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Self-service bill acceptance method, system and equipment

A bill and client terminal technology, applied in the field of bill acceptance, can solve problems such as flawless customer marketing and customer care, low acceptance efficiency, and customer queuing, so as to realize automatic verification, enhance security and convenience, and prevent tampering of bills information effect

Inactive Publication Date: 2013-06-19
BEIJING ZHONGKE JINCAI TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Due to the large business volume, although the bank has invested a lot of manpower and material resources to support the counter business operations, it still cannot change the reality of low acceptance efficiency and high operating costs, and some outlets have always had customers queuing up for processing
Branch tellers are busy with business processing, and have no time for more commercially valuable customer marketing and customer care

Method used

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  • Self-service bill acceptance method, system and equipment
  • Self-service bill acceptance method, system and equipment

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0046] The present invention will be further described below in conjunction with the working flow chart of the bill self-service acceptance method of the present invention.

[0047] The customer inserts the bill into the ticket inlet of the bill self-service acceptance device, and the bill self-service acceptance device sucks the first bill (for example, a check, the first copy of a wire transfer certificate, a credit certificate) through a two-way paper feeder. The bill self-service acceptance device prompts the customer to enter the bill information by touching the display screen: bill type, payer's bank, payee's bank, etc. If the bill self-service acceptance device identifies the customer as an individual, the customer will be prompted to scan the ID card. The customer enters the ID card information through the ID card identification device. If the personal information verification is inconsistent, the ticket will be returned to the customer; if the ticket self-service acc...

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PUM

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Abstract

The invention relates to a self-service bill acceptance method, a self-service bill acceptance system and self-service bill acceptance equipment, which are applied in the field of finance. The method comprises the following steps that: (1) a client terminal confirms bill information; (2) the client terminal acquires and sends a first bill image and the bill information; (3) a bank background acquires the information of the first bill image; (4) the client terminal acquires and sends a supplementary information bill image and the information of the supplementary information bill; and (5) the bank background initiates a service process. The system comprises the client terminal and the bank background. The equipment comprises self-service bill acceptance equipment and a centralized processorof the bank background. Compared with the conventional manual bill acceptance method, the self-service bill acceptance method has the advantage that: the bill acceptance service can be completed moreefficiently, safely and conveniently.

Description

technical field [0001] The present invention relates to a bill acceptance method, system and equipment thereof, and more particularly to a bill self-service acceptance method, system and equipment used in the financial field. Background technique [0002] For a long time, domestic banks' corporate service business, especially the bill business acceptance, has been handled by the counter staff of the business outlets. Due to the large volume of business, although the bank has invested a lot of manpower and material resources to support the counter business operations, it still cannot change the reality of low acceptance efficiency and high operating costs, and some outlets have always had customers queuing up. Branch tellers are busy with business processing, and have no time for more commercially valuable customer marketing and customer care. With the development of business and the intensification of competition, the coverage, service quality and convenience of banking ser...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00
Inventor 朱烨东
Owner BEIJING ZHONGKE JINCAI TECH
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