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Payment method and mobile terminal

A mobile terminal and payment method technology, applied in the field of communication, can solve the problems of long time and complicated operation, and achieve the effect of improving the payment experience

Inactive Publication Date: 2017-01-25
VIVO MOBILE COMM CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In order to solve the problem that the existing payment method is cumbersome to operate and requires the user to first confirm the payment method supported by the merchant at the current consumption location, which takes a long time, the embodiment of the present invention provides a payment method and a mobile terminal

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0028] A payment method provided by the embodiment of the present invention is introduced in detail.

[0029] refer to figure 1 , shows a flowchart of the steps of a payment method in the embodiment of the present invention.

[0030] Step 101 , when a fingerprint reader of a mobile terminal receives a touch operation satisfying a first preset condition, and a fingerprint pattern corresponding to the touch operation passes fingerprint authentication, acquire location information of the mobile terminal.

[0031] The fingerprint reader can collect the fingerprint input by the user of the mobile terminal, and perform identification and authentication on the collected fingerprint. In this embodiment of the present invention, the fingerprint reader can be located on the front of the mobile terminal, or on the back of the mobile terminal, or as an external device to establish a connection relationship with the mobile terminal through wired or wireless methods. Be limited.

[0032]...

Embodiment 2

[0047] A payment method provided by the embodiment of the present invention is introduced in detail.

[0048] refer to figure 2 , shows a flowchart of the steps of a payment method in the embodiment of the present invention.

[0049] Step 201 , when a fingerprint reader of a mobile terminal receives a touch operation satisfying a first preset condition, and a fingerprint pattern corresponding to the touch operation passes fingerprint authentication, acquire location information of the mobile terminal.

[0050] Step 202, searching for a payment method corresponding to the location information and satisfying a second preset condition.

[0051] Optionally, in the embodiment of the present invention, step 202 further includes: searching for the payment method corresponding to the location information and having the highest accumulated usage times.

[0052] In the embodiment of the present invention, the second preset condition may be that the cumulative number of times of use i...

Embodiment 3

[0072] A mobile terminal provided by an embodiment of the present invention is introduced in detail.

[0073] refer to image 3 , shows a schematic structural diagram of a mobile terminal in an embodiment of the present invention.

[0074] The mobile terminal 300 in the embodiment of the present invention includes: a location information acquisition module 301 , a payment method confirmation module 302 and a payment method activation module 303 .

[0075] The functions of each module and the interaction between each module are introduced in detail below.

[0076] The location information acquisition module 301 is configured to acquire the location of the mobile terminal when the fingerprint reader of the mobile terminal receives a touch operation that meets the first preset condition, and the fingerprint pattern corresponding to the touch operation passes fingerprint authentication information.

[0077] The payment method confirmation module 302 is configured to search for ...

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Abstract

The invention provides a payment method and mobile terminal involving the field of communication technology. The method is described as follows: to obtain the location information of the mobile terminal when the fingerprint identifier of the mobile terminal receives the touch operations meeting the first preparatory condition and the corresponding fingerprint of the touch operation passes the fingerprint authentication; to search for the payment method corresponding to the said location information and meeting the second preparatory condition; to control the said mobile terminal open the said payment method. It solves the problem that existing payment methods are quite complex in operation and need users to confirm the payment method supported by the consumption place which wastes a relatively long time; on the contrary, it can initiate an appropriate payment method correspondingly according to the location information of the mobile terminal, which reduces user operation steps, improves the accuracy of the payment method initiated and enhances user's payment experience.

Description

technical field [0001] The invention relates to the technical field of communication, in particular to a payment method and a mobile terminal. Background technique [0002] As mobile terminals such as smart phones become more and more popular, the functions of the mobile terminals are also becoming more and more powerful. For example, more and more users use mobile terminals to make payments, especially use the first payment application and the second payment application of the mobile terminal to make payments. The payment methods using mobile terminals can be collectively referred to as mobile payment. Mobile payment provides people with a very convenient payment method. [0003] The existing mobile payment methods mainly include the first payment application payment, the second payment application payment, the third payment application payment and so on. However, the existing payment methods are still relatively cumbersome to operate, and it is easy to reduce the user's...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/40
CPCG06Q20/3274G06Q20/3276G06Q20/40145
Inventor 魏天雷
Owner VIVO MOBILE COMM CO LTD
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