Insurance policy information data processing method and device, computer equipment and storage medium
A technology of information data and processing methods, applied in the computer field, can solve problems such as consumer information asymmetry
Pending Publication Date: 2020-06-30
深圳市保罗科技服务有限公司
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Problems solved by technology
However, there are many types of insurance products on the market now, and different insurance companies have many large and small insurance products. Whether purchasing insurance products online or offline, when consumers choose insurance products, they need to base their insurance business Consumers choose insurance products based on descriptions from salespeople or complicated insurance product introductions. Due to the asymmetric information of consumers, they often purchase insurance products without accurately grasping their real needs.
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[0056] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.
[0057] The policy information data processing method provided in this application can be applied to such as figure 1 shown in the application environment. figure 1 It is an application environment diagram for the operation of the insurance policy information data processing method in an embodiment. Such as figure 1 As shown, the application environment includes a terminal 110 and a server 120. The server includes a background server 121, a risk assessment server 122, a product library server 123, a hosting server 124, and a payment server 125. The terminal communicates w...
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The invention relates to the field of big data, and provides an insurance policy information data processing method and device, computer equipment and a storage medium. The method comprises the following steps that a first insurance policy customization request sent by a terminal is received, wherein the first insurance policy customization request carries insurance policy customization parameters, and the insurance policy customization parameter comprises an insurance policy customizer identifier, insured person information and intentional insurance type information; according to insurance policy customizing person identification, and a risk assessment guarantee coefficient is obtained from the risk assessment server, selectable insurance product information is matched from the product library server according to the insured person information, the intention insurance type category and the risk assessment guarantee coefficient, and an insurance policy customization report is generatedaccording to the target insurance product selected by the selectable insurance product information and the insured person information and is sent to the terminal. According to the scheme, the insurance policy customization report meeting the real requirements of the user can be quickly provided for different users, and different purchase schemes are screened through the insurance policy customization report, so that the insurance product recommendation efficiency and accuracy are improved.
Description
technical field [0001] The present application relates to the field of computer technology, in particular to a policy information data processing method, device, computer equipment and storage medium. Background technique [0002] With the improvement of people's living standards, people's awareness of insurance is gradually increasing. People hope to choose a suitable insurance product for themselves and their families. With the rapid development of computer technology, people can buy insurance online through computer networks. However, there are many types of insurance products on the market now, and different insurance companies have many large and small insurance products. Whether purchasing insurance products online or offline, when consumers choose insurance products, they need to base their insurance business Consumers can choose insurance products based on the descriptions of insurance agents or by looking at complicated insurance product introductions. Due to the as...
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Patent Timeline
Login to View More IPC IPC(8): G06Q40/08G06Q30/06
CPCG06Q40/08G06Q30/0621
Inventor王强
Owner深圳市保罗科技服务有限公司