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A method and system for processing collection records based on blockchain smart contracts

A smart contract and block chain technology, applied in the information field, to achieve the effect of credible management requirements

Active Publication Date: 2020-12-15
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the distribution commission amount reported by the payment platform is not necessarily credible

Method used

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  • A method and system for processing collection records based on blockchain smart contracts
  • A method and system for processing collection records based on blockchain smart contracts
  • A method and system for processing collection records based on blockchain smart contracts

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Embodiment Construction

[0039] In the existing collection record processing method, the payment platform is responsible for calculating the distribution commission amount that should be issued to the distributor involved in the collection record for each collection record, and then compares the collection record with the associated distribution The commission amount is reported to the governing body. However, this method has the following disadvantages:

[0040] 1. It is often delayed for the payment platform to report the collection record and the corresponding distribution commission amount to the management agency. It is difficult for the management agency to know each collection record and the distribution commission amount associated with each collection record in a timely manner.

[0041]2. Since the distribution commission amount is determined by the payment platform itself, the distribution commission amount reported by the payment platform may not be credible. For example, a payment platfor...

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Abstract

A method and system for processing collection records based on blockchain smart contracts are disclosed. A business node serving at least one business party (such as a payment platform) and a management node serving at least one management party are introduced into the blockchain network, and the payment platform can submit the merchant's collection records to the blockchain network, which is determined by Each node in the blockchain network determines the distribution commission amount involved in the collection record based on the pre-deployed smart contract, and the collection record and the corresponding distribution commission amount will also be written into the blockchain for storage.

Description

technical field [0001] The embodiments of this description relate to the field of information technology, and in particular to a method and system for processing collection records based on blockchain smart contracts. Background technique [0002] In daily life, when consumers make purchases at merchants, merchants can choose to collect payments through third-party payment platforms. For example, consumers can use their mobile phones to scan a QR code containing the merchant's account information to trigger a transfer to the merchant's registered account on the payment platform. [0003] Since the payment platform often charges a handling fee for each collection (for example, 0.1% of the collection amount is the handling fee), the payment platform often hopes that as many merchants as possible can activate the online collection business, which requires the development of as many merchants as possible. of merchants register accounts on the payment platform. [0004] For thi...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/04H04L29/08
CPCG06Q40/04H04L67/104
Inventor 李艳鹏
Owner ADVANCED NEW TECH CO LTD
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