Financial management system applied to engineering construction projects

Abstract

The invention relates to a financial management system applied to engineering construction projects. The system comprises a project management subsystem, a financial platform subsystem and a lending subsystem, wherein the project management subsystem is used for sending a financial loan request to the financial platform subsystem by taking an approved project output value as a proof and taking a project residual output value after deducting a paid project progress payment as insurance under the condition of fund shortage caused by project progress payment delay; the financial platform subsystem is used for receiving the financial load request sent by the project management subsystem and checking a loan limit according to a preset strategy and the project residual output value; and the financial platform subsystem is further used for initiating a financial lending request to the lending subsystem according to an assigned loan multi-party protocol. According to the system, financial management of construction projects is completed through cooperation of the loan subsystem, the project management subsystem, the financial platform subsystem and the lending subsystem, so that fund problems of construction sides can be rapidly solved.

Description

technical field [0001] The invention relates to the management field of construction funds in the construction industry, in particular to a financial management system applied to engineering construction projects. Background technique [0002] At present, the problems in the management and use of construction funds in the construction industry are as follows: 1. Occupation, misappropriation, and retention of construction funds: expenses that do not belong to construction project expenses are spent from construction projects, crowding out project construction funds; project construction funds that have been secured Misappropriation of project construction funds by means of borrowing or borrowing; funds that should be allocated to construction projects are not allocated to construction projects, and construction funds are stranded. 2. Local supporting funds cannot be in place in the same proportion: local supporting funds cannot be in place according to the proportion approved...

AI Technical Summary

Problems solved by technology

[0002] At present, the problems in the management and use of construction funds in the construction industry are as follows: 1. Occupation, misappropriation, and retention of construction funds: expenses that do not belong to construction project expenses are spent from construction projects, crowding out project construction funds; project construction funds that have been secured Misappropriation of project construction funds by means of borrowing or borrowing; funds that should be allocated to construction projects are not allocated to construction projects, and construction funds are stranded

2. Local supporting funds cannot be in place in the same proportion: local supporting funds cannot be in place according to the proportion of feasibility study or preliminary design approval, and some even cannot be in place when the project is basically completed

3. Failure to manage and use construction funds in accordance with the prescribed procedures and procedures: The problem in this area is mainly manifested in the fact that the initial design budget of the project is not approved and the investment is issued

Planning and arranging construction funds; starting construction if the conditions for starting construction are not met; settlement of project price is not completely based on the contract, procedures are not standardized, procedures are incomplete, etc.

Based on the above three points, it may lead to a shortage of funds and the phenomenon that wages cannot be paid in time; at the same time, practical problems such as difficulty in external coordination of funds, high interest on payment of funds, and complicated procedures are very common.

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