Voice card activating method and device, computer equipment and storage medium

Abstract

The invention relates to a voice card activating method and device, computer equipment and a storage medium, and can be applied to the technical field of artificial intelligence. The method comprises the following steps: in response to a trigger operation of a user on a voice input control on an application program interface, obtaining a card activating request input by the user through voice; sending the card activating request to a bank server under the condition that the identity authentication of the user is passed according to the card activating request; and receiving card information corresponding to the card activating request sent by the bank server. By adopting the method, the application operation of the bank card can be simplified.

Description

Technical Field

[0001] The present application relates to the field of artificial intelligence technology, and in particular to a method, device, computer equipment and storage medium for voice card activation. Background Art

[0002] Bank cards are currently the most common tool for transferring resources. Using bank cards to transfer resources has brought great convenience to people's lives. With the development of online business, users can apply for bank cards through the bank application in the terminal.

[0003] Usually, users can perform application operations according to the operation guidance information displayed by the bank application to complete the bank card application business.

[0004] However, there is a problem in traditional technology that the application process for bank cards is rather complicated. Summary of the invention

[0005] Based on this, it is necessary to provide a voice card activation method, device, computer equipment and storage medium that can simplify the application operation of a bank card in response to the above technical problems.

[0006] In a first aspect, the present application provides a method for activating a card via voice. The method comprises:

[0007] In response to a user triggering an operation on a voice input control on an application program interface, obtaining a card activation request input by the user through voice input;

[0008] When the identity authentication of the user is passed according to the card opening request, the card opening request is sent to a bank server;

[0009] Receive the card information corresponding to the card opening request sent by the bank server.

[0010] In one embodiment, sending the card opening request to a bank server includes:

[0011] Convert the card activation request into corresponding text information;

[0012] Extracting features from the text information to obtain feature information; the feature information includes user information and card requirement information;

[0013] The characteristic information is sent to the bank server.

[0014] In one embodiment, sending the characteristic information to the bank server includes:

[0015] Determining, based on the characteristic information, whether the card activation request meets preset card activation requirements;

[0016] If so, the characteristic information is sent to the bank server.

[0017] In one embodiment, extracting features from the text information to obtain feature information includes:

[0018] Performing word segmentation processing on the text information to obtain text segmentation corresponding to the text information;

[0019] Feature extraction is performed on the text segmentation to obtain the feature information.

[0020] In one embodiment, the method further comprises:

[0021] Extracting the user's voiceprint feature information from the card activation request;

[0022] The voiceprint feature information is compared with preset user voiceprint feature information to authenticate the identity of the user.

[0023] In one embodiment, comparing the voiceprint feature information with preset user voiceprint feature information to authenticate the identity of the user includes:

[0024] If the similarity between the voiceprint feature information and the preset user voiceprint feature information is greater than or equal to a preset similarity threshold, the identity authentication of the user is passed;

[0025] If the similarity between the voiceprint feature information and the preset user voiceprint feature information is less than the preset similarity threshold, the identity authentication of the user fails.

[0026] In one embodiment, in response to a user triggering an operation on a voice input control on an application program interface, obtaining a card activation request input by the user through voice input includes:

[0027] In response to the user triggering an operation on a voice input control on the application program interface, calling a voice collection device of the terminal;

[0028] The voice acquisition device obtains the card activation request input by the user through voice.

[0029] In a second aspect, the present application also provides a voice card activation device. The device comprises:

[0030] An acquisition module, configured to acquire a card activation request input by the user through voice in response to a trigger operation of a voice input control on an application program interface by the user;

[0031] A sending module, configured to send the card opening request to a bank server if the identity authentication of the user is passed according to the card opening request;

[0032] The receiving module is used to receive the card information corresponding to the card opening request sent by the bank server.

[0033] In a third aspect, the present application further provides a computer device. The computer device includes a memory and a processor, the memory stores a computer program, and the processor implements the following steps when executing the computer program:

[0034] In response to a user triggering an operation on a voice input control on an application program interface, obtaining a card activation request input by the user through voice input;

[0035] When the identity authentication of the user is passed according to the card opening request, the card opening request is sent to a bank server;

[0036] Receive the card information corresponding to the card opening request sent by the bank server.

[0037] In a fourth aspect, the present application further provides a computer-readable storage medium. The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the following steps are implemented:

[0038] In response to a user triggering an operation on a voice input control on an application program interface, obtaining a card activation request input by the user through voice input;

[0039] When the identity authentication of the user is passed according to the card opening request, the card opening request is sent to a bank server;

[0040] Receive the card information corresponding to the card opening request sent by the bank server.

[0041] In a fifth aspect, the present application further provides a computer program product. The computer program product includes a computer program, and when the computer program is executed by a processor, the following steps are implemented:

[0042] In response to a user triggering an operation on a voice input control on an application program interface, obtaining a card activation request input by the user through voice input;

[0043] When the identity authentication of the user is passed according to the card opening request, the card opening request is sent to a bank server;

[0044] Receive the card information corresponding to the card opening request sent by the bank server.

[0045] According to the above-mentioned voice card activation method, device, computer equipment and storage medium, the terminal responds to the user's triggering operation on the voice input control on the application interface, and can obtain the card activation request input by the user through voice. The process of obtaining the card activation request is relatively simple. Further, when the user identity is authenticated according to the card activation request, the card activation request is sent to the bank server, and the bank server processes the card activation request, thereby avoiding cumbersome interactive operations between the terminal and the user, simplifying the bank card application operation, and improving the efficiency of card activation. In addition, since the terminal sends the card activation request to the bank server when the user identity is authenticated, the consistency of the sent card activation request and the user identity is ensured, and in the process of sending the card activation request, it is sent directly through the communication connection with the bank server, thereby avoiding information leakage and ensuring the accuracy of the sent card activation request. BRIEF DESCRIPTION OF THE DRAWINGS

[0046] Figure 1 A diagram showing an application environment of a voice card activation method in an embodiment;

[0047] Figure 2 A flowchart of a method for voice card activation in one embodiment;

[0048] Figure 3 A flow chart of a method for voice card activation in another embodiment;

[0049] Figure 4 A flow chart of a method for voice card activation in another embodiment;

[0050] Figure 5 A flow chart of a method for voice card activation in another embodiment;

[0051] Figure 6 A flow chart of a method for voice card activation in another embodiment;

[0052] Figure 7 A flow chart of a method for voice card activation in another embodiment;

[0053] Figure 8 A flow chart of a method for voice card activation in another embodiment;

[0054] Fig. 9 It is a structural block diagram of a voice card opening device in an embodiment;

[0055] Fig.10 It is a structural block diagram of a voice card opening device in another embodiment;

[0056] Fig.11 It is a structural block diagram of a voice card opening device in another embodiment;

[0057] Fig.12 It is a structural block diagram of a voice card opening device in another embodiment;

[0058] Fig.13 It is a structural block diagram of a voice card opening device in another embodiment;

[0059] Fig.14 FIG. 4 is a diagram showing the internal structure of a computer device in one embodiment. DETAILED DESCRIPTION

[0060] In order to make the purpose, technical solution and advantages of the present application more clearly understood, the present application is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present application and are not used to limit the present application.

[0061] It should be noted that the voice card activation method, device, computer equipment and storage medium of the present invention can be used in the field of artificial intelligence technology.

[0062] Unless otherwise defined, all technical and scientific terms used herein have the same meaning as commonly understood by technicians in the technical field to which this application belongs; the terms used herein are only for the purpose of describing specific embodiments and are not intended to limit this application; the terms "including" and "having" in the specification and claims of this application and the above-mentioned figure descriptions and any variations thereof are intended to cover non-exclusive inclusions.

[0063] In the description of the embodiments of the present application, the technical terms "first", "second", etc. are only used to distinguish different objects, and cannot be understood as indicating or implying relative importance or implicitly indicating the number, specific order or primary and secondary relationship of the indicated technical features. In the description of the embodiments of the present application, the meaning of "multiple" is more than two, unless otherwise clearly and specifically defined.

[0064] Reference to "embodiments" herein means that a particular feature, structure, or characteristic described in conjunction with the embodiments may be included in at least one embodiment of the present application. The appearance of the phrase in various locations in the specification does not necessarily refer to the same embodiment, nor is it an independent or alternative embodiment that is mutually exclusive with other embodiments. It is explicitly and implicitly understood by those skilled in the art that the embodiments described herein may be combined with other embodiments.

[0065] The voice activation method provided in the embodiment of the present application can be applied to Figure 1In the application environment shown. Among them, the terminal 102 communicates with the bank server 104 through the network. The terminal 102 sends the card opening request to the bank server 104, and the terminal 102 receives the card information corresponding to the card opening request sent by the bank server 104. Among them, the terminal 102 can be but not limited to various personal computers, laptops, smart phones, tablets, Internet of Things devices and portable wearable devices. The Internet of Things devices can be smart speakers, smart TVs, smart air conditioners, smart car-mounted devices, etc. Portable wearable devices can be smart watches, smart bracelets, head-mounted devices, etc. The bank server 104 can be implemented with an independent server or a server cluster consisting of multiple servers.

[0066] In one embodiment, Figure 2 As shown, a voice card activation method is provided, which is applied to Figure 1 The terminal in is used as an example to illustrate, including the following steps:

[0067] S201, in response to a user triggering an operation on a voice input control on an application program interface, obtaining a card activation request input by the user through voice.

[0068] The card opening request may include the user name, the user's ID number, the card type, etc. Optionally, the application may be a mobile banking application, or a financial application, etc., which is not limited in this embodiment.

[0069] In this embodiment, a voice input control button can be set in advance on the application interface. The user triggers a voice input request by clicking the voice input control button on the application interface. The terminal can respond to the user's trigger operation, collect the user's voice information, and thus obtain the user's card activation request.

[0070] S202: When the user's identity authentication is successful according to the card opening request, the card opening request is sent to the bank server.

[0071] In this embodiment, the terminal performs identity authentication on the user according to the card opening request, and sends the card opening request to the bank server if the identity authentication is passed. Optionally, the card opening request may include the user's name and ID number, and a correspondence between the user's name and ID number may be pre-established in the terminal, so that the user's name and ID number in the card opening request are compared with the preset correspondence. If the user's name and ID number in the card opening request are consistent with the preset correspondence, it is determined that the user's identity authentication is passed.

[0072] S202, receiving card information corresponding to the card opening request sent by the bank server.

[0073] In this embodiment, after receiving the card opening request sent by the terminal, the bank server generates corresponding card information according to the card opening request and sends the card information to the terminal. Optionally, the card information corresponding to the card opening request can be the card information of a virtual card, and the terminal stores the card information and can perform operations such as resource transfer and resource query according to the card information; the card information corresponding to the card opening request can be the card information of a physical card, and the terminal displays the card information to the user, and the user can choose to obtain the physical card corresponding to the card information by mail or pick-up.

[0074] As an optional implementation, after receiving the card opening request, the bank server can obtain the corresponding user information based on the user name, ID number and other information in the card opening request, and thus determine whether to respond to the card opening request based on the user information. Exemplarily, the user information may include the user's credit information, the number of bank cards held by the user, etc. When the user's credit information is normal and the number of bank cards held by the user does not exceed the preset number, the bank server responds to the card opening request sent by the terminal, generates card information based on the card opening request, and sends it to the terminal; when the user's credit information is abnormal, and / or the number of bank cards held by the user exceeds the preset number, the bank server does not respond to the card opening request sent by the terminal, and sends a message to the terminal that the card opening request has failed.

[0075] In the above-mentioned voice card activation method, the terminal responds to the user's triggering operation on the voice input control on the application interface, and can obtain the card activation request input by the user through voice. The process of obtaining the card activation request is relatively simple. Further, when the user identity is authenticated according to the card activation request, the card activation request is sent to the bank server, and the bank server processes the card activation request, thereby avoiding cumbersome interactive operations between the terminal and the user, simplifying the bank card application operation, and improving the efficiency of card activation. In addition, since the terminal sends the card activation request to the bank server when the user identity is authenticated, the consistency of the sent card activation request and the user identity is ensured, and the card activation request is sent directly through the communication connection with the bank server during the sending process, thereby avoiding information leakage and ensuring the accuracy of the sent card activation request.

[0076] In the above scenario where the card opening request is sent to the bank server, the card opening request is first converted into text information, and features are extracted from the text information, and then the extracted feature information is sent to the bank server. Figure 3 As shown, the above S202 includes:

[0077] S301, converting the card activation request into corresponding text information.

[0078] In this embodiment, the card activation request is input by the user through voice, and the card activation request is converted into corresponding text information through voice recognition technology. Optionally, the voice recognition technology can be any one of a random model method, a neural network method, and a probabilistic grammar analysis method. Taking the random model method as an example, by extracting features from the card activation request sample, using the card activation request sample after feature extraction to train a template, and then classifying the template, the card activation request is voice recognized using the classified template, and the card activation request is converted into corresponding text information.

[0079] S302, extracting features from the text information to obtain feature information; the feature information includes user information and card requirement information.

[0080] Among them, user information may include user name, user ID number, etc., and card requirement information may include card type and card form. Card type may include Class I card and Class II card, and card form may include electronic card and virtual card.

[0081] In this embodiment, feature extraction is performed on text information, and invalid words or repeated text information in the text information can be removed to obtain feature information corresponding to the text information. For example, text deduplication processing can be performed on text comment data using the Simhash algorithm and the edit distance deduplication algorithm.

[0082] S303, sending the characteristic information to the bank server.

[0083] In this embodiment, the terminal extracts the feature information obtained by the feature extraction of the text information and sends it to the bank server, so that the bank server can generate the card information according to the feature information. Optionally, the terminal can communicate with the bank server through 5G communication technology, thereby sending the feature information to the bank server through 5G communication technology.

[0084] In this embodiment, the card opening request is converted into corresponding text information, and features are extracted from the text information to obtain feature information that can be recognized by the bank server. Compared with directly sending text information in voice form to the bank server, the data processing speed of the bank server is improved, thereby improving the efficiency of the bank server in generating card information.

[0085] In the above scenario of sending the characteristic information to the bank server, the terminal sends the characteristic information to the bank server when the card opening request meets the preset card opening requirements. Figure 4 As shown, the above S303 includes:

[0086] S401: Determine whether the card activation request meets preset card activation requirements based on the characteristic information.

[0087] Optionally, the preset card activation requirements may include whether the number of cards of various types held by the user exceeds a preset number. For example, the preset card activation requirement is that each user can hold a first-class card. When the card type in the feature information is a first-class card and there is no first-class card in the account corresponding to the user, it is determined that the card activation request meets the preset card activation requirements; when the card type in the feature information is a first-class card, but the account corresponding to the user already has a first-class card, it is determined that the card activation request does not meet the preset card activation requirements.

[0088] Optionally, the preset card activation requirements may also include whether the user has an overdue resource loan operation, whether the user's total resource value exceeds a preset threshold, etc.

[0089] S402: If yes, the characteristic information is sent to the bank server.

[0090] In this embodiment, if it is determined that the card opening request meets the preset card opening requirements, the terminal sends the characteristic information to the bank server. Optionally, the terminal can communicate with the bank server through 5G communication technology, thereby sending the characteristic information to the bank server through 5G communication technology.

[0091] In this embodiment, when the card opening request meets the preset card opening requirements, the terminal sends the characteristic information to the bank server, which reduces the data processing volume of the bank server and improves the efficiency of the bank server in generating card information.

[0092] In the above scenario of extracting features from text information to obtain feature information, feature extraction is performed on the text information, and then feature extraction is performed on the text segmentation obtained by feature extraction to obtain feature information. Figure 5 As shown, the above S302 includes:

[0093] S501, performing word segmentation processing on the text information to obtain text segmentation corresponding to the text information.

[0094] In this embodiment, the text information is analyzed and processed, the text information is split into multiple words, and the multiple words form the text segmentation corresponding to the text information. Optionally, a third-party shared stop word list and segmentation tool can be used to perform segmentation processing on the text information, split the text information into words, and thus obtain the text segmentation corresponding to the text information.

[0095] S502, extracting features from the text segmentation to obtain feature information.

[0096] In this embodiment, feature extraction is performed on the text analysis, and repeated words or invalid words in the text segmentation are removed to obtain multiple keywords related to the card opening operation in the text segmentation, thereby using the multiple keywords as feature information. For example, invalid words can be modal particles, conjunctions, adjectives, etc.

[0097] In this embodiment, the text information is first segmented to obtain the text segmentation corresponding to the text information, and then feature extraction is performed on the text segmentation to obtain feature information. Compared with feature extraction of sentence information, feature extraction of text segmentation is performed in this embodiment, and the feature information obtained has higher accuracy, thereby improving the success rate of voice card activation.

[0098] The following will describe in detail the process of authenticating the user according to the card opening request. Figure 6 As shown, the above method also includes:

[0099] S601, extracting the user's voiceprint feature information from the card activation request.

[0100] Among them, the voiceprint feature information is the sound wave spectrum that carries language information and can be displayed using electroacoustic instruments.

[0101] In this embodiment, the card activation request is input by the user into the terminal through voice. The terminal processes the voice signal of the card activation request to obtain the voice signal, and then uses the voiceprint recognition technology to extract the user's voiceprint feature information from the card activation request. The voiceprint feature information corresponds to the user one by one.

[0102] S602: Compare the voiceprint feature information with preset user voiceprint feature information to authenticate the user's identity.

[0103] In this embodiment, the terminal collects a voice sample of the user in advance, and performs voiceprint recognition on the voice sample to obtain the user's voiceprint feature information, and stores the voiceprint feature information in the terminal. After obtaining the voiceprint feature information corresponding to the card activation request, the voiceprint feature information corresponding to the card activation request is compared with the preset user voiceprint feature information to authenticate the user's identity.

[0104] Optionally, when the voiceprint feature information corresponding to the card activation request is consistent with the preset user voiceprint feature information, the user's identity authentication passes; when the voiceprint feature information corresponding to the card activation request is inconsistent with the preset user voiceprint feature information, the user's identity authentication fails.

[0105] In this embodiment, the user's voiceprint feature information is extracted from the card opening request, and the user's identity is authenticated using the voiceprint feature information. The user does not need to use methods such as entering a password for identity authentication, which makes the operation simpler, thereby simplifying the bank card application operation.

[0106] The following will describe in detail the process of comparing the voiceprint feature information with the preset user voiceprint feature information to authenticate the user's identity. Figure 7 As shown, the above S602 includes:

[0107] S701: If the similarity between the voiceprint feature information and the preset user voiceprint feature information is greater than or equal to the preset similarity threshold, the user's identity authentication is passed.

[0108] Optionally, each data point in the voiceprint feature information can be compared with each data point of the corresponding preset user voiceprint feature information to obtain the similarity between the voiceprint feature information and the preset user voiceprint feature information. The similarity can be the ratio of the number of data points that are consistent with the preset user voiceprint feature information to the total number of data points. When the similarity of the user voiceprint feature information is greater than or equal to the preset similarity threshold, the user's identity authentication is passed.

[0109] S702: If the similarity between the voiceprint feature information and the preset user voiceprint feature information is less than a preset similarity threshold, the user identity authentication fails.

[0110] Optionally, each data point in the voiceprint feature information can be compared with each data point of the corresponding preset user voiceprint feature information to obtain the similarity between the voiceprint feature information and the preset user voiceprint feature information. The similarity can be the ratio of the number of data points in which the voiceprint feature information is consistent with the preset user voiceprint feature information to the total number of data points. When the similarity of the user voiceprint feature information is less than the preset similarity threshold, the user's identity authentication fails.

[0111] In this embodiment, the user authentication result is determined by the similarity between the voiceprint feature information and the preset user voiceprint feature information, thereby avoiding errors in the user authentication result caused by errors in the voiceprint extraction process.

[0112] The following will describe in detail the process of obtaining a card activation request inputted by a user through voice in response to a user triggering an operation of a voice input control on an application interface. Figure 8 As shown, the above S201 includes:

[0113] S801, in response to a user triggering operation on a voice input control on an application program interface, calling a voice collection device of a terminal.

[0114] In this embodiment, the terminal is equipped with a voice collection device, for example, the voice collection device can be a microphone of the terminal itself, or can be an external headset with voice collection function, etc. The user triggers the voice input control in the application interface, and the terminal responds to the trigger operation and calls the voice collection device.

[0115] S802, obtaining a card activation request input by the user through voice through a voice collection device.

[0116] In this embodiment, the user inputs voice information to the terminal through the voice collection device, and the voice collection device can perform noise reduction processing on the voice information and use the voice information after noise reduction processing as the user's card activation request.

[0117] In this embodiment, the card activation request input by the user is obtained through the voice collection device of the terminal. The operation is simple and error-prone, suitable for all types of users, improves the applicability of the voice card activation method, and improves the bank card application operation.

[0118] An embodiment of the present disclosure is introduced below in conjunction with a specific voice card activation scenario. The method includes the following steps:

[0119] S1, in response to the user's triggering operation on the voice input control on the application interface, calling the voice collection device of the terminal; obtaining the card activation request input by the user through voice through the voice collection device.

[0120] S2, extracting the user's voiceprint feature information from the card activation request.

[0121] S3, comparing the voiceprint feature information with the preset user voiceprint feature information to authenticate the user's identity. If the similarity between the voiceprint feature information and the preset user voiceprint feature information is greater than or equal to the preset similarity threshold, the user's identity authentication is passed; if the similarity between the voiceprint feature information and the preset user voiceprint feature information is less than the preset similarity threshold, the user's identity authentication is not passed.

[0122] S4, when the identity authentication of the user is passed according to the card opening request, convert the card opening request into corresponding text information.

[0123] S5, performing word segmentation processing on the text information to obtain text word segments corresponding to the text information; performing feature extraction on the text word segments to obtain feature information; the feature information includes user information and card demand information.

[0124] S6, determining whether the card opening request meets the preset card opening requirements based on the characteristic information; if so, sending the characteristic information to the bank server.

[0125] S7, receiving the card information corresponding to the card opening request sent by the bank server.

[0126] In the above-mentioned voice card activation method, the terminal responds to the user's triggering operation on the voice input control on the application interface, and can obtain the card activation request input by the user through voice. The process of obtaining the card activation request is relatively simple. Further, when the user identity is authenticated according to the card activation request, the card activation request is sent to the bank server, and the bank server processes the card activation request, thereby avoiding cumbersome interactive operations between the terminal and the user, simplifying the bank card application operation, and improving the efficiency of card activation. In addition, since the terminal sends the card activation request to the bank server when the user identity is authenticated, the consistency of the sent card activation request and the user identity is ensured, and the card activation request is sent directly through the communication connection with the bank server during the sending process, thereby avoiding information leakage and ensuring the accuracy of the sent card activation request.

[0127] It should be understood that, although the various steps in the flowcharts involved in the above-mentioned embodiments are displayed in sequence according to the indication of the arrows, these steps are not necessarily executed in sequence according to the order indicated by the arrows. Unless there is a clear explanation in this article, the execution of these steps does not have a strict order restriction, and these steps can be executed in other orders. Moreover, at least a part of the steps in the flowcharts involved in the above-mentioned embodiments can include multiple steps or multiple stages, and these steps or stages are not necessarily executed at the same time, but can be executed at different times, and the execution order of these steps or stages is not necessarily to be carried out in sequence, but can be executed in turn or alternately with other steps or at least a part of the steps or stages in other steps.

[0128] Based on the same inventive concept, the embodiment of the present application also provides a voice card activation device for implementing the voice card activation method involved above. The implementation solution provided by the device to solve the problem is similar to the implementation solution recorded in the above method, so the specific limitations in one or more voice card activation device embodiments provided below can refer to the limitations of the voice card activation method above, and will not be repeated here.

[0129] In one embodiment, Fig. 9 As shown, a voice card activation device is provided, comprising: an acquisition module 10, a sending module 11 and a receiving module 12, wherein:

[0130] The acquisition module 10 is used to obtain a card activation request input by the user through voice in response to a trigger operation of the voice input control on the application interface by the user;

[0131] The sending module 11 is used to send the card opening request to the bank server when the user's identity authentication is passed according to the card opening request;

[0132] The receiving module 12 is used to receive the card information corresponding to the card opening request sent by the bank server.

[0133] The voice card activation device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0134] In one embodiment, Fig.10 As shown, the sending module 11 includes: a conversion unit 111, an extraction unit 112 and a sending unit 113, wherein:

[0135] The conversion unit 111 is used to convert the card activation request into corresponding text information.

[0136] The extraction unit 112 is used to extract features from the text information to obtain feature information; the feature information includes user information and card requirement information.

[0137] The sending unit 113 is used to send the characteristic information to the bank server.

[0138] The voice card activation device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0139] In one embodiment, the sending unit 113 is used to determine whether the card opening request meets the preset card opening requirements according to the characteristic information; if so, the characteristic information is sent to the bank server.

[0140] The voice card activation device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0141] In one embodiment, the extraction unit 112 is used to perform word segmentation processing on the text information to obtain text segmentations corresponding to the text information; and perform feature extraction on the text segmentations to obtain feature information.

[0142] The voice card activation device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0143] In one embodiment, Fig.11 As shown, the above device also includes: an extraction module 13 and an authentication module 14, wherein:

[0144] The extraction module 13 is used to extract the user's voiceprint feature information from the card activation request.

[0145] The authentication module 14 is used to compare the voiceprint feature information with the preset user voiceprint feature information to authenticate the user's identity.

[0146] The voice card activation device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0147] In one embodiment, Fig.12 As shown, the above authentication module 14 includes: a first authentication unit 141 and a second authentication unit 142, wherein:

[0148] The first authentication unit 141 is configured to pass the user identity authentication if the similarity between the voiceprint feature information and the preset user voiceprint feature information is greater than or equal to a preset similarity threshold.

[0149] The second authentication unit 142 is configured to fail the user identity authentication if the similarity between the voiceprint feature information and the preset user voiceprint feature information is less than a preset similarity threshold.

[0150] The voice card activation device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0151] In one embodiment, Fig.13 As shown, the above device also includes: a calling module 15 and an obtaining module 16, wherein:

[0152] The calling module 15 is used to call the voice collection device of the terminal in response to the user's triggering operation on the voice input control on the application program interface.

[0153] The acquisition module 16 is used to acquire the card activation request input by the user through voice through a voice acquisition device.

[0154] The voice card activation device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0155] Each module in the above-mentioned voice card opening device can be implemented in whole or in part by software, hardware and a combination thereof. Each of the above-mentioned modules can be embedded in or independent of the processor in the computer device in the form of hardware, or can be stored in the memory in the computer device in the form of software, so that the processor can call and execute the corresponding operations of each of the above modules.

[0156] In one embodiment, a computer device is provided. The computer device may be a terminal, and its internal structure diagram may be as follows: Fig.14As shown. The computer device includes a processor, a memory, a communication interface, a display screen and an input device connected through a system bus. Among them, the processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The communication interface of the computer device is used to communicate with an external terminal in a wired or wireless manner, and the wireless manner can be achieved through WIFI, a mobile cellular network, NFC (near field communication) or other technologies. When the computer program is executed by the processor, a voice card opening method is implemented. The display screen of the computer device can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer device can be a touch layer covered on the display screen, or a key, trackball or touchpad set on the computer device shell, or an external keyboard, touchpad or mouse, etc.

[0157] Those skilled in the art will understand that Fig.14 The structure shown in the figure is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the computer device to which the solution of the present application is applied. The specific computer device may include more or fewer components than those shown in the figure, or combine certain components, or have a different arrangement of components.

[0158] In one embodiment, a computer device is provided, including a memory and a processor, wherein a computer program is stored in the memory, and when the processor executes the computer program, the following steps are implemented:

[0159] In response to a user triggering an operation on a voice input control on an application program interface, obtaining a card activation request input by the user through voice input;

[0160] If the user's identity authentication is successful according to the card opening request, the card opening request is sent to the bank server;

[0161] Receive the card information corresponding to the card opening request sent by the bank server.

[0162] The computer device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0163] In one embodiment, when the processor executes the computer program, the processor further implements the following steps:

[0164] Convert the card opening request into corresponding text information;

[0165] Extract features from text information to obtain feature information; the feature information includes user information and card requirement information;

[0166] Send the characteristic information to the bank server.

[0167] The computer device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0168] In one embodiment, when the processor executes the computer program, the processor further implements the following steps:

[0169] Determine whether the card activation request meets preset card activation requirements based on the characteristic information;

[0170] If yes, the characteristic information is sent to the bank server.

[0171] The computer device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0172] In one embodiment, when the processor executes the computer program, the processor further implements the following steps:

[0173] Perform word segmentation on the text information to obtain text segmentation corresponding to the text information;

[0174] Perform feature extraction on text segmentation to obtain feature information.

[0175] The computer device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0176] In one embodiment, when the processor executes the computer program, the processor further implements the following steps:

[0177] Extract the user's voiceprint feature information from the card activation request;

[0178] The voiceprint feature information is compared with the preset user voiceprint feature information to authenticate the user's identity.

[0179] The computer device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0180] In one embodiment, when the processor executes the computer program, the processor further implements the following steps:

[0181] If the similarity between the voiceprint feature information and the preset user voiceprint feature information is greater than or equal to the preset similarity threshold, the user's identity authentication is passed;

[0182] If the similarity between the voiceprint feature information and the preset user voiceprint feature information is less than the preset similarity threshold, the user's identity authentication fails.

[0183] The computer device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0184] In one embodiment, when the processor executes the computer program, the processor further implements the following steps:

[0185] In response to a user triggering operation on a voice input control on an application program interface, calling a voice collection device of the terminal;

[0186] The card activation request input by the user through voice is obtained through the voice collection device.

[0187] The computer device provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0188] In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored, and when the computer program is executed by a processor, the following steps are implemented:

[0189] In response to a user triggering an operation on a voice input control on an application program interface, obtaining a card activation request input by the user through voice input;

[0190] If the user's identity authentication is successful according to the card opening request, the card opening request is sent to the bank server;

[0191] Receive the card information corresponding to the card opening request sent by the bank server.

[0192] The computer-readable storage medium provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0193] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0194] Convert the card opening request into corresponding text information;

[0195] Extract features from text information to obtain feature information; the feature information includes user information and card requirement information;

[0196] Send the characteristic information to the bank server.

[0197] The computer-readable storage medium provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0198] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0199] Determine whether the card activation request meets preset card activation requirements based on the characteristic information;

[0200] If yes, the characteristic information is sent to the bank server.

[0201] The computer-readable storage medium provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0202] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0203] Perform word segmentation on the text information to obtain text segmentation corresponding to the text information;

[0204] Perform feature extraction on text segmentation to obtain feature information.

[0205] The computer-readable storage medium provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0206] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0207] Extract the user's voiceprint feature information from the card activation request;

[0208] The voiceprint feature information is compared with the preset user voiceprint feature information to authenticate the user's identity.

[0209] The computer-readable storage medium provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0210] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0211] If the similarity between the voiceprint feature information and the preset user voiceprint feature information is greater than or equal to the preset similarity threshold, the user's identity authentication is passed;

[0212] If the similarity between the voiceprint feature information and the preset user voiceprint feature information is less than the preset similarity threshold, the user's identity authentication fails.

[0213] The computer-readable storage medium provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0214] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0215] In response to a user triggering operation on a voice input control on an application program interface, calling a voice collection device of the terminal;

[0216] The card activation request input by the user through voice is obtained through the voice collection device.

[0217] The computer-readable storage medium provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0218] In one embodiment, a computer program product is provided, comprising a computer program, which, when executed by a processor, implements the following steps:

[0219] In response to a user triggering an operation on a voice input control on an application program interface, obtaining a card activation request input by the user through voice input;

[0220] If the user's identity authentication is successful according to the card opening request, the card opening request is sent to the bank server;

[0221] Receive the card information corresponding to the card opening request sent by the bank server.

[0222] The computer program product provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0223] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0224] Convert the card opening request into corresponding text information;

[0225] Extract features from text information to obtain feature information; the feature information includes user information and card requirement information;

[0226] Send the characteristic information to the bank server.

[0227] The computer program product provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0228] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0229] Determine whether the card activation request meets preset card activation requirements based on the characteristic information;

[0230] If yes, the characteristic information is sent to the bank server.

[0231] The computer program product provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0232] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0233] Perform word segmentation on the text information to obtain text segmentation corresponding to the text information;

[0234] Perform feature extraction on text segmentation to obtain feature information.

[0235] The computer program product provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0236] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0237] Extract the user's voiceprint feature information from the card activation request;

[0238] The voiceprint feature information is compared with the preset user voiceprint feature information to authenticate the user's identity.

[0239] The computer program product provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0240] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0241] If the similarity between the voiceprint feature information and the preset user voiceprint feature information is greater than or equal to the preset similarity threshold, the user's identity authentication is passed;

[0242] If the similarity between the voiceprint feature information and the preset user voiceprint feature information is less than the preset similarity threshold, the user's identity authentication fails.

[0243] The computer program product provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0244] In one embodiment, when the computer program is executed by a processor, the following steps are also implemented:

[0245] In response to a user triggering operation on a voice input control on an application program interface, calling a voice collection device of the terminal;

[0246] The card activation request input by the user through voice is obtained through the voice collection device.

[0247] The computer program product provided in this embodiment can execute the above method embodiment, and its implementation principle and technical effect are similar, which will not be repeated here.

[0248] Those skilled in the art can understand that all or part of the processes in the above-mentioned embodiment methods can be completed by instructing the relevant hardware through a computer program, and the computer program can be stored in a non-volatile computer-readable storage medium. When the computer program is executed, it can include the processes of the embodiments of the above-mentioned methods. Among them, any reference to the memory, database or other medium used in the embodiments provided in this application can include at least one of non-volatile and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetoresistive random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. As an illustration and not limitation, RAM can be in various forms, such as static random access memory (SRAM) or dynamic random access memory (DRAM). The database involved in each embodiment provided in this application may include at least one of a relational database and a non-relational database. Non-relational databases may include distributed databases based on blockchains, etc., but are not limited to this. The processor involved in each embodiment provided in this application may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic device, a data processing logic device based on quantum computing, etc., but are not limited to this.

[0249] The technical features of the above embodiments may be combined arbitrarily. To make the description concise, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this specification.

[0250] The above-described embodiments only express several implementation methods of the present application, and the descriptions thereof are relatively specific and detailed, but they cannot be understood as limiting the scope of the present application. It should be pointed out that, for a person of ordinary skill in the art, several variations and improvements can be made without departing from the concept of the present application, and these all belong to the protection scope of the present application. Therefore, the protection scope of the present application shall be subject to the attached claims.

Claims

1. A voice card activation method, characterized in that: The method comprises: In response to a user triggering an operation on a voice input control on an application program interface, obtaining a card activation request input by the user through voice input; When the identity authentication of the user is passed according to the card opening request, the card opening request is sent to a bank server; Receive the card information corresponding to the card opening request sent by the bank server.

2. The method according to claim 1, characterized in that The sending the card opening request to the bank server includes: Convert the card activation request into corresponding text information; Extracting features from the text information to obtain feature information; the feature information includes user information and card requirement information; The characteristic information is sent to the bank server.

3. The method according to claim 2, characterized in that The sending the characteristic information to the bank server comprises: Determining, based on the characteristic information, whether the card activation request meets preset card activation requirements; If so, the characteristic information is sent to the bank server.

4. The method according to claim 2 or 3, characterized in that: The step of extracting features from the text information to obtain feature information includes: Performing word segmentation processing on the text information to obtain text segmentation corresponding to the text information; Feature extraction is performed on the text segmentation to obtain the feature information.

5. The method according to any one of claims 1 to 3, characterized in that: The method further comprises: Extracting the user's voiceprint feature information from the card activation request; The voiceprint feature information is compared with preset user voiceprint feature information to authenticate the identity of the user.

6. The method according to claim 5, characterized in that The comparing the voiceprint feature information with preset user voiceprint feature information to authenticate the identity of the user includes: If the similarity between the voiceprint feature information and the preset user voiceprint feature information is greater than or equal to a preset similarity threshold, the identity authentication of the user is passed; If the similarity between the voiceprint feature information and the preset user voiceprint feature information is less than the preset similarity threshold, the identity authentication of the user fails.

7. The method according to claim 1, characterized in that The step of obtaining a card activation request input by the user through voice input in response to a triggering operation of a voice input control on an application program interface by the user includes: In response to the user triggering an operation on a voice input control on the application program interface, calling a voice collection device of the terminal; The voice acquisition device obtains the card activation request input by the user through voice.

8. A voice card opening device, characterized in that: The device comprises: An acquisition module, configured to acquire a card activation request input by the user through voice in response to a trigger operation of a voice input control on an application program interface by the user; A sending module, configured to send the card opening request to a bank server if the identity authentication of the user is passed according to the card opening request; The receiving module is used to receive the card information corresponding to the card opening request sent by the bank server.

9. A computer device comprising a memory and a processor, wherein the memory stores a computer program, wherein: When the processor executes the computer program, the steps of the method according to any one of claims 1 to 6 are implemented.

10. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 6 are implemented.

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