Account collection record processing method and system based on block chain smart contract

A technology of smart contracts and processing methods, which is applied in the information field to achieve the effect of credible management requirements

Active Publication Date: 2019-07-02
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the distribution commission amount reported by the payment platform is not necessarily credible

Method used

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  • Account collection record processing method and system based on block chain smart contract
  • Account collection record processing method and system based on block chain smart contract
  • Account collection record processing method and system based on block chain smart contract

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Embodiment Construction

[0039] In the existing collection record processing method, the payment platform is responsible for calculating the distribution commission amount that should be issued to the distributor involved in the collection record for each collection record, and then compares the collection record with the associated distribution The commission amount is reported to the governing body. However, this method has the following disadvantages:

[0040] 1. The payment platform reports the collection record and the corresponding distribution commission amount to the management agency often lagging behind, and it is difficult for the management agency to know each collection record and the distribution commission amount associated with each collection record in a timely manner.

[0041]2. Since the distribution commission amount is determined by the payment platform itself, the distribution commission amount reported by the payment platform may not be credible. For example, a payment platform...

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Abstract

The invention discloses an account collection record processing method and system based on a block chain smart contract. A service node serving at least one service party (such as a payment platform)and a management node serving at least one manager are introduced into a block chain network; the payment platform can submit the account collection record of the merchant to the block chain network,each node in the block chain network determines the distribution commission amount related to the account collection record based on a pre-deployed intelligent contract, and the account collection record and the corresponding distribution commission amount can also be written into the block chain for storage.

Description

technical field [0001] The embodiments of this description relate to the field of information technology, and in particular to a method and system for processing collection records based on blockchain smart contracts. Background technique [0002] In daily life, when consumers make purchases at merchants, merchants can choose to collect payments through third-party payment platforms. For example, consumers can use their mobile phones to scan a QR code containing the merchant's account information to trigger a transfer to the merchant's registered account on the payment platform. [0003] Since the payment platform often charges a handling fee for each collection (for example, 0.1% of the collection amount is the handling fee), the payment platform often hopes that as many merchants as possible can activate the online collection business, which requires the development of as many merchants as possible. of merchants register accounts on the payment platform. [0004] For thi...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04H04L29/08
CPCG06Q40/04H04L67/104
Inventor 李艳鹏
Owner ADVANCED NEW TECH CO LTD
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