Business parameter obtaining method and apparatus

A business parameter and acquisition method technology, applied in the field of business parameter acquisition methods and devices, can solve problems such as unsatisfactory operation results and insufficient estimation, and achieve the effects of scientific operation, improved success rate, and accurate processing process

Active Publication Date: 2017-08-11
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Service providers often operate according to experience or randomly when conducting business with users, and the operation results are often unsatisfactory due to underestimation

Method used

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  • Business parameter obtaining method and apparatus
  • Business parameter obtaining method and apparatus
  • Business parameter obtaining method and apparatus

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Embodiment Construction

[0037] In order to enable those skilled in the art to better understand the solutions of the present invention, the following will clearly and completely describe the technical solutions in the embodiments of the present invention in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments are only It is an embodiment of a part of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts shall fall within the protection scope of the present invention.

[0038] The terms "first", "second", "third" and "fourth" in the description and claims of the present invention and the above drawings are used to distinguish similar objects, but not necessarily to describe a specific order or sequentially. It is to be understood that the terms so used are interchangeable under appropriate circums...

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Abstract

Embodiments of the invention disclose a business parameter obtaining method and apparatus. The method comprises the steps of training a large amount of samples with identity data to obtain a kNN model; classifying the identity data of users by utilizing the kNN model; after classification, obtaining a plurality of to-be-selected schemes of the users; determining a numerical value corresponding to each to-be-selected scheme in the to-be-selected schemes; and using at least one of the numerical values to participate in business parameter determination. By utilizing the kNN model and the identity data, the users are subjected to business parameter obtaining, the operation is more scientific, and the processing process is accurate, so that the maximum benefits of the users are ensured and the user satisfaction is improved. For example, during collection of receivables, a repayment ratio corresponding to a business parameter acceptable for a repayment person can be obtained by utilizing identity data of the repayment person, so that the maximum benefit of a collection person is ensured in the receivable collection process.

Description

technical field [0001] The invention relates to the technical field of the Internet, in particular to a method and device for acquiring service parameters. Background technique [0002] At present, many businesses are directly related to business parameters, and business parameters directly affect whether a business application can be successful. Service providers often operate according to experience or randomly when conducting business with users, and the operation results are often unsatisfactory due to insufficient estimation. Contents of the invention [0003] In view of this, embodiments of the present invention provide a method and device for acquiring service parameters. [0004] An object of the present invention is to provide a method for obtaining service parameters, the method comprising: [0005] Obtain the user information of the user whose business parameters are to be determined; [0006] Use the nearest neighbor node kNN model with data classification f...

Claims

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Application Information

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IPC IPC(8): G06F17/30
CPCG06F16/35G06F16/355
Inventor 刘洋
Owner TENCENT TECH (SHENZHEN) CO LTD
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