An insurance transaction method based on blockchain technology

Abstract

The present invention relates to the field of blockchain technology, and discloses an insurance transaction method based on blockchain technology, including the following steps: the first step: insurance classification; the main page divides insurance into multiple categories; namely, auto insurance, life insurance, pension insurance, education insurance and other categories; the second step: information announcement; timely announcement of policy changes and major information of the insurance industry; the third step: insurance purchase; select appropriate insurance types according to needs; the system will recommend insurance types according to the actual needs of users; users can add or reduce items according to the recommended insurance types. The present invention can effectively verify the payment environment and payment address by utilizing the system in this solution; thereby improving the security of its transaction payment process; and also reducing the possibility of funds being stolen; and can intercept transaction information; trace it to its source; reduce the possibility of capital loss; and improve payment security.

Description

Technical Field

[0001] The present invention relates to the field of blockchain technology, and in particular to an insurance transaction method based on blockchain technology. Background Art

[0002] From a technological perspective, blockchain involves many scientific and technological issues such as mathematics, cryptography, the Internet, and computer programming. From an application perspective, in simple terms, blockchain is a distributed shared ledger and database that has the characteristics of decentralization, immutability, full traceability, traceability, collective maintenance, and openness and transparency.

[0003] The trading system is the materialization of the systematic trading thinking. The systematic trading thinking is a concept, which is reflected in the overall observation of price movement and the continuous observation in time in the market judgment analysis, and is manifested in the comprehensive reflection of the three major elements of the trading object, trading capital and trading investors in the decision-making characteristics.

[0004] The existing insurance transaction system cannot verify the payment environment and payment address during use, resulting in the security of the payment process not meeting the standards, which may put the user's funds at risk of being stolen; and the existing transaction system cannot intercept transaction information; it can only query the transaction information; resulting in the system being unable to control the loss of funds. For this reason, the present invention introduces an insurance transaction method based on blockchain technology. Summary of the invention

[0005] In view of the deficiencies in the prior art, the present invention provides an insurance transaction method based on blockchain technology, which has the advantages of improving the security of transactions, reducing the possibility of funds being stolen, and being able to trace transaction information; reducing the possibility of capital loss, and solves the problem that the existing insurance transaction system cannot verify its payment environment and payment address during use, resulting in the security of its payment process not meeting the standards, which may put the user's funds at risk of being stolen; and the existing transaction system cannot intercept transaction information and can only query its transaction information, resulting in the system being unable to control the loss of funds.

[0006] The present invention provides the following technical solution: an insurance transaction method based on blockchain technology, comprising the following steps: the first step: insurance type classification;

[0007] The main page divides insurance into several categories, including auto insurance, life insurance, pension insurance, education insurance, etc.

[0008] Step 2: Information announcement;

[0009] Promptly announce policy changes and key information of the insurance industry;

[0010] Step 3: Insurance purchase;

[0011] Choose the appropriate insurance type according to your needs; the system will recommend insurance types based on the user's actual needs; users can add or reduce insurance items based on the recommended insurance types when carrying passengers;

[0012] Step 4: Compensation Standards;

[0013] After the selection is successful, the system will pop up the compensation standard that meets the standard; different compensation will be made according to different insurance types;

[0014] Step 5: Claim application;

[0015] When compensation is required, first apply for compensation, then submit the materials, and the system will make direct compensation based on the materials and the certificates issued by the relevant departments;

[0016] Step 6: Payment transaction;

[0017] During the transaction, the system will determine the transaction environment; if it is terminated maliciously or there are loopholes in the payment environment, it will be subject to risk control;

[0018] Step 7: Malicious transaction interception;

[0019] When an abnormal transaction is confirmed, the transaction will be terminated and blocked directly;

[0020] Step 8: Data risk control;

[0021] At the same time, the users will be monitored, the equipment they operate will be risk controlled, and the materials they fill in will be reviewed in depth;

[0022] Step 9: Node voting;

[0023] Utilize node voting; when the trust node is lower than the unfeasible node, the untrusted node is directly judged as a malicious node; its source and operation path are restricted; and its operating device is shielded at the same time;

[0024] Step 10: Transaction evaluation;

[0025] The transaction environment is assessed again; when it meets the correct payment path and a good payment environment, payment can be made directly.

[0026] Preferably, the big data administrator behavior portrait is used to quickly identify abnormal operation behaviors of thieves; abnormal processes are accurately filtered with extremely low false alarm rate; system-level operation behavior analysis is used to capture the most subtle operations.

[0027] Preferably, the artificial intelligence predicts the attack path of the intruder and understands the intrusion better than the intruder itself; the artificial intelligence proactively fights the perceived threats to buy time for the security administrator; and the artificial intelligence intelligently generates threat intelligence to assist the security administrator in making quick decisions.

[0028] Preferably, the trusted blockchain is an enterprise-level distributed platform with blockchain technology as the core, which can ensure the security and reliability of the enterprise's core data and key services; ensure the integrity of the data center infrastructure; the supported ledger provides high throughput capabilities for storing arbitrary unstructured data; makes the composition and construction of software more reliable and traceable; and the diversified interfaces can support higher-level application requirements.

[0029] Preferably, the Docker technology is used to achieve rapid node deployment, real-time management of node trust status, and a unique consensus mechanism to ensure consistency of on-chain data.

[0030] Compared with the prior art, the present invention has the following beneficial effects:

[0031] 1. The insurance transaction system based on blockchain technology can effectively verify the payment environment and payment address by utilizing the system in this solution, thereby improving the security of its transaction payment process; at the same time, it also reduces the possibility of funds being stolen; and can intercept transaction information; trace it to its source; reduce the possibility of capital loss; and improve payment security. BRIEF DESCRIPTION OF THE DRAWINGS

[0032] Figure 1 This is a schematic diagram of the practical process structure. DETAILED DESCRIPTION

[0033] The following will be combined with the drawings in the embodiments of the present invention to clearly and completely describe the technical solutions in the embodiments of the present invention. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the present invention.

[0034] See also Figure 1 , an insurance transaction method based on blockchain technology, comprising the following steps, characterized in that: the first step; insurance type classification;

[0035] The main page divides insurance into several categories, including auto insurance, life insurance, pension insurance, education insurance, etc.

[0036] Step 2: Information announcement;

[0037] Promptly announce policy changes and key information of the insurance industry;

[0038] Step 3: Insurance purchase;

[0039] Choose the appropriate insurance type according to your needs; the system will recommend insurance types based on the user's actual needs; users can add or reduce insurance items based on the recommended insurance types when carrying passengers;

[0040] Step 4: Compensation Standards;

[0041] After the selection is successful, the system will pop up the compensation standard that meets the standard; different compensation will be made according to different insurance types;

[0042] Step 5: Claim application;

[0043] When compensation is required, first apply for compensation, then submit the materials, and the system will make direct compensation based on the materials and the certificates issued by the relevant departments;

[0044] Step 6: Payment transaction;

[0045] During the transaction, the system will determine the transaction environment; if it is terminated maliciously or there are loopholes in the payment environment, it will be subject to risk control;

[0046] Step 7: Malicious transaction interception;

[0047] When an abnormal transaction is confirmed, the transaction will be terminated and blocked directly;

[0048] Step 8: Data risk control;

[0049] At the same time, the users will be monitored, the equipment they operate will be risk controlled, and the materials they fill in will be reviewed in depth;

[0050] Step 9: Node voting;

[0051] Utilize node voting; when the trust node is lower than the unfeasible node, the untrusted node is directly judged as a malicious node; its source and operation path are restricted; and its operating device is shielded at the same time;

[0052] Step 10: Transaction evaluation;

[0053] The transaction environment is assessed again; when it meets the correct payment path and a good payment environment, payment can be made directly.

[0054] Among them; based on the big data administrator behavior portrait, the abnormal operation behavior of the thief can be quickly identified; abnormal processes can be accurately filtered with extremely low false alarm rate; system-level operation behavior analysis can capture the most subtle operations.

[0055] Among them; the artificial intelligence predicts the attack path of the intruder and understands the intrusion better than the intruder; the artificial intelligence actively fights the perceived threats and buys time for the security administrator; and the intelligent generation of threat intelligence assists the security administrator in making quick decisions.

[0056] Among them; the trusted blockchain is an enterprise-level distributed platform with blockchain technology as the core, which can ensure the security and reliability of the enterprise's core data and key services; ensure the integrity of the data center infrastructure; the supported ledger provides high-throughput capabilities for storing arbitrary unstructured data; makes the composition and construction of software more reliable and traceable; and the diversified interfaces can support higher-level application requirements.

[0057] Among them; the Docker technology is used to achieve rapid node deployment; real-time management of node trust status; and a unique consensus mechanism to ensure consistency of on-chain data.

[0058] Among them; by utilizing the system in this solution, the payment environment and payment address can be effectively verified, thereby improving the security of the transaction payment process; at the same time, it also reduces the possibility of funds being stolen; and can intercept transaction information; trace it to its source; reduce the possibility of fund loss; and improve payment security.

[0059] Although embodiments of the present invention have been shown and described, it will be appreciated by those skilled in the art that various changes, modifications, substitutions and variations may be made to the embodiments without departing from the principles and spirit of the present invention, and that the scope of the present invention is defined by the appended claims and their equivalents.

Claims

1. An insurance transaction method based on blockchain technology, characterized in that: first step; Insurance classification; The main page divides insurance into several categories: auto insurance, life insurance, pension insurance, and education insurance; Step 2: Information announcement; Promptly announce policy changes and key information of the insurance industry; Step 3; Insurance purchase; Choose the appropriate insurance type according to your needs; the system will recommend insurance types based on the user's actual needs; users can add or reduce insurance items based on the recommended insurance types when carrying passengers; Step 4: Compensation standards; After the selection is successful, the system will pop up the compensation standard that meets the standard; different compensation will be made according to different insurance types; Step 5: Claim application; When compensation is required, first apply for compensation, then submit the materials, and the system will make direct compensation based on the materials and the certificates issued by the relevant departments; Step 6; Payment transactions; During the transaction, the system will determine the transaction environment; if it is terminated maliciously or there are loopholes in the payment environment, it will be subject to risk control; Step 7: Malicious transaction interception; When an abnormal transaction is confirmed, the transaction will be terminated and blocked directly; Step 8: Data risk control; At the same time, the users will be monitored, the equipment they operate will be risk controlled, and the materials they fill in will be reviewed in depth; Step 9: Node voting; Utilize node voting; when the trust node is lower than the unfeasible node, the untrusted node is directly judged as a malicious node; its source and operation path are restricted; and its operating device is shielded at the same time; Step 10: Transaction evaluation; The transaction environment is evaluated again; if it meets the correct payment path and good payment environment, it can be paid directly; Trusted blockchain is an enterprise-level distributed platform with blockchain technology as its core, which can ensure the security and reliability of enterprise core data and key services; ensure the integrity of data center infrastructure; the supported ledger provides high throughput capabilities for storing arbitrary unstructured data; make the composition and construction of software more reliable and traceable; and the diversified interfaces can support higher-level application requirements; Based on Docker technology, rapid node deployment is achieved; real-time management of node trust status; unique consensus mechanism ensures consistency of on-chain data.

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