier.

[0013] Optionally, the leasing process is monitored based on the financing request, and the monitoring log information is updated in real time, including: initializing the monitoring status information of the leased item, and updating the monitoring status information in real time during the execution of the leasing business; based on the real-time monitoring status information, determining whether there is abnormal status information; if there is abnormal status information, recording the corresponding timestamp and abnormal status value in the monitoring log information, and generating corresponding alarm information.

[0014] Optionally, the monitoring status information of the leased object includes: device ID information of the leased object and real-time location information of the leased object.

[0015] A second aspect of the present invention provides a leasing business management system, the system comprising: a trigger unit for generating a corresponding leasing business dispatch in response to a leasing business request initiated by a user; a collection unit for guiding the user to upload application materials based on the leasing business dispatch; a review unit for reviewing the application materials and, after the review is passed, determining whether there is an established financing request for the current leasing business request; an update unit for associating the leasing business dispatch with the established financing request if so, and obtaining an updated financing request; and if not, creating a new financing request based on the leasing business dispatch; a monitoring unit for monitoring the leasing process based on the financing request, and updating the monitoring log information in real time.

[0016] On the other hand, the present invention provides a computer-readable storage medium having instructions stored thereon, which, when executed on a computer, enables the computer to execute the above-mentioned leasing business management method.

[0017] Through the above technical scheme, the scheme of the present invention realizes the automation and intelligent management of the leasing business through an integrated process, and improves the operational efficiency and business response speed. Specifically, the system automatically generates a leasing business dispatch when the user initiates a leasing business request, and guides the user to upload relevant application materials to ensure the timely submission and processing of the materials. After the information is reviewed and approved, the system further determines whether there is an existing financing request for the leasing business, and intelligently performs the association between the dispatch and the financing request to avoid repeated operations and ensure the accuracy of the data. When there is no financing request, the system automatically creates a new financing request to simplify the process. Thereafter, the system monitors the leasing process in real time based on the financing request, ensures the traceability of the equipment status and location, and continuously updates the monitoring log, providing a traceable historical record for business management. This solution significantly improves the efficiency and transparency of leasing management, optimizes the continuity of the process and the security of the data.

[0018] Other features and advantages of the embodiments of the present invention will be described in detail in the following detailed description. BRIEF DESCRIPTION OF THE DRAWINGS

[0019] The accompanying drawings are used to provide a further understanding of the embodiments of the present invention and constitute a part of the specification. Together with the following specific embodiments, they are used to explain the embodiments of the present invention, but do not constitute a limitation on the embodiments of the present invention. In the accompanying drawings:

[0020] Figure 1 It is a flowchart of the steps of a leasing business management method provided by an embodiment of the present invention;

[0021] Figure 2 It is a system structure diagram of a leasing business management system provided by one embodiment of the present invention. DETAILED DESCRIPTION

[0022] The specific implementation of the present invention is described in detail below in conjunction with the accompanying drawings. It should be understood that the specific implementation described here is only used to illustrate and explain the present invention, and is not used to limit the present invention.

[0023] Figure 1 1 is a flowchart of a leasing business management method provided by an embodiment of the present invention. Figure 1 As shown, an embodiment of the present invention provides a leasing business management method, the method comprising:

[0024] Step S10: In response to the rental service request initiated by the user, a corresponding rental service dispatch order is generated.

[0025] Specifically, in response to the application button triggered by the user, the user's rental business request is recovered; a completeness check is performed on the rental business request, and a corresponding rental business dispatch order is generated based on the rental business request that passes the completeness check.

[0026] In the embodiment of the present invention, when the user triggers the application button in the system, the system automatically recycles the user's leasing service request and immediately performs a completeness check on the request content to ensure that all necessary information items have been provided. For example, the system will verify whether the core fields such as the financing amount, leased item information, and application time are fully filled in. If important information is missing, it will be fed back to the user in a timely manner for supplementation to avoid incomplete information or processing delays in the subsequent process.

[0027] When the leasing service request passes the integrity verification, the system automatically generates a leasing service dispatch corresponding to the request and records the dispatch in the system for subsequent tracking and management. The generated dispatch not only contains the basic information submitted by the user, but also comes with automatically generated dispatch number, generation time and other identification data to ensure that the dispatch is unique and traceable in subsequent operations. The automation of this dispatch generation process greatly reduces the need for manual operations, reduces the possibility of human intervention, and thus reduces the risk of human error.

[0028] Based on the solution of the present invention, the solution of the present invention realizes the full process automation management of leasing business requests and dispatch generation, improves the response speed of dispatch generation, and significantly improves the processing efficiency of leasing business. The process of automatically generating dispatches not only shortens the waiting time of customers, but also ensures the integrity and consistency of data, avoiding unnecessary delays caused by missing information. At the same time, the system records the complete dispatch generation process, providing a data basis for the approval, financing, monitoring and other links of subsequent leasing business, ensuring that each business request has a transparent and traceable processing record. Ultimately, the solution improves customer experience and service quality, and optimizes the overall process of leasing business management.

[0029] Step S20: instructing the user to upload application materials based on the rental business dispatch.

[0030] Specifically, the application materials include: financing application information and leased property information.

[0031] In the embodiment of the present invention, after the leasing business dispatch is created, the system will trigger an upload reminder to guide the user to submit the required application materials. These materials mainly include financing application information and leasing information, where the financing application information involves key information such as the financing amount, financing period, and payment conditions, while the leasing information covers specific content such as equipment type, quantity, and value. This process not only provides users with clear guidance, reduces the possibility of missing or erroneous submission of information, but also ensures the standardization of the submitted information.

[0032] Based on the solution of the present invention, the solution of the present invention realizes automated data collection, simplifies business operations, and enables users to complete data upload efficiently and accurately. In addition, this operation also provides the required complete information basis for the subsequent review process, avoiding the problem of review delays and repeated submission of supplementary materials due to incomplete information. This solution not only improves the user experience, but also ensures the smooth progress of the leasing business. The clear information guidance provided by the system not only improves the standardization of information submission, but also reduces the need for manual intervention, ensuring the smoothness of the leasing process, and enhancing the continuity and overall efficiency of the business.

[0033] Step S30: review the application materials, and after the review is passed, determine whether there is an established financing request for the current leasing business request.

[0034] Specifically, the review of the application materials includes: verifying the basic information of the application materials, and after the verification is passed, classifying each application material based on preset review items to obtain a basic information set for each review item; pushing each basic information set to the review end of the corresponding review item, and collecting the review results based on each review end; and generating the review results of the application materials based on the review results of each review end.

[0035] Furthermore, the audit results are collected based on each audit end, including: if there are multiple levels of audits for a certain audit item, after obtaining the corresponding audit results, the basic information with the audit results will be automatically pushed to the next level of application until the application result of the last level application is obtained.

[0036] In the embodiment of the present invention, after the user uploads the application materials, the system first performs a preliminary check on the basic information of the materials to ensure that all required items have been completed, the data format is correct and meets the preset specifications. The automated processing of this basic information check helps to screen out obvious errors and incomplete data, and improves the accuracy and fluency of the subsequent review process.

[0037] Furthermore, after the basic information is verified, the system will classify the application materials according to the preset audit items and construct the basic information set for each audit item. These audit items may include multiple dimensions such as lease information audit, financing application information audit, and financial status audit. Subsequently, the system automatically pushes each basic information set to the corresponding audit end to ensure that each audit end only receives the audit content it is responsible for. For example, lease information will be sent to the equipment audit end, and the financing application will be pushed to the financial audit end. After receiving the basic information set, each audit end will conduct an independent audit according to its proprietary audit rules and return the corresponding audit results. After the system collects the results of each audit end, it will comprehensively generate the overall application material audit results and provide a basis for subsequent business decisions.

[0038] The further optimized audit process design also supports multi-level audit scenarios. If an audit item needs to go through multiple levels of audit (such as initial review, re-review, and final review), the system will automatically advance step by step according to the audit level. After each level of audit is completed, the system will push the basic information set containing the audit results to the next audit level until the final audit results are obtained. This automated multi-level audit process greatly reduces the intervention of manual operations and reduces the error rate, while ensuring the seamless connection and efficient flow of audit results at all levels.

[0039] Based on the solution of the present invention, the solution of the present invention significantly improves the efficiency, accuracy and continuity of the application document review process. The automated verification and classification process ensures the integrity of the information and improves the standardization of the review operation. The hierarchical management of the review process avoids the redundancy of the review content, while ensuring the layer-by-layer review of key information, making the review results more reliable. Finally, this solution automatically generates comprehensive review results and promptly feeds back the review status to the leasing management system, which facilitates the execution of business decisions and ensures the consistency and accuracy of the leasing process. This design not only improves the user experience and reduces waiting time, but also improves the overall work efficiency of the leasing management system and ensures the security of data and the traceability of business.

[0040] Step S40: If it exists, then the leasing business dispatch is associated with the established financing request to obtain an updated financing request; if it does not exist, then a new financing request is created based on the leasing business dispatch.

[0041] Specifically, executing the association between the leasing business dispatch and the established financing request includes: identifying the key entities between the leasing business dispatch and the established financing request; wherein the key entities include: any one or more of the dispatch number, the financing contract code and the leased item information; matching the key entities of the leasing business dispatch and the key entities between the established financing request, and determining that the matching review is passed when all the key entities are matched; in response to a matching review pass trigger signal, executing the association between the leasing business dispatch and the established financing request, and generating a unique association identifier.

[0042] In the embodiment of the present invention, when a leasing business dispatch is generated, the system will first determine whether there is an established financing request. If an existing financing request is detected, the system will automatically perform an association operation based on the leasing business dispatch and update the financing request; if there is no financing request, the system will create a new financing request based on the dispatch information to ensure the continuity of the leasing business.

[0043] Specifically, when the system performs the association operation, it will identify and match the key entities between the leasing business dispatch and the established financing request. The key entities include the dispatch number, financing contract code, leased item information, etc. The system will match these key fields to ensure the unique correspondence between the two business entities. Through such key entity identification, the system can ensure the accuracy of the associated data, avoid the incorrect association of irrelevant data, and reduce the workload of manual verification and the risk of data errors. After all key entities are matched, the system will determine that the association request has passed the review and trigger the association operation.

[0044] Furthermore, after the association operation is triggered, the system will generate a unique association identifier to mark the association between the leasing business dispatch and the financing request. This unique identifier is recorded in the leasing management system to ensure that the associated financing request can be quickly located and tracked in the subsequent process, improving the transparency of leasing business management. In addition, the updated financing request information is also recorded synchronously, which provides a guarantee for the status update, data query and traceability of subsequent business.

[0045] Based on the solution of the present invention, by automatically detecting and matching key entities, the system realizes the intelligent association between leasing business dispatch and financing requests, reduces the need for manual operation, and improves processing efficiency. At the same time, the generated unique association identifier ensures the traceability of the data, facilitates subsequent management and monitoring, and reduces the risk of data disorder and loss. In addition, when a financing request already exists, the system can directly call the updated financing information to avoid repeated creation, reduce resource waste and improve the response speed of the system. Ultimately, this process realizes the seamless connection between leasing business and financing requests, which not only improves the accuracy of leasing management, but also provides strong support for the efficient operation of leasing services and the improvement of customer experience.

[0046] Step S50: Monitor the leasing process based on the financing request, and update the monitoring log information in real time.

[0047] Specifically, the monitoring status information of the leased item is initialized, and the monitoring status information is updated in real time during the execution of the leasing business; based on the real-time monitoring status information, it is determined whether there is abnormal status information; if there is abnormal status information, the corresponding timestamp and abnormal status value are recorded in the monitoring log information, and the corresponding alarm information is generated.

[0048] Furthermore, the monitoring status information of the leased object includes: device ID information of the leased object and real-time location information of the leased object.

[0049] In the embodiment of the present invention, during the monitoring of the leasing process, the system first initializes the monitoring status information of the leased object, including the ID and real-time location information of the device, to provide a data basis for subsequent monitoring. The system will continuously update the monitoring status of the device during the execution of the leasing business to ensure that the real-time location, operating status, and other key data of the leased object are kept up to date. Such dynamic data monitoring provides instant insights for the management of the leasing company, so that the location and status of the leased object are always under monitoring.

[0050] During real-time monitoring, the system will identify potential abnormalities by analyzing monitoring status information. For example, the system will set specific rules or thresholds. If the device deviates from the predetermined position or fails to operate normally, the system will identify it as an abnormal state. Once an abnormality is detected, the system will immediately record the corresponding timestamp and abnormal state value in the monitoring log, providing a detailed event record for subsequent investigation and processing. In addition, the system will automatically generate alarm information to notify relevant personnel or management of abnormal situations in a timely manner so that they can take countermeasures as soon as possible to reduce the impact of abnormal events.

[0051] Furthermore, the system saves all real-time monitoring information and abnormal records in the monitoring log, which not only facilitates real-time supervision, but also provides complete data support for subsequent audits, problem tracing and analysis. The monitoring log contains information such as timestamps, equipment IDs, locations and abnormal status, ensuring that every process of the rental business is recorded in detail. Such log information can provide important evidence in the event of disputes, customer complaints or damage to leased items, supporting the transparency and reliability of business operations.

[0052] Based on the scheme of the present invention, the scheme of the present invention improves the accuracy and timeliness of leased property management. First, real-time updating of monitoring information ensures visual management of equipment status, enabling leasing companies to respond quickly to emergencies and reducing the risk of equipment loss or damage. Secondly, the automatic identification and alarm functions of abnormal conditions reduce the burden of manual monitoring and improve the efficiency and accuracy of monitoring. Alarm information can help managers respond to and fix problems more quickly, avoiding leased items from being in abnormal states for a long time, thereby ensuring the quality of leasing services. In addition, the complete record of the monitoring log provides managers with valuable operational data to support future strategy optimization and business analysis. In summary, the scheme of the present invention achieves all-round and full-cycle monitoring of leased items, which helps leasing companies improve service quality, optimize operational management and increase customer satisfaction.

[0053] Example:

[0054] Taking an equipment leasing company as an example, the whole process from leasing request to financing and equipment monitoring is demonstrated with the support of the system. The equipment leasing company focuses on providing leasing services for heavy machinery and equipment for construction companies, including large equipment such as excavators and bulldozers. Through the leasing management system of the present invention, the leasing process is automated and intelligent, thereby improving the overall business efficiency and customer experience. Specifically, the following steps are included:

[0055] 1) User initiates a rental request: A construction company customer initiates a rental request on the equipment rental company's rental platform. The customer selects the required equipment type and quantity in the system and fills in basic information such as the expected rental duration. By clicking the Apply button, the system automatically receives the user's rental request and starts processing it immediately.

[0056] 2) Generate a leasing business dispatch: After receiving a leasing request, the system will immediately start the dispatch process. First, the system will automatically check the integrity of the leasing request to ensure that all required items (such as the number of equipment, leasing duration, location of use, etc.) are filled in. If the information is complete and correct, the system will generate a corresponding leasing business dispatch based on the request and assign it a unique dispatch number. This dispatch number will serve as a unique identifier for the leasing request and will be used throughout subsequent financing, equipment management and other processes for tracking and management.

[0057] 3) Guide users to upload application materials: After the system generates the dispatch order, it will automatically prompt the customer to upload the required application materials to ensure that the business request can be successfully reviewed. The system will guide users to submit financing application information and leased information, including: financing amount, financing period, equipment details (such as equipment specifications, operating requirements, etc.). This guidance helps customers to submit all necessary information in full and avoid delays in the review process.

[0058] 4) Document review and financing request judgment: After the customer has uploaded all the documents, the system will start the automatic review process. The system will first verify the basic information, such as document integrity, format compliance, etc. After the initial verification, the system will classify the various application materials. For example, the financing application information will be reviewed by the financial review end, and the equipment information will be reviewed by the equipment management end. If a certain review item involves multiple levels of review (such as preliminary review and re-review), the system will proceed step by step until all review links are completed. After the review is passed, the system will automatically determine whether there is a corresponding financing request for the leasing business request.

[0059] If there is a financing request: the system will perform the association operation between the financing request and the leasing business dispatch. The accuracy and uniqueness of the data are ensured by matching key entities such as the dispatch number, financing contract code, and equipment information. Once the match is successful, the system generates a unique association identifier to record the relationship between the dispatch and the financing request.

[0060] If there is no financing request: the system will automatically generate a new financing request based on the leasing business dispatch, provide financing support to the customer, and record it in the system for subsequent tracking.

[0061] 5) Equipment status monitoring and leasing process tracking: After the financing request is established, the system will include the leased equipment in the monitoring status and record the equipment's operating status and geographical location in real time. After the equipment is deployed to the construction company's location, the system begins to track the equipment's real-time status and location through sensors and positioning technology.

[0062] During the rental period, the system will continuously update the status information of the equipment, including equipment ID, current geographic location, operating time, equipment status, etc. If the system detects abnormal conditions such as the equipment deviating from the predetermined operating area, not operating for a long time, or malfunctioning, the system will immediately generate an alarm message and record the abnormal status and timestamp in the monitoring log for subsequent maintenance and tracking.

[0063] 6) Abnormal status processing and maintenance notification: Assume that during the rental process, the equipment sensor reports that the bulldozer has an abnormal state of overtemperature. After the system detects the abnormality, it will record the specific abnormal data and timestamp in the monitoring log, and immediately generate an alarm information notification to the equipment management end and customer service team. The leasing company can contact the customer based on the system's alarm information and dispatch technicians for on-site maintenance to ensure the normal operation of the equipment and reduce customer interruptions.

[0064] 7) Lease expiration and equipment recovery: When the lease period is about to end, the system will automatically send a notification to the customer to remind him that the lease is due. The customer can choose to renew the lease or return the equipment. If the customer chooses to return the equipment, the system will update the real-time location information and status of the equipment to the monitoring log for subsequent recovery arrangements. The leasing company can dispatch equipment recovery personnel to find the equipment based on the real-time location information and complete the recovery operation.

[0065] 8) Generate rental report and summary: After the lease ends, the system automatically generates a complete rental process report, including the use of the leased item, equipment status changes, abnormal events and resolution process, etc. The report provides a detailed record of the rental process, providing data support for the leasing company to analyze equipment use and evaluate customer needs. It also provides customers with a clear rental record and improves customer satisfaction.

[0066] Figure 2 1 is a system structure diagram of a leasing business management system provided by an embodiment of the present invention. Figure 2 As shown, an embodiment of the present invention provides a leasing business management system, the system comprising: a trigger unit, for generating a corresponding leasing business dispatch in response to a leasing business request initiated by a user; a collection unit, for guiding the user to upload application materials based on the leasing business dispatch; a review unit, for reviewing the application materials, and determining whether there is an established financing request for the current leasing business request after the review is passed; an update unit, for associating the leasing business dispatch with the established financing request if so, and obtaining an updated financing request; if not, creating a new financing request based on the leasing business dispatch; a monitoring unit, for monitoring the leasing process based on the financing request, and updating the monitoring log information in real time.

[0067] The embodiment of the present invention further provides a computer-readable storage medium, on which instructions are stored, which, when executed on a computer, enable the computer to execute the above-mentioned leasing business management method.

[0068] Those skilled in the art will understand that all or part of the steps in the method for implementing the above-mentioned embodiments can be completed by instructing the relevant hardware through a program, and the program is stored in a storage medium, including several instructions for making a single-chip microcomputer, a chip or a processor (processor) perform all or part of the steps of the method described in each embodiment of the present invention. The aforementioned storage medium includes: U disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), disk or optical disk and other media that can store program codes.

[0069] The optional embodiments of the present invention are described in detail above in conjunction with the accompanying drawings. However, the embodiments of the present invention are not limited to the specific details in the above embodiments. Within the technical concept of the embodiments of the present invention, the technical scheme of the embodiments of the present invention can be subjected to a variety of simple modifications, and these simple modifications all belong to the protection scope of the embodiments of the present invention. It should also be noted that the various specific technical features described in the above specific embodiments can be combined in any suitable manner without contradiction. In order to avoid unnecessary repetition, the embodiments of the present invention will not further describe various possible combinations.

[0070] In addition, various embodiments of the present invention may be arbitrarily combined, and as long as they do not violate the concept of the embodiments of the present invention, they should also be regarded as the contents disclosed in the embodiments of the present invention.

Claims

1. A leasing business management method, characterized in that: The method comprises: In response to a rental service request initiated by a user, a corresponding rental service dispatch order is generated; Instructing the user to upload application materials based on the rental business dispatch; Review the application materials and, after the review is passed, determine whether there is an established financing request for the current leasing business request; If it exists, the leasing business dispatch is associated with the established financing request to obtain the updated financing request; if it does not exist, a new financing request is created based on the leasing business dispatch; The leasing process is monitored based on the financing request, and the monitoring log information is updated in real time.

2. The method according to claim 1, characterized in that The generating a corresponding rental service dispatch order in response to the rental service request initiated by the user includes: In response to the application button triggered by the user, the user's rental service request is recovered; A completeness check is performed on the rental business request, and a corresponding rental business dispatch order is generated based on the rental business request that passes the completeness check.

3. The method according to claim 1, characterized in that The application materials include: Financing application information and lease information.

4. The method according to claim 1, characterized in that The review of the application materials includes: Verify the basic information of the application materials. After verification, classify each application material based on the preset review items to obtain the basic information set of each review item; Push each basic information set to the audit end of the corresponding audit item, and collect the audit results based on each audit end; The review results of the application materials are generated based on the review results of each review end.

5. The method according to claim 4, characterized in that The audit results collected based on each audit end include: If there are multiple levels of review for a certain review item, after obtaining the corresponding review result, the basic information with the review result will be automatically pushed to the next level application until the application result of the last level application is obtained.

6. The method according to claim 1, characterized in that Execute lease dispatches and associate established financing requests, including: Identify the key entities between a rental business dispatch and an established financing request; among them, The key entities include: Any one or more of the dispatch order number, financing contract code and leased item information; Match the key entities of the leasing business dispatch order with the key entities of the established financing request. When all key entities are matched, the match review is considered passed. In response to the matching review passing trigger signal, the leasing business dispatch is associated with the established financing request and a unique association identifier is generated.

7. The method according to claim 1, characterized in that Monitor the leasing process based on the financing request and update the monitoring log information in real time, including: Initialize the monitoring status information of the leased object and update the monitoring status information in real time during the execution of the lease business; Based on real-time monitoring status information, determine whether there is abnormal status information; If there is abnormal status information, the corresponding timestamp and abnormal status value are recorded in the monitoring log information, and the corresponding alarm information is generated.

8. The method according to claim 7, characterized in that The monitoring status information of the leased object includes: The device ID information of the leased item and the real-time location information of the leased item.

9. A leasing business management system, characterized in that: The system comprises: A trigger unit, configured to generate a corresponding rental service dispatch order in response to a rental service request initiated by a user; A collection unit, used to guide the user to upload application materials based on the rental business dispatch order; An audit unit, used to audit the application materials and determine whether there is an established financing request for the current leasing business request after the audit is passed; An updating unit, configured to associate the leasing business dispatch order with the established financing request if it exists, and obtain an updated financing request; if it does not exist, create a new financing request based on the leasing business dispatch order; A monitoring unit is used to monitor the leasing process based on the financing request and update the monitoring log information in real time.

10. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores instructions, which, when executed on a computer, enable the computer to execute the leasing business management method described in any one of claims 1-8.

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