Resource transfer method and device, computer equipment, readable storage medium and program product

Abstract

The invention relates to the technical field of big data, and particularly discloses a resource transfer method and device, computer equipment, a computer readable storage medium and a computer program product. The method comprises the following steps: in response to a resource transfer operation triggered by a target borrowing party, obtaining account information of a public account to which borrowed resources belong, and screening resource borrowing information of the target borrowing party; displaying resource borrowing information of the target borrowing party on an account interface of the public account; in response to a resource transfer configuration operation triggered by the target borrowing party for the borrowed resources, acquiring a configured expected resource type and an expected transfer amount configured for the expected resource type; and under the condition that the expected transfer amount is lower than the resource amount of the expected resource type, performing resource transfer according to the expected resource type and the expected transfer amount, and updating the resource amount of the expected resource type. By adopting the method, the security of resource transfer can be improved.

Description

Technical Field

[0001] The present application relates to the field of big data technology, and in particular to a resource transfer method, apparatus, computer equipment, computer-readable storage medium, and computer program product. Background Art

[0002] With the development of big data technology, resource transfer technology has emerged. If the two parties involved in the resource transfer process are not the same organization, the resources need to be centrally stored through a public account before being transferred to the resource acquirer. The above method can realize the on-demand transfer of resources, thereby improving the efficiency and accuracy of the resource transfer and resource allocation process. However, during the resource transfer process, if the source and destination of the resources are not marked, there is a problem of resource allocation errors.

[0003] Traditional resource transfer methods will add additional notes when resources are centrally stored and transferred to indicate the source and destination. However, the notes are not accurate. Once an error occurs in the notes, there is no way to trace them after the subsequent resource transfer, which leads to a high risk of resource transfer. Summary of the invention

[0004] Based on this, it is necessary to provide a resource transfer method, apparatus, computer equipment, computer-readable storage medium and computer program product that can improve the security of resource transfer in response to the above technical problems.

[0005] In a first aspect, the present application provides a resource transfer method, comprising:

[0006] In response to a resource transfer operation triggered by a target borrower, account information of a public account to which the lent resource belongs is obtained; the public account is used to store resources respectively lent by multiple resource borrowers from a target institution; the target borrower is one of the multiple resource borrowers;

[0007] Filtering resource borrowing information of the target borrower from the account information; the resource borrowing information includes resource type and resource amount of the resources borrowed by the target borrower from the target institution;

[0008] On the account interface of the public account, display the resource borrowing information of the target borrower;

[0009] In response to a resource transfer configuration operation triggered by the target borrower for the loaned resource, acquiring a configured expected resource type and an expected transfer amount configured for the expected resource type;

[0010] In a case where the expected transfer amount is lower than the resource quantity of the expected resource type, resource transfer is performed according to the expected resource type and the expected transfer amount, and the resource quantity of the expected resource type is updated.

[0011] In one embodiment, the method further comprises:

[0012] In response to a resource lending operation triggered by the target borrower for the target institution, obtaining borrower information of the target borrower;

[0013] When the target borrower meets the resource centralized storage conditions, obtaining account information of each of the multiple public accounts; the account information includes resource borrower information of the resources stored in the public account;

[0014] If the resource borrower information includes the borrower information, the resources lent by the resource lending operation are stored in the public account where the borrower information is located.

[0015] In one of the embodiments, the account information further includes type information of resources stored in the public account;

[0016] The method further comprises:

[0017] If the resource borrower information does not include the borrower information, then obtaining the expected lending resource type of the target borrower;

[0018] Filtering target accounts whose type information includes the type of resources expected to be lent from each of the public accounts;

[0019] The resources lent by the resource lending operation are stored in the target account.

[0020] In one embodiment, the method further comprises:

[0021] Extracting, from the borrower information, the institution information used to characterize the institution to which the target borrower belongs;

[0022] In the case where the institution information does not match the target institution, it is determined that the target borrower meets the resource centralized storage conditions.

[0023] In one embodiment, the resource borrowing information further includes a borrowing date; the resource borrowing information is multiple; and the resource borrowing information of the target borrower is displayed on the account interface of the public account, including:

[0024] Obtain a resource borrowing table to be filled; the resource borrowing table includes a plurality of header information; the header information includes a borrowing date, a resource type and a resource amount;

[0025] For each piece of resource borrowing information, extracting data information respectively matching each piece of header information from the resource borrowing information, and filling the data information into the resource borrowing table;

[0026] The resource borrowing information filled into the resource borrowing table is sorted in the time sequence of the borrowing date, and the resource borrowing information of the target borrower is displayed on the account interface of the public account.

[0027] In one embodiment, the method further comprises:

[0028] Obtaining the current date and the borrowing date corresponding to each of the resource borrowing information;

[0029] In the case that the borrowing date and the current date satisfy a date difference condition, a resource transfer reminder is output to the resource borrower to which the resource borrowing information belongs.

[0030] In one embodiment, the method further comprises:

[0031] In response to a resource transfer update operation triggered by the target borrower, acquiring update information configured by the target borrower for at least one of an expected resource type or an expected transfer amount;

[0032] withdrawing the resource transfer operation and the resource quantity update operation based on the expected transfer amount and the expected resource type;

[0033] The resource transfer and resource quantity update are performed according to the update information.

[0034] In a second aspect, the present application further provides a resource transfer device, comprising:

[0035] An account information acquisition module, used to obtain account information of a public account to which the lent resources belong in response to a resource transfer operation triggered by a target borrower; the public account is used to store resources respectively lent by multiple resource borrowers from a target institution; the target borrower is one of the multiple resource borrowers;

[0036] An information screening module, used to screen the resource borrowing information of the target borrower from the account information; the resource borrowing information includes the resource type and resource amount of the resources borrowed by the target borrower from the target institution;

[0037] An information display module, used to display the resource borrowing information of the target borrower on the account interface of the public account;

[0038] an operation response module, configured to obtain, in response to a resource transfer configuration operation triggered by the target borrower for the loaned resource, a configured expected resource type and an expected transfer amount configured for the expected resource type;

[0039] The resource transfer module is used to transfer resources according to the expected resource type and the expected transfer amount, and update the resource amount of the expected resource type when the expected transfer amount is lower than the resource amount of the expected resource type.

[0040] In one embodiment, the apparatus further includes a public account determination module, including:

[0041] In response to a resource lending operation triggered by the target borrower for the target institution, obtaining borrower information of the target borrower;

[0042] When the target borrower meets the resource centralized storage conditions, obtaining account information of each of the multiple public accounts; the account information includes resource borrower information of the resources stored in the public account;

[0043] If the resource borrower information includes the borrower information, the resources lent by the resource lending operation are stored in the public account where the borrower information is located.

[0044] In one embodiment, the account information further includes type information of resources stored in the public account. In this embodiment, the device further includes a resource storage module, which is specifically used to:

[0045] If the resource borrower information does not include the borrower information, then obtaining the expected lending resource type of the target borrower;

[0046] Filtering target accounts whose type information includes the type of resources expected to be lent from each of the public accounts;

[0047] The resources lent by the resource lending operation are stored in the target account.

[0048] In one embodiment, the device further includes a condition determination module, specifically configured to:

[0049] Extracting, from the borrower information, the institution information used to characterize the institution to which the target borrower belongs;

[0050] In the case where the institution information does not match the target institution, it is determined that the target borrower meets the resource centralized storage conditions.

[0051] In one embodiment, the resource borrowing information also includes a borrowing date; and the resource borrowing information is multiple. In the case of this embodiment, the information display module is specifically used to:

[0052] Obtain a resource borrowing table to be filled; the resource borrowing table includes a plurality of header information; the header information includes a borrowing date, a resource type and a resource amount;

[0053] For each piece of resource borrowing information, extracting data information respectively matching each piece of header information from the resource borrowing information, and filling the data information into the resource borrowing table;

[0054] The resource borrowing information filled into the resource borrowing table is sorted in the time sequence of the borrowing date, and the resource borrowing information of the target borrower is displayed on the account interface of the public account.

[0055] In one embodiment, the device further includes a resource transfer reminder module, which is specifically used to:

[0056] Obtaining the current date and the borrowing date corresponding to each of the resource borrowing information;

[0057] In the case that the borrowing date and the current date satisfy a date difference condition, a resource transfer reminder is output to the resource borrower to which the resource borrowing information belongs.

[0058] In one of the embodiments, the device further includes a resource transfer update module, specifically configured to:

[0059] In response to a resource transfer update operation triggered by the target borrower, acquiring update information configured by the target borrower for at least one of an expected resource type or an expected transfer amount;

[0060] withdrawing the resource transfer operation and the resource quantity update operation based on the expected transfer amount and the expected resource type;

[0061] The resource transfer and resource quantity update are performed according to the update information.

[0062] In a third aspect, the present application further provides a computer device, wherein the computer device comprises a memory and a processor, wherein the memory stores a computer program, and when the processor executes the computer program, the steps of the above method are implemented.

[0063] In a fourth aspect, the present application further provides a computer-readable storage medium having a computer program stored thereon, and when the computer program is executed by a processor, the steps of the above method are implemented.

[0064] In a fifth aspect, the present application further provides a computer program product, wherein the computer program product comprises a computer program, and when the computer program is executed by a processor, the steps of the above method are implemented.

[0065] The resource transfer method, apparatus, computer device, computer-readable storage medium and computer program product described above, in response to a resource transfer operation triggered by a target borrower, obtains account information of a public account to which the lent resource belongs, and can first determine the public account information to which the lent resource belongs, that is, can determine the public account information to which the target borrower belongs, so as to facilitate understanding of the resource lending situation of the target borrower, wherein the public account is used to store resources respectively borrowed by multiple resource borrowers from a target institution, and the target borrower is one of the multiple resource borrowers, and then, the resource borrowing information of the target borrower is filtered from the account information, and irrelevant information of other resource borrowers in the public account that do not belong to the target borrower can be filtered out, so as to ensure the privacy and security of resource borrowing between resource borrowers, wherein the resource borrowing information includes the resource type and resource amount of the resources borrowed by the target borrower from the target institution Then, the target borrower's resource borrowing information is displayed in the account interface of the public account, so that the target borrower can determine its own resource borrowing situation clearly. Compared with the traditional method of adding the source of resource borrowing through remarks, the interface display method can greatly improve the convenience of clarifying the resource borrowing situation. Finally, in response to the resource transfer configuration operation triggered by the target borrower for the loaned resources, the configured expected resource type and the expected transfer amount configured for the expected resource type are obtained. When the expected transfer amount is lower than the resource amount of the expected resource type, the resource transfer is performed according to the expected resource type and the expected transfer amount, and the resource amount of the expected resource type is updated, so that the resource transfer operation of the target borrower can be completed. In addition, the resource source and resource destination of the resource transfer process can be made accurate and detailed, and clear at a glance, avoiding incorrect resource transfer, thereby improving the security of resource transfer. BRIEF DESCRIPTION OF THE DRAWINGS

[0066] In order to more clearly illustrate the technical solutions in the embodiments of the present application or related technologies, the drawings required for use in the embodiments of the present application or related technical descriptions will be briefly introduced below. Obviously, the drawings described below are only some embodiments of the present application. For ordinary technicians in this field, other related drawings can be obtained based on these drawings without paying creative work.

[0067] Figure 1 An application environment diagram of a resource transfer method in an embodiment;

[0068] Figure 2 A schematic diagram of a resource transfer method in one embodiment;

[0069] Figure 3 A flowchart of a step of determining a public account in one embodiment;

[0070] Figure 4 A schematic diagram of a process of resource storage step in an embodiment;

[0071] Figure 5 A schematic diagram of a process flow of a condition confirmation step in an embodiment;

[0072] Figure 6 A flowchart of an interface display step in an embodiment;

[0073] Figure 7 A schematic diagram of a process of a resource transfer reminder step in an embodiment;

[0074] Figure 8 A schematic diagram of a process flow of a resource transfer update step in an embodiment;

[0075] Fig. 9 A schematic diagram of a process of resource borrowing steps in an embodiment;

[0076] Fig.10 A schematic diagram of a flow chart of a resource transfer method in another embodiment;

[0077] Fig.11 A schematic diagram of a resource transfer failure in one embodiment;

[0078] Fig.12 A schematic diagram of a flow chart of a resource transfer update step in another embodiment;

[0079] Fig.13 A schematic diagram of a resource transfer reminder in an embodiment;

[0080] Fig.14 A schematic diagram of a flow chart of a resource transfer method in another embodiment;

[0081] Fig.15 is a structural block diagram of a resource transfer device in an embodiment;

[0082] Fig.16 FIG. 4 is a diagram showing the internal structure of a computer device in one embodiment. DETAILED DESCRIPTION

[0083] In order to make the purpose, technical solutions and advantages of the present application clearer, the present application is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present application and are not used to limit the present application. It should be noted that in the embodiments of the present application, certain software, groups, models and other existing solutions in the industry may be mentioned, which should be considered as exemplary, and their purpose is only to illustrate the feasibility of the implementation of the technical solution of the present application, but it does not mean that the applicant has or will necessarily use the solution.

[0084] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, stored data, displayed data, etc.) involved in this application are all information and data authorized by the user or fully authorized by all parties, and the collection, use and processing of relevant data must comply with relevant regulations. The acquisition, storage, use, and processing of data in the technical solution of this application are in compliance with relevant provisions of national laws and regulations.

[0085] The resource transfer method provided in the embodiment of the present application can be applied to Figure 1 In the application environment shown. The terminal 102 communicates with the target borrower 104 through the network. The terminal 102 may be, but is not limited to, various personal computers, laptops, smart phones, tablet computers, IoT devices and portable wearable devices. The IoT devices may be smart speakers, smart TVs, smart air conditioners, smart car devices, projection devices, etc. The portable wearable devices may be smart watches, smart bracelets, head-mounted devices, etc. The head-mounted devices may be virtual reality (VR) devices, augmented reality (AR) devices, smart glasses, etc. The target borrower 104 may be, for example, a user. Specifically, during the resource transfer process, the terminal 102 obtains the account information of the public account to which the lent resources belong in response to the resource transfer operation triggered by the target borrower 104; the public account is used to store resources respectively borrowed by multiple resource borrowers from the target institution; the target borrower 104 is one of the multiple resource borrowers; the resource borrowing information of the target borrower 104 is screened from the account information; the resource borrowing information includes the resource type and resource amount of the resources borrowed by the target borrower 104 from the target institution; the resource borrowing information of the target borrower 104 is displayed in the account interface of the public account; in response to the resource transfer configuration operation triggered by the target borrower 104 for the lent resources, the configured expected resource type and the expected transfer amount configured for the expected resource type are obtained; when the expected transfer amount is lower than the resource amount of the expected resource type, the resource transfer is performed according to the expected resource type and the expected transfer amount, and the resource amount of the expected resource type is updated.

[0086] In an exemplary embodiment, Figure 2 As shown, a resource transfer method is provided, which is applied to Figure 1 The following is an example of a terminal in the example, including:

[0087] Step S202: in response to the resource transfer operation triggered by the target borrower, obtain the account information of the public account to which the lent resource belongs.

[0088] Among them, the target borrower refers to the party that has a clear borrowing demand and expects to obtain the required resources in a specific transaction or cooperation. In this application, the target borrower can be a user outside the institution or a cross-border user. Resource transfer operation refers to the process of transferring resources (such as material resources, information resources, human resources, etc.) from one place or entity to another place or entity through physical means, technical means or legal means. In this application, resource transfer operation refers to the resource transfer operation triggered by the target borrower. For example, the target borrower may click the resource transfer button or submit a resource transfer application.

[0089] The loaned resources are the resources loaned by the target borrower, such as material resources, information resources, human resources, etc. The public account is used to store the resources loaned by multiple resource borrowers from the target institution. The target borrower is one of the multiple resource borrowers. The resource borrower is the party that borrows the resources. Account information refers to all the information in the public account, such as the resource borrowing information of each resource borrower. The target institution, in this application, is a specific institution used to store resources for loan or storage.

[0090] Specifically, for a party belonging to the institution, during the resource transfer process, the loaned resources can be directly obtained, while for a party not belonging to the institution, during the resource transfer process, the loaned resources need to be transferred to a public account first, and then transferred to their own account. In this embodiment, resource transfer is only performed for the party not belonging to the institution. In other words, after the target borrower triggers the resource transfer operation, it means that the target borrower needs to transfer resources. At this time, the terminal needs to respond to the resource transfer operation, and determine which public account the loaned resources of the target borrower belong to, and obtain the account information of the public account. In some embodiments, the terminal can respond to the target borrower's operation of clicking the resource transfer button, or submitting the resource transfer application, to obtain the account information of the public account to which the loaned resources belong. Exemplarily, the terminal's action of obtaining the account information of the public account to which the loaned resources belong can be active acquisition or passive reception, which is not limited here.

[0091] Step S204: Filter the resource borrowing information of the target borrower from the account information.

[0092] The resource borrowing information includes the resource type and resource amount of the resources borrowed by the target borrower from the target institution. The resource type may be, for example, material resources, information resources, human resources, etc. The resource amount refers to the quantity of resources.

[0093] Specifically, after obtaining the account information of the public account to which the lent resource belongs, since the public account may include resource borrowing information of multiple resource borrowers, in order to ensure the privacy of the resource borrowers and the security of resource transfer, the resource borrowing information of the remaining resource borrowers needs to be screened out, and then the resource borrowing information of the target borrower is screened. In some specific embodiments, the terminal can screen by the borrower information of the target borrower, or by the resource borrower information of the remaining resource borrowers.

[0094] Step S206: displaying the resource borrowing information of the target borrower on the account interface of the public account.

[0095] Among them, the account interface usually refers to the interface part in the software or application that is used to display and manage user account related information.

[0096] Specifically, in order to enable the target borrower to clarify his resource borrowing situation, the target borrower's resource borrowing information can be displayed on the account interface of the public account to facilitate the subsequent resource borrowing process of the target borrower. In a specific embodiment, an information display model can be established, and a blank template of the account interface and the resource borrowing information of the target borrower are input, and the output is an account interface that displays the resource borrowing information of the target borrower. In another specific embodiment, the terminal can also obtain a resource borrowing table to be filled; the resource borrowing table includes multiple header information; the header information includes a borrowing date, a resource type, and a resource amount. For each resource borrowing information, data information that matches each header information is extracted from the resource borrowing information, and the data information is filled into the resource borrowing table. The resource borrowing information filled into the resource borrowing table is sorted according to the time sequence of the borrowing date, and the resource borrowing information of the target borrower is displayed on the account interface of the public account.

[0097] Step S208 , in response to the resource transfer configuration operation triggered by the target borrower for the loaned resource, obtaining the configured expected resource type and the expected transfer amount configured for the expected resource type.

[0098] The resource transfer configuration operation is a process involving the transfer of resources from one location, state or use to another location, state or use. The expected resource type refers to the resource type set according to demand, which can be used to indicate the required resource type of the target borrower. The expected transfer amount refers to the resource transfer amount set according to demand, which can be used to indicate the resource transfer amount of the target borrower.

[0099] Specifically, after the target borrower triggers the resource transfer configuration operation for the loaned resources, it means that the target borrower needs to transfer the loaned resources. Since the loaned resources may include multiple resource types, and the target borrower may not transfer all the loaned resources at once, it is necessary to obtain the expected resource type configured by the target borrower and the expected transfer amount configured for the expected resource type. In some specific embodiments, the resource transfer configuration operation triggered by the target borrower for the loaned resources can be inputting the expected resource type and the expected transfer amount in the account interface, or selecting the expected resource type in the account interface and entering the expected transfer amount in the column where the selected resource type is located.

[0100] Step S210: When the expected transfer amount is lower than the resource quantity of the expected resource type, perform resource transfer according to the expected resource type and the expected transfer amount, and update the resource quantity of the expected resource type.

[0101] The resource quantity of the expected resource type refers to the total quantity of resources of the expected resource type.

[0102] Specifically, the expected transfer amount cannot exceed the resource quantity of the expected resource type. If it exceeds, the transfer cannot be performed. Therefore, it is necessary to compare the resource quantity of the expected resource type with the expected transfer amount. When the expected transfer amount is lower than the resource quantity of the expected resource type, the resource transfer is performed according to the expected resource type and the expected transfer amount, and the resource quantity of the expected resource type is updated. For example, if the resource quantity of the expected resource type to be transferred is 100 and the expected transfer amount is 40, the resource transfer can be performed according to the expected resource type and the expected transfer amount, and the resource quantity of the expected resource type is updated to 60. If the resource quantity of the expected resource type to be transferred is 100 and the expected transfer amount is 150, the resource transfer cannot be performed.

[0103] The above-mentioned resource transfer method, in response to the resource transfer operation triggered by the target borrower, obtains the account information of the public account to which the lent resources belong. The public account information to which the lent resources belong can be determined first, that is, the public account information to which the target borrower belongs can be determined, so as to facilitate understanding of the resource lending situation of the target borrower. The public account is used to store resources respectively borrowed by multiple resource borrowers from the target institution. The target borrower is one of the multiple resource borrowers. Afterwards, the resource borrowing information of the target borrower is filtered from the account information. The irrelevant information of the remaining resource borrowers in the public account that do not belong to the target borrower can be filtered out to ensure the resource borrowing privacy and resource borrowing security between the resource borrowers. The resource borrowing information includes the resource type and resource amount of the resources borrowed by the target borrower from the target institution. Then, in the account interface of the public account, , display the resource borrowing information of the target borrower, so that the target borrower can determine its own resource borrowing situation clearly. Compared with the traditional method of adding the source of resource borrowing through remarks, the interface display method can greatly improve the convenience of clarifying the resource borrowing situation. Finally, in response to the resource transfer configuration operation triggered by the target borrower for the loaned resources, the configured expected resource type and the expected transfer amount configured for the expected resource type are obtained. When the expected transfer amount is lower than the resource amount of the expected resource type, the resource transfer is performed according to the expected resource type and the expected transfer amount, and the resource amount of the expected resource type is updated, so as to complete the resource transfer operation of the target borrower. In addition, the resource source and resource destination of the resource transfer process can be made accurate and detailed, and clear at a glance, avoiding incorrect resource transfer, thereby improving the security of resource transfer.

[0104] In an exemplary embodiment, Figure 3 As shown, the resource transfer method further includes:

[0105] Step S302: in response to a resource lending operation triggered by a target borrower to a target institution, obtaining borrower information of the target borrower.

[0106] The resource lending operation refers to the operation of lending resources. In this embodiment, the resource lending operation may be, for example, a resource lending application issued by a target borrower to a target institution. The borrower information refers to the identification information of the target borrower. Each target borrower has its own borrower information.

[0107] Specifically, after the target borrower submits a resource lending application to the target institution, the terminal needs to first determine the borrower information of the target borrower, so as to identify the target borrower.

[0108] Step S304: when the target borrower meets the resource centralized storage conditions, obtain the account information of each of the multiple public accounts.

[0109] The resource centralized storage condition refers to the condition for centralized storage of resources. In this application, if the target borrower does not belong to the target institution, it is considered that the target borrower meets the resource centralized storage condition. Account information includes the resource borrower information of the resources stored in the public account.

[0110] Specifically, if the target borrower meets the resource centralized storage conditions, the resources borrowed by the target borrower can be centrally stored, and the account information of all public accounts needs to be obtained to facilitate the subsequent determination of which public account the target borrower's loaned resources are placed in. If the target borrower does not meet the resource centralized storage conditions, there is no need to centrally store the resources borrowed by the target borrower, and the resources borrowed by the target borrower can be directly transferred to the target borrower's account.

[0111] Step S306: If the resource borrower information includes the borrower information, the resources lent by the resource lending operation are stored in the public account where the borrower information is located.

[0112] Specifically, if the information of each resource borrower in a public account contains borrower information, it is considered that the target borrower has previously used the public account for resource borrowing. Therefore, the resources borrowed by the resource lending operation can be stored in the public account, so that the borrowed resources of all resource borrowing processes of the target borrower are stored in the same public account.

[0113] In this embodiment, when the target borrower lends resources to the target structure, it is necessary to first determine whether the target borrower meets the resource centralized storage conditions, and then determine the public account with the target borrower's loaned resource records, so that the loaned resources of all resource borrowing processes of the target borrower are stored in the same public account, which can make the target borrower's resource lending process clear at a glance and ensure the clarity of the source of resource lending.

[0114] In an exemplary embodiment, the account information also includes information about the type of resources stored in the public account. Figure 4 As shown, the resource transfer method further includes:

[0115] Step S402: If the information of each resource borrower does not contain the borrower information, the expected lending resource type of the target borrower is obtained.

[0116] Step S404 : Filter target accounts whose type information contains the type of resources expected to be lent from each public account, and store the lent resources in the resource lending operation into the target accounts.

[0117] The type information of resources stored in the public account refers to the resource type information of resources stored in the public account. The expected loan resource type refers to the type of resources that the target borrower expects to lend, and can be used to characterize the loan resource type demand of the target borrower.

[0118] Specifically, if the borrower information is not included in the information of each resource borrower, it indicates that the target borrower has not lent resources or has completed resource transfer. Then, it is necessary to obtain the target borrower's expected lending resource type, determine the target borrower's lending resource demand, and match the expected lending resource type with the type information of each public account. If there is a public account with type information containing the expected lending resource type, the public account can be used as the target account corresponding to the target borrower, and the resources lent by the resource lending operation can be stored in the target account.

[0119] In this embodiment, on the premise that the target borrower has not lent resources in each public account, the target borrower's expected lending resource type will be matched with each public account, and a public account that best matches the target borrower's expected lending resource type will be determined as the target account of the target borrower, which can improve the compatibility of the public account and the target borrower, thereby improving the efficiency of resource lending.

[0120] In an exemplary embodiment, Figure 5 As shown, the resource transfer method further includes:

[0121] Step S502: extracting the institution information representing the institution to which the target borrower belongs from the borrower information.

[0122] Step S504: when the institution information does not match the target institution, determine whether the target borrower meets the resource centralized storage conditions.

[0123] The target borrower's institution refers to the institution to which the target borrower belongs. It can be understood that the target borrower has different resource transfer processes for the institution to which it belongs and for the institution to which it does not belong. The institution information refers to the institution information of the target borrower's institution, which can be used to represent the identification information of the institution to which the target borrower belongs.

[0124] Specifically, the target borrower's borrower information may include the institution information representing the institution to which the target borrower belongs. After obtaining the target borrower's borrower information, the institution information representing the institution to which the target borrower belongs may be extracted from the borrower information. If the institution information does not match the target institution, it is considered that the target institution borrowed by the target borrower is not the institution to which the target borrower belongs, and the resource centralized storage condition is met. For example, the target borrower's borrower information is a123, where "a" is the institution information of the institution to which the target borrower belongs, indicating that the target borrower belongs to the "a" institution, while the target institution is the "b" institution, and the institution information does not match the target institution. Therefore, it can be determined that the target borrower meets the resource centralized storage condition.

[0125] In this embodiment, the target borrower is limited to meet the conditions for centralized resource storage, which can regulate the resource lending process when the target borrower and the target institution do not match, thereby ensuring the normal progress of the resource transfer process.

[0126] In an exemplary embodiment, the resource borrowing information also includes a borrowing date; the resource borrowing information is multiple. In the case of this embodiment, if Figure 6 As shown, in the account interface of the public account, the resource borrowing information of the target borrower is displayed, including:

[0127] Step S602: Obtain a resource borrowing table to be filled.

[0128] Step S604: for each resource borrowing information, extract data information respectively matching each header information from the resource borrowing information, and fill the data information into the resource borrowing table.

[0129] Step S606, sorting the resource borrowing information filled into the resource borrowing table in the time sequence of the borrowing date, and displaying the resource borrowing information of the target borrower in the account interface of the public account.

[0130] The borrowing date refers to the date on which the resource is borrowed. The resource borrowing table to be filled refers to a resource borrowing table that only contains a table header but no actual content, and can be understood as a resource borrowing table template. The resource borrowing table includes multiple table header information. The table header information includes the borrowing date, resource type, and resource quantity. The data information refers to various types of data information in the resource borrowing information, for example, the resource type and resource quantity are both data information in the resource borrowing information.

[0131] Specifically, after filtering the resource borrowing information of the target borrower from the account information, the resource borrowing information of the target borrower needs to be displayed to the target borrower, that is, the resource borrowing table to be filled needs to be obtained first, and then, for each resource borrowing information, the data information in the resource borrowing information that matches the header information is filled into the resource borrowing table, and the resource borrowing information filled into the resource borrowing table is sorted according to the time sequence of the borrowing date, and the resource borrowing information of the target borrower is displayed in the account interface of the public account. In a specific embodiment, the header information includes the borrowing date, resource type and resource quantity, and one of the resource borrowing information of the target borrower includes "the borrowing date is September 10, the resource type is material resources, and the resource quantity is 100", then the above resource borrowing information can be filled into the header information "borrowing date, resource type and resource quantity" one by one, and the remaining resource borrowing information follows the above filling rules, which will not be repeated here. Afterwards, the resource borrowing information filled into the resource borrowing table can be sorted according to the borrowing date from early to late or from late to early or other time sequence, and the resource borrowing information of the target borrower can be displayed in the account interface of the public account.

[0132] By adopting the method in this embodiment, a clear resource borrowing table for all resource lending processes of the target borrower can be finally presented, which is convenient for the target borrower to clarify its own resource lending process, and further facilitates the source tracing and lending tracing of subsequent resource transfers.

[0133] In an exemplary embodiment, Figure 7 As shown, the resource transfer method further includes:

[0134] Step S702: Acquire the current date and the borrowing date corresponding to each resource borrowing information.

[0135] Step S704: if the borrowing date and the current date satisfy the date difference condition, output a resource transfer reminder to the resource borrower to whom the resource borrowing information belongs.

[0136] The current date refers to the date at the current moment. The date difference condition refers to the preset date difference condition. The resource transfer reminder refers to the action of reminding the resource borrower to transfer resources, such as sending a resource transfer email, a resource transfer SMS or a resource transfer pop-up window.

[0137] Specifically, if the resource borrowing process exceeds the preset time and the resource transfer has not been performed, the terminal needs to remind the resource borrower, that is, it needs to obtain the current date and the borrowing date corresponding to each resource borrowing information. When the date difference condition is met between the borrowing date and the current date, it is considered that the resource borrowing process of the resource borrower has exceeded the preset time and the resource transfer has not been performed, and a resource transfer reminder needs to be output to the resource borrower to which the resource borrowing information belongs.

[0138] In this embodiment, when the date difference condition is satisfied between the borrowing date and the current date, the terminal may output a resource transfer reminder to the resource borrower to which the resource borrowing information belongs, and may provide a timely reminder when the resource borrower lends resources but forgets to transfer them.

[0139] In an exemplary embodiment, Figure 8 As shown, the resource transfer method further includes:

[0140] Step S802: in response to the resource transfer update operation triggered by the target borrower, obtaining update information configured by the target borrower for at least one of the expected resource type or the expected transfer amount.

[0141] Step S804: withdraw the resource transfer operation and resource quantity update operation based on the expected transfer amount and the expected resource type, and perform resource transfer and resource quantity update according to the updated information.

[0142] The resource transfer update operation refers to an operation for updating the resource transfer process. It can be understood that the resource transfer update operation may be an operation in which the target borrower finds a resource transfer error after the resource transfer or feels that the resource transfer is not appropriate and needs to be modified.

[0143] The update information refers to information for updating at least one of the expected resource type or the expected transfer amount, for example, the expected resource type may be changed from "material resource" to "human resource".

[0144] Specifically, if the target borrower finds that the resource transfer is wrong after the resource transfer or feels that the resource transfer is not appropriate and needs to be modified, the resource transfer can be updated. The terminal needs to obtain the update information configured by the target borrower for at least one of the expected resource type or expected transfer amount, withdraw the resource transfer operation and resource quantity update operation based on the expected transfer amount and expected resource type, and perform resource transfer and resource quantity update according to the update information. For example, the resource transfer operation based on the expected transfer amount and expected resource type is "transfer 100 material resources", and the target borrower believes that it needs to be updated and updated to "transfer 100 human resources". Then, it is necessary to withdraw the 100 material resources previously transferred, restore the resource quantity of material resources, and judge the resource quantity of human resources. When the updated expected transfer amount is lower than the resource quantity of human resources, the resource transfer is performed according to "transfer 100 human resources" and the resource quantity of human resources is updated.

[0145] In this embodiment, the resource transfer update operation of the target borrower can be supported, thereby improving the flexibility of the resource transfer process.

[0146] In a specific embodiment, a resource transfer method is also provided, including:

[0147] Step 1: Confirm the resource borrowing request. After agreeing to the resource borrowing request, record the resource borrowing information (including the resource type and quantity of the resources borrowed by the target borrower from the target institution).

[0148] like Fig. 9 As shown, resource borrower A applied for resource borrowing twice, and client B applied for resource borrowing once. The accounts into which resources for the three resource borrowings are deposited are all public account A. Therefore, the total resources in public account A are the total resources for the above three resource borrowings.

[0149] Step 2: In response to the resource transfer operation triggered by the target borrower, transfer resources to the target borrower.

[0150] like Fig.10 As shown:

[0151] Step S1001: In response to a resource transfer operation triggered by a target borrower, resource borrowing information of the target borrower is displayed in an account interface of a public account.

[0152] Step S1002: the target borrower configures the loaned resources.

[0153] Step S1003: when the expected transfer amount is lower than the resource quantity of the expected resource type, perform resource transfer according to the expected resource type and the expected transfer amount, and update the resource quantity of the expected resource type.

[0154] Step 3: If the target borrower in the second step proposes to transfer and update resources, the resource transfer and resource quantity update can be performed based on the updated information obtained.

[0155] like Fig.11 As shown in the figure: during configuration, the target borrower mistakenly configured the "100 people" in resource borrowing information 1 that was originally required to be configured to the "200 people" in resource borrowing information 2. As a result, after the resource transfer, the resource amount in resource borrowing information 2 is 100 people, and the resource amount in the correct resource borrowing information 1 is also 100 people.

[0156] like Fig.12 As shown: Therefore, the target borrower can reconfigure the resource transfer, modify the configured resource borrowing information 2 to resource borrowing information 1, and update the resource amounts of resource borrowing information 1 and resource borrowing information 2.

[0157] Step 4: Obtain the current date and the borrowing date corresponding to each resource borrowing information, and output a resource transfer reminder to the resource borrower to which the resource borrowing information belongs when the borrowing date and the current date meet the date difference condition.

[0158] After the borrowed resources were transferred to the public account on May 10, the amount of resources in the public account was still greater than 0 as of May 24. Fig.13 As shown, the target borrower is prompted through the PC (Personal Computer).

[0159] In a specific embodiment, Fig.14 , and also provides a resource transfer method, including:

[0160] Step S1401, in response to a resource lending operation triggered by a target borrower for a target institution, obtaining borrower information of the target borrower, and extracting institution information representing the institution to which the target borrower belongs from the borrower information;

[0161] Step S1402, when the institution information does not match the target institution, determine that the target borrower meets the resource centralized storage conditions, and obtain the account information of each of the multiple public accounts;

[0162] The account information includes the resource borrower information of the resources stored in the public account; the account information also includes the type information of the resources stored in the public account;

[0163] Step S1403: If the resource borrower information includes the borrower information, the resources lent by the resource lending operation are stored in the public account where the borrower information is located.

[0164] Step S1404: if the borrower information is not included in the resource borrower information, the target borrower's expected lending resource type is obtained;

[0165] Step S1405, filtering target accounts whose type information contains the type of resources expected to be lent from various public accounts, and storing the lent resources in the resource lending operation into the target accounts;

[0166] Step S1406, in response to the resource transfer operation triggered by the target borrower, obtaining the account information of the public account to which the lent resource belongs;

[0167] The public account is used to store resources borrowed by multiple resource borrowers from the target institution; the target borrower is one of the multiple resource borrowers;

[0168] Step S1407, filtering the resource borrowing information of the target borrower from the account information, and obtaining a resource borrowing table to be filled;

[0169] The resource borrowing information includes the resource type and resource quantity of the resource borrowed by the target borrower from the target institution; the resource borrowing information also includes the borrowing date; there are multiple resource borrowing information; the resource borrowing table includes multiple header information; the header information includes the borrowing date, resource type and resource quantity;

[0170] Step S1408, for each resource borrowing information, extracting data information that matches each header information from the resource borrowing information, and filling the data information into the resource borrowing table;

[0171] Step S1409, sorting the resource borrowing information filled into the resource borrowing table in the time sequence of the borrowing date, and displaying the resource borrowing information of the target borrower in the account interface of the public account;

[0172] Step S1410, in response to a resource transfer configuration operation triggered by the target borrower for the loaned resource, obtaining a configured expected resource type and an expected transfer amount configured for the expected resource type;

[0173] Step S1411: when the expected transfer amount is lower than the resource quantity of the expected resource type, perform resource transfer according to the expected resource type and the expected transfer amount, and update the resource quantity of the expected resource type.

[0174] Step S1412, in response to the resource transfer update operation triggered by the target borrower, obtaining update information configured by the target borrower for at least one of the expected resource type or the expected transfer amount;

[0175] Step S1413, withdrawing the resource transfer operation and resource quantity update operation based on the expected transfer amount and the expected resource type, and performing resource transfer and resource quantity update according to the updated information;

[0176] Step S1414, obtaining the current date and the borrowing date corresponding to each resource borrowing information, and outputting a resource transfer reminder to the resource borrower to which the resource borrowing information belongs when the borrowing date and the current date meet the date difference condition.

[0177] It should be understood that, although the steps in the flowcharts involved in the above embodiments are displayed in sequence according to the indication of the arrows, these steps are not necessarily executed in sequence according to the order indicated by the arrows. Unless there is a clear explanation in this article, the execution of these steps is not strictly limited in order, and these steps can be executed in other orders. Moreover, at least a part of the steps in the flowcharts involved in the above embodiments may include multiple steps or multiple stages, and these steps or stages are not necessarily executed at the same time, but can be executed at different times, and the execution order of these steps or stages is not necessarily carried out in sequence, but can be executed in turn or alternately with other steps or at least a part of the steps or stages in other steps.

[0178] Based on the same inventive concept, the embodiment of the present application also provides a resource transfer device for implementing the resource transfer method involved above. The implementation scheme for solving the problem provided by the device is similar to the implementation scheme recorded in the above method, so the specific limitations in one or more resource transfer device embodiments provided below can refer to the limitations on the resource transfer method above, and will not be repeated here.

[0179] In an exemplary embodiment, Fig.15 As shown, a resource transfer device 1500 is provided, comprising: an account information acquisition module 1502, an information screening module 1504, an information display module 1506, an operation response module 1508 and a resource transfer module 1510, wherein:

[0180] The account information acquisition module 1502 is used to obtain the account information of the public account to which the lent resource belongs in response to the resource transfer operation triggered by the target borrower; the public account is used to store the resources respectively lent by multiple resource borrowers from the target institution; the target borrower is one of the multiple resource borrowers;

[0181] The information screening module 1504 is used to screen the resource borrowing information of the target borrower from the account information; the resource borrowing information includes the resource type and resource amount of the resources borrowed by the target borrower from the target institution;

[0182] The information display module 1506 is used to display the resource borrowing information of the target borrower in the account interface of the public account;

[0183] An operation response module 1508 is used to obtain the configured expected resource type and the expected transfer amount configured for the expected resource type in response to the resource transfer configuration operation triggered by the target borrower for the loaned resource;

[0184] The resource transfer module 1510 is used to transfer resources according to the expected resource type and the expected transfer amount, and update the resource amount of the expected resource type when the expected transfer amount is lower than the resource amount of the expected resource type.

[0185] In one embodiment, the resource transfer apparatus 1500 further includes a public account determination module, including:

[0186] In response to a resource lending operation triggered by a target borrower to a target institution, obtaining borrower information of the target borrower;

[0187] When the target borrower meets the resource centralized storage conditions, obtain the account information of each of the multiple public accounts; the account information includes the resource borrower information of the resources stored in the public account;

[0188] If the resource borrower information includes the borrower information, the resources lent by the resource lending operation are stored in the public account where the borrower information is located.

[0189] In one embodiment, the account information also includes type information of resources stored in the public account. In this embodiment, the resource transfer device 1500 also includes a resource storage module, which is specifically used to:

[0190] If the borrower information does not contain the borrower information, the expected lending resource type of the target borrower is obtained;

[0191] From each public account, filter the target account whose type information contains the type of resource you want to lend;

[0192] Store the borrowed resources in the target account.

[0193] In one embodiment, the resource transfer device 1500 further includes a condition determination module, which is specifically configured to:

[0194] Extracting, from the borrower information, the institution information used to characterize the institution to which the target borrower belongs;

[0195] In the event that the institution information does not match the target institution, it is determined that the target borrower meets the conditions for centralized resource storage.

[0196] In one embodiment, the resource borrowing information also includes a borrowing date; there are multiple resource borrowing information. In the case of this embodiment, the information display module 1506 is specifically used to:

[0197] Obtain a resource borrowing table to be filled; the resource borrowing table includes multiple header information; the header information includes borrowing date, resource type and resource quantity;

[0198] For each resource borrowing information, extract data information respectively matching each header information from the resource borrowing information, and fill the data information into the resource borrowing table;

[0199] The resource borrowing information filled into the resource borrowing table is sorted in chronological order of the borrowing date, and the resource borrowing information of the target borrower is displayed in the account interface of the public account.

[0200] In one embodiment, the resource transfer device 1500 further includes a resource transfer reminder module, which is specifically used to:

[0201] Get the current date and the borrowing date corresponding to each resource borrowing information;

[0202] When the date difference condition is satisfied between the borrowing date and the current date, a resource transfer reminder is output to the resource borrower to which the resource borrowing information belongs.

[0203] In one embodiment, the resource transfer apparatus 1500 further includes a resource transfer update module, which is specifically configured to:

[0204] In response to a resource transfer update operation triggered by the target borrower, obtaining update information configured by the target borrower for at least one of an expected resource type or an expected transfer amount;

[0205] Revocation of resource transfer operations and resource quantity update operations based on the expected transfer amount and expected resource type;

[0206] Transfer resources and update resource quantities according to the updated information.

[0207] Each module in the resource transfer device can be implemented in whole or in part by software, hardware, or a combination thereof. Each module can be embedded in or independent of a processor in a computer device in the form of hardware, or can be stored in a memory in a computer device in the form of software, so that the processor can call and execute operations corresponding to each module.

[0208] In an exemplary embodiment, a computer device is provided. The computer device may be a terminal, and its internal structure diagram may be as shown in FIG. Fig.16As shown. The computer device includes a processor, a memory, an input / output interface, a communication interface, a display unit and an input device. The processor, the memory and the input / output interface are connected through a system bus, and the communication interface, the display unit and the input device are connected to the system bus through the input / output interface. The processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The input / output interface of the computer device is used to exchange information between the processor and the external device. The communication interface of the computer device is used to communicate with an external terminal in a wired or wireless manner, and the wireless manner can be implemented through WIFI, a mobile cellular network, near field communication (NFC) or other technologies. When the computer program is executed by the processor, a resource transfer method is implemented. The display unit of the computer device is used to form a visually visible picture, which can be a display screen, a projection device or a virtual reality imaging device. The display screen can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer device can be a touch layer covering the display screen, or a button, trackball or touchpad set on the computer device shell, or an external keyboard, touchpad or mouse.

[0209] Those skilled in the art will understand that Fig.16 The structure shown in the figure is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the computer device to which the solution of the present application is applied. The specific computer device may include more or fewer components than those shown in the figure, or combine certain components, or have a different arrangement of components.

[0210] In an exemplary embodiment, a computer device is provided, including a memory and a processor, wherein a computer program is stored in the memory, and when the processor executes the computer program, the steps in any one of the above-mentioned project resource allocation method embodiments are implemented.

[0211] In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored. When the computer program is executed by a processor, the steps in any one of the above-mentioned project resource allocation method embodiments are implemented.

[0212] In one embodiment, a computer program product is provided, including a computer program, which implements the steps in any one of the above project resource allocation method embodiments when executed by a processor.

[0213] A person of ordinary skill in the art can understand that all or part of the processes in the above-mentioned embodiment method can be completed by instructing the relevant hardware through a computer program, and the computer program can be stored in a non-volatile computer-readable storage medium. When the computer program is executed, it can include the processes of the embodiments of the above-mentioned methods. Among them, any reference to the memory, database or other medium used in the embodiments provided in the present application can include at least one of non-volatile memory and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetic random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. As an illustration and not limitation, RAM can be in various forms, such as static random access memory (SRAM) or dynamic random access memory (DRAM). The database involved in each embodiment provided in this application may include at least one of a relational database and a non-relational database. Non-relational databases may include distributed databases based on blockchains, etc., but are not limited to this. The processor involved in each embodiment provided in this application may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic device, a data processing logic device based on quantum computing, an artificial intelligence (AI) processor, etc., but are not limited to this.

[0214] The technical features of the above embodiments may be combined arbitrarily. To make the description concise, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this application.

[0215] The above-described embodiments only express several implementation methods of the present application, and the descriptions thereof are relatively specific and detailed, but they cannot be understood as limiting the scope of the present application. It should be pointed out that, for a person of ordinary skill in the art, several variations and improvements can be made without departing from the concept of the present application, and these all belong to the protection scope of the present application. Therefore, the protection scope of the present application shall be subject to the attached claims.

Claims

1. A resource transfer method, characterized in that: The method comprises: In response to a resource transfer operation triggered by a target borrower, account information of a public account to which the lent resource belongs is obtained; the public account is used to store resources respectively lent by multiple resource borrowers from a target institution; the target borrower is one of the multiple resource borrowers; Filtering resource borrowing information of the target borrower from the account information; the resource borrowing information includes resource type and resource amount of the resources borrowed by the target borrower from the target institution; On the account interface of the public account, display the resource borrowing information of the target borrower; In response to a resource transfer configuration operation triggered by the target borrower for the loaned resource, acquiring a configured expected resource type and an expected transfer amount configured for the expected resource type; In a case where the expected transfer amount is lower than the resource quantity of the expected resource type, resource transfer is performed according to the expected resource type and the expected transfer amount, and the resource quantity of the expected resource type is updated.

2. The method according to claim 1, characterized in that The method further comprises: In response to a resource lending operation triggered by the target borrower for the target institution, obtaining borrower information of the target borrower; When the target borrower meets the resource centralized storage conditions, obtaining account information of each of the multiple public accounts; the account information includes resource borrower information of the resources stored in the public account; If the resource borrower information includes the borrower information, the resources lent by the resource lending operation are stored in the public account where the borrower information is located.

3. The method according to claim 2, characterized in that The account information also includes type information of resources stored in the public account; The method further comprises: If the resource borrower information does not include the borrower information, then obtaining the expected lending resource type of the target borrower; Filtering target accounts whose type information includes the type of resources expected to be lent from each of the public accounts; The resources lent by the resource lending operation are stored in the target account.

4. The method according to claim 2, characterized in that: The method further comprises: Extracting, from the borrower information, the institution information used to characterize the institution to which the target borrower belongs; In the case where the institution information does not match the target institution, it is determined that the target borrower meets the resource centralized storage conditions.

5. The method according to claim 1, characterized in that: The resource borrowing information also includes a borrowing date; the resource borrowing information is multiple; the resource borrowing information of the target borrower is displayed on the account interface of the public account, including: Obtain a resource borrowing table to be filled; the resource borrowing table includes a plurality of header information; the header information includes a borrowing date, a resource type and a resource amount; For each piece of resource borrowing information, extracting data information respectively matching each piece of header information from the resource borrowing information, and filling the data information into the resource borrowing table; The resource borrowing information filled into the resource borrowing table is sorted in the time sequence of the borrowing date, and the resource borrowing information of the target borrower is displayed on the account interface of the public account.

6. The method according to claim 5, characterized in that The method further comprises: Obtaining the current date and the borrowing date corresponding to each of the resource borrowing information; In the case that the borrowing date and the current date satisfy a date difference condition, a resource transfer reminder is output to the resource borrower to which the resource borrowing information belongs.

7. The method according to any one of claims 1 to 6, characterized in that: The method further comprises: In response to a resource transfer update operation triggered by the target borrower, acquiring update information configured by the target borrower for at least one of an expected resource type or an expected transfer amount; withdrawing the resource transfer operation and the resource quantity update operation based on the expected transfer amount and the expected resource type; The resource transfer and resource quantity update are performed according to the update information.

8. A resource transfer device, characterized in that: The device comprises: An account information acquisition module, used to obtain account information of a public account to which the lent resources belong in response to a resource transfer operation triggered by a target borrower; the public account is used to store resources respectively lent by multiple resource borrowers from a target institution; the target borrower is one of the multiple resource borrowers; An information screening module, used to screen the resource borrowing information of the target borrower from the account information; the resource borrowing information includes the resource type and resource amount of the resources borrowed by the target borrower from the target institution; An information display module, used to display the resource borrowing information of the target borrower on the account interface of the public account; an operation response module, configured to obtain, in response to a resource transfer configuration operation triggered by the target borrower for the loaned resource, a configured expected resource type and an expected transfer amount configured for the expected resource type; The resource transfer module is used to transfer resources according to the expected resource type and the expected transfer amount, and update the resource amount of the expected resource type when the expected transfer amount is lower than the resource amount of the expected resource type.

9. The device according to claim 8, characterized in that The device also includes a public account determination module, including: In response to a resource lending operation triggered by the target borrower for the target institution, obtaining borrower information of the target borrower; When the target borrower meets the resource centralized storage conditions, obtaining account information of each of the multiple public accounts; the account information includes resource borrower information of the resources stored in the public account; If the resource borrower information includes the borrower information, the resources lent by the resource lending operation are stored in the public account where the borrower information is located.

10. The device according to claim 9, characterized in that The account information further includes type information of resources stored in the public account; in the case of this embodiment, the device also includes a resource storage module, which is specifically used to: If the resource borrower information does not include the borrower information, then obtaining the expected lending resource type of the target borrower; Filtering target accounts whose type information includes the type of resources expected to be lent from each of the public accounts; The resources lent by the resource lending operation are stored in the target account.

11. The device according to claim 9, characterized in that The device also includes a condition determination module, which is specifically used to: Extracting, from the borrower information, the institution information used to characterize the institution to which the target borrower belongs; In the case where the institution information does not match the target institution, it is determined that the target borrower meets the resource centralized storage conditions.

12. The device according to claim 8, characterized in that The resource borrowing information also includes a borrowing date; the resource borrowing information is multiple; in the case of this embodiment, the information display module is specifically used to: Obtain a resource borrowing table to be filled; the resource borrowing table includes a plurality of header information; the header information includes a borrowing date, a resource type and a resource amount; For each piece of resource borrowing information, extracting data information respectively matching each piece of header information from the resource borrowing information, and filling the data information into the resource borrowing table; The resource borrowing information filled into the resource borrowing table is sorted in the time sequence of the borrowing date, and the resource borrowing information of the target borrower is displayed on the account interface of the public account.

13. The device according to claim 12, characterized in that The device also includes a resource transfer reminder module, which is specifically used to: Obtaining the current date and the borrowing date corresponding to each of the resource borrowing information; In the case that the borrowing date and the current date satisfy a date difference condition, a resource transfer reminder is output to the resource borrower to which the resource borrowing information belongs.

14. The device according to any one of claims 8 to 13, characterized in that The device also includes a resource transfer update module, which is specifically used to: In response to a resource transfer update operation triggered by the target borrower, acquiring update information configured by the target borrower for at least one of an expected resource type or an expected transfer amount; withdrawing the resource transfer operation and the resource quantity update operation based on the expected transfer amount and the expected resource type; The resource transfer and resource quantity update are performed according to the update information.

15. A computer device comprising a memory and a processor, wherein the memory stores a computer program, wherein: When the processor executes the computer program, the steps of the method according to any one of claims 1 to 7 are implemented.

16. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 7 are implemented.

17. A computer program product comprising a computer program, characterized in that When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 7 are implemented.

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