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Payment method and terminal

A payment method and terminal technology, applied in the payment system, payment system structure, instruments, etc., can solve the problems of restricting user payment options and low order payment success rate, so as to improve user payment experience, increase order payment success rate, The effect of reducing order churn rate

Inactive Publication Date: 2018-03-20
SHENZHEN GIONEE COMM EQUIP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The embodiment of the present invention provides a payment method and a terminal to solve the problem that the existing payment method only provides one payment method, restricts the user's choice of payment method, and has a low success rate of order payment

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Embodiment Construction

[0033] The technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, not all of them. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work shall fall within the protection scope of the present invention.

[0034] It should be understood that when used in this specification and the appended claims, the terms "including" and "including" indicate the existence of the described features, wholes, steps, operations, elements and / or components, but do not exclude one or The existence or addition of multiple other features, wholes, steps, operations, elements, components, and / or collections thereof.

[0035] It should also be understood that the terms used in this specifi...

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Abstract

The embodiment of the invention discloses a payment method and a terminal. The payment method includes the steps: acquiring a payment request, according to a target user identity label carried in thepayment request, sending the payment data request to a server, wherein the payment data request is used for requesting for the payment statistical data corresponding to the target user identity labelto the server; acquiring the payment statistical data returned from the server, and acquiring each supported payment mode; according to the payment statistical data, sorting the each payment mode, anddisplaying the sorting result of each payment mode; and acquiring the target payment mode selected by the user according to the sorting result, and according to the target payment mode, performing payment. The payment method can solve the problem that a current payment mode restricts the payment selection approach of the user, according to the payment statistical data, can provide various paymentcodes, can reduce the standing time of the user at a cashier, can help the user to simply and quickly complete payment, can maximally improve the order payment success rate, can reduce the order lossrate, and can improve the user payment experience.

Description

Technical field [0001] The present invention relates to the field of electronic payment technology, in particular to a payment method and terminal. Background technique [0002] With the continuous development and innovation of science and technology and Internet technology, people have gradually changed the original business method of shopping and paying with cash in the past. Various payment media and payment methods have been continuously introduced, combined with Internet technology, greatly improving the convenience of shopping . [0003] Take the mobile phone as an example. On the existing mobile phone platform, the user needs to access the payment software development kit (SDK) on the mobile phone platform to initiate the payment service provided in the mobile phone. If the user needs to use the game or other services To place an order to purchase a product, the user needs to place an order in a third-party service and then activate the payment security plug-in or payment w...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/32
CPCG06Q20/38G06Q20/322
Inventor 韩杰张光琴陈利顺吴星唐学成
Owner SHENZHEN GIONEE COMM EQUIP
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