Right and interest processing method and device

Abstract

The embodiment of the invention provides a right and interest processing method and device, and the method comprises the steps: generating a right and interest short message for distributing the right and interest of a merchant to a user according to right and interest configuration data transmitted by the merchant, and transmitting the right and interest short message to a user terminal through a short message transmitting module of the merchant, and obtaining a right response short message returned by the user terminal after the user terminal detects that a right receiving interface configured by the right short message is triggered, performing intention recognition for text data contained in the right response short message, and if a recognition result is a confirmation intention, allocating the merchant right to a user right account.

Description

Technical Field

[0001] This document relates to the field of communication technology, and in particular to a method and device for handling equity. Background Art

[0002] With the continuous development of software, hardware and communication technologies, 5G (5th Generation Mobile Communication Technology) has been applied to various user communications, including SMS, a traditional communication method, which has been upgraded and iterated with 5G technology. Users can send and receive 5G messages through SMS and complete various functions in SMS applications, such as obtaining benefits sent by merchants via SMS. However, some functions still have some inconveniences when using them.

[0003] In the existing technology, access links are usually added to text messages to allow users to trigger the access links to jump to external applications to receive benefits. However, in this case, users are not clear whether the access address pointed to by the access link is safe and reliable, and the user's safety and reliability cannot be guaranteed. How to better provide users with 5G message functions is an issue that all parties need to pay attention to. Summary of the Invention

[0004] The purpose of one embodiment of this specification is to provide a rights processing method and apparatus to solve the security and convenience issues caused by users receiving rights through links to third-party programs in text messages during the rights processing process.

[0005] To solve the above technical problems, one embodiment of this specification is implemented as follows:

[0006] In a first aspect, an embodiment of this specification provides a method for handling equity, including:

[0007] Generate a rights SMS message for allocating merchant rights to the user based on the rights configuration data input by the merchant, and send the SMS message to the user terminal through the merchant's SMS sending module;

[0008] Receiving a rights response SMS message sent back by the user terminal after detecting that the rights claim interface configured in the rights SMS message is triggered;

[0009] Intent recognition is performed on the text data contained in the rights response SMS. If the recognition result is a confirmation intention, the merchant rights are allocated to the user rights account.

[0010] In a second aspect, another embodiment of this specification provides another equity processing method, including:

[0011] Obtaining the rights SMS message sent by the merchant's SMS sending module to allocate merchant rights to users;

[0012] If a trigger instruction of the equity claim interface configured in the equity SMS is detected, a equity response SMS is generated and sent;

[0013] The merchant rights and interests are allocated to the user rights and interests account when the recognition result of the intention recognition performed on the text data of the rights and interests response SMS is confirmation of the intention.

[0014] In a third aspect, another embodiment of this specification provides a rights and interests processing device, including:

[0015] The rights SMS sending module is used to generate a rights SMS for allocating merchant rights to the user based on the rights configuration data input by the merchant, and send the SMS to the user terminal through the merchant's SMS sending module;

[0016] The rights response SMS acquisition module is used to receive the rights response SMS sent back by the user terminal after detecting that the rights collection interface configured by the rights SMS is triggered;

[0017] The merchant rights and interests allocation module is used to perform intent recognition on the text data contained in the rights and interests response SMS, and if the recognition result is a confirmation intention, allocate the merchant rights and interests to the user rights and interests account.

[0018] In a fourth aspect, another embodiment of this specification provides another equity processing device, including:

[0019] The rights and interests SMS receiving module is used to obtain the rights and interests SMS sent by the merchant's SMS sending module to allocate merchant rights and interests to users;

[0020] If a trigger instruction of the equity claim interface configured by the equity SMS is detected, the equity response SMS sending module is run, and the equity SMS sending module is used to generate an equity response SMS and send it;

[0021] The merchant rights and interests are allocated to the user rights and interests account when the recognition result of the intention recognition performed on the text data of the rights and interests response SMS is confirmation of the intention.

[0022] In a fifth aspect, another embodiment of the present specification provides an equity processing device, comprising: a memory, a processor, and computer-executable instructions stored on the memory and executable on the processor, wherein the computer-executable instructions, when executed by the processor, implement the steps of the equity processing method as described in the first aspect above.

[0023] In a sixth aspect, another embodiment of the present specification provides another equity processing device, comprising: a memory, a processor, and computer-executable instructions stored on the memory and executable on the processor, wherein the computer-executable instructions, when executed by the processor, implement the steps of the equity processing method as described in the second aspect above.

[0024] In a seventh aspect, another embodiment of the present specification provides a computer-readable storage medium, wherein the computer-readable storage medium is used to store computer-executable instructions, and when the computer-executable instructions are executed by a processor, the steps of the equity processing method as described in the first aspect above are implemented.

[0025] In an eighth aspect, another embodiment of the present specification provides another computer-readable storage medium, wherein the computer-readable storage medium is used to store computer-executable instructions, and when the computer-executable instructions are executed by a processor, the steps of the equity processing method as described in the second aspect above are implemented.

[0026] In a ninth aspect, another embodiment of the present specification provides a computer program product, wherein the computer program product includes an equity processing program, and the equity processing program is executed by a processor to implement the steps of the equity processing method as described in the first aspect above.

[0027] In a tenth aspect, another embodiment of the present specification provides another computer program product, wherein the computer program product includes an equity processing program, and the equity processing program is executed by a processor to implement the steps of the equity processing method as described in the second aspect above.

[0028] The rights processing method provided in this embodiment generates a rights SMS for allocating merchant rights to users based on the rights configuration data transmitted by the merchant during the rights processing process, and sends the rights SMS to the user terminal through the merchant's SMS sending module. After receiving the rights SMS, the user terminal triggers the rights collection interface configured in the rights SMS to send back a rights response SMS to the rights server. The rights server performs intent recognition on the text data contained in the rights response SMS. If the recognition result is a confirmation intention, the merchant's rights are allocated to the user's rights account. The rights processing method provided in this embodiment provides merchants with a rights allocation function in the SMS application by establishing an operator's rights server, so that merchants can quickly allocate rights in the SMS application, thereby improving the efficiency of merchant rights allocation, and provides users with the collection and storage function of merchant rights, so that users can manage rights in the SMS application, thereby improving the security and reliability of the rights allocation process, and at the same time improving the user's perception of the acquired merchant rights. BRIEF DESCRIPTION OF THE DRAWINGS

[0029] In order to more clearly illustrate one or more embodiments of this specification or technical solutions in the prior art, the following briefly introduces the drawings required for use in the embodiments or descriptions of the prior art. Obviously, the drawings described below are only some embodiments described in this specification. Those skilled in the art can derive other drawings based on these drawings without inventive effort.

[0030] Figure 1 A flowchart of a method for handling equity provided in one or more embodiments of this specification;

[0031] Figure 2 A schematic diagram of a short message page of a short message sending module of a merchant provided in one or more embodiments of this specification;

[0032] Figure 3 A schematic diagram of an information display page provided for one or more embodiments of this specification;

[0033] Figure 4 A schematic diagram of a rights display page provided for one or more embodiments of this specification;

[0034] Figure 5 A schematic diagram of the timing of claiming merchant benefits provided in one or more embodiments of this specification;

[0035] Figure 6 A schematic diagram of a time sequence for redeeming merchant benefits provided in one or more embodiments of this specification;

[0036] Figure 7 A flowchart of a method for processing equity in accordance with one or more embodiments of this specification;

[0037] Figure 8 A timing diagram of a processing flow of a method for processing equity in an equity distribution scenario provided in one or more embodiments of this specification;

[0038] Figure 9 A flowchart of another equity processing method provided for one or more embodiments of this specification;

[0039] Figure 10 A schematic diagram of an equity processing device provided for one or more embodiments of this specification;

[0040] Figure 11 A schematic diagram of another equity processing device provided for one or more embodiments of this specification;

[0041] Figure 12 A schematic diagram of the structure of an equity processing device provided in one or more embodiments of this specification;

[0042] Figure 13 A schematic diagram of the structure of another equity processing device provided in one or more embodiments of this specification. DETAILED DESCRIPTION

[0043] In order to enable those skilled in the art to better understand the technical solutions in one or more embodiments of this specification, the technical solutions in one or more embodiments of this specification will be clearly and completely described below in conjunction with the drawings in one or more embodiments of this specification. Obviously, the described embodiments are only part of the embodiments of this specification, not all of the embodiments. Based on one or more embodiments of this specification, all other embodiments obtained by ordinary technicians in this field without making creative efforts should fall within the scope of protection of this document.

[0044] This specification provides an example of a method for handling equity:

[0045] Reference Figure 1 , which shows a processing flow chart of a method for handling equity provided by this embodiment, referring to Figure 7 , which shows a processing flow chart of a rights and interests processing method applied to a rights and interests distribution scenario provided by this embodiment.

[0046] Reference Figure 1 The rights and interests processing method provided in this embodiment can be applied to the rights and interests server of the operator, and specifically includes the following steps S102 to S106.

[0047] Step S102: Generate a rights SMS message for allocating merchant rights to the user based on the rights configuration data input by the merchant, and send the SMS message to the user terminal through the merchant's SMS sending module.

[0048] In this embodiment, the rights and interests configuration data refers to the configuration data of the merchant rights and interests created by the merchant. Specifically, the rights and interests configuration data may include merchant rights and interests data and allocation rule data. Among them, the merchant rights and interests data may represent the specific information of the merchant rights and interests, such as: the type of rights and interests, the amount of rights and interests, the conditions for using rights and interests, and / or the time of using rights and interests. Taking coupons as an example, it may be the type of coupon, the face value of the coupon, the conditions for using coupons, and the time of using coupons. The allocation rule data may represent the allocation rules configured by the merchant for the merchant rights and interests, such as: the user set for rights and interests allocation and / or the time of rights and interests allocation. The merchant may generate the rights and interests configuration data in the merchant system and / or merchant server, and transfer the rights and interests configuration data to the information transmission interface of the rights and interests server through the merchant system and / or merchant server; optionally, the rights and interests configuration data may be transferred to the rights and interests server through the interface call.

[0049] During the specific implementation process, the merchant may pre-establish an institutional account and / or an institutional organization in the rights and interests server to manage the rights and interests configuration data input by the merchant, thereby improving the management efficiency of the merchant's rights and interests. Specifically, the merchant's rights and interests management account may be created according to the institution creation instruction and / or account creation instruction submitted by the merchant, and the merchant's rights and interests management account may be detected. If the merchant has a SMS sending module registered with the operator, the rights and interests management account may be bound to the SMS sending module. For example, the merchant enters the rights and interests server, binds the SMS sending module, obtains interface request parameters such as account number (appid), password (password), server address, and synchronizes the rights and interests configuration data through the system interface. In an optional implementation manner provided in this embodiment, before generating and sending the rights and interests SMS, the following steps are also included:

[0050] Obtaining an organization creation request and / or an account creation request submitted by a merchant, and creating an account based on the merchant information included in the organization creation request and / or the account creation request;

[0051] Based on the merchant information, it is queried whether there is a short message sending module for the merchant. If so, the created merchant organization is bound to the short message sending module.

[0052] In actual applications, the rights and interests server can be configured with sub-servers and / or sub-functional platforms to create merchant organizations and / or accounts, and can also enable merchants to configure and manage rights and interests data. Specifically, a 5G message transaction management platform can be provided as a sub-functional platform of the rights and interests server. The 5G message transaction management platform can provide a data transmission interface to obtain rights and interests configuration data transmitted by the merchant system and / or merchant server. The 5G message transaction management platform can provide merchant rights and interests management functions, allowing merchants to create rights and interests information, manage and allocate user lists, and manage and view rights and interests status. The 5G message transaction management platform can provide a docking interface with the rights and interests server, allowing the rights and interests server to obtain rights and interests configuration data. In addition, the 5G message transaction management platform can also provide a docking interface with the SMS sending module of the 5G message payment, supporting users to query and use user rights and interests accounts from the SMS sending module. The 5G message transaction management platform can also provide a unified rights and interests viewing page, support the display of user rights and interests identification codes, and directly present them to merchants for verification. Furthermore, the rights and interests server can also be configured with a 5G message service platform as a sub-server and / or sub-functional platform for sending and receiving SMS messages through the SMS sending module.

[0053] During specific implementation, the merchant system and / or merchant server transmits the rights configuration data to the rights server. The rights server generates a rights SMS to allocate merchant rights to the user based on the rights configuration data, and sends the rights SMS to the user terminal through the merchant's SMS sending module based on the rights configuration data; the user terminal obtains the rights SMS through the SMS application and displays the SMS content of the rights SMS.

[0054] During the specific implementation process, in order to improve the effectiveness and pertinence of merchant equity allocation, the merchant equity data and allocation rule data contained in the equity configuration data may be parsed, a rights SMS message may be generated based on the merchant equity data, and the rights SMS message may be sent to the user terminal in accordance with the allocation rule. In an optional implementation provided by this embodiment, the rights SMS message is generated based on the equity configuration data and sent to the user terminal via the merchant's SMS sending module, including:

[0055] Parsing the merchant rights and interests data and allocation rule data contained in the rights and interests configuration data;

[0056] Writing the merchant's rights and interests data into a text message template to generate a text message to be configured, and configuring the rights and interests claiming interface in the text message to be configured to generate the rights and interests text message;

[0057] The SMS sending module sends the equity SMS to the user terminal according to the allocation strategy corresponding to the equity allocation rule.

[0058] For example, based on the merchant information, amount information and usage conditions contained in the merchant rights information, generate Figure 2 The SMS page of the SMS sending module of the merchant including the benefit SMS 201 is shown, and the benefit SMS is sent to the user terminal of the corresponding user at the corresponding time according to the allocation strategy.

[0059] During the specific implementation process, the merchant can configure a text message template for the content of the rights and interests text message, so as to write the merchant rights and interests data in the rights and interests configuration data into the text message template to generate the text message content of the rights and interests text message, thereby improving the efficiency of generating the rights and interests text message and improving the efficiency of the rights and interests text message in reaching users. In an optional implementation provided by this embodiment, generating the rights and interests text message based on the rights and interests configuration data includes:

[0060] Extract the equity resource data and the cancellation condition data contained in the merchant equity data in the equity configuration data, write the equity resource data and the cancellation condition data into the SMS template to generate the SMS to be configured, and generate the equity SMS after configuring the equity collection interface.

[0061] Specifically, benefit resource data can include benefit types, resources, and / or redemption ratios, such as: purchase-at-a-time discount benefits, discount benefits, a 1 yuan discount benefit, and / or a 20% discount benefit. Redemption condition data can include benefit usage conditions, such as the timeframe for use, the conditions for achieving a discount / reduction, and / or the user groups eligible for the benefit.

[0062] Step S104: receiving a rights response SMS message sent back by the user terminal after detecting that the rights claiming interface configured by the rights SMS message is triggered.

[0063] During specific implementation, the user terminal can receive the rights SMS sent by the rights server through the merchant's SMS sending module and display it in the SMS application. After the user triggers the rights collection interface configured by the rights SMS, the user terminal sends a rights response SMS to the rights server; the rights server receives the rights response SMS to identify and process the rights response SMS.

[0064] During the specific execution process, users can trigger the rights and interests claiming interface configured by the rights and interests SMS to claim the rights and interests. For example, users trigger Figure 2 The rights claim interface 202 of the rights SMS configuration shown in FIG. 10 then sends a rights response SMS 203 to the rights server through the user terminal.

[0065] In addition, users can also edit and send back rights response SMS messages through the SMS sending function; among them, the rights response SMS message can be a rights confirmation SMS message or a rights cancellation SMS message.

[0066] Step S106 , performing intent recognition on the text data contained in the rights response SMS, and if the recognition result is a confirmation intention, allocating the merchant rights to the user's rights account.

[0067] In specific implementation, the rights and interests server performs intent recognition processing on the SMS text data contained in the rights and interests response SMS. If the recognition result of the intent recognition is confirmation intention, that is, if the SMS text data contains "receive" and / or "confirm", the merchant rights and interests corresponding to the rights and interests SMS will be allocated to the user's rights and interests account. For details, please refer to Figure 5 The process diagram of creating and allocating merchant rights is shown in FIG. It should be noted that Figure 5 This is only a schematic diagram and does not limit the one or more equity processing methods provided in this embodiment. This embodiment will not be described in detail here.

[0068] In addition, there are also situations where users reply to cancel the receipt and / or unsubscribe from the merchant's SMS sending module. In this case, the rights response SMS may contain text data such as "cancel", "reject" and / or "unsubscribe". If the recognition result is a cancellation intention, no processing is required.

[0069] In actual applications, the benefit SMS sent by the merchant to the user through the SMS sending module may be forwarded, or the user may trigger the claim of the merchant's benefits after the event ends, resulting in the claiming user and claiming time not matching the preset data, affecting the issuance of the merchant's benefits. To address this, after the user replies to the benefit response SMS confirming the intention, the user information and the SMS sending time can be verified. After the verification is passed, the merchant's benefits are allocated to the user's benefits account, thereby improving the pertinence and reliability of the merchant's benefit issuance. In an optional implementation manner provided in this embodiment, after the recognition result of the intent recognition is confirmation of the intention, it also includes:

[0070] Detecting whether the identification information of the user matches a candidate user in the user set included in the equity configuration data;

[0071] If not, no action is required;

[0072] If they match, check whether the sending time of the rights confirmation SMS matches the collection time range included in the rights configuration data. If so, execute the allocation of the merchant rights to the user rights account.

[0073] Optionally, the identification information includes a telephone number.

[0074] Specifically, it can detect whether the user's phone number matches the candidate user in the user set of the merchant's preset issuance users. If it matches, it means that the user is the merchant's preset rights issuance user. If it matches, it can detect whether the sending time of the rights confirmation SMS matches the merchant's preset rights collection time range. If so, it means that it is within the rights collection time range, and the merchant's rights will be allocated to the user's rights account; if there is a situation in the above test that fails, it means that the user does not meet the rights collection conditions and no action is taken.

[0075] During the specific execution process, after the merchant's rights are allocated to the user's rights account, a rights allocation SMS indicating successful rights allocation can be generated and sent to the user, so that the user can view the merchant's rights by triggering the rights viewing interface configured in the rights allocation SMS, thereby improving the user's perception of the rights allocation; in an optional implementation manner provided by this embodiment, after the merchant's rights are allocated to the user's rights account, it also includes: generating a rights allocation SMS and sending it to the user terminal through the SMS sending module, and optionally, the rights allocation SMS is configured with a rights viewing interface.

[0076] like Figure 2 As shown, after identifying that the benefit response SMS replied by the user terminal is a SMS confirming the intention to claim, an allocation success notification SMS 204 for configuring the benefit viewing interface is generated and sent to the user terminal.

[0077] In this embodiment, the rights and interests service refers to the service set up by the operator in the SMS application to manage the user rights and interests accounts of each user. Specifically, the rights and interests service can be configured with an SMS sending module, which sends rights and interests resource change SMS messages to users through the SMS sending module. The rights and interests service can also allow users to query the rights and interests resources of the user rights and interests account through the configured SMS sending module, such as: coupon information.

[0078] In actual applications, users can view the data of their user rights and interests accounts to view the rights and interests data owned by the users, thereby improving the users' awareness of the rights and interests data. In the specific viewing process, the user can submit a rights and interests query request through the user terminal, so that the rights and interests server generates an information display page and sends it to the user terminal, so that the user terminal displays the information display page. In an optional implementation provided by this embodiment, after allocating merchant rights and interests to the user rights and interests account, the following is also included:

[0079] If a rights and interests viewing request is detected, query the rights and interests data of the user's rights and interests account, and generate a window to be configured for each merchant based on the rights and interests data and the rights and interests window template;

[0080] A write-off interface configuration is performed on the window to be configured to obtain a rights and interests viewing window, and the rights and interests viewing windows are combined to generate an information display page and send it to the user terminal.

[0081] During the specific viewing process, the user can view the rights and interests data through the merchant's rights and interests SMS, or through the rights and interests service in the SMS application; the user can trigger the rights and interests viewing interface configured in the rights and interests allocation SMS to submit a rights and interests viewing request to the rights and interests server. After receiving the rights and interests viewing request, the rights and interests server generates a rights and interests viewing window for each merchant and generates an information display page of the SMS sending module of the rights and interests service based on the rights and interests viewing window and sends it to the user terminal, so that the user terminal jumps from the SMS page of the merchant's SMS sending module to the information display page to view the rights and interests viewing window of each merchant. Through the visual rights and interests viewing window, the user's perception of the merchant's rights and interests is improved, and the user's interactive perception of using the SMS application is improved. In an optional implementation manner provided by this embodiment, after allocating the merchant's rights and interests to the user's rights and interests account, it also includes:

[0082] If it is detected that the user triggers the rights viewing interface and submits a rights viewing request through the user terminal, a rights viewing window for each merchant is generated and an information display page of the SMS sending module of the rights service is generated based on the rights viewing window and sent to the user terminal.

[0083] Correspondingly, the user terminal detects the trigger instruction for the rights viewing interface, generates a rights viewing request and submits the request; receives a jump instruction to the information display page containing the rights viewing interface of each merchant, and jumps to the SMS sending module of the rights service to display the information display page.

[0084] For example, user triggers Figure 2 After the rights viewing interface 205 configured by the successful allocation notification SMS 204 is sent to the rights viewing request server through the user terminal, the rights server generates the rights viewing window of each merchant and generates the rights viewing window based on the rights viewing window. Figure 3The information display page of the SMS sending module of the rights and interests server is sent to the user terminal, so that the user terminal can view the rights and interests viewing window 301.

[0085] In addition, after the user triggers the benefit viewing interface and submits a rights viewing request through the user terminal, the rights server can also generate a rights display page for the merchant's rights based on the rights viewing request and send it to the user terminal, so that the user terminal can display the rights identification code corresponding to the merchant's rights through the rights display page, without jumping to the application, and complete the rights viewing and verification within the unified application, thereby improving the verification rate of merchant rights and enhancing the user experience.

[0086] In addition, users can also directly query the SMS sending module of the rights service and enter the information viewing page through the service page of the SMS sending module to view the rights resources of the user's rights account through the information viewing page. The rights service configured through the SMS application provides users with a unified management and viewing entrance for merchant rights, thereby improving the usability of the rights service. In another optional implementation provided by this embodiment, after allocating merchant rights to the user's rights account, the following is also included:

[0087] If an information viewing request submitted by the user terminal to the SMS sending module of the rights and interests service is detected, a service page of the SMS sending module of the rights and interests service is generated;

[0088] The service page is sent to the user terminal, a rights viewing window of each merchant is generated according to the viewing instruction of the user terminal for the user rights account, and an information display page is generated based on the rights viewing window and sent to the user terminal.

[0089] Correspondingly, the user terminal detects the information viewing instruction of the SMS sending module for the rights and interests service, generates an information viewing request and sends the request; receives and displays the service page of the SMS sending module of the rights and interests service, and after detecting that the rights and interests account viewing interface of the service page is triggered, generates a rights and interests viewing request and sends the request; renders and displays the information display page containing the rights and interests viewing interfaces of each merchant.

[0090] like Figure 3 As shown, after the user enters the service page of the SMS sending module, the user triggers the rights viewing button 302 to submit the information viewing instruction through the user terminal. The rights server generates the rights viewing window of each merchant and generates an information display page based on the rights viewing window, so that the user terminal can view the rights viewing window 301. In addition, you can also refer to Figure 6 The equity write-off process diagram shown in the figure should be explained as follows: Figure 6 This is only a schematic diagram and does not limit the one or more equity processing methods provided in this embodiment. This embodiment will not be described in detail here.

[0091] During the specific implementation process, a benefit viewing label for each merchant may be generated based on the benefit data of the user's benefit account stored in the benefit service, and a benefit viewing window may be generated based on the display interface configured for the benefit viewing label, thereby improving the efficiency of generating the benefit viewing window. In an optional implementation provided by this embodiment, after the merchant benefit is allocated to the user's benefit account, the following steps may also be included:

[0092] If a rights query request is detected, query the rights data of the user's rights account, and generate a window to be configured for each merchant based on the rights data and the rights window template;

[0093] A write-off interface configuration is performed on the window to be configured to obtain a rights and interests viewing window, and the rights and interests viewing windows are combined to generate an information display page and send it to the user terminal.

[0094] Among them, each rights viewing window in the information display page can be configured on the information display page in the form of a carousel.

[0095] In actual applications, after obtaining merchant benefits, users can use the benefits service within the SMS application to redeem the merchant benefits. This allows the use and redemption of merchant benefits without leaving the SMS application, improving the security, reliability, and convenience of benefits redemption. In an optional implementation provided by this embodiment, after allocating merchant benefits to the user's benefits account, the following steps are also included:

[0096] Receiving a rights display request generated and sent by the user terminal according to a trigger instruction of the user's write-off interface for the target merchant's rights in the user's rights account;

[0097] In response to the benefit display request, a benefit display page is generated and sent to the user terminal, so that the target merchant can scan the benefit identification code configured on the benefit display page through the merchant terminal to perform the verification process of the target merchant's benefit;

[0098] Optionally, the commodity order is created by the merchant terminal according to an order creation instruction of the target merchant.

[0099] Correspondingly, after the user terminal detects that the verification interface of the target merchant's rights and interests in the information display page is triggered, it generates and submits a display request for the target merchant's rights and interests; receives and displays the rights and interests display page configured with the rights and interests identification code.

[0100] Optionally, the target merchant scans the rights identification code configured on the rights display page through the merchant terminal to perform the write-off process of the target merchant's rights.

[0101] For example, user triggers Figure 3The target merchant's rights in the user's rights account are written off through the user terminal. The rights server generates and sends a request for rights display to the rights server. Figure 4 The target merchant's rights and interests are displayed on a rights and interests display page with identification code 401. The rights and interests display page is sent to the user terminal. The target merchant to which the target merchant's rights and interests belong enters a product order creation instruction on the merchant terminal to generate a product order. The merchant terminal scans identification code 401 on the rights and interests display page to redeem the target merchant's rights and interests. Alternatively, the target merchant's rights and interests may be product rights for receiving goods. The target merchant can redeem the product rights and interests by scanning the identification code through the merchant terminal.

[0102] During the specific implementation process, after detecting the merchant rights write-off message, the merchant system and / or merchant server may generate a merchant rights write-off instruction and transmit it to the rights server through an interface call. The rights server updates the rights data of the user rights account based on the write-off instruction and generates a rights update SMS message, which is sent to the user terminal through the SMS sending module of the rights service, thereby improving the user's rights awareness. In an optional implementation provided by this embodiment, after allocating the merchant rights to the user rights account, the following is also included:

[0103] If it is detected that the target merchant has called an instruction for writing off the target merchant's rights and interests through an interface, updating the rights and interests data of the user's rights and interests account based on the instruction;

[0104] Generate a rights update SMS according to the updated rights data and send it to the user terminal through the SMS sending module of the rights service.

[0105] To sum up, the one or more rights processing methods provided in this embodiment, during the process of rights processing, generate a rights SMS for allocating merchant rights to users based on the rights configuration data transmitted by the merchant, and send the rights SMS to the user terminal through the merchant's SMS sending module. After receiving the rights SMS, the user terminal triggers the rights collection interface configured in the rights SMS to send back a rights response SMS to the rights server. The rights server performs intent recognition on the text data contained in the rights response SMS. If the recognition result is a confirmation intention, the merchant rights are allocated to the user's rights account. The rights processing method provided in this embodiment, by establishing an operator's rights server, provides merchants with a rights allocation function in the SMS application, and provides users with the collection and storage function of merchant rights, so that users and merchants can manage rights in the SMS application, thereby improving the security and reliability of the rights distribution process.

[0106] The following combination Figure 7 , taking the application of the equity processing method provided in this embodiment in the equity distribution scenario as an example, the equity processing method provided in this embodiment is further explained. Figure 7The equity processing method applied to the equity distribution scenario specifically includes steps S702 to S712.

[0107] Step S702 : Acquire and parse the merchant rights and interests data and allocation rule data contained in the rights and interests configuration data passed in by the merchant through the interface call.

[0108] Step S704: Write the SMS template into the merchant's rights and interests data to generate a SMS to be configured, and configure the rights and interests claiming interface in the SMS to be configured to generate the rights and interests SMS.

[0109] Step S706: The merchant's SMS sending module sends a benefit SMS to the user terminal according to the allocation strategy corresponding to the benefit allocation rule.

[0110] Step S708: Receive the benefit response SMS sent back by the user terminal after detecting that the benefit claiming interface is triggered.

[0111] Step S710: performing intent recognition on the text data contained in the rights response SMS;

[0112] If the recognition result is confirmation intention, step S712 is executed.

[0113] Step S712: Check whether the user's identification information matches the allocated user corresponding to the equity allocation rule;

[0114] If not, no action is required;

[0115] If so, execute step S714.

[0116] Step S714: Check whether the sending time of the rights confirmation SMS matches the claiming time range corresponding to the rights distribution rules;

[0117] If not, no action is required;

[0118] If so, execute step S716.

[0119] Step S716: Allocate the merchant's rights and interests to the user's rights and interests account, and generate a rights and interests allocation SMS message and send it to the user terminal through the merchant's SMS sending module.

[0120] Optionally, after step S716 is executed, it also includes: if it is detected that the user terminal submits an information viewing request for the SMS sending module of the rights and interests service, a service page of the SMS sending module of the rights and interests service is generated; the service page is sent to the user terminal, and a rights and interests viewing window for each merchant is generated according to the user terminal's viewing instruction for the user's rights and interests account, and an information display page is generated based on the rights and interests viewing window and sent to the user terminal, so that the user terminal displays the rights and interests viewing window through the information display page; the user terminal generates and sends a rights and interests display request according to the user's trigger instruction for the verification interface corresponding to the target merchant's rights and interests in the rights and interests viewing window; in response to the rights and interests display request, a rights and interests display page is generated and sent to the user terminal, so that the target merchant can verify the target merchant's rights and interests for the product order by scanning the rights and interests identification code configured on the rights and interests display page by the merchant terminal.

[0121] It should be noted that any one of steps S702 to S714 or any combination of multiple steps can be replaced by the corresponding technical means provided in the above steps S102 to S106 according to the needs of implementation and deployment, and will not be described one by one here.

[0122] In addition, you can also refer to Figure 8 The interactive flow diagram shown executes the steps of the equity processing method provided in this embodiment in the equity distribution scenario.

[0123] Another example of equity processing method provided in this specification:

[0124] Reference Figure 9 , which shows a processing flow chart of another equity processing method provided by this embodiment. The another equity processing method provided by this embodiment specifically includes the following steps S902 to S906.

[0125] Step S902: obtaining a rights SMS message sent by the merchant's SMS sending module to allocate merchant rights to the user.

[0126] Optionally, the rights and interests SMS is generated according to the rights and interests configuration data input by the merchant and sent through the merchant's SMS sending module.

[0127] During specific implementation, the merchant system and / or merchant server transmits the rights configuration data to the rights server. The rights server generates a rights SMS to allocate merchant rights to the user based on the rights configuration data, and sends the rights SMS to the user terminal through the merchant's SMS sending module based on the rights configuration data; the user terminal receives the rights SMS and can also perform display processing.

[0128] Step S904: If a trigger instruction of the rights collection interface configured in the rights SMS is detected, a rights response SMS is generated and sent.

[0129] Optionally, the merchant rights and interests are allocated to the user rights and interests account when the recognition result of intent recognition on the text data of the rights and interests response SMS is confirmation of the intention.

[0130] During specific implementation, the user terminal receives the rights SMS sent by the rights server through the merchant's SMS sending module and displays it in the SMS application. After the user triggers the rights collection interface configured by the rights SMS, the user terminal sends a rights response SMS to the rights server; the rights server receives the rights response SMS to identify and process the rights response SMS, and allocates merchant rights to the user after identification.

[0131] During the specific implementation process, after the merchant's rights are allocated to the user's rights account, a rights allocation SMS message indicating successful rights allocation may be generated and sent to the user, so that the user can view the merchant's rights through the rights viewing interface configured by the rights allocation SMS message, thereby improving the user's perception of the rights allocation. In an optional implementation provided by this embodiment, after sending the rights response SMS message, the following is also included:

[0132] Receive the equity distribution SMS sent by the SMS sending module; optionally, the equity distribution SMS is configured with an equity viewing interface.

[0133] For example Figure 5 As shown, the user terminal triggers the claim button after receiving the rights SMS. After the rights claim is verified, the server generates a claim result and generates a claim success SMS to send to the user terminal.

[0134] During the specific implementation process, the user can trigger the rights viewing interface configured in the rights allocation SMS to submit a rights viewing request to the rights server. After receiving the rights viewing request, the rights server generates a rights viewing window for each merchant and generates an information display page of the SMS sending module of the rights service based on the rights viewing window and sends it to the user terminal, so that the user terminal jumps from the SMS page of the merchant's SMS sending module to the information display page to view the rights viewing window of each merchant, thereby improving the user's perception of the merchant's rights and interests and improving the user's interactive perception of the merchant's rights and interests in the SMS application. In an optional implementation manner provided by this embodiment, after receiving the rights allocation SMS, the following is also included:

[0135] If a trigger instruction for the equity viewing interface is detected, a rights viewing request is generated and submitted;

[0136] Receive a jump instruction for an information display page containing the rights and interests viewing interface of each merchant, and jump to the SMS sending module of the rights and interests service to display the information display page.

[0137] Alternatively, the user may also directly query the SMS sending module of the equity service and enter the information viewing page through the service page of the SMS sending module to view the equity resources of the user's equity account through the information viewing page; in another optional implementation provided by this embodiment, after receiving the equity allocation SMS, the following is also included:

[0138] If an information viewing instruction for the SMS sending module of the rights service is detected, an information viewing request is generated and sent;

[0139] Receive and display the service page of the SMS sending module of the equity service, and after detecting that the equity account viewing interface of the service page is triggered, generate and send an equity viewing request;

[0140] The rendered display includes an information display page of the rights and interests viewing interface of each merchant.

[0141] like Figure 6 As shown, the user clicks to enter the service page of the equity service chatbot, and after clicking the equity menu, the user terminal displays the equity viewing page.

[0142] During the specific implementation process, the rights and interests viewing tags of each merchant can be generated based on the rights and interests data of the user's rights and interests account stored in the rights and interests service, and the display interface can be configured to generate the rights and interests viewing window for the rights and interests viewing tag, thereby improving the efficiency of generating the rights and interests viewing window. In an optional implementation provided by this embodiment, the information display page is generated in the following manner:

[0143] querying the equity data of the user's equity account, and generating a window to be configured for each merchant based on the equity data and an equity window template;

[0144] The rights viewing window is obtained by configuring the redemption interface for the window to be configured, and the information display page is generated after the rights viewing windows are combined, so that the user terminal can display the identification code of the target merchant rights corresponding to the target window after detecting the trigger instruction of the target redemption interface for the target window.

[0145] In actual applications, after obtaining merchant benefits, users can use the benefits service within the SMS application to redeem the merchant benefits. This allows the use and redemption of merchant benefits without leaving the SMS application, improving the security, reliability, and convenience of benefits redemption. In an optional implementation provided by this embodiment, after sending the benefits response SMS, the following steps are also included:

[0146] After detecting that the verification interface of the target merchant's rights and interests in the information display page is triggered, generating and submitting a display request for the target merchant's rights and interests;

[0147] Receive and display the rights display page of the configured rights identification code.

[0148] Optionally, the target merchant scans the rights identification code configured on the rights display page through the merchant terminal to perform the write-off process of the target merchant's rights.

[0149] Continuing with the above example, after the user triggers the merchant rights verification interface on the rights viewing page, the rights identification code is displayed and the rights are verified through the merchant system. After verification by the merchant system, the rights data in the user's rights account can also be updated.

[0150] It should be noted that the equity processing method provided in the above embodiment can be applied to the equity server, and the other equity processing method provided in this embodiment can be applied to the user terminal. The equity processing method provided in this embodiment that can be applied to the user terminal and the equity processing method provided in the above embodiment that can be applied to the equity server have a cooperative relationship during the execution process. Therefore, when reading this embodiment, you can refer to the relevant content of the above embodiment. The relevant content of this embodiment is similar to the relevant content of the above embodiment, and this embodiment will not be repeated here.

[0151] Figure 10 A schematic diagram of a rights and interests processing device provided by an embodiment of the present invention is shown in FIG. Figure 10 As shown, the device runs on the operator's rights server and includes:

[0152] The rights SMS sending module 1002 is used to generate a rights SMS for allocating merchant rights to the user based on the rights configuration data input by the merchant, and send the SMS to the user terminal through the merchant's SMS sending module;

[0153] The rights response SMS acquisition module 1004 is configured to receive the rights response SMS sent back by the user terminal after detecting that the rights claim interface configured in the rights SMS is triggered;

[0154] The merchant rights allocation module 1006 is configured to perform intent recognition on the text data contained in the rights response SMS, and if the recognition result is a confirmation intention, allocate the merchant rights to the user's rights account.

[0155] This embodiment provides a rights processing device. During the rights processing process, the rights SMS sending module 1002 is run to generate a rights SMS for allocating merchant rights to users based on the rights configuration data transmitted by the merchant, and the rights SMS is sent to the user terminal through the merchant's SMS sending module. After receiving the rights SMS, the user terminal triggers the rights collection interface configured in the rights SMS to send back a rights response SMS to the rights server, runs the rights response SMS acquisition module 1004 to obtain the rights response SMS, and the rights server runs the merchant rights allocation module 1006 to perform intent recognition on the text data contained in the rights response SMS. If the recognition result is a confirmation intention, the merchant rights are allocated to the user's rights account. The rights processing method provided in this embodiment provides merchants with a rights allocation function in a SMS application by establishing an operator's rights server, and provides users with a collection and storage function for merchant rights, so that users and merchants can manage rights in the SMS application, thereby improving the security and reliability of the rights allocation process.

[0156] The equity processing device provided in an embodiment of this specification can implement each process in the aforementioned method embodiment and achieve the same functions and effects, which will not be repeated here.

[0157] Figure 11 A schematic diagram of another equity processing device provided by an embodiment of the present invention, such as Figure 11 As shown, running on a user terminal, the device includes:

[0158] The rights and interests SMS receiving module 1102 is used to obtain the rights and interests SMS sent by the merchant's SMS sending module to allocate merchant rights and interests to users;

[0159] If a trigger instruction of the equity claim interface configured by the equity SMS is detected, the equity response SMS sending module 1104 is run, and the equity SMS sending module 1104 is used to generate an equity response SMS and send it;

[0160] The merchant rights and interests are allocated to the user rights and interests account when the recognition result of the intention recognition performed on the text data of the rights and interests response SMS is confirmation of the intention.

[0161] This embodiment provides another rights processing device. During the rights processing process, the rights SMS receiving module 1102 is run to receive the rights SMS sent by the operator's rights server. After detecting that the rights collection interface configured by the rights SMS is triggered, the rights response SMS acquisition module 1104 is run to generate a rights response SMS and send it to the rights server, so that the rights server allocates the merchant's rights to the user's rights account. By establishing the operator's rights server, the rights allocation function in the SMS application is provided to merchants, and the collection and storage function of the merchant's rights is provided to users, so that users and merchants can manage rights in the SMS application, thereby improving the security and reliability of the rights allocation process.

[0162] The equity processing device provided in an embodiment of this specification can implement each process in the aforementioned method embodiment and achieve the same functions and effects, which will not be repeated here.

[0163] Furthermore, an embodiment of this specification also provides a rights processing device, Figure 12 This is a schematic diagram of a structure of a rights processing device provided in an embodiment of this specification, such as Figure 12 As shown, the device includes: a memory 1201, a processor 1202, a bus 1203, and a communication interface 1204. The memory 1201, the processor 1202, and the communication interface 1204 communicate via the bus 1203. The communication interface 1204 may include input and output interfaces, including but not limited to a keyboard, a mouse, a display, a microphone, a loudspeaker, etc.

[0164] Figure 12 In the embodiment, the memory 1201 stores computer executable instructions that can be run on the processor 1202. When the computer executable instructions are executed by the processor 1202, the following process is implemented:

[0165] Generate a rights SMS message for allocating merchant rights to the user based on the rights configuration data input by the merchant, and send the SMS message to the user terminal through the merchant's SMS sending module;

[0166] Receiving a rights response SMS message sent back by the user terminal after detecting that the rights claim interface configured in the rights SMS message is triggered;

[0167] Intent recognition is performed on the text data contained in the rights response SMS. If the recognition result is a confirmation intention, the merchant rights are allocated to the user rights account.

[0168] The rights processing device provided in this embodiment, through the cooperation of the memory 1201, the processor 1202, the bus 1203 and the communication interface 1204, generates a rights SMS for allocating merchant rights to the user according to the rights configuration data input by the merchant during the rights processing process, and sends the rights SMS to the user terminal through the merchant's SMS sending module. After receiving the rights SMS, the user terminal triggers the rights collection interface configured in the rights SMS to send a rights response SMS back to the rights server. The rights server performs intent recognition on the text data contained in the rights response SMS. If the recognition result is a confirmation intention, the merchant rights are allocated to the user's rights account. The rights processing method provided in this embodiment, by establishing an operator's rights server, provides merchants with a rights allocation function in the SMS application, and provides users with a collection and storage function for merchant rights, so that users and merchants can manage rights in the SMS application, thereby improving the security and reliability of the rights allocation process.

[0169] The equity processing device provided in an embodiment of this specification can implement each process in the aforementioned method embodiment and achieve the same functions and effects, which will not be repeated here.

[0170] Furthermore, an embodiment of this specification also provides a rights processing device, Figure 13 This is a schematic diagram of a structure of a rights processing device provided in an embodiment of this specification, such as Figure 13 As shown, the device includes: memory 1301, processor 1302, bus 1303 and communication interface 1304. Memory 1301, processor 1302 and communication interface 1304 communicate via bus 1303. Communication interface 1304 may include input and output interfaces, including but not limited to a keyboard, mouse, display, microphone, loudspeaker, etc.

[0171] Figure 13 In the embodiment, the memory 1301 stores computer executable instructions that can be run on the processor 1302. When the computer executable instructions are executed by the processor 1302, the following process is implemented:

[0172] Obtaining the rights SMS message sent by the merchant's SMS sending module to allocate merchant rights to users;

[0173] If a trigger instruction of the equity claim interface configured in the equity SMS is detected, a equity response SMS is generated and sent;

[0174] The merchant rights and interests are allocated to the user rights and interests account when the recognition result of the intention recognition performed on the text data of the rights and interests response SMS is confirmation of the intention.

[0175] The rights processing device provided in this embodiment, through the cooperation of the memory 1301, the processor 1302, the bus 1303 and the communication interface 1304, receives the rights SMS sent by the operator's rights server during the rights processing process, generates a rights response SMS after detecting that the rights collection interface configured in the rights SMS is triggered, and sends it to the rights server, so that the rights server allocates the merchant's rights to the user's rights account. By establishing the operator's rights server, the rights allocation function in the SMS application is provided to merchants, and the collection and storage function of the merchant's rights is provided to users, so that users and merchants can manage rights in the SMS application, thereby improving the security and reliability of the rights allocation process.

[0176] The equity processing device provided in an embodiment of this specification can implement each process in the aforementioned method embodiment and achieve the same functions and effects, which will not be repeated here.

[0177] Furthermore, another embodiment of this specification provides a computer-readable storage medium, wherein the computer-readable storage medium is used to store computer-executable instructions, and when the computer-executable instructions are executed by a processor, the following process is implemented:

[0178] Generate a rights SMS message for allocating merchant rights to the user based on the rights configuration data input by the merchant, and send the SMS message to the user terminal through the merchant's SMS sending module;

[0179] Receiving a rights response SMS message sent back by the user terminal after detecting that the rights claim interface configured in the rights SMS message is triggered;

[0180] Intent recognition is performed on the text data contained in the rights response SMS. If the recognition result is a confirmation intention, the merchant rights are allocated to the user rights account.

[0181] The computer-readable storage medium provided in this embodiment generates a rights SMS message for allocating merchant rights to users based on the rights configuration data transmitted by the merchant during the rights processing process, and sends the rights SMS message to the user terminal through the merchant's SMS sending module. After receiving the rights SMS, the user terminal triggers the rights collection interface configured in the rights SMS message to send a rights response SMS message back to the rights server. The rights server performs intent recognition on the text data contained in the rights response SMS. If the recognition result is a confirmation intention, the merchant's rights are allocated to the user's rights account. The rights processing method provided in this embodiment provides merchants with a rights allocation function in a SMS application by establishing an operator's rights server, and provides users with a collection and storage function for merchant rights, so that users and merchants can manage rights in the SMS application, thereby improving the security and reliability of the rights allocation process.

[0182] The computer-readable storage medium includes a read-only memory (ROM), a random access memory (RAM), a magnetic disk, or an optical disk.

[0183] The computer-readable storage medium provided in one embodiment of this specification can implement each process in the aforementioned method embodiment and achieve the same functions and effects, which will not be repeated here.

[0184] Furthermore, another embodiment of this specification provides another computer-readable storage medium, wherein the computer-readable storage medium is used to store computer-executable instructions, and when the computer-executable instructions are executed by a processor, the following process is implemented:

[0185] Obtaining the rights SMS message sent by the merchant's SMS sending module to allocate merchant rights to users;

[0186] If a trigger instruction of the equity claim interface configured in the equity SMS is detected, a equity response SMS is generated and sent;

[0187] The merchant rights and interests are allocated to the user rights and interests account when the recognition result of the intention recognition performed on the text data of the rights and interests response SMS is confirmation of the intention.

[0188] The computer-readable storage medium provided in this embodiment receives a rights SMS message sent by the operator's rights server during the rights processing process, generates a rights response SMS message after detecting that the rights collection interface configured in the rights SMS message is triggered, and sends it to the rights server, so that the rights server allocates the merchant's rights to the user's rights account. By establishing the operator's rights server, the rights allocation function in the SMS application is provided to merchants, and the collection and storage function of the merchant's rights is provided to users, so that users and merchants can manage rights in the SMS application, thereby improving the security and reliability of the rights allocation process.

[0189] The computer-readable storage medium includes a read-only memory (ROM), a random access memory (RAM), a magnetic disk, or an optical disk.

[0190] The computer-readable storage medium provided in one embodiment of this specification can implement each process in the aforementioned method embodiment and achieve the same functions and effects, which will not be repeated here.

[0191] Furthermore, another embodiment of this specification provides a computer program product, which implements the following process when executed by a processor:

[0192] Generate a rights SMS message for allocating merchant rights to the user based on the rights configuration data input by the merchant, and send the SMS message to the user terminal through the merchant's SMS sending module;

[0193] Receiving a rights response SMS message sent back by the user terminal after detecting that the rights claim interface configured in the rights SMS message is triggered;

[0194] Intent recognition is performed on the text data contained in the rights response SMS. If the recognition result is a confirmation intention, the merchant rights are allocated to the user rights account.

[0195] The computer program product provided in this embodiment generates a rights SMS message for allocating merchant rights to users based on the rights configuration data transmitted by the merchant during the rights processing process, and sends the rights SMS message to the user terminal through the merchant's SMS sending module. After receiving the rights SMS, the user terminal triggers the rights collection interface configured in the rights SMS message to send a rights response SMS message back to the rights server. The rights server performs intent recognition on the text data contained in the rights response SMS. If the recognition result is a confirmation intention, the merchant's rights are allocated to the user's rights account. The rights processing method provided in this embodiment provides merchants with a rights allocation function in the SMS application by establishing an operator's rights server, and provides users with a collection and storage function for merchant rights, so that users and merchants can manage rights in the SMS application, thereby improving the security and reliability of the rights allocation process.

[0196] The computer program product provided in one embodiment of this specification can implement each process in the aforementioned method embodiment and achieve the same functions and effects, which will not be repeated here.

[0197] Furthermore, another embodiment of this specification provides another computer program product, which implements the following process when executed by a processor:

[0198] Obtaining the rights SMS message sent by the merchant's SMS sending module to allocate merchant rights to users;

[0199] If a trigger instruction of the equity claim interface configured in the equity SMS is detected, a equity response SMS is generated and sent;

[0200] The merchant rights and interests are allocated to the user rights and interests account when the recognition result of the intention recognition performed on the text data of the rights and interests response SMS is confirmation of the intention.

[0201] The computer program product provided in this embodiment receives a rights SMS message sent by an operator's rights server during rights processing, generates a rights response SMS message after detecting that the rights collection interface configured in the rights SMS message is triggered, and sends it to the rights server, so that the rights server allocates the merchant's rights to the user's rights account. By establishing the operator's rights server, the rights allocation function in the SMS application is provided to merchants, and the collection and storage function of the merchant's rights is provided to users, so that users and merchants can manage rights in the SMS application, thereby improving the security and reliability of the rights allocation process.

[0202] The computer program product provided in one embodiment of this specification can implement each process in the aforementioned method embodiment and achieve the same functions and effects, which will not be repeated here.

[0203] It will be understood by those skilled in the art that embodiments of the present invention may be provided as methods, systems, or computer program products. Thus, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware. Furthermore, the present invention may take the form of a computer program product implemented on one or more computer-readable storage media (including but not limited to magnetic disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0204] The present invention is described with reference to flowcharts and / or block diagrams of methods, devices (systems), and computer program products according to embodiments of the present invention. It should be understood that each process and / or block in the flowcharts and / or block diagrams, as well as combinations of processes and / or blocks in the flowcharts and / or block diagrams, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowcharts and / or block diagrams. Figure 1 a process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0205] These computer program instructions may also be stored in a computer readable memory that can direct a computer or other programmable data processing device to work in a specific manner, so that the instructions stored in the computer readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 a process or multiple processes and / or boxes Figure 1 The function specified in one or more boxes.

[0206] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operational steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing the instructions executed on the computer or other programmable device for implementing the process. Figure 1 a process or multiple processes and / or boxes Figure 1 A step that specifies a function in one or more boxes.

[0207] In a typical configuration, a computing device includes one or more processors (CPUs), input / output interfaces, network interfaces, and memory.

[0208] Memory may include non-permanent storage in a computer-readable storage medium, random access memory (RAM) and / or non-volatile memory in the form of read-only memory (ROM) or flash RAM. Memory is an example of a computer-readable storage medium.

[0209] Computer-readable storage media include permanent and non-permanent, removable and non-removable media that can be implemented by any method or technology to store information. The information can be computer-readable instructions, data structures, program modules, or other data. Examples of computer-readable storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, compact disc read-only memory (CD-ROM), digital versatile disc (DVD) or other optical storage, magnetic cassettes, magnetic disk storage or other magnetic storage devices, or any other non-transmission media that can be used to store information that can be accessed by a computing device. As defined herein, computer-readable storage media does not include transitory media such as modulated data signals and carrier waves.

[0210] It should also be noted that the terms "comprises," "includes," or any other variations thereof are intended to encompass non-exclusive inclusion, such that a process, method, commodity, or apparatus that includes a series of elements includes not only those elements but also other elements not explicitly listed, or includes elements inherent to such process, method, commodity, or apparatus. In the absence of further limitations, an element defined by the phrase "comprises a ..." does not exclude the presence of other identical elements in the process, method, commodity, or apparatus that includes the element.

[0211] Those skilled in the art will appreciate that the embodiments of the present application may be provided as methods, systems, or computer program products. Therefore, the present application may take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Furthermore, the present application may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to magnetic disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0212] The foregoing is merely an embodiment of the present application and is not intended to limit the present application. For those skilled in the art, the present application may have various changes and variations. Any modifications, equivalent replacements, improvements, etc. made within the spirit and principles of the present application should all be included within the scope of the claims of the present application.

Claims

1. A method for handling equity, characterized in that: Applied to an operator's rights and interests server, the method comprises: Generate a rights and interests SMS for allocating merchant rights and interests to the user according to the rights and interests configuration data input by the merchant, and send it to the user terminal through the merchant's SMS sending module; Receiving a rights response SMS sent back by the user terminal after detecting that the rights claiming interface configured by the rights SMS is triggered; Intent recognition is performed on the text data contained in the rights and interests response SMS, and if the recognition result is a confirmation intention, the merchant rights and interests are allocated to the user rights and interests account.

2. The equity processing method according to claim 1, characterized in that: The method further includes: performing intent recognition on the text data contained in the rights and interests response SMS, and if the recognition result is a confirmation intention, allocating the merchant rights and interests to the user rights and interests account, and further includes: Generate a rights distribution SMS and send it to the user terminal through the SMS sending module; Among them, the rights and interests distribution SMS is configured with a rights and interests viewing interface.

3. The equity processing method according to claim 1, characterized in that: The generating of a rights and interests SMS for allocating merchant rights and interests to a user according to the rights and interests configuration data transmitted by the merchant, and sending the SMS to the user terminal through the merchant's SMS sending module, comprises: Parsing the merchant rights and interests data and allocation rule data contained in the rights and interests configuration data; Writing a text message template into the merchant's rights and interests data to generate a text message to be configured, and configuring the rights and interests claiming interface in the text message to be configured to generate the rights and interests text message; The SMS sending module sends the equity SMS to the user terminal according to the allocation strategy corresponding to the equity allocation rule.

4. The equity processing method according to claim 1, characterized in that: The performing of intention recognition on the text data contained in the rights and interests response SMS, if the recognition result is confirmation of the intention, and before the allocating of the merchant rights and interests to the user rights and interests account, further includes: Detecting whether the identification information of the user matches a candidate user in the user set included in the equity configuration data; If they match, check whether the sending time of the rights confirmation SMS matches the collection time range included in the rights configuration data. If so, execute the allocation of the merchant rights to the user's rights account.

5. The equity processing method according to claim 1, characterized in that: The method further includes: performing intent recognition on the text data contained in the rights and interests response SMS, and if the recognition result is a confirmation intention, allocating the merchant rights and interests to the user rights and interests account, and further includes: If it is detected that the target merchant has called and input a write-off instruction for the target merchant's equity through an interface, the equity data of the user's equity account is updated based on the write-off instruction; Generate a rights update SMS according to the updated rights data and send it to the user terminal through the SMS sending module of the rights service.

6. The equity processing method according to claim 1, characterized in that: The method further includes: performing intent recognition on the text data contained in the rights and interests response SMS, and if the recognition result is a confirmation intention, allocating the merchant rights and interests to the user rights and interests account, and further includes: If a rights query request is detected, query the rights data of the user's rights account, and generate a window to be configured for each merchant based on the rights data and the rights window template; A write-off interface configuration is performed for the window to be configured to obtain a rights and interests viewing window, and the rights and interests viewing windows are combined to generate an information display page and send it to the user terminal.

7. A method for handling equity, characterized in that: Applied to a user terminal, the method comprises: Obtaining a rights SMS message sent by the merchant's SMS sending module to allocate merchant rights to users; If a trigger instruction of the equity claim interface configured in the equity SMS is detected, a equity response SMS is generated and sent; Among them, the merchant rights and interests are allocated to the user rights and interests account when the recognition result of the intention recognition of the text data of the rights and interests response SMS is a confirmation intention.

8. The equity processing method according to claim 7, characterized in that: If the trigger instruction of the equity claim interface configured by the equity SMS is detected, after generating an equity response SMS and sending the SMS, the method further includes: Receive the rights and interests distribution SMS sent by the SMS sending module; the rights and interests distribution SMS configures the rights and interests viewing interface; Correspondingly, after receiving the rights distribution SMS sent by the SMS sending module, it also includes: If a trigger instruction for the equity viewing interface is detected, a rights viewing request is generated and submitted; Receive a jump instruction for an information display page containing the rights and interests viewing interface of each merchant, and jump to the SMS sending module of the rights and interests service to display the information display page.

9. The equity processing method according to claim 7, characterized in that: If the trigger instruction of the equity claim interface configured by the equity SMS is detected, after generating an equity response SMS and sending the SMS, the method further includes: If an information viewing instruction for the SMS sending module of the rights service is detected, an information viewing request is generated and sent; Receive and display the service page of the SMS sending module of the equity service, and after detecting that the equity account viewing interface of the service page is triggered, generate and send an equity viewing request; The rendering displays an information display page containing the rights and interests viewing interface of each merchant.

10. The equity processing method according to claim 8 or 9, characterized in that: If the trigger instruction of the equity claim interface configured by the equity SMS is detected, after generating an equity response SMS and sending the SMS, the method further includes: After detecting that the verification interface of the target merchant's rights and interests in the information display page is triggered, generating and submitting a display request for the target merchant's rights and interests; Receive and display the rights display page of the configured rights identification code; The target merchant scans the rights identification code configured on the rights display page through the merchant terminal to carry out the write-off process of the rights of the target merchant.

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