Transaction rollback method based on data processing and related equipment

Abstract

The embodiment of the invention discloses a transaction rollback method based on data processing and related equipment. The method is applied to the technical field of finance. The method comprises the steps of receiving a return request for a to-be-returned transaction sent by a terminal, searching a historical repayment plan matched with the borrowing identification of the to-be-returned transaction, determining a target repayment period corresponding to the transaction time of the to-be-returned transaction from the at least one repayment period; deleting the repayment sub-plans of the target repayment period and each repayment sub-plan after the target repayment period from the historical repayment plans to obtain a first payment plan; on the basis of the repayment record information indicated by each repayment sub-plan before the target repayment period, reconstructed the repayment sub-plan of the target repayment period and each repayment sub-plan after the target repayment period in the first repayment plan, obtaining a second repayment plan after the to-be-repaid transaction is refunded. By adopting the method and the device, the rollback efficiency of the repayment transaction can be improved.

Description

technical field [0001] The present invention relates to the field of financial technology, in particular to a transaction rollback method based on data processing and related equipment. Background technique [0002] In the field of financial technology, when a loan transaction is generated, the IOU number, repayment method and repayment period corresponding to the loan transaction have been determined. The staff of the financial institution will formulate a repayment plan corresponding to the loan transaction according to the IOU number, repayment method, and repayment period. The repayment plan can record the user's repayment period for the loan transaction. Repayment amount and actual repayment amount. [0003] At the end of each business day, the staff will clear the user's repayment transaction for the IOU number to update the actual repayment amount and the repayable amount on the repayment plan. At the end of the day in the existing trading system, if the liquidation...

AI Technical Summary

Problems solved by technology

At the end of the day in the existing trading system, if the liquidation is completed and an error is found in a certain repayment transaction (for example, the repayment amount of a certain repayment transaction is 1000, but the recorded repayment amount is 100 yuan), if you want to restore If the repayment plan before the repayment transaction occurs, the staff needs to manually return all the repayment transactions for the IOU number one by one

It can be seen that the traditional rollback method is more complicated to operate and the rollback efficiency is low

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