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Resource processing method and device

A resource processing and resource technology, applied in the field of data processing, can solve the problems of inability to guarantee the accuracy of allocation, high operating costs, and high risk of capital management

Inactive Publication Date: 2019-01-25
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This method has the following two defects: First, when manually transferring funds, in order to avoid high-frequency fund operations, most of the funds are usually transferred at one time, which will lead to the retention of funds; Low / high water level alarm) when transferring funds, not only the labor input cost is high, the operation cost is high, but also it is difficult to manage when the number of fund accounts increases; thirdly, the accuracy of the transfer cannot be guaranteed when the funds are transferred manually, resulting in Risky money management

Method used

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  • Resource processing method and device

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specific Embodiment 1

[0225] In the first embodiment, it is assumed that the first account is a payment account, and the funds in the payment account are less than the first preset threshold, and the first account needs to be recharged from the bank account. Figure 5 It is a schematic flow chart of the fund processing method according to the specific embodiment 1. Such as Figure 5 As shown, the method includes the following steps:

[0226] A1. The fund transfer platform creates new fund transfer rules and fund acquisition time rules corresponding to the fund information.

[0227] Among them, the fund transfer rules include at least one of the following: rules for recharging from at least one fund account to the first account; rules for withdrawing cash from the first account to at least one fund account; collecting funds in the first account to designated funds Account Rules. Any one of multiple fund accounts can be designated as the designated fund account. The fund acquisition time rule may...

specific Embodiment 2

[0251] In the second embodiment, assuming that the funds in the first payment account are less than the first preset threshold, it is necessary to transfer money from the second payment account to the first payment account. Figure 6 It is a schematic flowchart of the fund processing method according to the second specific embodiment. Such as Figure 6 As shown, the method includes the following steps:

[0252] B1. The fund transfer platform creates new fund transfer rules and fund acquisition time rules corresponding to the fund information.

[0253] Among them, the fund transfer rules include at least one of the following: rules for recharging from at least one fund account to the first account; rules for withdrawing cash from the first account to at least one fund account; collecting funds in the first account to designated funds Account Rules. Any one of multiple fund accounts can be designated as the designated fund account. The fund acquisition time rule may be a rul...

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Abstract

One or more embodiments of the present specification disclose a resource processing method and device for intelligently managing resources, thereby improving the efficiency of resource management. Themethod includes determining resource information of a first account of a plurality of resource accounts interrelated with each other; determining a resource allocation rule for resources in the firstaccount when the resource information satisfies a preset resource allocation condition; generating a resource allocation task including the resource allocation rule for resources in the first account; and according to the resource allocation rule, executing the resource allocation task on the resources in the first account.

Description

technical field [0001] This specification relates to the technical field of data processing, and in particular to a resource processing method and device. Background technique [0002] In the prior art, manual management is used in resource management to manage hundreds of interrelated resource accounts, for example, operations such as resource transfer-in and transfer-out among multiple resource accounts are performed manually. Due to the high cost of this liquidity management, once a risk occurs, the business involved will be affected. [0003] Taking manual fund management as an example, hundreds of interrelated payment accounts and bank accounts are managed through manual management, that is, manual fund transfer operations between payment accounts and bank accounts (such as manual transfer, manual online banking recharge, etc.). This method has the following two defects: First, when manually transferring funds, in order to avoid high-frequency fund operations, most of ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q40/04
CPCG06Q40/02G06Q40/04
Inventor 盛旭嫣
Owner ADVANCED NEW TECH CO LTD
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