Resource management product processing method and device, computer equipment and storage medium

Abstract

The invention provides a resource management product processing method and device, computer equipment and a storage medium. The method comprises the steps of displaying a resource management task creation interface in response to a resource management task creation instruction; displaying a product type selection area, a resource management product selection area and a management plan expiration date setting area on a resource management task creation interface; in response to a first selection operation on the first target product type, displaying a plurality of resource management products corresponding to the first target product type in a resource management product selection area; and in response to a second selection operation on a first target resource management product in the resource management product selection area, generating a first target resource management task according to the first target resource management product and a first expiration date received in the management plan expiration date setting area. The method can improve the processing flexibility of resource management products.

Description

Technical Field

[0001] The present disclosure relates to the field of computer technology, and in particular to a processing method, device, computer equipment and storage medium for a resource management product. Background Art

[0002] With the rapid development of Internet technology, various financial institutions have launched their own Internet applications and corresponding financial products in their corresponding Internet applications, which has greatly improved the efficiency of people's financial product processing operations.

[0003] Fund products are a type of financial product. Funds are initiated by fund management companies or other institutions. They raise funds from the public and then invest in a variety of assets such as stocks, bonds, and money market instruments to achieve the purpose of diversifying investments, reducing risks, and increasing returns. Among them, fixed-investment funds, that is, regular fixed-amount investment funds, are an investment strategy. The main feature is that a fixed amount of money is invested in a designated fund at a fixed time. This method is similar to the bank's zero-deposit and lump-sum withdrawal service. By diversifying the investment time points, the impact of market fluctuations on the investment portfolio can be reduced, thereby achieving the purpose of averaging costs and diversifying risks.

[0004] However, in the related art, the method of fixed investment in funds is relatively simple and lacks flexibility. Summary of the invention

[0005] The embodiments of the present disclosure provide a method for processing a resource management product, a computer device, and a storage medium. The method for processing a resource management product can improve the processing flexibility of the resource management product.

[0006] A first aspect of the present disclosure provides a method for processing a resource management product, the method comprising:

[0007] In response to a resource management task creation instruction, displaying a resource management task creation interface, wherein the resource management task creation instruction instructs creation of a resource management task that periodically exchanges a set amount of resources for a resource management product share;

[0008] Displaying a product type selection area, a resource management product selection area, and a management plan expiration date setting area on the resource management task creation interface, wherein the product type selection area provides candidate items of a first target product type, wherein the first target product type indicates that a corresponding type of resource management product includes at least two resource management fee rate modes related to the product holding time, and each resource management fee rate mode corresponds to a resource management sub-product;

[0009] In response to a first selection operation on the first target product type, displaying a plurality of resource management products corresponding to the first target product type in the resource management product selection area;

[0010] In response to a second selection operation on the first target resource management product in the resource management product selection area, a first target resource management task is generated based on the first target resource management product and the first expiration date received in the management plan expiration date setting area; wherein, when a resource management product share exchange operation is performed based on the first target resource management task, the target resource management sub-product to be exchanged is determined from the multiple resource management sub-products corresponding to the first target resource management product based on the time difference between the execution date and the first expiration date.

[0011] A second aspect of the present disclosure provides a processing device for a resource management product, the device comprising:

[0012] A first display unit, configured to display a resource management task creation interface in response to a resource management task creation instruction, wherein the resource management task creation instruction instructs creation of a resource management task that periodically exchanges a set amount of resources for a resource management product share;

[0013] a second display unit, configured to display a product type selection area, a resource management product selection area, and a management plan expiration date setting area on the resource management task creation interface, wherein the product type selection area provides candidate items of a first target product type, wherein the first target product type indicates that a corresponding type of resource management product includes at least two resource management rate modes related to the product holding time, and each resource management rate mode corresponds to a resource management sub-product;

[0014] a third display unit, configured to display a plurality of resource management products corresponding to the first target product type in the resource management product selection area in response to a first selection operation on the first target product type;

[0015] A generation unit is used to generate a first target resource management task in response to a second selection operation on the first target resource management product in the resource management product selection area, based on the first target resource management product and the first expiration date received in the management plan expiration date setting area; wherein, when a resource management product share exchange operation is performed based on the first target resource management task, the target resource management sub-product to be exchanged is determined from the multiple resource management sub-products corresponding to the first target resource management product based on the time difference between the execution date and the first expiration date.

[0016] Optionally, in some embodiments, the processing device of the resource management product provided by the embodiment of the present disclosure further includes:

[0017] A first display subunit, configured to display a plurality of first candidate resource management products in the asset management product selection area in response to a third selection operation on the custom combination product type;

[0018] A generation subunit is used to generate a second target resource management task in response to a fourth selection operation on at least two first selected resource management products among the multiple first candidate resource management products based on the at least two first selected resource management products and the first expiration date received in the management plan expiration date setting area; wherein, when a resource management product share exchange operation is performed based on the second target resource management task, the second target resource management product to be exchanged is determined among the at least two first selected resource management products based on the time difference between the execution date and the first expiration date.

[0019] Optionally, in some embodiments, the processing device of the resource management product provided by the present disclosure further includes:

[0020] A first display subunit, configured to display product labels corresponding to a plurality of the first candidate resource management products in the asset management product selection area;

[0021] The second display subunit is used to display a product details display page corresponding to any target product tag in response to a viewing operation on the target product tag.

[0022] Optionally, in some embodiments, the product details display page includes a selection control, and the generating subunit includes:

[0023] a determination module, configured to determine, in response to a triggering operation on the selection control, a first candidate resource management product corresponding to the selection control as a first selected resource management product;

[0024] The first generating module is used to generate a second target resource management task according to at least two of the first selected resource management products and a first due date received in the management plan due date setting area.

[0025] Optionally, in some embodiments, the processing device of the resource management product provided by the present disclosure further includes:

[0026] A third display subunit, configured to display a search box in the asset management product selection area;

[0027] A fourth display subunit, configured to display a plurality of associated products associated with the search text in the asset management product selection area in response to the search text received in the search box;

[0028] The generating subunit is further used for:

[0029] In response to a fourth selection operation on at least two first selected resource management products among the plurality of associated products, a second target resource management task is generated according to the at least two first selected resource management products and a first due date received in the management plan due date setting area.

[0030] Optionally, in some embodiments, the processing device of the resource management product provided by the present disclosure further includes:

[0031] a fifth display subunit, configured to display a resource management task modification interface in response to a modification instruction for the target resource management task, wherein the resource management task modification interface includes a management plan due date modification area;

[0032] The first updating subunit is configured to respond to a second due date received by the management plan due date modification area and update the target resource management task based on the second due date.

[0033] Optionally, in some embodiments, the resource management task modification interface further includes a product type modification area and a resource management product modification area, and the resource management product processing device provided by the present application further includes:

[0034] A sixth display subunit, configured to display a plurality of second candidate resource management products corresponding to the second target product type in the resource management product modification area in response to a selection operation of the second target product type received in the product type modification area;

[0035] The second updating subunit is configured to update the target resource management task based on the second selected resource management product in response to a fifth selection operation on the second selected resource management product among the plurality of second candidate resource management products.

[0036] Optionally, in some embodiments, the first updating subunit includes:

[0037] A first acquisition module is used to acquire resource management product holding information, wherein the resource management product holding information includes attribute information of the resource management product held, corresponding holding share information, and holding duration information;

[0038] A first calculation module, configured to calculate a holding management fee corresponding to each holding resource management product according to the second expiration date, and to calculate a product conversion fee for each holding resource management product according to the holding share information and the holding duration information;

[0039] The conversion module is used to convert the holding resource management product according to the holding management fee and the product conversion fee.

[0040] Optionally, in some embodiments, the processing device of the resource management product provided by the present application further includes:

[0041] Create a subunit for creating a resource management product share exchange task based on the updated target resource management task;

[0042] a determination subunit, configured to determine, when executing the resource management product share exchange task, a target resource management sub-product to be exchanged from among a plurality of resource management sub-products corresponding to the first target resource management product according to a time difference between an execution date and the second expiration date;

[0043] The exchange subunit is used to exchange a target resource management sub-product based on a set resource amount.

[0044] Optionally, in some embodiments, the processing device of the resource management product provided by the present application further includes:

[0045] a seventh display subunit, configured to display a revenue display page in response to a revenue viewing trigger for the first target resource management task;

[0046] The second display sub-unit is used to display a first revenue change curve corresponding to each resource management sub-product and a second revenue change curve corresponding to the first target resource management task in the revenue display page.

[0047] Optionally, in some embodiments, the second display subunit includes:

[0048] The second acquisition module is used to obtain the first closing net value of each resource management sub-product on each trading day;

[0049] A second generating module, configured to generate a first income change curve for each resource management sub-product according to the first closing net value;

[0050] A second calculation module, configured to calculate a second closing net value corresponding to the first target resource management task based on the first closing net value and the holding share of each resource management sub-product at the close of each trading day;

[0051] A third generating module, configured to generate a second income change curve according to the second closing net value;

[0052] A display module is used to display the first income change curve and the second income change curve in the income display page.

[0053] Optionally, in some embodiments, the first display unit includes:

[0054] An eighth display subunit, used to display a resource management task creation control in an application interface of the resource management platform application;

[0055] The ninth display subunit is used to display a resource management task creation interface in response to a triggering operation on the resource management task creation control.

[0056] Optionally, in some embodiments, the first display unit includes:

[0057] a tenth display subunit, configured to display a voice control control in an application interface of the resource management platform application;

[0058] A collection subunit, configured to collect control voice in response to a triggering operation on the voice control component;

[0059] The eleventh display subunit is used to display a resource management task creation interface when the control voice contains preset keywords.

[0060] Optionally, in some embodiments, the third display unit includes:

[0061] In response to a first selection operation on the first target product type, determining a plurality of first-category resource management products from a plurality of resource management products provided by a resource management platform based on the first target product type;

[0062] The plurality of first-category resource management products are displayed in the resource management product selection area.

[0063] Optionally, in some embodiments, the third display unit includes:

[0064] generating a resource management product query instruction based on the first target product type;

[0065] Sending the resource management product query instruction to the resource management product server;

[0066] Receive multiple first-category resource management products returned by the resource management product server.

[0067] Optionally, in some embodiments, the processing device of the resource management product provided by the present application further includes:

[0068] A condition detection unit, configured to calculate a management period according to the current date and the expiration date of the management plan when detecting that the current date meets the resource management product exchange condition of the first target resource management task;

[0069] A resource management fee calculation unit, configured to calculate the resource management fee of each resource management sub-product in the management period according to the management period and a plurality of resource management fee rates corresponding to the plurality of resource management sub-products;

[0070] a sub-product determining unit, configured to determine a target resource management sub-product from among the plurality of resource management sub-products according to the resource management fee;

[0071] a request generating unit, configured to calculate a target share based on a set resource amount and a current net value of the target resource management sub-product, and to generate a resource management product exchange request based on the target share and the target resource management sub-product;

[0072] The request sending unit is used to send the resource management product exchange request to the resource management product server, and send a resource transfer request to the resource pool server so that the resource pool server transfers the set resource amount to the account corresponding to the resource management product server.

[0073] A third aspect of the present disclosure provides a storage medium storing a computer program. When the computer program is executed by a processor, the processing method of the resource management product as described in the first aspect is implemented.

[0074] A fourth aspect of the present disclosure provides a computer device, including a memory and a processor, wherein the memory stores a computer program, and when the processor executes the computer program, the method for processing a resource management product as described in the first aspect is implemented.

[0075] A fifth aspect of the present disclosure provides a computer program product, which includes a computer program. The computer program is read and executed by a processor of a computer device, so that the computer device executes the processing method of the resource management product as described in the first aspect.

[0076] The processing method of resource management products provided by the embodiment of the present disclosure displays a resource management task creation interface in response to a resource management task creation instruction; displays a product type selection area, a resource management product selection area and a management plan expiration date setting area in the resource management task creation interface, the product type selection area provides candidates for a first target product type, the first target product type indicates that the corresponding type of resource management product includes at least two resource management rate modes related to the product holding time, and each resource management rate mode corresponds to a resource management sub-product; displays multiple resource management products corresponding to the first target product type in the resource management product selection area in response to a first selection operation on the first target product type; generates a first target resource management task according to the first target resource management product and the first expiration date received in the management plan expiration date setting area in response to a second selection operation on the first target resource management product in the resource management product selection area; wherein, when executing a resource management product share exchange operation based on the first target resource management task, the target resource management sub-product to be exchanged is determined from the multiple resource management sub-products corresponding to the first target resource management product according to the time difference between the execution date and the first expiration date.

[0077] The disclosed embodiment displays the resource management task creation interface through the resource management task creation instruction, which reduces the situation in the related art where the task creation interface can only be entered from the resource management product introduction page, and improves the flexibility of resource management task creation. In addition, the disclosed embodiment can set the first target product type, the first expiration date, and the first target resource management product in the resource management task creation interface, enriching the information for creating a resource management task, thereby improving the flexibility of exchanging for the target resource management sub-product when executing the first target resource management task.

[0078] Other features and advantages of the present disclosure will be described in the following description, and partly become apparent from the description, or understood by practicing the present disclosure. The purpose and other advantages of the present disclosure can be realized and obtained by the structures particularly pointed out in the description, claims and drawings. BRIEF DESCRIPTION OF THE DRAWINGS

[0079] The accompanying drawings are used to provide further understanding of the technical solution of the present disclosure and constitute a part of the specification. Together with the embodiments of the present disclosure, they are used to explain the technical solution of the present disclosure and do not constitute a limitation on the technical solution of the present disclosure.

[0080] Figure 1 A system architecture diagram for a processing method of a resource management product according to an embodiment of the present disclosure;

[0081] Figure 2 A schematic diagram of creating a scenario for triggering resource management products in related technologies;

[0082] FIG. 3A to FIG. 3B A schematic diagram of a trigger creation scenario for a resource management product provided by the present disclosure;

[0083] Figure 4 A schematic diagram of a processing operation scenario of a resource management product provided by the present disclosure;

[0084] Figure 5 A flowchart of a method for processing a resource management product provided by the present disclosure;

[0085] Figure 6 A schematic diagram of a resource management task creation interface of a processing method for a resource management product provided by the present disclosure;

[0086] Figure 7 A schematic diagram of a personal homepage of a processing method for a resource management product provided by the present disclosure;

[0087] Figure 8 A schematic diagram of a resource management task modification interface of a processing method for a resource management product provided by the present disclosure;

[0088] Fig. 9 Another schematic diagram of a resource management task modification interface of the processing method of the resource management product provided by the present disclosure;

[0089] Fig.10 A schematic diagram of a first benefit change curve and a second benefit change curve of a processing method for a resource management product provided by the present disclosure;

[0090] Fig.11A A schematic diagram of a custom combination product type for a processing method of a resource management product provided by the present disclosure;

[0091] FIG. 11B to FIG. 11C A schematic diagram of a product details display page of a processing method for a resource management product provided by the present disclosure;

[0092] Fig.12 A schematic diagram of searching for related products of the processing method of the resource management product provided by the present disclosure;

[0093] FIG. 13A to FIG. 13C A schematic diagram of a specific process of a processing method for a resource management product provided by the present disclosure;

[0094] Fig.14 A schematic diagram of the structure of a processing device for a resource management product provided by the present disclosure;

[0095] Fig.15 is a terminal structure diagram for implementing various methods according to an embodiment of the present disclosure;

[0096] Fig.16 It is a server structure diagram for implementing various methods according to an embodiment of the present disclosure. DETAILED DESCRIPTION

[0097] In order to make the purpose, technical solution and advantages of the present disclosure more clear, the present disclosure is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present disclosure and are not used to limit the present disclosure.

[0098] In the related art, related financial products can be processed in Internet applications. However, in the related art, the trigger creation operation of financial products can only be performed from a fixed page in the Internet application, such as the trigger creation of the financial product can only be performed from the introduction page of the financial product. This trigger operation is relatively simple and lacks flexibility. For example, Figure 2 As shown, this is the introduction page of XXX Fund Mix A. The introduction page includes the code (such as 0123123), type (such as communication type), the rise and fall in the past year, the daily rise and fall, the unit net value, and the curve corresponding to the rise and fall in the past year of XXX Fund Mix A. The navigation bar of the introduction page can include a "fixed investment" control and a "buy" control. In the related art, tasks for XXX Fund Mix A can only be created by triggering the "fixed investment" control or the "buy" control.

[0099] In addition, in the related art, when processing financial products, only one fixed investment strategy can be selected, or only a fixed investment cycle can be set. This processing operation is also relatively simple and lacks flexibility. In this regard, the embodiment of the present disclosure provides a method for processing resource management products, so as to improve the flexibility of triggering and creating financial products in Internet applications, as well as the flexibility of processing financial products.

[0100] System architecture and scenario description of the application of the embodiments of the present disclosure

[0101] Figure 1 It is a system architecture diagram applied to the processing method of the resource management product according to the embodiment of the present disclosure, and includes a terminal 140, the Internet 130, a gateway 120, a server 110, and the like.

[0102] The terminal 140 includes a variety of device forms with a display screen, such as a desktop computer, a laptop computer, a PDA (personal digital assistant), a mobile phone, a vehicle terminal, a home theater terminal, a dedicated terminal, an intelligent voice interaction device, an intelligent home appliance or an aircraft. In addition, it can be a single device or a collection of multiple devices. The terminal 140 can communicate with the Internet 130 in a wired or wireless manner to exchange data. In the embodiment of the present disclosure, an Internet application that can operate financial products can be deployed in the terminal 140.

[0103] The server 110 refers to a computer system that can provide certain services to the terminal 140. Compared with the ordinary terminal 140, the server 110 has higher requirements in terms of stability, security, performance, etc. The server 110 can be a high-performance computer in a network platform, a cluster of multiple high-performance computers, a part of a high-performance computer (such as a virtual machine), a combination of parts of multiple high-performance computers (such as virtual machines), etc. In the embodiment of the present disclosure, the server 110 can specifically be a server corresponding to an Internet application.

[0104] The gateway 120 is also called an internetwork connector or a protocol converter. The gateway realizes network interconnection at the transport layer and is a computer system or device that acts as a converter. The gateway is a translator between two systems that use different communication protocols, data formats or languages, or even completely different architectures. At the same time, the gateway can also provide filtering and security functions. The message sent by the terminal 140 to the server 110 must be sent to the corresponding server 110 through the gateway 120. The message sent by the server 110 to the terminal 140 must also be sent to the corresponding terminal 140 through the gateway 120.

[0105] The processing method of the resource management product of the embodiment of the present disclosure can be executed by an electronic device, which may be a terminal 140 or a server 110, that is, the processing method of the resource management product can be executed by the terminal 140 or the server 110, or can be executed jointly by the terminal 140 and the server 110.

[0106] The embodiments of the present disclosure can be applied to various scenarios, such as FIG. 3A to FIG. 3B The trigger creation scene shown in Figure 4 The processing operation scenario shown.

[0107] like Figure 3A As shown, it can be the homepage of the corresponding Internet application. In the homepage, it can include a search box 201 for searching resource management products, an introduction box 202 for briefly introducing resource management product A, an introduction box 203 for briefly introducing resource management product B, an introduction box 204 for briefly introducing resource management product C, and a navigation bar 205. The navigation bar 205 can include a "Create" control 206 for creating tasks corresponding to resource management products. It can be understood that when switching pages, such as entering relevant content in the search box 201 to enter the search results page, the navigation bar 205 is still on the page. Therefore, a trigger operation can be performed based on the "Create" control 206 of the navigation bar 205 on different pages, thereby improving the flexibility of triggering the creation of resource management products.

[0108] As shown in Figure 3, it can be a personal introduction page of the corresponding Internet application. In the personal introduction page, an asset detail box 301, a product detail box 302 and a "Create" control 303 can be included. Among them, the asset detail box 301 can include "My Assets", "Yesterday's Earnings" and other contents, and the product detail box 302 can be used to list the resource management products held by the corresponding account. The "Create" control 303 can be suspended at any position on the personal introduction page. Therefore, the "Create" control 303 can be used to trigger the operation at any position on the personal introduction page, thereby improving the flexibility of triggering the creation of resource management products. It can be understood that the personal introduction page shown in Figure 3 is only exemplary. According to actual needs, the "Create" control 303 can also be suspended and set on other interfaces, and this embodiment of the present disclosure is not specifically limited.

[0109] like Figure 4 As shown, in the creation interface, the target date, product type, fixed investment product, fixed investment cycle and source of funds of the resource management product can be selected and set, that is, the financial product can be set from multiple angles. Compared with the method in the related art that can only set the fixed investment cycle, the embodiment of the present disclosure can improve the flexibility of the resource management product processing operation.

[0110] General description of the disclosed embodiments

[0111] According to an embodiment of the present disclosure, a method for processing a resource management product is provided. Figure 5 FIG. 1 is a flow chart of a method for processing a resource management product provided by the present disclosure. The method can be applied to a processing device for a resource management product, and the processing device for the resource management product can be integrated in a computer device, and the computer device can specifically be a terminal. The method for processing a resource management product may include:

[0112] Step 510: In response to the resource management task creation instruction, a resource management task creation interface is displayed.

[0113] In an embodiment of the present disclosure, a resource management task creation instruction may refer to an instruction for creating a resource management task, and the resource management task may be related to a resource management product. For example, the resource management task may refer to a task that repeatedly exchanges resource amounts for resource management product shares according to a set period. Resource amounts may refer to the number of preset resources. Resources may refer to items used to exchange for resource management products, that is, resources may be a medium used to exchange for resource management products. For example, resources may refer to currency, minerals, etc.

[0114] Resource management products may refer to financial products, such as funds, stocks, and bonds. Alternatively, resource management products may refer to products with financial transaction attributes, such as digital resources, precious metals, and collectibles. For ease of explanation, in the following disclosed embodiments, resource management products are described as funds. Resource management product shares may refer to the number of units of resource management products that can be exchanged.

[0115] When the object performs a touch operation on a preset control on the Internet application interface, the Internet application can generate a resource management task creation instruction. The processing device displays a corresponding resource management task creation interface on the Internet application interface according to the resource management task creation instruction, so as to create a resource management task based on the resource management task creation interface.

[0116] In one implementation, step 510 may include the following sub-steps:

[0117] Display resource management task creation controls in the application interface of the resource management platform application;

[0118] In response to a trigger operation on a resource management task creation control, a resource management task creation interface is displayed.

[0119] Resource management platform applications can refer to Internet applications that process resource management products. The product form of resource management platform applications can be any of applications (Application, APP), mini-programs, Web applications (WebApplications, a type of software application accessed through an Internet browser), etc. Resource management platform applications can have multiple application interfaces, such as Figure 3A The home page shown, Figure 3B The personal homepage shown in the figure can be created in advance in any one or more application interfaces. The resource management task creation control can refer to a control for creating a resource management task. When the resource management task creation control is triggered, the resource management platform application can generate a resource management task creation instruction. Therefore, when the resource management task creation control is triggered, the processing device can display the corresponding resource management task creation interface in the resource management platform application based on the trigger operation, thereby improving the flexibility of resource management task creation. For example, the processing device can enable the resource management platform application to generate a resource management task creation instruction based on the trigger operation. Figure 3A The interface shown switches to display Figure 4 The resource management task creation interface shown in the figure, or the resource management platform application from Figure 3B The interface shown switches to display Figure 4 The resource management task creation interface shown in the figure is as follows. It can be understood that Figure 3A and Figure 3BThe interface content is only exemplary, and the embodiments of the present disclosure do not specifically limit this. In addition, in different application interfaces, the resource management task creation control can be set in different interface locations, such as Figure 3A The resource management task creation control can be fixed in the navigation bar. Figure 3B The resource management task creation control is set in any position of the interface in the form of a floating control. Furthermore, in different application interfaces, the resource management task creation control can be the same or different. For example, the resource management task creation control can be Figure 3A and Figure 3B The button form shown, or the slider form, etc.

[0120] In another embodiment, step 510 may include the following sub-steps:

[0121] Displaying voice control controls in the application interface of the resource management platform application;

[0122] In response to a triggering operation on a voice control control component, collecting control voice;

[0123] When the control voice contains preset keywords, the resource management task creation interface is displayed.

[0124] The voice control control may refer to a control that can trigger the processing device to collect voice. The voice control control may be in the form of a button, a slider, etc. Furthermore, the voice control control may be set at the same interface position in different application interfaces, or at different interface positions. When the voice control control is triggered, the processing device may respond to the trigger operation and collect the control voice. It is understandable that the control voice may be collected in real time based on the speaker of the terminal. Alternatively, the control voice may be obtained from the corresponding interface. For example, if a voice control control is displayed on the customer service chat interface of the resource management platform application, when the voice control control in the customer service chat interface is triggered, the processing device may collect the control voice from the historical session data based on the trigger operation.

[0125] The preset keywords may refer to pre-set keywords related to creating resource management tasks. For example, the preset keywords may include at least one of "create", "resource management product", "task", etc. The control voice is recognized based on the preset keywords to determine whether the control voice contains the preset keywords. The speech recognition method may include a classification method based on a neural network, a recognition method of a streaming sequence to sequence model, etc. When it is determined that the control voice contains the preset keywords, the processing device may control the resource management platform application to switch to display the resource management task creation interface.

[0126] It is understandable that when there are multiple preset keywords, multiple preset keywords can be included in different control voices. At this time, in order to confirm that the multiple control voices containing the preset keywords are all for expressing the theme of creating a resource management task, rather than expressing other themes, semantic recognition and relevance recognition can be performed on the multiple control voices. Among them, semantic recognition can be used to confirm what the themes expressed by the multiple control voices are, and relevance recognition can be used to confirm whether the themes expressed by the multiple control voices are the same. In this way, the accuracy of displaying the resource management task creation interface can be improved.

[0127] It is understandable that the situation where multiple control voices represent other topics may be that the multiple control voices represent different topics respectively, but due to the randomness of the expression, the multiple control voices contain different preset keywords respectively. For example, multiple control voices respectively represent the topics of creating a new account, understanding resource management products, and understanding how to create resource management tasks. The embodiment of the present disclosure can improve the flexibility of creating resource management tasks by collecting control voices to display the resource management task creation interface.

[0128] Step 520: Display a product type selection area, a resource management product selection area, and a management plan due date setting area on the resource management task creation interface.

[0129] The product type selection area may refer to an area for selecting a product type, and the product type may be obtained according to the resource management rate model. The resource management rate model may refer to a model corresponding to the fees to be charged when operating a resource management product. Taking the resource management product as a fund as an example, the fees charged may include subscription fees, sales service fees, management fees, custody fees, redemption fees, etc. When operating a resource management product, different resource management rate models charge fees in different ways. For example, in a fund scenario, the resource management rate model may include Class A shares, Class B shares, Class C shares, etc. Among them, Class A shares may refer to a certain subscription fee that needs to be charged when purchasing a fund, but no sales service fee is charged. Class B shares may refer to no sales fee when purchasing a fund, but a certain redemption fee may be charged when redeeming. Class C shares may refer to no subscription fee, but a sales service fee is charged on a daily basis. It can be understood that the above definitions of Class A shares, Class B shares, and Class C shares are only exemplary. A product type may correspond to a resource management rate model, or a combination of multiple resource management rate models. According to each resource management rate mode, different operations can be performed on the resource management product. Therefore, the resource management product can be divided into resource management sub-products according to the resource management rate mode. For example, in the case where one product type corresponds to one resource management rate mode, the resource management product can be divided into a resource management sub-product, that is, the resource management product is a resource management sub-product. Assuming that the product type is Class A share, fees are charged in the Class A share mode when the resource management product is operated. In the case where one product type corresponds to multiple resource management rate modes, the resource management product can be divided into multiple resource management sub-products. Assuming that the product type includes Class A shares and Class C shares, the resource management product can be divided into resource management sub-product x1 corresponding to Class A shares, and resource management sub-product x2 corresponding to Class C shares. When operating the resource management sub-product x1, fees are charged in the Class A share mode, and when operating the resource management sub-product x2, fees are charged in the Class C share mode. The resource management sub-product x1 and the resource management sub-product x2 may be operated simultaneously, and the resource management sub-product x1 and the resource management sub-product x2 may be represented by different identifiers, such as different fund codes.

[0130] like Figure 6 As shown, a product type selection area 601 can be set in the resource management task creation interface. The product type selection area 601 can provide multiple candidate items, and the multiple candidate items correspond to different product types. The first target product type can refer to a product type of a combination of multiple resource management rate modes, such as a product type corresponding to "Class A share + Class C share".

[0131] The resource management product selection area 602 may refer to an area for selecting resource management products. The selectable resource management products may vary with the product type. For example, when the product type is "Class A shares + Class C shares", the selectable resource management products may include Fund Y1, Fund Y2, and Fund Y3. When the product type is Class A shares, the selectable resource management products may include Fund Y1 and Fund Y4.

[0132] The management plan expiration date setting area 603 may refer to an area for setting a target date, which is used to indicate the end date of executing the resource management task, that is, after this date, the set amount of resources will no longer be exchanged for the share of the resource management product.

[0133] Step 530: In response to a first selection operation on a first target product type, a plurality of resource management products corresponding to the first target product type are displayed in a resource management product selection area.

[0134] The first selection operation may refer to an operation of selecting a first target product type from a plurality of product types. A mapping relationship between different product types and resource management products may be preset. Based on the mapping relationship, a resource management product corresponding to the first target product type is determined, and the resource management product selection area 602 is controlled to display the resource management product. Figure 6 As shown, the first selection operation may be an operation of selecting "Class A shares + Class C shares", and at this time the resource management product selection area 602 may display Fund Y1, Fund Y2 and Fund Y3.

[0135] In the embodiment of the present disclosure, step 530 may include the following sub-steps:

[0136] In response to a first selection operation on a first target product type, determining a plurality of first-category resource management products from a plurality of resource management products provided by the resource management platform based on the first target product type;

[0137] A plurality of first-category resource management products are displayed in the resource management product selection area.

[0138] The first category of resource management products may refer to resource management products determined according to the first selection operation. The resource management platform application may provide multiple resource management products, which may be classified in advance according to the resource management rate mode corresponding to the resource management products. The first category of resource management products may be determined from multiple categories according to the first target product type. For example, resource management products may be divided into the following three categories according to the resource management rate mode: resource management products that can perform Class A share operations, resource management products that can perform Class C share operations, and resource management products that can perform mixed operations of Class A shares and Class C shares. If the first target product type is "Class A shares + Class C shares", resource management products that can perform mixed operations of Class A shares and Class C shares are regarded as the first category of resource management products. The first category of resource management products is displayed in the candidate items of the resource management product selection area 602.

[0139] In an embodiment of the present disclosure, a plurality of first-category resource management products are determined from a plurality of resource management products provided by a resource management platform based on a first target product type, including:

[0140] generating a resource management product query instruction based on the first target product type;

[0141] Sending a resource management product query instruction to a resource management product server;

[0142] Receive multiple first-category resource management products returned by the resource management product server.

[0143] The product query instruction may refer to an instruction generated based on the first target product type. The product query instruction may be used to query the resource management product corresponding to the first target product type from the resource management product server. The resource management product server may refer to a server used to store resource management products, record processing data of resource management products, record object account information and other data. In addition, the resource management product server may also record the classification relationship between the resource management rate model and the resource management product. The resource management product server may be created by the provider of the resource management product. For example, in a fund scenario, the resource management product server may refer to a server created by a fund company and related to the fund business. Send a resource management product query instruction to the resource management platform application so that the resource management product server queries multiple categories based on the first target product type. The first category of resource management products may refer to the query results returned after the resource management product server queries multiple categories.

[0144] Step 540: In response to a second selection operation on the first target resource management product in the resource management product selection area, a first target resource management task is generated according to the first target resource management product and the first due date received in the management plan due date setting area.

[0145] In an embodiment of the present disclosure, the second selection operation may refer to an operation of selecting any one resource management product from the resource management product selection area. The first target resource management product may refer to the resource management product selected according to the second selection operation. The first expiration date may refer to the date set in the management plan expiration date setting area, that is, the first expiration date may be regarded as the target date described above. The execution date may refer to the date on which the execution of the first target resource management task begins. The execution date may be obtained from the resource management task creation interface, that is, the resource management task creation interface may also display an area for setting the execution date. The first target resource management task may refer to a task that regularly operates the first target resource management product between the execution date and the first expiration date. The content of the operation on the first target resource management product may include exchanging the amount of resources for a share of the target resource management sub-product. The target resource sub-product may refer to the resource management sub-product corresponding to the first target resource management product.

[0146] For example, the resource management sub-products corresponding to the first target resource management product may include resource management sub-product x3 corresponding to Class A shares, and resource management sub-product x4 corresponding to Class C shares. The set resource amount may be 200 units, and the set period may be D day of each month. The first target resource management task may mean that between the execution date and the first expiration date, 200 units of resources are exchanged for the share of resource management sub-product x3 on D day of each month; or, 200 units of resources are exchanged for the share of resource management sub-product x4 on D day of each month; or, 200 units of resources are exchanged for the share of resource management sub-product x3 and the share of resource management product x4 on D day of each month. However, it is understood that the first target resource management task may be determined to be one of the above situations based on object preference, pre-set exchange target, random exchange, etc. Among them, the exchange target may be a cost target, etc.

[0147] It is understandable that after the target resource management task is created, the target resource management task can also be modified to improve the flexibility of the target resource management task. The modification method is described as follows.

[0148] In the embodiment of the present disclosure, after step 540, the following steps are also included:

[0149] In response to a modification instruction for a target resource management task, displaying a resource management task modification interface;

[0150] In response to the second due date received by the management plan due date modification area, the target resource management task is updated based on the second due date.

[0151] The modification instruction may indicate an instruction to modify the target resource management task. In any application interface of the resource management platform application, a modification control may be preset. When the modification control is triggered, a modification instruction may be generated. In response to the modification instruction, the processing device switches the resource management platform application from the current application interface to the resource management task modification interface. The resource management task modification interface may refer to an interface for modifying the content of the target resource management task. For example, Figure 7 As shown, in "My Resource Management Products" of "Personal Homepage", the resource management products Fund Y1 and Fund Y2 held by the corresponding account can be included. The touch control areas corresponding to Fund Y1 and Fund Y2 are both provided with a modification control 701. When the modification control 701 is touched, the processing device can control the resource management platform application to Figure 7 The interface shown switches to Figure 8 The resource management task modification interface shown can be switched to the resource management task modification interface corresponding to fund Y1. The resource management task interface can include a management plan expiration date modification area 801. The management plan expiration date modification area 801 can refer to an area for modifying a target date, such as an area for modifying a first expiration date.

[0152] In response to a typing operation or a selection operation in the management plan due date modification area 801, a second due date is obtained. The target date of the target resource management task is updated to the second due date, thereby realizing the update of the target resource management task. For example, the first due date refers to D day, month, and day of E year, the second due date refers to D day, month, and day of F year, and the execution date may refer to D day, month, and day of G year. The first target resource management task before the update may refer to a task that regularly exchanges a set amount of resources for a resource management product between D day, month, and day of G year and D day, month, and day of E year. The first target resource management task after the update may refer to a task that regularly exchanges a set amount of resources for a resource management product between D day, month, and day of G year and D day, month, and day of F year.

[0153] The embodiment of the present disclosure can update the first target resource management task based on the second due date, thereby improving the flexibility of modifying the target resource management task operation.

[0154] In the embodiment of the present disclosure, the resource management task modification interface also includes a product type modification area and a resource management product modification area. In response to a modification instruction for a target resource management task, after the resource management task modification interface is displayed, it also includes:

[0155] In response to a selection operation of a second target product type received in the product type modification area, displaying a plurality of second candidate resource management products corresponding to the second target product type in the resource management product modification area;

[0156] In response to a fifth selection operation on a second selected resource management product from among the plurality of second candidate resource management products, the target resource management task is updated based on the second selected resource management product.

[0157] like Fig. 9 As shown, the product type modification area 803 may refer to an area for modifying the product type. The resource management product modification area 804 may refer to an area for modifying the resource management product. The second target product type may refer to other product type candidates other than the first target product type determined by performing a selection operation in the product type modification area 803. The second candidate resource management product may refer to a resource management product corresponding to the second target product type. When the second target product type is determined, the second candidate resource management product may be displayed in the resource management product modification area 804. Fig. 9 As shown, assuming that the first target product type can refer to "Class A shares + Class C shares", the second target product type can refer to "Class A shares". At this time, the resource management product modification area 804 can display the two second candidate resource management products, Fund Y1 and Fund Y4.

[0158] The fifth selection operation may refer to an operation of selecting any second candidate resource management product from a plurality of second candidate resource management products. The selected second candidate resource management product is used as the second selected resource management product. The first target resource management task may be updated according to the second selected resource management product, that is, the first target resource management product in the first target resource management task is updated to the second selected resource management product. The disclosed embodiment may modify the product type and the resource management product, thereby increasing the flexibility of modifying the target resource management task.

[0159] It is understandable that in some embodiments, the resource amount (such as the fixed investment amount), cycle (such as the fixed investment cycle), and resource source (such as the source of funds) of the target resource management task can also be modified, which will not be elaborated in the embodiments of the present disclosure.

[0160] It is understood that the holding period may refer to the period of holding the corresponding resource management product. Therefore, in the scenario where the first expiration date is modified, the holding period will be affected, such as shortening the holding period or increasing the holding period. During the execution of the target resource management task, different resource management products will be charged different fees according to the length of the holding period.

[0161] As shown in Table 1, this is a detailed list of three fees for the resource management product processing method provided in the present disclosure.

[0162] Table 1 Details of the three fees

[0163]

[0164] As shown in Table 1, the resource volume is 1,000 yuan when the target resource management task is created, and the resource volume is also 1,000 yuan when the redemption operation is performed. In Table 1, "Hybrid A" and "Hybrid C" are both resource management products. The difference is that the resource management fee rate model of "Hybrid A" is Class A shares, and the resource management fee rate model of "Hybrid C" is Class C shares. In the example of Table 1, it is assumed that the management fee rate and custody fee rate of "Hybrid A" and "Hybrid C" are the same, so there is no need to compare the two rates. Comparing the data in the "Three Total Fees" column of Table 1, it can be seen that when the holding period is less than 365 days, the fee charged for holding "Hybrid C" is low. When the holding period is greater than or equal to 365 days, the fee charged for holding "Hybrid A" is low. In addition, when the holding period is less than 7 days, the total three fees are high, and it is not recommended to execute the target resource management task at this time. It can be seen that the length of the holding period will affect the level of fees charged. Therefore, in the scenario where the first expiration date is modified, the resource management product can be converted according to the holding period to reduce the fees to be charged. The product conversion is explained as follows.

[0165] In an embodiment of the present disclosure, in response to the second due date received by the management plan due date modification area, updating the target resource management task based on the second due date includes:

[0166] Obtain resource management product holding information, which includes holding share information and holding duration information of resource management products;

[0167] Calculate the holding management fee corresponding to each resource management product held based on the second maturity date, and calculate the product conversion fee for each resource management product held based on the holding share information and holding duration information;

[0168] The resource management products held are converted into products based on the holding management fees and product conversion fees.

[0169] Resource management product holding information may refer to information corresponding to the resource management products held. Holding share information may refer to the number of units of resource management products held. Holding duration information may include holding duration. The holding duration may be calculated based on the current date and the expiration date. When the holding duration ends, that is, when the current date reaches the expiration date, the resource management product held may be redeemed. It can be understood that the redemption operation is the opposite operation of the resource management task, that is, the redemption operation is to exchange the share of the resource management product held for the amount of resources.

[0170] Product conversion may refer to converting the resource management products held into other resource management products. For example, if the resource management product held is a product corresponding to Class A shares, it can be converted into a product corresponding to Class C shares. Alternatively, if the resource management product held is a product corresponding to Class C shares, it can be converted into a product corresponding to Class A shares. Alternatively, if the resource management products held include resource management sub-products corresponding to Class A shares and resource management sub-products corresponding to Class C shares, all or part of the resource management sub-products corresponding to Class A shares can be converted into resource management sub-products corresponding to Class C shares.

[0171] How to conduct product conversion can be determined based on holding management fees and product conversion fees. Holding management fees can refer to the management fees required to continue holding the current resource management product, which can include total sales service fees, total management fees, total custody fees, etc. For example, holding management fees can be calculated according to the following formula:

[0172] Holding management fee = redemption fee of current resource management product + total sales service fee of current resource management product + total management fee of current resource management product + total custody fee of current resource management product

[0173] Product conversion costs may refer to the costs required after product conversion of resource management products. Product conversion costs may include the total sales service fees, total management fees, etc. corresponding to the converted resource management products, as well as the costs required for product conversion operations. For example, product conversion costs can be calculated according to the following formula:

[0174] Product conversion costs = product conversion operation costs + redemption fees for converted resource management products + total sales service costs for converted resource management products + total management costs for converted resource management products + total custody costs for converted resource management tea products

[0175] It is understandable that, whether it is the current resource management product or the converted resource management product, the total sales service fees, total management fees, total custody fees, etc. can be calculated based on the corresponding holding share information and holding period.

[0176] The holding management fees and product conversion fees can be compared. If the product conversion fees are less than the holding management fees, the subject can be prompted to make the product conversion, or can make the product conversion on his own, thereby reducing fee costs and improving the accuracy of product conversion.

[0177] In the embodiment of the present disclosure, in response to the second due date received in the management plan due date modification area, after updating the target resource management task based on the second due date, the method further includes:

[0178] Create a resource management product share exchange task based on the updated target resource management task;

[0179] When executing the resource management product share exchange task, determining the target resource management sub-product to be exchanged from the multiple resource management sub-products corresponding to the first target resource management product according to the time difference between the execution date and the second due date;

[0180] Exchange target resource management sub-products based on set resource quantities.

[0181] The resource management product share exchange task may refer to a task of converting the share of the currently held resource management product into the share of other resource management products. Specifically, the resource management product share exchange task may include determining the time difference between the execution date and the second expiration date, and determining the resource management sub-product with the lowest conversion cost among the multiple resource management sub-products corresponding to the first target resource management product during the time difference. The resource management sub-product with the lowest conversion cost is used as the target resource management sub-product. The target resource management sub-product is exchanged based on the resource amount of all held resource management products.

[0182] It is understandable that, in addition to the above disclosed embodiment, in the case of modifying the expiration date of the target resource management task, product exchange can also be performed when the target resource management task is periodically executed. The periodic product exchange is described below.

[0183] In the embodiment of the present disclosure, after step 540, the following steps are also included:

[0184] When it is detected that the current date meets the resource management product exchange condition of the first target resource management task, the management period is calculated according to the current date and the first expiration date;

[0185] Calculate the resource management fee of each resource management sub-product in the management cycle according to the management cycle and multiple resource management fee rates corresponding to the multiple resource management sub-products;

[0186] Determine a target resource management sub-product among multiple resource management sub-products according to resource management costs;

[0187] Calculate the target share based on the set resource volume and the current net value of the target resource management sub-product, and generate a resource management product exchange request based on the target share and the target resource management sub-product;

[0188] A resource management product exchange request is sent to the resource management product server, and a resource transfer request is sent to the resource pool server.

[0189] It is understandable that the resource management product of the embodiment of the present disclosure may be a fixed investment product, and therefore the first target resource management task of the embodiment of the present disclosure may be a periodic task. The exchange condition may be used to determine whether the current date is the date for executing the first target resource management task of the next cycle. For example, the first target resource management task may be executed on the D-day of each month, and the exchange condition may be whether the current date is the D-day. Alternatively, the first target resource management task may be executed at intervals of 31 days, and the exchange condition may be whether the current date is 31 days away from the date when the first target resource management task was last executed.

[0190] The management cycle may refer to the number of days that the resource management product still needs to be managed, so the management cycle may be expressed as the time difference between the current date and the first due date. The resource management fee rate may refer to the proportion or standard of fees charged when managing resource management sub-products. As shown in Table 2, it is a resource management fee rate table for Mix A and Mix C.

[0191] Table 2 Resource management rate table for Mix A and Mix C

[0192]

[0193]

[0194] As shown in Table 2, the resource management fee rate may include the subscription fee rate, redemption fee rate, sales service fee rate, management fee rate and custody fee rate. The resource management fee may refer to the specific fee amount calculated based on the resource management fee rate. Correspondingly, the resource management fee may include the subscription fee, redemption fee, sales service fee, management fee and custody fee. The calculation method of these fees is explained as follows:

[0195] Front-end subscription fee = subscription amount - subscription amount / (1 + subscription fee rate)

[0196] Back-end subscription fee = redemption shares × net value of shares on subscription date × back-end subscription fee rate

[0197] Redemption fee = redemption amount × redemption rate

[0198] Daily sales service fee = holding shares × fund net value × sales service fee rate / 365

[0199] Total sales and service fees = holding days × daily sales and service fees

[0200] Daily management fee = holding shares × fund net value × sales service fee rate / 365

[0201] Total management fee = number of holding days × daily management fee

[0202] Daily custody fee = holding shares × fund net value × sales service fee rate / 365

[0203] Total custody fee = number of days held × daily custody fee

[0204] The front-end subscription fee refers to the subscription fee of the resource management sub-product of Class A shares, and the back-end subscription fee refers to the subscription fee of the resource management sub-product of Class C shares. The number of days held is the management cycle. The subscription amount is the resource volume.

[0205] Among them, total fee = subscription fee (i.e. front-end subscription fee or back-end subscription fee) + redemption fee + total sales service fee + total management fee + total custody fee.

[0206] As can be seen from Table 1 and Table 2, different resource management sub-products and holding days correspond to different resource management rates, so different total costs can be calculated based on different resource management sub-products and different holding days. The target resource sub-product can be determined from multiple resource management sub-products based on the total cost. For example, the resource management sub-product with the lowest total cost can be used as the target resource management sub-product, thereby reducing management costs.

[0207] The current net value can refer to the current value of the target resource management sub-product. The target share can refer to the number of units of the target resource management sub-product that can be exchanged based on the set resource volume. Therefore, the target share can be calculated according to the following formula:

[0208] Target share = set resource volume / current net value of target management sub-product

[0209] A resource management product exchange request is generated based on the calculated target share and target resource management sub-product, and the request is sent to the resource management product server, so that the resource management product server performs an exchange operation for the target resource management sub-product based on the request. In addition, a resource transfer request can also be sent to the resource pool server. The resource pool server can be used to process transaction requests, verify transactions, record transaction data, transfer resources, and other operations. For example, the resource pool server can transfer a set amount of resources to the resource management product server based on the resource transfer request, so that the resource management product server records the target share of the target resource management sub-product to the corresponding account based on the resource amount. The disclosed embodiment can redetermine the target resource management sub-product in each fixed investment cycle based on the resource management fee, that is, the product exchange can be performed in each fixed investment cycle, thereby improving the accuracy of the fixed investment and reducing the fixed investment cost.

[0210] In the embodiment of the present disclosure, after step 540, the following steps are also included:

[0211] In response to a revenue viewing trigger for the first target resource management task, displaying a revenue display page;

[0212] The first revenue change curve corresponding to each resource management sub-product and the second revenue change curve corresponding to the first target resource management task are displayed on the revenue display page.

[0213] The revenue viewing trigger may refer to a trigger operation for viewing the revenue of the first target resource management task. For example, the revenue viewing trigger may refer to a trigger operation for a preset revenue viewing control. In response to the revenue viewing trigger, a revenue display page is displayed on the corresponding interface. The revenue display page may be used to display the revenue situation of the first target resource management task, such as the revenue display page may include a first revenue change curve and a second revenue change curve. Among them, the first revenue change curve may be a change curve regarding the revenue situation of each resource management sub-product, and the second revenue change curve may be a second revenue change curve regarding the entire first target resource management task.

[0214] In the embodiment of the present disclosure, the first revenue change curve corresponding to each resource management sub-product and the second revenue change curve corresponding to the first target resource management task are displayed on the revenue display page, including:

[0215] Get the first closing net value of each resource management sub-product on each trading day;

[0216] Generate the first income change curve of each resource management sub-product according to the first closing net value;

[0217] Calculate the second closing net value corresponding to the first target resource management task based on the first closing net value and the holding share of each resource management sub-product at the close of each trading day;

[0218] Generate a second income change curve based on the second closing net value;

[0219] The first income change curve and the second income change curve on the income display page.

[0220] The trading day may refer to a date on which trading operations such as subscription, redemption, and conversion can be performed. The first closing net value may refer to the unit net value of the resource management sub-product calculated based on the market closing price of the day after the end of each trading day, that is, the first closing net value may reflect the value of the corresponding resource management sub-product at the end of the trading day. A first yield change curve may be constructed for the first closing net value corresponding to each resource management sub-product. It is understandable that the first yield change curves corresponding to multiple resource management sub-products may be plotted in different coordinate systems. Or, as Fig.10As shown, the first income change curves of multiple resource management sub-products can be plotted in the same coordinate system, so as to facilitate comparison of multiple resource management sub-products. At this time, in order to facilitate the distinction between different resource management sub-products, different curve colors can be set for the multiple first income change curves. Alternatively, they can also be distinguished by curve styles and the like. The horizontal coordinate of the coordinate system can be the trading day, the vertical coordinate of the coordinate system can be the first closing net value, and the unit of the first closing net value can be a monetary unit, such as yuan.

[0221] The second closing net value can refer to the total net value of the resource management sub-product, that is, the second closing net value is related to the holdings of the resource management sub-product. The second closing net value can be calculated according to the following formula:

[0222] Second closing net value = first closing net value * holding shares

[0223] The second income change curve can be constructed for the second closing net value corresponding to each resource management sub-product. Similar to the first income change curve, the second income change curves corresponding to multiple resource management sub-products can be plotted in different coordinate systems. Or, Fig.10 As shown, the second income change curves of multiple resource management sub-products can be plotted in the same coordinate system, so as to facilitate comparison of multiple resource management sub-products. The horizontal axis of the coordinate system can be the trading day, and the vertical axis of the coordinate system can be the second closing net value.

[0224] It is understandable that, according to actual needs, the rise and fall curve of each resource management sub-product and the total asset change curve of the resource management product can also be displayed on the income display page. Among them, the rise and fall refers to the change range of the first closing net value within a certain period of time. The total assets can be calculated by adding up the second closing net values ​​of all resource management sub-products included in the resource management product.

[0225] It is understandable that in the above disclosed embodiments, the target resource management task may refer to a task of exchanging shares for multiple resource management sub-products corresponding to a resource management product. In order to improve the flexibility of resource management product processing, the disclosed embodiments may also customize the exchange of shares between multiple resource management products. This customized scenario is described below.

[0226] In the embodiment of the present disclosure, the product type selection area also provides candidates for custom combination product types. After the resource management task creation interface displays the product type selection area, the resource management product selection area, and the management plan due date setting area, it also includes:

[0227] In response to a third selection operation on the custom combination product type, displaying a plurality of first candidate resource management products in the resource management product selection area;

[0228] In response to a fourth selection operation on at least two first selected resource management products from a plurality of first candidate resource management products, a second target resource management task is generated based on the at least two first selected resource management products and the first expiration date received in the management plan expiration date setting area; wherein, when a resource management product share exchange operation is performed based on the second target resource management task, the second target resource management product to be exchanged is determined from the at least two first selected resource management products based on the time difference between the execution date and the first expiration date.

[0229] The candidate items of the custom combination product type may refer to the candidate items set in the product type selection area that can trigger the custom combination operation of the resource management product. Fig.11A As shown, the candidate items of the custom combination product type can be represented by the "custom" control. The third selection operation can refer to the selection operation of the "custom" control. The first candidate resource management product can refer to the resource management product corresponding to "custom", that is, the first candidate resource product can refer to the resource management product that can be customized. In response to the third selection operation, multiple first candidate resource management products are displayed as candidates in the resource management product selection area 602. The fourth selection operation can refer to the selection operation of selecting at least two first candidate resource management products from the resource management product selection area 602. The first candidate resource management product selected by the fourth selection operation is used as the first selected resource management product. According to the first selected resource management product and the first expiration date, a second target resource management task can be created. The second target resource management product can refer to a task that periodically exchanges a set amount of resources for a share of the first selected resource management product between the execution date and the first expiration date. The first selected resource management product whose share is to be exchanged is used as the second target resource management product. The second target resource management product can be determined according to object preference, a pre-set exchange target, random exchange, etc.

[0230] It is understandable that the resource management rate patterns corresponding to multiple first candidate resource management products may be the same or different. For example, the three first candidate resource management products include Fund Y5, Fund Y6 and Fund Y7, wherein the resource management rate pattern corresponding to Fund Y5 is Class A shares, the resource management rate pattern of Fund Y6 is Class A shares, and the resource management rate pattern of Fund Y7 is Class B shares. Although Fund Y5 and Fund Y6 are both Class A shares, there are differences between these two Class A shares, such as different specific subscription rates. The fourth selection operation indicates that when Fund Y5 and Fund Y6 are selected, that is, when Fund Y5 and Fund Y6 are determined to be the first selected resource management products, the second target resource management task may refer to a task of exchanging shares for Fund Y5, or a task of exchanging shares for Fund Y6, or a task of exchanging shares for Fund Y5 and Fund Y6. The disclosed embodiment can realize a customized combination of resource management products with the same resource management rate pattern but different specific rates, thereby improving the flexibility of resource management product processing.

[0231] When it is determined that Fund Y5 and Fund Y7 are the first selected resource management products, the second target resource management task may refer to a task of exchanging shares for Fund Y5, or a task of exchanging shares for Fund Y7, or a task of exchanging shares for Fund Y5 and Fund Y7. The disclosed embodiment can realize a customized combination of resource management products with different resource management rate modes, thereby improving the flexibility of resource management product processing.

[0232] In the embodiment of the present disclosure, in response to the third selection operation on the custom combination product type, after displaying a plurality of first candidate resource management products in the asset management product selection area, the method further includes:

[0233] Displaying product labels corresponding to a plurality of first candidate resource management products in the asset management product selection area;

[0234] In response to a viewing operation on any target product tag, a product details display page corresponding to the target product tag is displayed.

[0235] A product tag may refer to a tag that can trigger the generation of the introduction content of the first candidate resource management product. The introduction content of the first candidate resource management product may include the resource management rate model corresponding to the first candidate resource management product, as well as specific fees, etc. One or more product tags may be set in the touch area of ​​each first candidate resource management product. When multiple product tags are set, each product tag may be used to trigger the generation of an introduction content. Fig.11A As shown, you can set a "Details" product label, or set multiple product labels such as "Resource Management Rate Mode" and "Specific Fees".

[0236] The viewing operation may refer to a triggering operation on a product tag. The target product tag may refer to a triggered product tag. When the product tag is triggered, a product details display page may be displayed. The product details display page is used to display the introduction content of the first candidate resource management product corresponding to the target product tag. It is understandable that the product details display page may be displayed on a new interface, that is, by switching to a new interface in the resource management platform application to display the product details display page. Or, Fig. 11B As shown, the product details display page can be suspended and displayed on the interface when the product tag is triggered. By setting the product tag, the disclosed embodiment enables the object to understand the first candidate resource management product based on the product tag, thereby improving the efficiency of creating the second target resource management task.

[0237] In an embodiment of the present disclosure, the product details display page includes a selection control, and in response to a fourth selection operation of at least two first selected resource management products from a plurality of first candidate resource management products, a second target resource management task is generated according to the at least two first selected resource management products and a first due date received in a management plan due date setting area, including:

[0238] In response to a triggering operation on a selection control, determining a first candidate resource management product corresponding to the selection control as a first selected resource management product;

[0239] A second target resource management task is generated based on at least two first selected resource management products and a first due date received in a management plan due date setting area.

[0240] The selection control may refer to a control for selecting the corresponding first candidate resource management product as the first selected resource management product. The selection control may be set in the product details display page, such as Fig. 11C As shown, a "Add" selection control is provided on the product details display page. When the selection control is triggered, the first candidate resource management product corresponding to the selection control is used as the first selected resource management product. It can be understood that the determined first selected resource management product can be saved. When it is determined that the number of the first selected resource management products is greater than or equal to 2, and the "Create" control is triggered, a second target resource management task is generated based on the saved multiple first selected resource management products and the first expiration date. The method of the embodiment of the present disclosure for determining the first selected resource management product based on the selection control and then creating the second target resource management task can reduce the situation where the first selected resource management product is selected from the resource management product selection area after the object triggers the "Details" product label. Therefore, the embodiment of the present disclosure can improve the efficiency of selecting the first selected resource product, thereby improving the efficiency of creating the second target resource management task.

[0241] In the embodiment of the present disclosure, in response to the third selection operation on the custom combination product type, after displaying a plurality of first candidate resource management products in the asset management product selection area, the method further includes:

[0242] Display a search box in the asset management product selection area;

[0243] In response to a search text received in the search box, displaying a plurality of associated products associated with the search text in the asset management product selection area;

[0244] In response to a fourth selection operation of at least two first selected resource management products from the plurality of first candidate resource management products, generating a second target resource management task according to the at least two first selected resource management products and the first due date received in the management plan due date setting area, including:

[0245] In response to a fourth selection operation on at least two first selected resource management products among the plurality of associated products, a second target resource management task is generated according to the at least two first selected resource management products and the first due date received in the management plan due date setting area.

[0246] like Fig.12 As shown, the search box 604 may refer to an input control for obtaining the content to be searched. The object may type the content to be searched in the search box 604, such as typing the search text. The associated product may refer to the resource management product associated with the search text. In this way, the search text may be the name of the resource management product expected to be searched, the code of the resource management product expected to be searched, the resource management rate model, etc. It can be understood that the associated product may be displayed in the associated display area 605, and the fourth selection operation may refer to the operation of determining the associated product as the first selected resource management product in the associated display area 605. Alternatively, the fourth selection operation may refer to the operation of determining the associated product as the first selected resource management product in other interfaces. Create a second target resource management task according to the determined first selected resource management product and the first expiration date. The method of displaying the associated products through the search box and then determining the first selected resource management product based on the fourth selection operation in the embodiment of the present disclosure can improve the matching efficiency of resource management products and reduce the time of determining the first selected resource management product, compared with the method of listing and displaying multiple resource management products as candidate items, thereby improving the efficiency of creating the second target resource management task.

[0247] In summary, the processing method of the resource management product of the embodiment of the present disclosure can display the resource management task creation interface through resource management task creation controls, voice control controls, etc. Compared with the situation in the related art that the resource management task creation can only be triggered from the details introduction page of the resource management product, the embodiment of the present disclosure can improve the flexibility of resource management task creation. In addition, after the target resource management task is created, the expiration date, product type, etc. in the target resource management task can also be modified, thereby improving the flexibility of the target resource management task operation. In the scenario where the expiration date is modified, the product conversion can be performed based on the modified second expiration date. Alternatively, in the scenario where the target resource management task is executed periodically, product conversion can also be performed, thereby reducing cost. Furthermore, the embodiment of the present disclosure can also perform customized combinations between multiple resource management products, thereby improving the processing flexibility of the target resource management task.

[0248] The embodiments of the present disclosure are described in detail in combination with specific application scenarios.

[0249] like FIG. 13A to FIG. 13C As shown, the embodiment of the present disclosure can be applied to a processing system, which can include a processing device, a resource management platform application, a resource management product server, and a resource pool server. The processing device can be used to implement the processing method of the resource management product described in any of the above embodiments. Taking the resource management product as a fund as an example, Fig.13A This is a multi-terminal interaction flow chart of the processing system of the embodiment of the present disclosure in the fund scenario. Fig.13A To elaborate, the resource management product approach includes:

[0250] Understandably, Fig.13A It may include a creation process 1301, a modification process 1302, a custom process 1304, a fixed investment process 1305, and a revenue viewing process 1306. It is understandable that the modification process 1302, the custom process 1304, the fixed investment process 1305, and the revenue viewing process 1306 may be performed flexibly without a fixed order.

[0251] The creation process 1301 may refer to a process of creating a first target resource management task. Specifically, the creation process 1301 may include the following steps:

[0252] The resource management platform application may display a resource management task creation control or a voice control control on the application interface. When the object triggers the resource management task creation control or the voice control control, the resource management platform application may send a resource management task creation instruction to the processing device. The processing device responds to the resource management task creation instruction and controls the resource management platform application to display the resource management task creation instruction. Figure 6The resource management task creation interface shown in the figure improves the flexibility of resource management task creation. In the resource management task creation interface, the processing device can control the resource management platform to apply the display product type selection area 601, the resource management product selection area 602 and the management plan expiration date setting area 603. The resource management platform can send the first selection operation of the object selecting "Class A shares + Class C shares" in the product type selection area 601, and the second selection operation of the object selecting "Fund Y1" in the resource management product selection area 602 to the processing device. The processing device responds to the first selection operation and the second selection operation, and obtains the first expiration date "E year D month D day" set in the management plan expiration date setting area 603, so that the first target resource management task can be generated. It can be understood that the resource management task creation interface can also include an area for setting the fixed investment amount, an area for setting the fixed investment cycle, and an area for setting the source of funds. When the processing device confirms that the fixed investment amount is 200 yuan, the fixed investment period is D day of each month, and the fixed investment fund source is XX Bank according to these areas, the first target resource management task may refer to remitting 200 yuan from XX Bank on D day of each month from the current date to D day of D month of E year in exchange for the shares of Fund Y1. Among them, Fund Y1 may include Sub-Fund Y11 corresponding to Class A shares and Sub-Fund Y12 corresponding to Class C shares, and the first target resource management task may refer to exchanging 200 yuan for the shares of Sub-Fund Y11 and the shares of Sub-Fund Y12.

[0253] The modification process 1302 may refer to a process of modifying the first target resource management task. The modification process 1302 may include a product type modification process 1306 and a date modification process 1307 .

[0254] The product type modification process 1306 may include the following steps:

[0255] like Fig. 9As shown, the processing device can control the resource management platform application to display the resource management task modification interface, and display the product type modification area 803 and the resource management product modification area 804 in the resource management task modification interface. The resource management platform application can send the object's selection operation of the second target product type in the product type modification area 803 to the processing device. The resource management platform application can send the object's fifth selection operation of the second selected resource management product among multiple second candidate resource management products in the resource management product modification area 804 to the processing device. In response to the fifth selection operation, the processing device updates the first target resource management task based on the second selected resource management product and the selected second target product type. For example, the second selected resource management product refers to fund Y4 and the second target product type refers to class A shares, then the first target resource management task can be updated to: from the current date to before D day of D month of E year, 200 yuan will be remitted from XX Bank on D day of each month to exchange for fund Y4 shares. Among them, fund Y4 is class A shares.

[0256] The date modification process 1307 may include the following steps:

[0257] The object can enter a second expiration date in the management plan expiration date modification area 801 of the resource management platform application, and the resource management application platform can send the second expiration date to the processing device. The processing device can calculate the holding management fee corresponding to each held resource management product and the product conversion fee of each held resource management product according to the second expiration date. The processing device determines whether to perform product conversion or how to perform product conversion according to the holding management fee and the product conversion fee.

[0258] The custom process 1304 may refer to a custom process for combining multiple first candidate resource management products. Specifically, the custom process 1304 may include the following steps:

[0259] like Fig.11A As shown, the resource management platform application can send the third selection operation of the object to the "custom" candidate to the processing device. In response to the third selection operation, the processing device controls the resource management platform application to display three first candidate resource management products such as Fund Y5, Fund Y6 and Fund Y7 in the resource management product selection area 602. The selected first candidate resource management product is used as the first selected resource management product. The processing device generates a second target resource management task based on at least two first selected resource management products and the first expiration date.

[0260] The fixed investment process 1305 may refer to a process of exchanging a certain amount of resources for a share of a resource management product. Specifically, the fixed investment process 1305 may include the following steps:

[0261] When the processing device detects that the current date meets the product exchange conditions, such as when the current date is the D-day of each month, the processing device sends a resource management product exchange request to the resource product server, and sends a resource transfer request to the resource pool server. The resource transfer request may carry information about the amount of resources to be transferred, such as carrying the information "200 yuan needs to be transferred." The resource pool server transfers the set amount of resources to the resource management product server, such as the resource pool server transferring 200 yuan to the resource management product server. The resource management product server records the target resource management sub-product including the target share in the corresponding account based on the received resource amount and resource management product exchange request, thereby completing the target resource management sub-product exchange for the target share with 200 yuan, that is, completing a fixed investment process.

[0262] The revenue checking process 1306 may refer to a process of checking the revenue of a target resource management task in a corresponding account. Specifically, the revenue checking process 1306 may include the following steps:

[0263] The object can trigger the revenue viewing control corresponding to the first target resource management task in the resource management platform application, and the resource management platform sends the revenue viewing trigger to the processing device. The processing device controls the resource management platform application to display the revenue display page in response to the revenue viewing trigger. Fig.10 As shown, the earnings display page may include a first earnings change curve regarding a first closing net value, and a second earnings change curve regarding a second closing net value.

[0264] Fig. 13B and Fig. 13C This is a specific flow chart of the resource management product processing method of the embodiment of the present disclosure in the fund scenario. Fig. 13B and Fig. 13C To elaborate, the resource management product approach includes:

[0265] Step 1311: The processing device displays a resource management task creation interface in response to a resource management task creation instruction.

[0266] The resource management platform application may display a resource management task creation control or a voice control control on the application interface. When the object triggers the resource management task creation control or the voice control control, the resource management platform application may send a resource management task creation instruction to the processing device. The processing device responds to the resource management task creation instruction and controls the resource management platform application to display the resource management task creation instruction. Figure 6 The resource management task creation interface shown.

[0267] Step 1312: The processing device displays a product type selection area, a resource management product selection area, and a management plan due date setting area on the resource management task creation interface.

[0268] like Figure 6 As shown, the processing device can control the resource management platform application to display a product type selection area 601, a resource management product selection area 602 and a management plan due date setting area 603.

[0269] Step 1313: In response to the first selection operation on the first target product type, the processing device displays a plurality of resource management products corresponding to the first target product type in the resource management product selection area.

[0270] like Figure 6 As shown, the processing device can control the resource management platform application to display Fund Y1, Fund Y2 and Fund Y3 in the resource management product selection area 602 in response to the first selection operation of the first target product type "Class A shares + Class C shares".

[0271] Step 1314: The processing device generates a first target resource management task according to the first target resource management product and the first due date received in the management plan due date setting area in response to the second selection operation on the first target resource management product in the resource management product selection area.

[0272] In response to the second selection operation on fund Y1, the processing device generates a first target resource management task according to fund Y1 and the first due date “E year D month D day”.

[0273] It can be understood that after step 1314 , the processing device can execute steps 1315 to 1322 .

[0274] Step 1315: The processing device determines whether the current date meets the resource management product exchange conditions.

[0275] When the resource management product exchange condition is "whether the current date is D-day", the processing device can determine whether the current date is D-day. For example, the generation date of the first target resource management task is H-month-J-day, if the current date is (H+1)-month-D-day, it means that the current date meets the resource management product exchange condition, that is, the current date is the fixed investment date. At this time, the fixed investment processing needs to be performed according to the following steps.

[0276] Step 1316: The processing device determines whether the current date is the first expiration date.

[0277] When the current date meets the resource management product exchange condition, the processing device determines whether the current date is the first expiration date.

[0278] Step 1317: The processing device calculates the management period according to the current date and the first expiration date.

[0279] When the current date is not the first due date, the processing device calculates the management period according to the current date and the first due date.

[0280] Step 1318: The processing device calculates the resource management fee of each resource management sub-product in the management cycle according to the management cycle and multiple resource management fee rates corresponding to the multiple resource management sub-products.

[0281] The processing device calculates the resource management fee of each resource management sub-product according to the management cycle and the resource management fee rate shown in Table 2, such as calculating the resource management fees of resource management sub-product x3 and resource management sub-product x4 corresponding to fund Y1.

[0282] Step 1319: The processing device determines a target resource management sub-product from among a plurality of resource management sub-products according to the resource management fee.

[0283] The processing device compares the resource management fees corresponding to the multiple resource management sub-products, and uses the resource management sub-product with the lowest resource management fee as the target resource management sub-product, such as using the resource management sub-product x3 as the target resource management sub-product.

[0284] Step 1320: The processing device calculates the target share based on the set resource amount and the current net value of the target resource management sub-product, and generates a resource management product exchange request based on the target share and the target resource management sub-product.

[0285] The processing device calculates the target share based on the preset resource amount (eg, 200 yuan) and the current net value of the resource management sub-product x3. The processing device generates a resource management product exchange request based on the target share and the resource management sub-product x3.

[0286] Step 1321: The processing device sends a resource management product exchange request to the resource management product server, and sends a resource transfer request to the resource pool server so that the resource pool server transfers a set amount of resources to the account corresponding to the resource management product server.

[0287] The processing device sends a resource management product exchange request represented by "exchange for the target share of resource management sub-product x3" to the resource management product server, and sends a resource transfer request represented by "remit 200 yuan" to the resource pool server. When the resource pool server transfers 200 yuan to the resource management product server, the resource management product server adds the target share of resource management sub-product x3 to the corresponding account, thereby completing the fixed investment processing on D day of (H+1). The processing device returns to execute step 1315 again to execute the fixed investment processing on the new fixed investment date, such as on D day of (H+2).

[0288] Step 1322: The processing device performs a redemption operation.

[0289] When the current date is the first expiration date, the first target resource management task may be terminated, and the processing device may perform a redemption operation.

[0290] It is understandable that after step 1314, the processing device may further perform steps 1323 to 1324:

[0291] Step 1323: The processing device displays a plurality of first candidate resource management products in the resource management product selection area in response to the third selection operation on the custom combination product type.

[0292] like Fig.11A As shown, in response to the third selection operation of the "Custom" candidate item in the product type selection area 601, the processing device controls the resource management platform application to display multiple first candidate resource management products such as Gene Y5, Fund Y6 and Fund Y7 in the resource management product selection area 602.

[0293] Step 1324: The processing device generates a second target resource management task in response to a fourth selection operation on at least two first selected resource management products from a plurality of first candidate resource management products based on the at least two first selected resource management products and the first due date received in the management plan due date setting area.

[0294] In response to the fourth selection operation on fund Y5 and fund Y6, the processing device generates a second target resource management task according to fund Y5, fund Y6 and the first due date set in the management plan due date setting area 603.

[0295] It is understandable that after step 1314, the processing device may further perform steps 1325 to 1331:

[0296] Step 1325: The processing device displays a resource management task modification interface in response to the modification instruction for the target resource management task.

[0297] like Figure 7 As shown, the processing device responds to the modification instruction generated by the trigger control 801, and the processing device controls the resource management platform application to display as shown in FIG. Figure 8 or Fig. 9 The resource management task modification interface shown is displayed.

[0298] It is understandable that after step 1315, the processing device may perform steps 1326 to 1329:

[0299] Step 1326: The processing device responds to the second due date received in the management plan due date modification area.

[0300] like Fig. 9 As shown, the processing device obtains the second due date in response to the setting operation in the management plan due date modification area 801.

[0301] Step 1327: The processing device obtains resource management product holding information, where the resource management product holding information includes holding share information and holding duration information of the resource management product.

[0302] The resource management product holding information may refer to information corresponding to the resource management product held. The holding share information may refer to the number of units of the resource management product held. The holding duration information may include the holding duration. The holding duration may be calculated based on the current date and the second expiration date.

[0303] Step 1328: The processing device calculates the holding management fee corresponding to each held resource management product according to the second expiration date, and calculates the product conversion fee of each held resource management product according to the holding share information and the holding duration information.

[0304] Holding management expenses may refer to the management expenses required to continue holding the current resource management product, which may include total sales service fees, total management fees, total custody fees, etc. Product conversion expenses may refer to the expenses required after the resource management product is converted, which may include the total sales service fees, total management fees, etc. corresponding to the converted resource management product, as well as the expenses required for the product conversion operation.

[0305] Step 1329: The processing device converts the held resource management product according to the holding management fee and the product conversion fee.

[0306] The processing device compares the holding management fee with the product conversion fee. If the product conversion fee is less than the holding management fee, the subject may be prompted to convert the product, or the subject may convert the product by himself.

[0307] It is understandable that after step 1315, the processing device may perform steps 1330 to 1331:

[0308] Step 1330: In response to the selection operation of the second target product type received in the product type modification area, the processing device displays a plurality of second candidate resource management products corresponding to the second target product type in the resource management product modification area.

[0309] like Fig. 9As shown, the processing device responds to the operation in the product type modification area 803 to determine the second target product type, such as confirming that the second target product type is Class A shares. The processing device controls the resource management platform application to display the second candidate resource management products corresponding to Class A shares in the resource management product modification area 804, such as displaying Fund Y1 and Fund Y4.

[0310] Step 1331: In response to a fifth selection operation on a second selected resource management product from among a plurality of second candidate resource management products, the processing device updates a target resource management task based on the second selected resource management product.

[0311] In response to the fifth selection operation on fund Y4, the processing device updates the first target resource management task according to fund Y4.

[0312] It is understandable that after step 1314, the processing device may further perform steps 1332 to 1333:

[0313] Step 1332: The processing device displays a revenue display page in response to a revenue view trigger for the first target resource management task.

[0314] The processing device responds to the revenue viewing trigger and displays the following Fig.10 The earnings display page shown.

[0315] Step 1333: The processing device displays the first revenue change curve and the second revenue change curve on the revenue display page.

[0316] The processing device controls the resource management platform application to display a first income change curve about the first closing net value on the income display page, and display a second income change area about the second closing net value.

[0317] The apparatus and device description of the present disclosure embodiments

[0318] It is to be understood that, although the steps in the above-mentioned flowcharts are sequentially displayed according to the characterization of arrows, these steps are not necessarily executed in sequence according to the order of arrow characterization. Unless there is a clear description in the present embodiment, the execution of these steps does not have a strict order restriction, and these steps can be executed in other orders. Moreover, at least a portion of the steps in the above-mentioned flowcharts can include multiple steps or multiple stages, and these steps or stages are not necessarily executed at the same time, but can be executed at different times, and the execution order of these steps or stages is not necessarily to be carried out in sequence, but can be executed in turn or alternately with other steps or at least a portion of the steps or stages in other steps.

[0319] It should be noted that in each specific embodiment of the present disclosure, when it comes to the need to perform relevant processing based on data related to the characteristics of the target object such as the target object attribute information or attribute information set, the permission or consent of the target object will be obtained first, and the collection, use and processing of these data will comply with the relevant laws, regulations and standards of the relevant region. In addition, when the embodiment of the present application needs to obtain the attribute information of the target object, the separate permission or separate consent of the target object will be obtained through a pop-up window or jump to a confirmation page. After clearly obtaining the separate permission or separate consent of the target object, the necessary target object-related data used to enable the normal operation of the embodiment of the present application will be obtained.

[0320] Fig.14 A schematic diagram of the structure of a processing device 1400 of a resource management product provided in an embodiment of the present disclosure. The device includes:

[0321] The first display unit 1401 is used to display a resource management task creation interface in response to a resource management task creation instruction, wherein the resource management task creation instruction instructs the creation of a resource management task that periodically exchanges a set amount of resources for a resource management product share;

[0322] The second display unit 1402 is used to display a product type selection area, a resource management product selection area, and a management plan expiration date setting area on the resource management task creation interface, wherein the product type selection area provides candidate items of a first target product type, wherein the first target product type indicates that a corresponding type of resource management product includes at least two resource management fee rate modes related to the product holding time, and each resource management fee rate mode corresponds to a resource management sub-product;

[0323] The third display unit 1403 is used to display a plurality of resource management products corresponding to the first target product type in the resource management product selection area in response to a first selection operation on the first target product type;

[0324] Generation unit 1404 is used to generate a first target resource management task in response to a second selection operation on the first target resource management product in the resource management product selection area, based on the first target resource management product and the first expiration date received in the management plan expiration date setting area; wherein, when executing the resource management product share exchange operation based on the first target resource management task, the target resource management sub-product to be exchanged is determined from the multiple resource management sub-products corresponding to the first target resource management product according to the time difference between the execution date and the first expiration date.

[0325] Optionally, in some embodiments, the processing device of the resource management product provided by the embodiment of the present disclosure further includes:

[0326] A first display subunit is used to display a plurality of first candidate resource management products in the asset management product selection area in response to a third selection operation on the custom combination product type;

[0327] A generation subunit is used to generate a second target resource management task in response to a fourth selection operation on at least two first selected resource management products from a plurality of first candidate resource management products, based on at least two first selected resource management products and a first expiration date received in a management plan expiration date setting area; wherein, when a resource management product share exchange operation is performed based on the second target resource management task, the second target resource management product to be exchanged is determined from the at least two first selected resource management products based on the time difference between the execution date and the first expiration date.

[0328] Optionally, in some embodiments, the processing device of the resource management product provided by the present disclosure further includes:

[0329] A first display subunit, configured to display product labels corresponding to a plurality of first candidate resource management products in the asset management product selection area;

[0330] The second display subunit is used to display a product details display page corresponding to a target product tag in response to a viewing operation on any target product tag.

[0331] Optionally, in some embodiments, the product details display page includes a selection control, generating a sub-unit, including:

[0332] A determination module, configured to determine, in response to a triggering operation on a selection control, a first candidate resource management product corresponding to the selection control as a first selected resource management product;

[0333] The first generating module is used to generate a second target resource management task according to at least two first selected resource management products and a first due date received in a management plan due date setting area.

[0334] Optionally, in some embodiments, the processing device of the resource management product provided by the present disclosure further includes:

[0335] The third display subunit is used to display a search box in the asset management product selection area;

[0336] a fourth display subunit, for displaying a plurality of associated products associated with the search text in the asset management product selection area in response to the search text received in the search box;

[0337] Generates subunits, also used for:

[0338] In response to a fourth selection operation on at least two first selected resource management products among the plurality of associated products, a second target resource management task is generated according to the at least two first selected resource management products and the first due date received in the management plan due date setting area.

[0339] Optionally, in some embodiments, the processing device of the resource management product provided by the present disclosure further includes:

[0340] a fifth display subunit, for displaying a resource management task modification interface in response to a modification instruction for a target resource management task, wherein the resource management task modification interface includes a management plan due date modification area;

[0341] The first updating subunit is configured to update the target resource management task based on the second due date in response to the second due date received in the management plan due date modification area.

[0342] Optionally, in some embodiments, the resource management task modification interface further includes a product type modification area and a resource management product modification area, and the resource management product processing device provided by the present application further includes:

[0343] A sixth display subunit, configured to display a plurality of second candidate resource management products corresponding to the second target product type in the resource management product modification area in response to a selection operation of the second target product type received in the product type modification area;

[0344] The second updating subunit is configured to update the target resource management task based on the second selected resource management product in response to a fifth selection operation on a second selected resource management product from among the plurality of second candidate resource management products.

[0345] Optionally, in some embodiments, the first updating subunit includes:

[0346] The first acquisition module is used to acquire resource management product holding information, where the resource management product holding information includes attribute information of the resource management product held, corresponding holding share information, and holding duration information;

[0347] A first calculation module is used to calculate the holding management fee corresponding to each held resource management product according to the second expiration date, and to calculate the product conversion fee of each held resource management product according to the holding share information and the holding duration information;

[0348] The conversion module is used to convert the holding resource management products according to the holding management fee and the product conversion fee.

[0349] Optionally, in some embodiments, the processing device of the resource management product provided by the present application further includes:

[0350] Create a subunit for creating a resource management product share exchange task based on the updated target resource management task;

[0351] a determination subunit, configured to determine, when executing a resource management product share exchange task, a target resource management sub-product to be exchanged from among a plurality of resource management sub-products corresponding to the first target resource management product according to a time difference between an execution date and a second expiration date;

[0352] The exchange subunit is used to exchange a target resource management sub-product based on a set resource amount.

[0353] Optionally, in some embodiments, the processing device of the resource management product provided by the present application further includes:

[0354] a seventh display subunit, configured to display a revenue display page in response to a revenue viewing trigger for the first target resource management task;

[0355] The second display sub-unit is used to display the first revenue change curve corresponding to each resource management sub-product and the second revenue change curve corresponding to the first target resource management task in the revenue display page.

[0356] Optionally, in some embodiments, the second display subunit includes:

[0357] The second acquisition module is used to obtain the first closing net value of each resource management sub-product on each trading day;

[0358] A second generating module is used to generate a first income change curve for each resource management sub-product according to the first closing net value;

[0359] A second calculation module is used to calculate a second closing net value corresponding to the first target resource management task based on the first closing net value and the holding share of each resource management sub-product at the close of each trading day;

[0360] A third generating module, used for generating a second income change curve according to the second closing net value;

[0361] The display module is used to display the first revenue change curve and the second revenue change curve on the revenue display page.

[0362] Optionally, in some embodiments, the first display unit includes:

[0363] An eighth display subunit, used to display a resource management task creation control in an application interface of the resource management platform application;

[0364] The ninth display subunit is used to display a resource management task creation interface in response to a trigger operation on the resource management task creation control.

[0365] Optionally, in some embodiments, the first display unit includes:

[0366] a tenth display subunit, configured to display a voice control control in an application interface of the resource management platform application;

[0367] A collection subunit, for collecting control voice in response to a triggering operation on the voice control control component;

[0368] The eleventh display subunit is used to display a resource management task creation interface when the control voice contains a preset keyword.

[0369] Optionally, in some embodiments, the third display unit includes:

[0370] In response to a first selection operation on a first target product type, determining a plurality of first-category resource management products from a plurality of resource management products provided by the resource management platform based on the first target product type;

[0371] A plurality of first-category resource management products are displayed in the resource management product selection area.

[0372] Optionally, in some embodiments, the third display unit includes:

[0373] generating a resource management product query instruction based on the first target product type;

[0374] Sending a resource management product query instruction to a resource management product server;

[0375] Receive multiple first-category resource management products returned by the resource management product server.

[0376] Optionally, in some embodiments, the processing device of the resource management product provided by the present application further includes:

[0377] A condition detection unit, configured to calculate a management cycle according to the current date and a management plan expiration date when detecting that the current date meets the resource management product exchange condition of the first target resource management task;

[0378] A resource management fee calculation unit, used to calculate the resource management fee of each resource management sub-product in the management cycle according to the management cycle and multiple resource management fee rates corresponding to the multiple resource management sub-products;

[0379] A sub-product determination unit, used for determining a target resource management sub-product among a plurality of resource management sub-products according to the resource management fee;

[0380] A request generating unit, configured to calculate a target share based on a set resource amount and a current net value of a target resource management sub-product, and to generate a resource management product exchange request based on the target share and the target resource management sub-product;

[0381] The request sending unit is used to send a resource management product exchange request to the resource management product server, and send a resource transfer request to the resource pool server so that the resource pool server transfers a set amount of resources to the account corresponding to the resource management product server.

[0382] In the embodiments of the present application, the term "module" or "unit" refers to a computer program or a part of a computer program with a predetermined function, and works together with other related parts to achieve a predetermined goal, and can be implemented in whole or in part by using software, hardware (such as processing circuits or memories) or a combination thereof. Similarly, a processor (or multiple processors or memories) can be used to implement one or more modules or units. In addition, each module or unit can be part of an overall module or unit that includes the function of the module or unit.

[0383] Reference Fig.15 , Fig.15 The structural block diagram of the terminal 140 for implementing the processing method of the resource management product of the embodiment of the present disclosure is as follows: the terminal 140 includes: a radio frequency (RF) circuit 1510, a memory 1515, an input unit 1530, a display unit 1540, a sensor 1550, an audio circuit 1560, a wireless fidelity (WiFi) module 1570, a processor 1580, and a power supply 1590. Those skilled in the art can understand that Fig.15 The structure of the terminal 140 shown does not constitute a limitation on a mobile phone or a computer, and may include more or less components than shown in the figure, or combine certain components, or arrange the components differently.

[0384] The RF circuit 1510 may be used for receiving and sending signals during information transmission or calls. In particular, after receiving the downlink information from the base station, it is sent to the processor 1580 for processing; in addition, the designed uplink data is sent to the base station.

[0385] The memory 1515 may be used to store software programs and modules. The processor 1580 executes various functional applications and document editing of the terminal by running the software programs and modules stored in the memory 1515 .

[0386] The input unit 1530 may be used to receive input digital or character information and generate key signal input related to the terminal's settings and function control. Specifically, the input unit 1530 may include a touch panel 1531 and other input devices 1532 .

[0387] The display unit 1540 may be used to display input information or provided information and various menus of the terminal. The display unit 1540 may include a display panel 1541 .

[0388] The audio circuit 1560 , the speaker 1561 , and the microphone 1562 may provide an audio interface.

[0389] In this embodiment, the processor 1580 included in the terminal 140 can execute the processing method of the resource management product in the previous embodiment.

[0390] The terminal 140 of the embodiment of the present disclosure includes but is not limited to a mobile phone, a computer, an intelligent voice interaction device, a smart home appliance, a vehicle-mounted terminal, an aircraft, etc.

[0391] Fig.16 A block diagram of the structure of a portion of a server 110 for implementing the processing method of a resource management product of an embodiment of the present disclosure. The server 110 may have relatively large differences due to different configurations or performances, and may include one or more central processing units (CPUs) 1622 (for example, one or more processors) and storage devices 1632, and one or more storage media 1630 (for example, one or more mass storage devices) storing application programs 1642 or data 1644. Among them, the storage device 1632 and the storage medium 1630 may be temporary storage or permanent storage. The program stored in the storage medium 1630 may include one or more modules (not shown in the figure), and each module may include a series of instruction operations on the server 110. Furthermore, the central processing unit 1622 may be configured to communicate with the storage medium 1630 to execute a series of instruction operations in the storage medium 1630 on the server 110.

[0392] The server 110 may also include one or more power supplies 1626, one or more wired or wireless network interfaces 1650, one or more input and output interfaces 1658, and / or one or more operating systems 1641, such as Windows Server™, Mac OS X™, Unix™, Linux™, FreeBSD™, etc.

[0393] The central processor 1622 in the server 110 may be used to execute the processing method of the resource management product of the embodiment of the present disclosure.

[0394] The embodiment of the present disclosure further provides a storage medium, which is used to store program codes, and the program codes are used to execute the processing methods of the resource management products of the aforementioned embodiments.

[0395] The embodiment of the present disclosure also provides a computer program product, which includes a computer program. A processor of a computer device reads and executes the computer program, so that the computer device executes the processing method for implementing the resource management product.

[0396] The terms "first", "second", "third", "fourth", etc. (if any) in the specification of the present disclosure and the above-mentioned drawings are used to distinguish similar objects, and are not necessarily used to describe a specific order or sequence. It should be understood that the data used in this way can be interchangeable where appropriate, so that the embodiments of the present disclosure described herein can, for example, be implemented in an order other than those illustrated or described herein. In addition, the terms "comprises" and "comprising" and any variations thereof are intended to cover non-exclusive inclusions, for example, a process, method, system, product or device that includes a series of steps or units is not necessarily limited to those steps or units that are clearly listed, but may include other steps or units that are not clearly listed or inherent to these processes, methods, products or devices.

[0397] It should be understood that in the present disclosure, "at least one (item)" means one or more, and "plurality" means two or more. "And / or" is used to describe the association relationship of associated objects, indicating that three relationships may exist. For example, "A and / or B" can mean: only A exists, only B exists, and A and B exist at the same time, where A and B can be singular or plural. The character " / " generally indicates that the objects associated before and after are in an "or" relationship. "At least one of the following" or similar expressions refers to any combination of these items, including any combination of single or plural items. For example, at least one of a, b or c can mean: a, b, c, "a and b", "a and c", "b and c", or "a and b and c", where a, b, c can be single or multiple.

[0398] It should be understood that in the description of the embodiments of the present disclosure, the meaning of multiple (or multiple items) is more than two, greater than, less than, exceed, etc. are understood to not include the number, and above, below, within, etc. are understood to include the number.

[0399] In the several embodiments provided in the present disclosure, it should be understood that the disclosed systems, devices and methods can be implemented in other ways. For example, the device embodiments described above are only schematic. For example, the division of units is only a logical function division. There may be other division methods in actual implementation. For example, multiple units or components can be combined or integrated into another system, or some features can be ignored or not executed. Another point is that the mutual coupling or direct coupling or communication connection shown or discussed can be an indirect coupling or communication connection through some interfaces, devices or units, which can be electrical, mechanical or other forms.

[0400] The units described as separate components may or may not be physically separated, and the components shown as units may or may not be physical units, that is, they may be located in one place or distributed on multiple network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.

[0401] In addition, each functional unit in each embodiment of the present disclosure may be integrated into one processing unit, or each unit may exist physically separately, or two or more units may be integrated into one unit. The above-mentioned integrated unit may be implemented in the form of hardware or in the form of software functional units.

[0402] If the integrated unit is implemented in the form of a software functional unit and sold or used as an independent product, it can be stored in a storage medium. Based on this understanding, the technical solution of the present disclosure is essentially or the part that contributes to the prior art or all or part of the technical solution can be embodied in the form of a software product. The computer software product is stored in a storage medium, including a number of instructions to enable a computer device (which can be a personal computer, a server, or a network device, etc.) to perform all or part of the steps of the various embodiments of the present disclosure. The aforementioned storage medium includes: U disk, mobile hard disk, read-only memory (Read-Only Memory, referred to as ROM), random access memory (Random Access Memory, referred to as RAM), disk or optical disk and other media that can store program codes.

[0403] It should also be understood that the various implementations provided in the embodiments of the present disclosure can be combined arbitrarily to achieve different technical effects.

[0404] The above is a specific description of the implementation methods of the present disclosure, but the present disclosure is not limited to the above implementation methods. Technical personnel familiar with the art can also make various equivalent modifications or substitutions without violating the spirit of the present disclosure. These equivalent modifications or substitutions are all included in the scope defined by the claims of the present disclosure.

Claims

1. A method for processing a resource management product, characterized in that: The method comprises: In response to a resource management task creation instruction, displaying a resource management task creation interface, wherein the resource management task creation instruction instructs creation of a resource management task that periodically exchanges a set amount of resources for a resource management product share; Displaying a product type selection area, a resource management product selection area, and a management plan expiration date setting area on the resource management task creation interface, wherein the product type selection area provides candidate items of a first target product type, wherein the first target product type indicates that a corresponding type of resource management product includes at least two resource management fee rate modes related to the product holding time, and each resource management fee rate mode corresponds to a resource management sub-product; In response to a first selection operation on the first target product type, displaying a plurality of resource management products corresponding to the first target product type in the resource management product selection area; In response to a second selection operation on the first target resource management product in the resource management product selection area, a first target resource management task is generated based on the first target resource management product and the first expiration date received in the management plan expiration date setting area; wherein, when a resource management product share exchange operation is performed based on the first target resource management task, the target resource management sub-product to be exchanged is determined from the multiple resource management sub-products corresponding to the first target resource management product based on the time difference between the execution date and the first expiration date.

2. The method according to claim 1, characterized in that The product type selection area also provides candidate items for custom combination product types. After the product type selection area, resource management product selection area, and management plan due date setting area are displayed on the resource management task creation interface, the interface further includes: In response to a third selection operation on the custom combination product type, displaying a plurality of first candidate resource management products in the resource management product selection area; In response to a fourth selection operation on at least two first selected resource management products among the multiple first candidate resource management products, a second target resource management task is generated based on the at least two first selected resource management products and the first expiration date received in the management plan expiration date setting area; wherein, when a resource management product share exchange operation is performed based on the second target resource management task, the second target resource management product to be exchanged is determined among the at least two first selected resource management products based on the time difference between the execution date and the first expiration date.

3. The method according to claim 2, characterized in that In response to the third selection operation of the custom combination product type, after displaying a plurality of first candidate resource management products in the asset management product selection area, the method further includes: Displaying product labels corresponding to a plurality of the first candidate resource management products in the asset management product selection area; In response to a viewing operation on any target product tag, a product details display page corresponding to the target product tag is displayed.

4. The method according to claim 3, characterized in that The product details display page includes a selection control, wherein in response to a fourth selection operation of at least two first selected resource management products from the plurality of first candidate resource management products, generating a second target resource management task according to the at least two first selected resource management products and a first due date received in the management plan due date setting area includes: In response to a triggering operation on the selection control, determining a first candidate resource management product corresponding to the selection control as a first selected resource management product; A second target resource management task is generated based on at least two of the first selected resource management products and a first due date received in the management plan due date setting area.

5. The method according to claim 2, characterized in that: In response to the third selection operation of the custom combination product type, after displaying a plurality of first candidate resource management products in the asset management product selection area, the method further includes: Displaying a search box in the asset management product selection area; In response to a search text received in the search box, displaying a plurality of associated products associated with the search text in the asset management product selection area; In response to a fourth selection operation of at least two first selected resource management products from the plurality of first candidate resource management products, generating a second target resource management task according to the at least two first selected resource management products and a first due date received in the management plan due date setting area includes: In response to a fourth selection operation on at least two first selected resource management products among the plurality of associated products, a second target resource management task is generated according to the at least two first selected resource management products and a first due date received in the management plan due date setting area.

6. The method according to claim 1, characterized in that After the first target resource management task is generated according to the first target resource management product and the first due date received in the management plan due date setting area in response to the second selection trigger of the first target resource management product in the resource management product selection area, the method further includes: In response to a modification instruction for the target resource management task, displaying a resource management task modification interface, the resource management task modification interface including a management plan due date modification area; In response to the second due date received in the management plan due date modification area, the target resource management task is updated based on the second due date.

7. The method according to claim 6, characterized in that The resource management task modification interface also includes a product type modification area and a resource management product modification area. After the resource management task modification interface is displayed in response to the modification instruction for the target resource management task, the following is further included: In response to a selection operation of a second target product type received in the product type modification area, displaying a plurality of second candidate resource management products corresponding to the second target product type in the resource management product modification area; In response to a fifth selection operation on a second selected resource management product from among the plurality of second candidate resource management products, the target resource management task is updated based on the second selected resource management product.

8. The method according to claim 6, characterized in that In response to the second due date received by the management plan due date modification area, updating the target resource management task based on the second due date includes: Acquire resource management product holding information, wherein the resource management product holding information includes holding share information and holding duration information of the resource management product; Calculating the holding management fee corresponding to each held resource management product according to the second expiration date, and calculating the product conversion fee of each held resource management product according to the holding share information and the holding duration information; The held resource management product is converted into a product according to the held management fee and the product conversion fee.

9. The method according to claim 6, characterized in that After the target resource management task is updated based on the second due date received in response to the second due date received in the management plan due date modification area, the method further includes: Create a resource management product share exchange task based on the updated target resource management task; When executing the resource management product share exchange task, determining the target resource management sub-product to be exchanged from the plurality of resource management sub-products corresponding to the first target resource management product according to the time difference between the execution date and the second due date; Exchange target resource management sub-products based on set resource quantities.

10. The method according to claim 1, characterized in that After the first target resource management task is generated according to the first target resource management product and the first due date received in the management plan due date setting area in response to the second selection operation of the first target resource management product in the resource management product selection area, the method further includes: In response to a revenue viewing trigger for the first target resource management task, displaying a revenue display page; The first revenue change curve corresponding to each resource management sub-product and the second revenue change curve corresponding to the first target resource management task are displayed on the revenue display page.

11. The method according to claim 10, characterized in that The displaying of the first revenue change curve corresponding to each resource management sub-product and the second revenue change curve corresponding to the first target resource management task on the revenue display page includes: Get the first closing net value of each resource management sub-product on each trading day; Generate a first income change curve for each resource management sub-product according to the first closing net value; Calculate the second closing net value corresponding to the first target resource management task based on the first closing net value and the holding share of each resource management sub-product at the close of each trading day; generating a second income change curve according to the second closing net value; The first income change curve and the second income change curve are displayed on the income display page.

12. The method according to claim 1, characterized in that The step of displaying a resource management task creation interface in response to a resource management task creation instruction includes: Display resource management task creation controls in the application interface of the resource management platform application; In response to a triggering operation on the resource management task creation control, a resource management task creation interface is displayed.

13. The method according to claim 1, characterized in that The step of displaying a resource management task creation interface in response to a resource management task creation instruction includes: Displaying voice control controls in the application interface of the resource management platform application; In response to a triggering operation on the voice control component, collecting control voice; When the control voice contains preset keywords, a resource management task creation interface is displayed.

14. The method according to claim 1, characterized in that In response to a first selection operation on the first target product type, displaying a plurality of resource management products corresponding to the first target product type in the resource management product selection area includes: In response to a first selection operation on the first target product type, determining a plurality of first-category resource management products from a plurality of resource management products provided by a resource management platform based on the first target product type; The plurality of first-category resource management products are displayed in the resource management product selection area.

15. The method according to claim 14, characterized in that The determining of a plurality of first-category resource management products from a plurality of resource management products provided by a resource management platform based on the first target product type includes: generating a resource management product query instruction based on the first target product type; Sending the resource management product query instruction to the resource management product server; Receive multiple first-category resource management products returned by the resource management product server.

16. The method according to claim 15, characterized in that After the first target resource management task is generated according to the first target resource management product and the first due date received in the management plan due date setting area in response to the second selection operation of the first target resource management product in the resource management product selection area, the method further includes: When it is detected that the current date meets the resource management product exchange condition of the first target resource management task, the management period is calculated according to the current date and the first expiration date; Calculate the resource management fee of each resource management sub-product in the management cycle according to the management cycle and the multiple resource management fee rates corresponding to the multiple resource management sub-products; Determining a target resource management sub-product from among the plurality of resource management sub-products according to the resource management fee; Calculating a target share based on a set resource amount and a current net value of the target resource management sub-product, and generating a resource management product exchange request based on the target share and the target resource management sub-product; The resource management product exchange request is sent to the resource management product server, and a resource transfer request is sent to the resource pool server so that the resource pool server transfers the set resource amount to the account corresponding to the resource management product server.

17. A processing device for a resource management product, characterized in that: The device comprises: A first display unit, configured to display a resource management task creation interface in response to a resource management task creation instruction, wherein the resource management task creation instruction instructs creation of a resource management task that periodically exchanges a set amount of resources for a resource management product share; a second display unit, configured to display a product type selection area, a resource management product selection area, and a management plan expiration date setting area on the resource management task creation interface, wherein the product type selection area provides candidate items of a first target product type, wherein the first target product type indicates that a corresponding type of resource management product includes at least two resource management rate modes related to the product holding time, and each resource management rate mode corresponds to a resource management sub-product; a third display unit, configured to display a plurality of resource management products corresponding to the first target product type in the resource management product selection area in response to a first selection operation on the first target product type; A generation unit is used to generate a first target resource management task in response to a second selection operation on the first target resource management product in the resource management product selection area, based on the first target resource management product and the first expiration date received in the management plan expiration date setting area; wherein, when a resource management product share exchange operation is performed based on the first target resource management task, the target resource management sub-product to be exchanged is determined from the multiple resource management sub-products corresponding to the first target resource management product based on the time difference between the execution date and the first expiration date.

18. A storage medium storing a computer program, characterized in that: When the computer program is executed by a processor, the processing method of the resource management product according to any one of claims 1 to 16 is implemented.

19. A computer device comprising a memory and a processor, wherein the memory stores a computer program, characterized in that: When the processor executes the computer program, the method for processing the resource management product according to any one of claims 1 to 16 is implemented.

20. A computer program product, comprising a computer program, wherein the computer program is read and executed by a processor of a computer device, so that the computer device executes the processing method of the resource management product according to any one of claims 1 to 16.

Images