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Account transaction risk judgment method and device and electronic equipment

An account and risk technology, applied in the Internet field, can solve problems such as being easily circumvented, affecting user experience, and not being systematic enough

Pending Publication Date: 2020-06-09
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0005] The embodiment of this specification provides an account transaction risk judgment method, device and electronic equipment to solve the problems existing in the prior art that are easy to be circumvented, affect user experience, and are not systematic enough

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  • Account transaction risk judgment method and device and electronic equipment
  • Account transaction risk judgment method and device and electronic equipment
  • Account transaction risk judgment method and device and electronic equipment

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Embodiment Construction

[0023] In order to enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below in conjunction with the drawings in the embodiments of this specification. Obviously, the described The embodiments are only some of the embodiments of the present application, but not all of them. Based on the embodiments of this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0024] Nowadays, with the increasingly fierce competition in the Internet industry, merchants or enterprises are investing more and more marketing funds in order to gain market share, and some illegal industries have used the marketing activities of merchant platforms (or merchant platforms) to conduct cheating transactions or False transactions, ther...

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Abstract

The embodiment of the invention provides an account transaction risk judgment method and device and electronic equipment. The method comprises the steps that one or more accounts generated by a predetermined platform and first feature data corresponding to the accounts respectively are acquired, the first feature data comprise basic feature data of the accounts, and the basic feature data are usedfor representing the activeness of the accounts; according to the account and the first feature data corresponding to the account, a preset classification model is utilized to classify the account toobtain a classification result, and the classification result comprises an account group corresponding to the account; and when the account performs a transaction based on a merchant platform, obtaining transaction information of the account from the merchant platform, and judging a transaction risk of the account according to a preset judgment rule corresponding to the account group and the transaction information.

Description

technical field [0001] This specification relates to the field of Internet technology, and in particular to a method, device and electronic equipment for judging account transaction risks. Background technique [0002] With the rapid development of Internet technology and applications, there are more and more Internet-based business platforms, and the scale is also growing. Taking the field of Internet e-commerce as an example, with the continuous development of the e-commerce market, Internet merchant platforms that provide transaction services for buyers and sellers also urgently need to expand. With the increasingly fierce competition in the Internet industry, various merchants or enterprises strive to win the market. More and more marketing funds have been invested in the market share, and some illegal users have used the marketing activities of the merchant platform to conduct cheating transactions or false transactions. Therefore, the daily operation of the merchant pl...

Claims

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Application Information

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IPC IPC(8): G06Q20/40
CPCG06Q20/4016
Inventor 范丰麟孙传亮朱通
Owner ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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