Risk account determination method and apparatus, and computing equipment

Abstract

The invention provides a risk account determination method and apparatus, and computing equipment. Based on characteristic analysis of transaction data of a sample risk payee and a sample risk payer,more target accounts possibly having risks can be mined by utilizing determined risk accounts, and a probability of belonging to the risk payee or the risk payer is analyzed for all the accounts: thelarger the number of high-probability risk payees performing transaction with the payers is, the higher the possibility that the accounts are the risk payers is; and the larger the number of high-probability risk payers performing transaction with the payees is, the higher the possibility that the accounts are the risk payees is; and the risk types of the risk accounts and the target accounts canbe determined according to an analysis result, so that the accuracy of determining the account risks is improved.

Description

technical field [0001] This specification relates to the technical field of data analysis, and in particular to a risk account determination method, device and computing equipment. Background technique [0002] With the rapid development of network technology, network service platforms such as third-party payment platforms, e-commerce platforms or social platforms provide users with corresponding network services, which greatly facilitates people's lives. [0003] However, with the increase in the complexity of the Internet network environment, illegal users have also used the Internet platform to engage in black industries (referred to as Internet black industries), including fraud, black transactions or pornographic gambling and drugs. For example, fraudsters trick ordinary users into transferring money to their accounts through certain methods. When ordinary users find out that they have been cheated, they may complain and report to the service platform. The service plat...

AI Technical Summary

Problems solved by technology

[0003] However, with the increasing complexity of the Internet network environment, illegal users have also used the Internet platform to engage in black industries (referred to as Internet black industries), including fraud, black transactions, pornography, gambling, and drugs, etc.

For example, fraudsters use certain methods to lure ordinary users to transfer money to their accounts. When ordinary users find that they have been cheated, they may complain and report to the service platform.

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