Electronic card management method, terminal and computer readable storage medium

Abstract

The present invention belongs to the field of computer technology, and relates to an electronic card management method, a terminal, and a computer-readable storage medium, wherein the electronic card management method includes: obtaining and displaying electronic card data identification information in multiple card package applications. And obtaining a selected command for the electronic card data identification information, and obtaining and displaying the corresponding electronic card data according to the selected electronic card data identification information; or generating a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by a virtual click, so that the card package application obtains and displays the electronic card data. Therefore, the electronic card management method provided by the present invention can provide a unified electronic card acquisition entrance to achieve convenient and fast management or use of electronic cards.

Description

Technical Field

[0001] The present invention relates to the field of computer technology, and in particular to an electronic card management method, a terminal and a computer-readable storage medium. Background Art

[0002] With the rapid development of e-commerce, merchants often use various activities to attract users to receive electronic coupons, membership cards and other electronic cards through mobile phones and other terminals to encourage users to consume. In addition, mobile phones and other terminals used by users include various applications, and more and more applications include card bag functions for storing various electronic cards of users.

[0003] However, since there are many applications with card package functions in terminals such as mobile phones, and the number of electronic cards in the card package of each application may also be large, when a user wants to use a certain electronic card, he needs to manually find the application corresponding to the electronic card, and after opening the application, he needs to perform corresponding operations to find the card package of the application, and he needs to find the electronic card identification information corresponding to the electronic card from the numerous electronic card identification information in the card package. Therefore, the whole process of using the electronic card is cumbersome and time-consuming.

[0004] In view of the above problems, those skilled in the art have been seeking solutions.

[0005] The preceding description is intended to provide general background information and does not necessarily constitute prior art. Summary of the invention

[0006] In view of this, the present invention provides an electronic card management method, a terminal and a computer-readable storage medium, aiming to provide a unified electronic card acquisition entrance to achieve convenient and fast management or use of electronic cards.

[0007] The present invention is achieved in that:

[0008] The present invention provides an electronic card management method, which includes: obtaining and displaying electronic card data identification information in multiple card package applications. And obtaining a selected command for the electronic card data identification information, and obtaining and displaying corresponding electronic card data according to the selected electronic card data identification information; or generating a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by virtual clicking, so that the card package application obtains and displays the electronic card data.

[0009] Further, after the step of obtaining and displaying the electronic card data identification information of multiple card package applications, the method includes: obtaining the application identification information of the newly added card package application. Generating a virtual click event according to the application identification information of the newly added card package application to open the newly added card package application by means of a virtual click. Obtaining the electronic card data identification information of the newly added card package application, and adding the electronic card data identification information of the newly added card package application to a display list, wherein the display list includes the electronic card data identification information of multiple card package applications.

[0010] Furthermore, after the step of acquiring and displaying the electronic card data identification information of multiple card wallet applications, it includes: detecting the electronic card data identification information of multiple card wallet applications in real time, and updating the display list when the electronic card data identification information of the detected multiple card wallet applications is inconsistent with the electronic card data identification information of the multiple card wallet applications displayed in the display list.

[0011] Furthermore, in the step of acquiring and displaying the electronic card data identification information of multiple card package applications, it includes: acquiring the first server identification information corresponding to the first card package application, logging in to the first user server corresponding to the first card package application according to the first server identification information, so as to acquire the electronic card data identification information corresponding to the first card package application sent by the first user server. Acquiring the second server identification information corresponding to the second card package application, logging in to the second user server corresponding to the second card package application according to the second server identification information, so as to acquire the electronic card data identification information corresponding to the second card package application sent by the second user server. Displaying the electronic card data identification information corresponding to the first card package application and the electronic card data identification information corresponding to the second card package application.

[0012] Furthermore, the step of obtaining a selection command for the electronic card data identification information includes: receiving a selection instruction for the electronic card data identification information to obtain a selection command for the electronic card data identification information.

[0013] Further, the electronic card data identification information is coupon identification information. In the step of obtaining a selection command for the electronic card data identification information, and obtaining and displaying the corresponding electronic card data according to the selected electronic card data identification information; or generating a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by means of a virtual click, so that the card package application obtains and displays the electronic card data, it includes: obtaining a charging request sent by the merchant terminal, the charging request including charging attributes and charging amount. Automatically generating a selection command for the third electronic card data identification information corresponding to the charging attribute according to the charging request, and obtaining and displaying the corresponding third electronic card data according to the selected third electronic card data identification information; or generating a virtual click event according to the selected third electronic card data identification information, so as to open the third card package application corresponding to the third electronic card data identification information by means of a virtual click, so that the third card package application obtains and displays the third electronic card data. Obtain the actual payment amount according to the charging amount in the charging request and the third electronic card data, and perform the payment operation.

[0014] The present invention also provides an electronic card management method, which includes: a card package management application obtains and displays electronic card data identification information of multiple card package applications. The card package management application obtains a selected command for the electronic card data identification information, and generates a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by a virtual click. The card package application obtains and displays the electronic card data corresponding to the selected electronic card data identification information.

[0015] The present invention also provides a terminal, comprising a memory and a processor. The processor is used to execute a computer program stored in the memory to implement the steps of the electronic card management method described above.

[0016] The present invention also provides a computer-readable storage medium, on which a computer program is stored. When the computer program is executed by a processor, the steps of the electronic card management method described above are implemented.

[0017] The present invention provides an electronic card management method, terminal and computer-readable storage medium, wherein the electronic card management method includes: obtaining and displaying electronic card data identification information in multiple card package applications. And obtaining a selected command for the electronic card data identification information, and obtaining and displaying the corresponding electronic card data according to the selected electronic card data identification information; or generating a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by means of a virtual click, so that the card package application obtains and displays the electronic card data. Therefore, the electronic card management method provided by the present invention can provide a unified electronic card acquisition entrance to achieve convenient and fast management or use of electronic cards.

[0018] In order to make the above and other purposes, features and advantages of the present invention more obvious and easy to understand, preferred embodiments are specifically cited below and described in detail with reference to the accompanying drawings. BRIEF DESCRIPTION OF THE DRAWINGS

[0019] Figure 1 is a flow chart of an electronic card management method provided by a first embodiment of the present invention;

[0020] Figure 2 is a flow chart of an electronic card management method provided by a second embodiment of the present invention;

[0021] Figure 3 It is a schematic diagram of the structure of a terminal provided by the third embodiment of the present invention. DETAILED DESCRIPTION

[0022] In order to make the purpose, technical scheme and advantages of the present invention more clearly understood, the present invention is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the described embodiments are only part of the embodiments of the present invention, rather than all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without making creative work are within the scope of protection of the present invention.

[0023] Although the present invention uses the terms first, second, etc. to describe different card package applications, server identification information, electronic card data identification information, user server, electronic card data, etc., these card package applications, server identification information, electronic card data identification information, user server, electronic card data, etc. are not limited by these terms. These terms are only used to distinguish one card package application, server identification information, electronic card data identification information, user server, electronic card data, etc. from another card package application, server identification information, electronic card data identification information, user server, electronic card data, etc. Unless otherwise defined, all terms (including technical terms and scientific terms) used in the present invention have the meanings commonly understood by ordinary technicians in the field to which the present invention belongs.

[0024] The embodiments of the present invention are further described in detail below with reference to the accompanying drawings.

[0025] First embodiment:

[0026] Figure 1 is a flow chart of the electronic card management method provided by the first embodiment of the present invention. In order to clearly describe the electronic card management method provided by the first embodiment of the present invention, please refer to Figure 1 .

[0027] The electronic card management method provided by the first embodiment of the present invention comprises the following steps:

[0028] S11: Acquire and display electronic card data identification information in multiple card wallet applications.

[0029] In one embodiment, the card wallet application may be an application program including an electronic card wallet function and / or an application program capable of acquiring electronic card data.

[0030] In one embodiment, the electronic card may include, but is not limited to, an electronic membership card, an electronic coupon, an electronic exchange voucher, an electronic discount card, etc. That is, the electronic card data may include, but is not limited to, the data of the electronic membership card, the data of the electronic coupon, the data of the electronic exchange voucher, the data of the electronic discount card, etc. Among them, the identification information of the electronic card data may include, but is not limited to, the name of the electronic card, the image identification of the electronic card, etc.

[0031] In one embodiment, the card package application can provide an SDK (full name software development kit), so in the electronic card management method provided in this embodiment, it is possible to obtain, for example, server identification information corresponding to the card package application, application identification information corresponding to the card package application, electronic card data identification information in the card package application, electronic card data stored in the card package application, etc.

[0032] Specifically, the SDK provided by the card package application can be a collection of application program interfaces, documents, and development tools of the card package application. The SDK provided by the card package application can include, but is not limited to: interface files, library files, help documents, development examples, practical tools, etc.

[0033] In one embodiment, in step S11: obtaining and displaying the electronic card data identification information in multiple card package applications, it may include but is not limited to: obtaining the first server identification information corresponding to the first card package application, logging in to the first user server corresponding to the first card package application according to the first server identification information, so as to obtain the electronic card data identification information corresponding to the first card package application sent by the first user server. Obtaining the second server identification information corresponding to the second card package application, logging in to the second user server corresponding to the second card package application according to the second server identification information, so as to obtain the electronic card data identification information corresponding to the second card package application sent by the second user server. Displaying the electronic card data identification information corresponding to the first card package application and the electronic card data identification information corresponding to the second card package application.

[0034] In one embodiment, after obtaining the server identification information corresponding to the card package application, the user server corresponding to the card package application can be logged in through the user account and / or user password to obtain the electronic card data identification information corresponding to the application sent by the user server. The server identification information includes, for example, server address information, server name, etc.

[0035] In one implementation, the electronic card data identification information corresponding to the first card package application and the electronic card data identification information corresponding to the second card package application may be put into a display list for display.

[0036] In other embodiments, in step S11: obtaining and displaying electronic card data identification information in multiple card package applications, it may include but is not limited to: obtaining electronic card data identification information corresponding to the first card package application stored in the first card package application through the SDK provided by the first card package application. Obtaining electronic card data identification information corresponding to the second card package application stored in the second card package application through the SDK provided by the second card package application. Displaying the electronic card data identification information corresponding to the first card package application and the electronic card data identification information corresponding to the second card package application.

[0037] In addition, in step S11: obtaining and displaying the electronic card data identification information in multiple card package applications, it may include but is not limited to: obtaining the first application identification information of the first card package application and the second application identification information of the second card package application. Generate a first virtual click event according to the first application identification information to open the first card package application by virtual clicking, and obtain the electronic card data identification information corresponding to the first card package application. Generate a second virtual click event according to the second application identification information to open the second card package application by virtual clicking, and obtain the electronic card data identification information corresponding to the second card package application. Display the electronic card data identification information corresponding to the first card package application and the electronic card data identification information corresponding to the second card package application. For example, after obtaining the application identification information of the Air Travel APP, generate a virtual click event according to the application identification information of the Air Travel APP, open the Air Travel APP by virtual clicking, and obtain the electronic card data identification information corresponding to the Air Travel APP.

[0038] Specifically, the virtual click method has the same effect as the user's real click operation method, but the virtual click method is implemented through terminal simulation without the need for the user to click manually.

[0039] The obtained electronic card data identification information corresponding to the first card package application may be the electronic card data identification information corresponding to the first card package application obtained and sent by the first card package application from the corresponding first user server after the first card package application is virtually clicked to open, or may be the electronic card data identification information corresponding to the first card package application stored in the first card package application. It should be understood that the obtained electronic card data identification information corresponding to the second card package application may refer to the obtained electronic card data identification information corresponding to the first card package application, which will not be repeated here.

[0040] In one embodiment, in step S11: obtaining and displaying electronic card data identification information in multiple card wallet applications, it may include but is not limited to: obtaining and sending current location information to an associated electronic card distribution server. Obtaining electronic card data identification information sent by the electronic card distribution server and sent by a merchant terminal associated with the current location information. Displaying the electronic card data identification information sent by the electronic card distribution server.

[0041] In one implementation, after acquiring the electronic card data identification information, the electronic card management method provided in this embodiment may, but is not limited to, add the electronic card data identification information to a display list for display.

[0042] In one embodiment, the display list may sort or categorize the electronic card data identification information according to the validity period information, electronic card type information, and / or distance information from the merchant included in the electronic card data identification information. For example, the electronic card data identification information may be sorted according to the length of the validity period, and the electronic card data identification information may be sorted and displayed in a sequence from short validity period to long validity period; for another example, the electronic card data identification information may be sorted and displayed according to the distance from the merchant; for another example, the electronic card data identification information may be categorized and displayed according to the type of the electronic card.

[0043] In one embodiment, after step S11: obtaining and displaying the electronic card data identification information in multiple card package applications, it may include but is not limited to: obtaining the application identification information of the newly added card package application. Generate a virtual click event according to the application identification information of the newly added card package application to open the newly added card package application by virtual clicking. Obtain the electronic card data identification information of the newly added card package application, and add the electronic card data identification information of the newly added card package application to the display list, which includes the electronic card data identification information of multiple card package applications. Among them, the obtained electronic card data identification information of the newly added card package application may be the electronic card data identification information of the corresponding newly added card package application stored in the newly added card package application, or may be the electronic card data identification information of the corresponding newly added card package application obtained and sent by the first card package application from the corresponding user server after the newly added card package application is virtually clicked to open. Therefore, the electronic card management method provided in this embodiment can obtain the electronic card data identification information corresponding to the newly installed card package application when a newly installed card package application is detected, so that the electronic card management method provided in this embodiment can avoid the situation of missing the acquisition of electronic card data identification information, so that the electronic card data identification information of all card package applications can be uniformly managed.

[0044] In one embodiment, after the electronic card data identification information in multiple card package applications is acquired and displayed in step S11, the following may be included but not limited to: real-time detection of the electronic card data identification information of multiple card package applications, and when the detected electronic card data identification information of multiple card package applications is inconsistent with the electronic card data identification information of multiple card package applications displayed in the display list, the display list is updated, thereby acquiring and displaying the electronic card data identification information of the detected multiple card package applications. Therefore, the electronic card management method provided in this embodiment can detect the dynamic changes of the corresponding electronic card data identification information of each card package application in real time after acquiring the electronic card data identification information of multiple card package applications, and can further update the display content of the display list according to the dynamic changes.

[0045] S12: Obtain the selected command for the electronic card data identification information.

[0046] In one embodiment, in step S12: obtaining a selection command for the electronic card data identification information, it may include, but is not limited to: receiving a selection instruction for the electronic card data identification information to obtain a selection command for the electronic card data identification information. For example, after the user clicks on the identification information of the hotel check-in card through the terminal touch screen, the selection command for the identification information of the hotel check-in card can be obtained to select the hotel check-in card.

[0047] In one embodiment, the selected command for the electronic card data identification information may also be automatically obtained according to various requests received, for example, the selected command for the corresponding electronic card data identification information is automatically obtained after the charging request sent by the merchant terminal is obtained.

[0048] S13: acquiring and displaying corresponding electronic card data according to the selected electronic card data identification information; or generating a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by means of a virtual click, so that the card package application acquires and displays the electronic card data.

[0049] In one embodiment, the corresponding electronic card data stored in the application can be obtained according to the selected electronic card data identification information, and the electronic card data can be displayed. Specifically, in the step of obtaining the electronic card data identification information in multiple card package applications, it can also include: obtaining and storing the stored electronic card data in multiple card package applications.

[0050] Among them, the step of the card wallet application obtaining and displaying the electronic card data may include: the card wallet application obtaining and displaying the electronic card data corresponding to the selected electronic card data identification information stored in itself, or the card wallet application obtaining and displaying the electronic card data corresponding to the selected electronic card data identification information sent by the server.

[0051] In one embodiment, the electronic card data may include, but is not limited to, a QR code, a bar code, discount calculation rules, discount information, points data, etc.

[0052] In one embodiment, the electronic card data identification information may be coupon identification information. In the step of obtaining a selected command for the electronic card data identification information. According to the selected electronic card data identification information, the corresponding electronic card data is obtained and displayed; or a virtual click event is generated according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by a virtual click, so that the card package application obtains and displays the electronic card data, including: obtaining a charging request sent by the merchant terminal, the charging request including charging attributes and charging amount. According to the charging request, a selected command for the third electronic card data identification information corresponding to the charging attribute is automatically generated, and the corresponding third electronic card data is obtained and displayed according to the selected third electronic card data identification information; or a virtual click event is generated according to the selected third electronic card data identification information, so as to open the third card package application corresponding to the third electronic card data identification information by a virtual click, so that the third card package application obtains and displays the third electronic card data. The actual payment amount is obtained according to the charging amount in the charging request and the third electronic card data, and the payment operation is performed.

[0053] In one implementation, the electronic card management method provided in this embodiment may be applied to, but not limited to, a terminal or application software in the terminal.

[0054] The electronic card management method provided in the first embodiment of the present invention includes: obtaining and displaying electronic card data identification information in multiple card package applications. Obtaining a selected command for the electronic card data identification information. Obtaining and displaying the corresponding electronic card data according to the selected electronic card data identification information; or generating a virtual click event according to the selected electronic card data identification information to open the card package application corresponding to the selected electronic card data identification information by means of a virtual click, so that the card package application obtains and displays the electronic card data. Therefore, the electronic card management method provided in this embodiment can provide a unified electronic card acquisition entry to achieve convenient and fast management or use of electronic cards.

[0055] Second embodiment:

[0056] Figure 2 is a flow chart of the electronic card management method provided by the second embodiment of the present invention. In order to clearly describe the electronic card management method provided by the second embodiment of the present invention, please refer to Figure 2 .

[0057] The electronic card management method provided in the second embodiment of the present invention comprises the following steps:

[0058] S21: The card package management application obtains and displays the electronic card data identification information of multiple card package applications.

[0059] S22: The card package management application obtains a selected command for the electronic card data identification information, and generates a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by means of a virtual click.

[0060] S23: The card wallet application obtains and displays the electronic card data corresponding to the selected electronic card data identification information.

[0061] In one implementation, the specific implementation and beneficial effects of the electronic card management method provided in this embodiment can refer to the electronic card management method provided in the first embodiment of the present invention, and will not be described in detail here.

[0062] The electronic card management method provided in the second embodiment of the present invention includes: the card package management application obtains and displays the electronic card data identification information of multiple card package applications. The card package management application obtains the selected command for the electronic card data identification information, and generates a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by means of a virtual click. The card package application obtains and displays the electronic card data corresponding to the selected electronic card data identification information. Therefore, the electronic card management method provided in this embodiment can realize the use of the card package management application as a unified electronic card acquisition entrance to realize convenient and fast management or use of electronic cards.

[0063] Third embodiment:

[0064] Figure 3 is a schematic diagram of the structure of a terminal provided by the third embodiment of the present invention. In order to clearly describe the terminal provided by the third embodiment of the present invention, please refer to Figure 3 .

[0065] The terminal 1 provided in the third embodiment of the present invention comprises: a processor A101 and a memory A201, wherein the processor A101 is used to execute a computer program A6 stored in the memory A201 to implement the steps of the electronic card management method described in the first embodiment.

[0066] In one implementation, the terminal 1 provided in this embodiment may include at least one processor A101 and at least one memory A201. The at least one processor A101 may be referred to as a processing unit A1, and the at least one memory A201 may be referred to as a storage unit A2. Specifically, the storage unit A2 stores a computer program A6. When the computer program A6 is executed by the processing unit A1, the terminal 1 provided in this embodiment implements the steps of the electronic card management method described above, for example, Figure 1Step S13 shown in: acquiring and displaying corresponding electronic card data according to the selected electronic card data identification information; or generating a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by means of a virtual click, so that the card package application acquires and displays the electronic card data.

[0067] In one implementation, the terminal 1 provided in this embodiment may include multiple memories A201 (referred to as storage units A2 for short), and the storage units A2 may include, for example, random access memory (RAM) and / or cache memory and / or read-only memory (ROM), etc.

[0068] In one embodiment, the terminal 1 further includes a bus connecting different components (eg, the processor A101 and the memory A201 , the touch screen A3 , etc.).

[0069] In one implementation, the terminal 1 in this embodiment may further include a communication interface (eg, I / O interface A4), which may be used to communicate with an external device.

[0070] In one implementation, the terminal 1 provided in this embodiment may further include a communication device A5.

[0071] The terminal 1 provided in the third embodiment of the present invention includes a memory A101 and a processor A201, and the processor A101 is used to execute the computer program A6 stored in the memory A201 to implement the steps of the electronic card management method described in the first embodiment. Therefore, the terminal 1 provided in this embodiment can provide a unified electronic card acquisition entrance to achieve unified management of electronic cards in multiple card package applications in the terminal, thereby achieving convenient and fast management or use of electronic cards.

[0072] The third embodiment of the present invention further provides a computer-readable storage medium, which stores a computer program A6. When the computer program A6 is executed by the processor A101, the steps of the electronic card management method in the first embodiment are implemented, for example Figure 1 The steps shown are step S11 to step S13.

[0073] In one implementation, the computer-readable storage medium provided by this embodiment may include any entity or device, recording medium capable of carrying computer program code, such as ROM, RAM, magnetic disk, optical disk, flash memory, etc.

[0074] The computer program A6 stored in the computer-readable storage medium provided in the third embodiment of the present invention can provide a unified electronic card acquisition entry when executed by the processor A101, so as to realize convenient and fast management or use of the electronic card.

[0075] The technical features of the above-described embodiments may be arbitrarily combined. To make the description concise, not all possible combinations of the technical features in the above-described embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this specification.

[0076] In this document, the terms "comprises," "comprising," or any other variations thereof, are intended to cover a non-exclusive inclusion of elements other than those listed and may also include additional elements not expressly listed.

[0077] The above are only preferred embodiments of the present invention and are not intended to limit the present invention. Any modifications, equivalent substitutions or improvements made within the spirit and principles of the present invention should be included in the protection scope of the present invention.

Claims

1. A method for managing an electronic card, characterized in that: The electronic card management method includes: Acquire and display electronic card data identification information in a plurality of card package applications; the card package application is an application including an electronic card package function and / or an application capable of acquiring electronic card data; acquire a selected command for the electronic card data identification information, and acquire and display the corresponding electronic card data according to the selected electronic card data identification information; or generate a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by means of a virtual click, so that the card package application acquires and displays the electronic card data; The selected command for the electronic card data identification information is automatically obtained according to various requests received; After the step of obtaining and displaying the electronic card data identification information of multiple card package applications, the method includes: Get the application identification information of the newly added card package application; Generate a virtual click event according to the application identification information of the newly added card package application, so as to open the newly added card package application by means of a virtual click; The electronic card data identification information of the newly added card package application is obtained, and the electronic card data identification information of the newly added card package application is added to a display list, wherein the display list includes the electronic card data identification information of the multiple card package applications; the display list sorts or classifies the electronic card data identification information according to the validity period information, electronic card type information and / or distance information from the merchant included in the electronic card data identification information.

2. The electronic card management method according to claim 1, characterized in that: After the step of obtaining and displaying the electronic card data identification information of multiple card package applications, the method includes: The electronic card data identification information of the multiple card package applications is detected in real time, and when the detected electronic card data identification information of the multiple card package applications is inconsistent with the electronic card package data identification information of the multiple card package applications displayed in the display list, the display list is updated.

3. The electronic card management method according to claim 1, characterized in that: The step of obtaining and displaying electronic card data identification information of multiple card package applications includes: Acquire first server identification information corresponding to the first card package application, and log in to a first user server corresponding to the first card package application according to the first server identification information to acquire electronic card data identification information corresponding to the first card package application sent by the first user server; Acquire second server identification information corresponding to the second card package application, and log in to a second user server corresponding to the second card package application according to the second server identification information to acquire electronic card data identification information corresponding to the second card package application sent by the second user server; The electronic card data identification information corresponding to the first card package application and the electronic card data identification information corresponding to the second card package application are displayed.

4. The electronic card management method according to claim 1, characterized in that: The step of obtaining the selected command for the electronic card data identification information includes: A selection instruction for the electronic card data identification information is received to obtain the selection command for the electronic card data identification information.

5. The electronic card management method according to claim 1, characterized in that: The electronic card data identification information is coupon identification information; The step of obtaining a selected command for the electronic card data identification information, and obtaining and displaying the corresponding electronic card data according to the selected electronic card data identification information; or generating a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by a virtual click, so that the card package application obtains and displays the electronic card data, includes: Obtaining a charging request sent by a merchant terminal, wherein the charging request includes charging attributes and charging amount; automatically generating a selection command for the third electronic card data identification information corresponding to the charging attribute according to the charging request, and acquiring and displaying the corresponding third electronic card data according to the selected third electronic card data identification information; or A virtual click event is generated according to the selected third electronic card data identification information, so as to open the third card package application corresponding to the third electronic card data identification information by means of a virtual click, so that the third card package application obtains and displays the third electronic card data; the actual payment amount is obtained according to the charging amount in the charging request and the third electronic card data, and a payment operation is performed.

6. A method for managing an electronic card, characterized in that: The electronic card management method includes: The card wallet management application obtains and displays the electronic card data identification information of multiple card wallet applications; the card wallet application is an application including an electronic card wallet function and / or an application capable of obtaining electronic card data; The card package management application obtains a selected command for the electronic card data identification information, and generates a virtual click event according to the selected electronic card data identification information, so as to open the card package application corresponding to the selected electronic card data identification information by means of a virtual click; The card wallet application acquires and displays the electronic card data corresponding to the selected electronic card data identification information; The selected command for the electronic card data identification information is automatically obtained according to various requests received; After the step of acquiring and displaying the electronic card data identification information of the plurality of card package applications, the card package management application includes: Get the application identification information of the newly added card package application; Generate a virtual click event according to the application identification information of the newly added card package application, so as to open the newly added card package application by means of a virtual click; The electronic card data identification information of the newly added card package application is obtained, and the electronic card data identification information of the newly added card package application is added to a display list, wherein the display list includes the electronic card data identification information of the multiple card package applications; the display list sorts or classifies the electronic card data identification information according to the validity period information, electronic card type information and / or distance information from the merchant included in the electronic card data identification information.

7. A terminal, characterized in that: including memory and processor; The processor is used to execute the computer program stored in the memory to implement the steps of the electronic card management method according to any one of claims 1 to 5.

8. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the steps of the electronic card management method according to any one of claims 1 to 5 are implemented.

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