Insurance cancellation method, terminal device and storage medium

Abstract

The invention discloses an insurance cancellation method, a terminal device and a storage medium. The method comprises the steps of calling corresponding insurance policy information to determine whether an insurance type of an insurance policy corresponding to the insurance policy information is a preset insurance type or not when an insurance cancellation request is received, wherein the presetinsurance type at least comprises a one-year short-term insurance; when the insurance type is the preset insurance type, further verifying whether an insurance cancellation date is before an effectivedate or not; if the insurance cancellation date is before the effective date, obtaining an insurance type state of the insurance policy; and when the insurance type state is an effective state, judging that an insurance cancellation condition is met, making a response to the insurance cancellation request, and returning a corresponding insurance cancellation amount. Whether the insurance cancellation request is executed or not is determined after the insurance cancellation request is subjected to conventional check, and when the insurance cancellation request of the insurance type being the one-year short-term insurance is received, the insurance cancellation request can be checked, so that the application range of the one-year short-term insurance is expanded and the insurance cancellation flexibility is improved.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to a method for surrendering insurance, terminal equipment and a storage medium. Background technique [0002] After purchasing the insurance, users may choose to withdraw the insurance for various reasons. Since each insurance policy corresponds to different types of insurance, the corresponding surrender inspection methods are also different. For example, the verification methods in the surrender process of one-year short-term insurance and fixed insurance are different. A general surrender verification system for various types of insurance. Therefore, when a surrender request is received, a separate verification must be performed, and there may even be some insurance types that do not have a corresponding surrender verification method, resulting in the inability to surrender the insurance. For example, the existing one-year short-term insurance cannot be withdrawn bef...

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the present invention is to provide a cancellation method, terminal equipment and storage medium to solve the problem of user satisfaction caused by the existing one-year short-term insurance that cannot be canceled before the effective date. lower problem

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