A method and system for quickly checking financial information

Abstract

The present invention discloses a method for quickly checking financial information, comprising: a user terminal sends a financial information association configuration table to an intermediate network node; after the intermediate network node receives the financial information association configuration table, the intermediate network node sends the financial information association configuration table to a remote server; the user terminal sends a request for first financial information to the remote server via the intermediate network node; after the remote server receives the request for the first financial information, the remote server determines whether the first financial information belongs to the first category of financial information based on an index of the first financial information and an index of the first category of financial information; if the remote server determines that the first financial information belongs to the first category of financial information, the remote server sends the first financial information and the second category of financial information to the intermediate network node; and the intermediate network node sends the first financial information to the user terminal.

Description

Technical Field

[0001] The present invention relates to the technical field of data storage and information technology management consulting, and in particular to a method and system for quickly checking financial information. Background Art

[0002] Financial information is information that all compliant companies must process and organize. Complete financial information helps the public know the company's operating conditions and helps professional managers to rationally plan the company's future development plans. Modern companies basically have their financial personnel process and organize financial information through computers. Our research found that the current computer-based financial information processing systems and methods have the problem of slow reading of financial information, which affects work efficiency, and this problem is more prominent in multinational companies. Summary of the invention

[0003] To achieve the above object, the present invention provides a method for quickly checking financial information, which comprises the following steps:

[0004] The user terminal sends a financial information association configuration table to the intermediate network node, wherein the financial information association configuration table at least includes an association between a first-category financial information index and a second-category financial information index;

[0005] After the intermediate network node receives the financial information association configuration table, the intermediate network node sends the financial information association configuration table to the remote server;

[0006] Sending a request for first financial information by the user terminal to the remote server via the intermediate network node, wherein the request for the first financial information includes an index of the first financial information;

[0007] After the remote server receives the request for the first financial information, the remote server determines whether the first financial information belongs to the first category of financial information based on the index of the first financial information and the index of the first category of financial information;

[0008] If the remote server determines that the first financial information belongs to the first category of financial information, the remote server sends the first financial information and the second category of financial information to the intermediate network node, wherein the second category of financial information includes the first set of financial information;

[0009] The intermediate network node sends the first financial information to the user terminal;

[0010] If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the first set of financial information.

[0011] In a preferred embodiment, the method further comprises:

[0012] If the remote server determines that the first financial information does not belong to the first category of financial information, the remote server determines whether the first financial information belongs to the second category of financial information;

[0013] If the remote server determines that the first financial information belongs to the second category of financial information, the remote server sends the first category of financial information and the first financial information to the intermediate network node, wherein the first category of financial information includes the second set of financial information;

[0014] The intermediate network node sends the first financial information to the user terminal;

[0015] If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the second set of financial information.

[0016] In a preferred embodiment, the method further comprises:

[0017] If the remote server determines that the first financial information does not belong to the first category of financial information nor the second category of financial information, the remote server sends only the first financial information to the intermediate network node;

[0018] The intermediate network node sends the first financial information to the user terminal.

[0019] In a preferred embodiment, generating the financial information association configuration table includes the following steps:

[0020] Reading, by the user terminal, a record of the user's request for financial information;

[0021] The user terminal determines, based on the record of the user's request for the financial information, whether the number of times the user has requested the second financial information is greater than a number threshold;

[0022] If the user terminal determines that the number of times the user requests the second financial information is greater than the number threshold, the user terminal continues to determine the operation after the user requests the second financial information;

[0023] If the user terminal determines that the user requests the third financial information again within a predefined time after the user requests the second financial information at the first moment, the user terminal continues to determine whether the second financial information and the third financial information belong to the same category of financial information.

[0024] In a preferred embodiment, generating the financial information association configuration table further includes the following steps:

[0025] If the user terminal determines that the second financial information and the third financial information belong to the same category of financial information, the user terminal ignores the record of requesting the third financial information again within a predefined time after the user requested the second financial information at the first moment;

[0026] After the user terminal ignores the record of the user requesting the third financial information again within the predefined time after the user requested the second financial information at the first moment, the user terminal continues to determine whether the fourth financial information is requested again within the predefined time after the user requested the second financial information at the second moment.

[0027] In a preferred embodiment, generating the financial information association configuration table further includes the following steps:

[0028] If the user terminal determines that the second financial information and the third financial information do not belong to the same category of financial information, the user terminal stores a record of the user requesting the third financial information again within a predefined time after the user requested the second financial information at the first moment;

[0029] After the user terminal stores a record that the user requested the third financial information again within a predefined time after the user requested the second financial information at a first moment, the user terminal continues to determine whether to request the third financial information again within a predefined time after the user requested the second financial information at a third moment;

[0030] If the number of records saved in the user terminal of a user requesting the third financial information again within a predefined time after requesting the second financial information is greater than a quantity threshold, the user terminal generates an entry in the financial information association configuration table, wherein an entry includes an association between a first category financial information index and a second category financial information index, wherein the second financial information belongs to the first category financial information, and the third financial information belongs to the second category financial information.

[0031] The present invention provides a financial information quick access system, the system includes a user terminal, an intermediate network node and a server, the user terminal, the intermediate network node and the server are configured to perform the following operations:

[0032] The user terminal sends a financial information association configuration table to the intermediate network node, wherein the financial information association configuration table at least includes an association between a first-category financial information index and a second-category financial information index;

[0033] After the intermediate network node receives the financial information association configuration table, the intermediate network node sends the financial information association configuration table to the remote server;

[0034] Sending a request for first financial information by the user terminal to the remote server via the intermediate network node, wherein the request for the first financial information includes an index of the first financial information;

[0035] After the remote server receives the request for the first financial information, the remote server determines whether the first financial information belongs to the first category of financial information based on the index of the first financial information and the index of the first category of financial information;

[0036] If the remote server determines that the first financial information belongs to the first category of financial information, the remote server sends the first financial information and the second category of financial information to the intermediate network node, wherein the second category of financial information includes the first set of financial information;

[0037] The intermediate network node sends the first financial information to the user terminal;

[0038] If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the first set of financial information.

[0039] In a preferred embodiment, the user terminal, the intermediate network node and the server are further configured to perform the following operations:

[0040] If the remote server determines that the first financial information does not belong to the first category of financial information, the remote server determines whether the first financial information belongs to the second category of financial information;

[0041] If the remote server determines that the first financial information belongs to the second category of financial information, the remote server sends the first category of financial information and the first financial information to the intermediate network node, wherein the first category of financial information includes the second set of financial information;

[0042] The intermediate network node sends the first financial information to the user terminal;

[0043] If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the second set of financial information.

[0044] In a preferred embodiment, the user terminal, the intermediate network node and the server are further configured to perform the following operations:

[0045] If the remote server determines that the first financial information does not belong to the first category of financial information nor the second category of financial information, the remote server sends only the first financial information to the intermediate network node;

[0046] The intermediate network node sends the first financial information to the user terminal.

[0047] In a preferred embodiment, generating the financial information association configuration table includes the following steps:

[0048] Reading, by the user terminal, a record of the user's request for financial information;

[0049] The user terminal determines, based on the record of the user's request for the financial information, whether the number of times the user has requested the second financial information is greater than a number threshold;

[0050] If the user terminal determines that the number of times the user requests the second financial information is greater than the number threshold, the user terminal continues to determine the operation after the user requests the second financial information;

[0051] If the user terminal determines that the user requests the third financial information again within a predefined time after the user requests the second financial information at the first moment, the user terminal continues to determine whether the second financial information and the third financial information belong to the same category of financial information.

[0052] Compared with the prior art, the present invention has the following advantages: the current computer-based financial information processing system and method has the problem of slow reading of financial information, which affects work efficiency, and this problem is more significant in multinational companies. The technical solution proposed by the present invention aims to reduce the data in transit time as a whole, thereby improving system efficiency. BRIEF DESCRIPTION OF THE DRAWINGS

[0053] Figure 1 It is a schematic structural diagram of an embodiment of the present invention.

[0054] Figure 2 It is a method flow chart of an embodiment of the present invention.

[0055] Figure 3 is a method flow chart of another embodiment of the present invention. DETAILED DESCRIPTION

[0056] The specific implementation modes of the present invention are described in detail below in conjunction with the accompanying drawings, but it should be understood that the protection scope of the present invention is not limited by the specific implementation modes.

[0057] The current computer-based financial information processing systems and methods have the problem of slow reading of financial information, which affects work efficiency. This problem is more prominent in multinational companies. The specific analysis is as follows: For example, see Figure 1 Schematic diagram of the structure ( Figure 1This is a structural diagram of an embodiment of the present invention, and this network logic structure is also applicable to the vast majority of multinational corporations at present). A multinational corporation may have a subsidiary or branch in Africa. The subsidiary has independent financial accounting authority, and the subsidiary employs professional accountants and financial personnel. Although the subsidiary has independent financial accounting authority, in order for the head office to accurately grasp the situation of the subsidiary, multinational corporations (especially state-owned multinational corporations) generally require foreign subsidiaries to use the financial statements and financial systems provided by the head office to process financial information. In this case, the financial personnel of the subsidiary located abroad need to download, for example, financial statements from the head office server. Figure 1 As shown, for example, the server of the head office is a remote server, and for example, the intermediate network node is a rented server located in Africa. There may be multiple network middlewares between the remote server and the intermediate network node. Examples of network middlewares include routers, gateways, or switches, which are essential devices in the network architecture. Due to the existence of multiple network middlewares, the data sent by the remote server needs to go through multiple hops to reach the intermediate network node. Even if the computing speed of the routers and gateways on the path is high enough, it will still take a certain amount of time for the data to pass through each hop. In addition, the investment in routers and gateway devices in other countries and regions may be low, which leads to a significant reduction in the speed of forwarding data by routers and gateway devices in other countries and regions, which will greatly increase the time for data to be forwarded between various network middlewares. After we call the background data for research, we find that the current problem of slow reading of financial information is mainly caused by the long data in transit time, and most of the data in transit time is spent on forwarding data between various network middlewares. The technical solution proposed by the present invention aims to reduce the data in transit time as a whole, thereby improving system efficiency.

[0058] Example 1

[0059] Figure 2 FIG. 1 is a flow chart of a method according to an embodiment of the present invention. Figure 2 As shown, the financial information quick access method of the present invention comprises the following steps:

[0060] Step 21: The user terminal sends a financial information association configuration table to the intermediate network node, wherein the financial information association configuration table includes at least the association between the first category financial information index and the second category financial information index; in one example, the first category financial information may be quarterly financial expenditure information. It is understandable that general financial settlements are based on years, so the first category financial information may be the first, second, third, and fourth quarter financial expenditure information of a certain year. Therefore, the first category financial information may include four financial information (i.e., the first, second, third, and fourth quarter financial expenditure information). In the next financial year, the first category financial information may include the first, second, third, and fourth quarter financial expenditure information of the next year. In addition, it is understandable that if the financial personnel are conducting a semi-annual financial settlement, the first category financial information may include two financial information (i.e., the first and second quarter financial expenditure information). The first category financial information index may be a number, for example, the first category financial information index is "1", if the current period is the end of the first quarter, then the first category financial information corresponding to the first category financial information index 1 only includes the first quarter financial expenditure information, if the current period is the end of the second quarter, then the first category financial information corresponding to the first category financial information index 1 only includes the first and second quarter financial expenditure information. Similarly, the second category financial information index may be quarterly financial revenue information, for example, the second category financial information index is "2", if the current period is the end of the first quarter, then the second category financial information corresponding to the second category financial information index 2 only includes the first quarter financial revenue information, if the current period is the end of the second quarter, then the second category financial information corresponding to the second category financial information index 2 only includes the first and second quarter financial revenue information; the association between the first category financial information index and the second category financial information index may refer to putting index 1 and index 2 into the same entry, and multiple indexes in the same entry are associated by default;

[0061] Step 22: After the intermediate network node receives the financial information association configuration table, the intermediate network node sends the financial information association configuration table to the remote server;

[0062] Step 23: The user terminal sends a request for the first financial information to the remote server via the intermediate network node, wherein the request for the first financial information includes an index of the first financial information; in one example, the first financial information may be a quarterly accounts receivable report, in which case the index of the first financial information may be, for example, 3; the first financial information may be quarterly financial expenditure information, in which case the index of the first financial information is 1; the first financial information may be quarterly financial income information, in which case the index of the first financial information is 2; those skilled in the art should understand that the request for the first financial information must also include identification information that enables a computer to search for the first financial information, for example, the request for the first financial information includes the file name of the first financial information, etc.;

[0063] Step 24: After the remote server receives the request for the first financial information, the remote server determines whether the first financial information belongs to the first category of financial information based on the index of the first financial information and the index of the first category of financial information. In an example, for example, the first financial information is quarterly financial expenditure information. At this time, the index of the first financial information is 1, and the remote server may determine that the first financial information belongs to the first category of financial information.

[0064] Step 25: If the remote server determines that the first financial information belongs to the first category of financial information, the remote server sends the first financial information and the second category of financial information to the intermediate network node, wherein the second category of financial information includes the first set of financial information; as mentioned above, if the current period is the end of the first quarter, then the second category of financial information corresponding to the second category of financial information index 2 only includes the first quarter of financial revenue information, and at this time the first set of financial information only includes the first quarter of financial revenue information; if the current period is the end of the second quarter, then the second category of financial information corresponding to the second category of financial information index 2 only includes the first and second quarters of financial revenue information, and at this time the first set of financial information includes the first and second quarters of financial revenue information;

[0065] Step 26: The intermediate network node sends the first financial information to the user terminal;

[0066] Step 27: If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the first set of financial information. In one example, for example, the first financial information is the financial expenditure information for the first quarter of a certain year, and the target financial information may be the financial income information for the first quarter. In this embodiment, it is realized that the user can read the target financial information from the intermediate network node, which greatly reduces the transit time of the target financial information and improves the reading speed of the financial information. In addition, the method of the present invention is a method for storing part of the financial information in the intermediate network node on demand, rather than a method for storing all the financial information in the intermediate network node in advance. The method of storing all the financial information in the intermediate network node in advance has at least the following problems: generally according to the company's confidentiality system, financial data are all commercial secrets that need to be kept confidential. Pre-storing all the company's financial data in the intermediate network node will greatly increase the difficulty of company confidentiality. In addition, the total amount of financial information and data of a multinational company may be several GB in size. It will take a lot of time to transfer all this data to an external server, and it will be very difficult to update data of this magnitude.

[0067] In a preferred embodiment, the method further comprises:

[0068] If the remote server determines that the first financial information does not belong to the first category of financial information, the remote server determines whether the first financial information belongs to the second category of financial information;

[0069] If the remote server determines that the first financial information belongs to the second category of financial information, the remote server sends the first category of financial information and the first financial information to the intermediate network node, wherein the first category of financial information includes the second set of financial information;

[0070] The intermediate network node sends the first financial information to the user terminal;

[0071] If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the second set of financial information.

[0072] In a preferred embodiment, the method further comprises:

[0073] If the remote server determines that the first financial information does not belong to the first category of financial information nor the second category of financial information, the remote server will only send the first financial information to the intermediate network node; in one example, for example, the first financial information is a quarterly accounts receivable report, and at this time, the index of the first financial information may be 3, for example, then the remote server may determine that the first financial information does not belong to the first category of financial information nor the second category of financial information, and the first financial information with an index of 3 does not appear in the financial information association configuration table, then at this time the remote server will only send the first financial information to the intermediate network node, and the remote server will not send other data to the intermediate network node, which improves the confidentiality of company information;

[0074] The intermediate network node sends the first financial information to the user terminal.

[0075] Example 2

[0076] In Example 2, Figure 3 As shown, generating a financial information association configuration table includes the following steps:

[0077] Step 31: The user terminal reads the record of the user requesting financial information;

[0078] Step 32: The user terminal determines whether the number of times the user requests the second financial information is greater than the number threshold value based on the record of the user's request for financial information; it should be understood that the term "second financial information" is used in Example 2 only to distinguish it from the term "first financial information" in the aforementioned Example 1. If both embodiments use the first financial information, it may make the technical solution difficult to understand. In an example, the second financial information may be the financial expenditure information of a certain quarter. For example, within a certain financial year, the number of requests for the financial expenditure information of a certain quarter is 20 times, and the number threshold value is 10 times. Then it can be determined whether the number of times the user requests the second financial information is greater than the number threshold value;

[0079] Step 33: If the user terminal determines that the number of times the user requests the second financial information is greater than the number threshold, the user terminal continues to determine the operation after the user requests the second financial information;

[0080] Step 34: If the user terminal determines that the third financial information is requested again within the predefined time after the user requested the second financial information at the first moment, the user terminal continues to determine whether the second financial information and the third financial information belong to the same category of financial information. In one example, for example, the user terminal requests the second financial information at 9:30:00 a.m. on January 5, 2023 (that is, 9:30:00 a.m. on January 5, 2023 is the first moment), and then requests the third financial information at 9:30:40 a.m. on January 5, 2023. If the predefined time is 5 minutes, it is considered that the user terminal determines that the third financial information is requested again within the predefined time after the user requested the second financial information at the first moment (because 9:30:40 a.m. on January 5, 2023 is the same as 9:30:40 a.m. on January 5, 2023). 00 seconds is less than 5 minutes); if the second financial information is the financial expenditure information of a certain quarter, and the third financial information is also the financial expenditure information of a certain quarter, then the second financial information and the third financial information are considered to belong to the same category of financial information; the association between each financial information within the same category of financial information cannot be written into the financial information association configuration table. During the trial operation of the test system, if the association between each financial information within the same category of financial information is also written into the financial information association configuration table, this will cause confusion in database management. This problem may be related to the data structure of the financial information.

[0081] Furthermore, generating the financial information association configuration table also includes the following steps:

[0082] If the user terminal determines that the second financial information and the third financial information belong to the same category of financial information, the user terminal ignores the record of requesting the third financial information again within a predefined time after the user requested the second financial information at the first moment;

[0083] After the user terminal ignores the record of the user requesting the third financial information again within the predefined time after the user requested the second financial information at the first moment, the user terminal continues to determine whether the fourth financial information is requested again within the predefined time after the user requested the second financial information at the second moment.

[0084] Furthermore, generating the financial information association configuration table also includes the following steps:

[0085] If the user terminal determines that the second financial information and the third financial information do not belong to the same category of financial information, the user terminal saves a record of requesting the third financial information again within a predefined time after the user requested the second financial information at the first moment; continuing with the above example, if the second financial information is financial expenditure information of a certain quarter, and the third financial information is financial income information of a certain quarter, it is considered that the second financial information and the third financial information do not belong to the same category of financial information, and at this time, the user terminal records an action of "requesting the third financial information again within a predefined time after the user requested the second financial information at the first moment";

[0086] After the user terminal saves the record that the user requests the third financial information again within the predefined time after the user requests the second financial information at the first moment, the user terminal continues to determine whether to request the third financial information again within the predefined time after the user requests the second financial information at the third moment; those skilled in the art should understand that, with reference to the aforementioned steps, if the user terminal finally determines that the third financial information is requested again within the predefined time after the user requests the second financial information at the third moment, and the second financial information and the third financial information do not belong to the same category of financial information, then the user terminal records the behavior of "requesting the third financial information again within the predefined time after the user requests the second financial information at the first moment" again, and the number of times of the behavior is 2 at this time;

[0087] If the number of records saved in the user terminal of a user requesting the third financial information again within a predefined time after requesting the second financial information is greater than a quantity threshold, the user terminal generates an entry in the financial information association configuration table, wherein an entry includes an association between a first category financial information index and a second category financial information index, wherein the second financial information belongs to the first category financial information, and the third financial information belongs to the second category financial information.

[0088] Example 3

[0089] The present invention provides a financial information quick access system, the system includes a user terminal, an intermediate network node and a server, wherein the user terminal, the intermediate network node and the server are configured to perform the following operations:

[0090] The user terminal sends a financial information association configuration table to the intermediate network node, wherein the financial information association configuration table at least includes an association between a first-category financial information index and a second-category financial information index;

[0091] After the intermediate network node receives the financial information association configuration table, the intermediate network node sends the financial information association configuration table to the remote server;

[0092] Sending a request for first financial information by the user terminal to the remote server via the intermediate network node, wherein the request for the first financial information includes an index of the first financial information;

[0093] After the remote server receives the request for the first financial information, the remote server determines whether the first financial information belongs to the first category of financial information based on the index of the first financial information and the index of the first category of financial information;

[0094] If the remote server determines that the first financial information belongs to the first category of financial information, the remote server sends the first financial information and the second category of financial information to the intermediate network node, wherein the second category of financial information includes the first set of financial information;

[0095] The intermediate network node sends the first financial information to the user terminal;

[0096] If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the first set of financial information.

[0097] Furthermore, the user terminal, the intermediate network node and the server are also configured to perform the following operations:

[0098] If the remote server determines that the first financial information does not belong to the first category of financial information, the remote server determines whether the first financial information belongs to the second category of financial information;

[0099] If the remote server determines that the first financial information belongs to the second category of financial information, the remote server sends the first category of financial information and the first financial information to the intermediate network node, wherein the first category of financial information includes the second set of financial information;

[0100] The intermediate network node sends the first financial information to the user terminal;

[0101] If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the second set of financial information.

[0102] Furthermore, the user terminal, the intermediate network node and the server are also configured to perform the following operations:

[0103] If the remote server determines that the first financial information does not belong to the first category of financial information nor the second category of financial information, the remote server sends only the first financial information to the intermediate network node;

[0104] The intermediate network node sends the first financial information to the user terminal.

[0105] Furthermore, generating the financial information association configuration table includes the following steps:

[0106] Reading, by the user terminal, a record of the user's request for financial information;

[0107] The user terminal determines, based on the record of the user's request for the financial information, whether the number of times the user has requested the second financial information is greater than a number threshold;

[0108] If the user terminal determines that the number of times the user requests the second financial information is greater than the number threshold, the user terminal continues to determine the operation after the user requests the second financial information;

[0109] If the user terminal determines that the user requests the third financial information again within a predefined time after the user requests the second financial information at the first moment, the user terminal continues to determine whether the second financial information and the third financial information belong to the same category of financial information.

[0110] It should be understood that the above specific embodiments of the present invention are only used to illustrate or explain the principles of the present invention, and do not constitute a limitation of the present invention. Therefore, any modifications, equivalent substitutions, improvements, etc. made without departing from the spirit and scope of the present invention should be included in the protection scope of the present invention. In addition, the appended claims of the present invention are intended to cover all changes and modifications that fall within the scope and boundaries of the appended claims, or the equivalent forms of such scope and boundaries.

Claims

1. A method for quickly checking financial information, characterized in that: The method comprises the following steps: The user terminal sends a financial information association configuration table to the intermediate network node, wherein the financial information association configuration table at least includes an association between a first-category financial information index and a second-category financial information index; After the intermediate network node receives the financial information association configuration table, the intermediate network node sends the financial information association configuration table to a remote server; The user terminal sends a request for first financial information to the remote server via an intermediate network node, wherein the request for the first financial information includes an index of the first financial information; After the remote server receives the request for the first financial information, the remote server determines whether the first financial information belongs to the first category of financial information based on the index of the first financial information and the index of the first category of financial information; If the remote server determines that the first financial information belongs to the first category of financial information, the remote server sends the first financial information and the second category of financial information to the intermediate network node, wherein the second category of financial information includes a first set of financial information; The intermediate network node sends the first financial information to the user terminal; If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the first set of financial information, If the remote server determines that the first financial information does not belong to the first category of financial information, the remote server determines whether the first financial information belongs to the second category of financial information; If the remote server determines that the first financial information belongs to the second category of financial information, the remote server sends the first category of financial information and the first financial information to the intermediate network node, wherein the first category of financial information includes a second set of financial information; The intermediate network node sends the first financial information to the user terminal; If the intermediate network node receives the request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the second set of financial information, If the remote server determines that the first financial information does not belong to the first category of financial information nor the second category of financial information, the remote server sends only the first financial information to the intermediate network node; The intermediate network node sends the first financial information to the user terminal, Generating the financial information association configuration table includes the following steps: Reading, by the user terminal, a record of the user's request for financial information; The user terminal determines, based on the record of the user requesting the financial information, whether the number of times the user requests the second financial information is greater than a number threshold; If the user terminal determines that the number of times the user requests the second financial information is greater than the number threshold, the user terminal continues to determine the operation of the user after requesting the second financial information; If the user terminal determines that the user requests the third financial information again within a predefined time after the user requests the second financial information at the first moment, the user terminal continues to determine whether the second financial information and the third financial information belong to the same category of financial information, If the user terminal determines that the second financial information and the third financial information belong to the same category of financial information, the user terminal ignores the record of requesting the third financial information again within a predefined time after the user requested the second financial information at the first moment; After the user terminal ignores the record of the user requesting the third financial information again within the predefined time after the user requested the second financial information at the first moment, the user terminal continues to determine whether the fourth financial information is requested again within the predefined time after the user requested the second financial information at the second moment, If the user terminal determines that the second financial information and the third financial information do not belong to the same category of financial information, the user terminal stores a record of requesting the third financial information again within a predefined time after the user requested the second financial information at the first moment; After the user terminal stores a record that the user requests the third financial information again within a predefined time after the user requests the second financial information at a first moment, the user terminal continues to determine whether the third financial information is requested again within a predefined time after the user requests the second financial information at a third moment; If the number of records saved in the user terminal of the user requesting the third financial information again within a predefined time after requesting the second financial information is greater than a quantity threshold, the user terminal generates an entry in the financial information association configuration table, wherein the entry includes an association between a first-category financial information index and a second-category financial information index, wherein the second financial information belongs to the first-category financial information, and the third financial information belongs to the second-category financial information.

2. A financial information quick access system, comprising a user terminal, an intermediate network node and a server, characterized in that: The user terminal, the intermediate network node and the server are configured to perform the following operations: The user terminal sends a financial information association configuration table to the intermediate network node, wherein the financial information association configuration table at least includes an association between a first-category financial information index and a second-category financial information index; After the intermediate network node receives the financial information association configuration table, the intermediate network node sends the financial information association configuration table to a remote server; The user terminal sends a request for first financial information to the remote server via an intermediate network node, wherein the request for the first financial information includes an index of the first financial information; After the remote server receives the request for the first financial information, the remote server determines whether the first financial information belongs to the first category of financial information based on the index of the first financial information and the index of the first category of financial information; If the remote server determines that the first financial information belongs to the first category of financial information, the remote server sends the first financial information and the second category of financial information to the intermediate network node, wherein the second category of financial information includes a first set of financial information; The intermediate network node sends the first financial information to the user terminal; If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the first set of financial information, If the remote server determines that the first financial information does not belong to the first category of financial information, the remote server determines whether the first financial information belongs to the second category of financial information; If the remote server determines that the first financial information belongs to the second category of financial information, the remote server sends the first category of financial information and the first financial information to the intermediate network node, wherein the first category of financial information includes a second set of financial information; The intermediate network node sends the first financial information to the user terminal; If the intermediate network node receives a request for target financial information sent by the user terminal, the intermediate network node sends the target financial information to the user terminal, wherein the target financial information is at least one financial information in the second set of financial information, If the remote server determines that the first financial information does not belong to the first category of financial information nor the second category of financial information, the remote server sends only the first financial information to the intermediate network node; The intermediate network node sends the first financial information to the user terminal, Generating the financial information association configuration table includes the following steps: Reading, by the user terminal, a record of the user's request for financial information; The user terminal determines, based on the record of the user requesting the financial information, whether the number of times the user requests the second financial information is greater than a number threshold; If the user terminal determines that the number of times the user requests the second financial information is greater than the number threshold, the user terminal continues to determine the operation of the user after requesting the second financial information; If the user terminal determines that the user requests the third financial information again within a predefined time after the user requests the second financial information at the first moment, the user terminal continues to determine whether the second financial information and the third financial information belong to the same category of financial information, If the user terminal determines that the second financial information and the third financial information belong to the same category of financial information, the user terminal ignores the record of requesting the third financial information again within a predefined time after the user requested the second financial information at the first moment; After the user terminal ignores the record of the user requesting the third financial information again within the predefined time after the user requested the second financial information at the first moment, the user terminal continues to determine whether the fourth financial information is requested again within the predefined time after the user requested the second financial information at the second moment, If the user terminal determines that the second financial information and the third financial information do not belong to the same category of financial information, the user terminal stores a record of requesting the third financial information again within a predefined time after the user requested the second financial information at the first moment; After the user terminal stores a record that the user requests the third financial information again within a predefined time after the user requests the second financial information at a first moment, the user terminal continues to determine whether the third financial information is requested again within a predefined time after the user requests the second financial information at a third moment; If the number of records saved in the user terminal of the user requesting the third financial information again within a predefined time after requesting the second financial information is greater than a quantity threshold, the user terminal generates an entry in the financial information association configuration table, wherein the entry includes an association between a first-category financial information index and a second-category financial information index, wherein the second financial information belongs to the first-category financial information, and the third financial information belongs to the second-category financial information.

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