47results about How to "Solve financial problems" patented technology

The invention provides an enterprise dishonest probability prediction method and system based on LightGBM. The method comprises the following steps: analyzing and understanding credit behavior footprint information left by an enterprise in each aspect; preprocessing the data, carrying out further feature engineering on the existing data feature dimension in combination with service requirements; and then, reducing the dimension of the feature by using a feature selection and feature dimension reduction related method, learning data by using a machine learning model taking LightGBM as a main part, and obtaining a probability risk value of enterprise trust loss and a classification of whether the enterprise trust loss occurs or not by using the trained model. According to the technical scheme, the capabilities of preventing fraud and reducing the reject ratio of financial institutions can be further improved; accurate identification of whether an enterprise is credible is realized, problems of enterprise financing and credit evaluation are solved, financing risk prevention capability can be effectively improved, and the method can be widely applied to the field of enterprise loan auditing and enterprise social credit evaluation of banks.

Provided is an automatic dirt-removing method for an indoor rectangular culture pond utilizing circulating water. The automatic dirt-removing method is characterized in that a baffle plate is arranged at the position, spacing from a pond side at the distance of 50 cm, of a water outlet end of the culture pond; the upper side of the baffle plate is the same as the culture pond in height; left and right sides of the baffle plate are matched with the wall of the culture pond for fixation; a gap is kept between the bottom of the baffle plate and a pond bottom; an inclined blocking net, used for preventing cultured organisms from getting stuck to the gap at the lower portion of the baffle plate, is arranged at the upper end of the baffle plate and the pond bottom on the side where the cultured organisms are present in the culture pond; a tapered dirt-collecting pond is constructed at the back portion of the culture pond and has the bottom having a dirt-discharge pipe and a dirt-discharge valve; after a circulating water system is started, circulating water flows at increased speed when flowing through the gap at the lower portion of the baffle plate; undercurrent is formed in the bottom of the culture pond; after sediments at the bottom of the culture pond are absorbed to the baffle plate along with undercurrent, large sediments entering the baffle plate are left around the dirt-discharge pipe and discharged out of the dirt-discharge valve; small sediments enter the tapered dirt-collecting pond behind the culture pond with water flow and are discharged out of a culture system by means of the dirt-discharge valve after sedimentation and concentration in the tapered dirt-collecting pond; and therefore automatic dirt-removing operation of the culture pond is achieved.

This invention discloses a wireless digital communication simulating method including a signal generating device, a signal receive and process device, among which, the generation device and the receive and process device include computers separately and a CB with a DSP specialized in also having two functional sub-cards for serial connecting signals, the signal generating and receiving devices carry out serial transmission via the sub-cards to realize complete synchronization of the two, the computer of the signal generating device controls the generation of signals for simulation to be transferred to the signal receive device via the card and to the computer.

The present invention provides a self-steering tracking operation train. The train provided by the invention comprises N carriages connected in order; inter-carriage walk systems are used between two adjacent carriages for connecting the two adjacent carriages; and the inter-carriage walk systems are configured to pull the carriages connected with the inter-carriage walk systems to perform tracking operation according to obtained relative position information of the train and a route. According to the invention, a train with a large bearing capacity and being capable of employing three control modes such as an automatic driving mode, a semi-automatic driving mode and a manual driving mode is provided. The train in the automatic driving mode is able to obtain route information by itself and drive according to the route information with no need for driving by a driver according to a real-time route, therefore the driver's labor workload is reduced, the condition of driver fatigue driving is avoided, and the safety is improved.

The invention relates to the technical field of shared hotels of the Internet of Things, in particular to a shared hotel platform system and an operation method thereof. According to the invention, through a shared electronic door lock, a shared hotel and the Internet are combined to form a shared hotel platform. A user is capable of remotely finishing reservation of the hotel through a smart phone. The user is capable of checking in by directly scanning a two-dimensional code and opening the door, so checking-in work procedures of a traditional reception are omitted, operation cost of the hotel is reduced and checking in procedures of the user are facilitated and simplified. In addition, in a way that an investor can buy the shared electronic door lock, it is achieved that any one is capable of investing the shared hotel and the investment earnings come from corresponding proportions extracted from checked-in room charges, so earnings of the investor are ensured and a financing problem of shared hotel promotion can be solved. Compared with the current shared platform which is invested through big investment companies, the provided system and the method are quite flexible, and all checking in, investment and earnings can be achieved through software and networks conveniently and quickly.

The embodiment of the invention discloses a cooperative service integration method and system based on Internet of things and cloud computing, belonging to the technical field of networks. The method comprises the following steps: selecting a supplier according to a cargo price provided by each supplier; delivering cargo according to obtained order information, and receiving the transportation state information of the cargo in real time through a logistics platform in the cargo transportation process; sending a loan instruction to a settlement account when in cargo delivery to the supplier; checking the cargo delivery information by the settlement account, and calculating the advanced payment information and the delayed payment information for a financial institution according to the order information; providing advanced payment to the supplier by the financial institution according to the guarantee limit of the settlement account; receiving the delayed payment and remitting to the settlement account; and sending the information corresponding to the advanced payment and delayed payment to the settlement account by the financial institution. Through the invention, the integrity of the transaction information of small and medium-sized enterprises is enhanced, the businesses in the traction process are smooth and convenient, and the problems of the small and medium-sized enterprises in financing and settlement in the transaction settlement are solved.

The invention belongs to the technical field of credit financing guarantee information, in particular to an agricultural credit financing guarantee comprehensive information management platform. The technical problems to be solved are as follows: providing a comprehensive information management platform of agricultural credit financing guarantee which can effectively solve the problem of agricultural credit financing by visualizing the business process data; The technical scheme adopted is as follows: a comprehensive information management platform for agricultural credit financing guarantee,including a customer management system for establishing and managing loan information of lenders; The bank system interface module is used for realizing the connection with the bank system and collecting the lender's release and repayment information. A business supervision system for processing, controlling and managing the loan information of the lender; Business account management system, usedto manage the account of guarantee business; Platform management system for maintaining the basic information of the management platform; It can be widely used in the field of agricultural credit.

The invention provides an account receivable pledge financing method based on a block chain, and the method comprises the following steps of enabling a bank side node to create a credit line block, and add the credit line block to the block chain; receiving a credit line block, creating an accounting voucher block, and adding the accounting voucher block into the block chain; approving the accounting voucher block, and sending the approved accounting voucher block to a supplier node after the core enterprise node issues the approved accounting voucher block; signing for the accounting voucherblock, selecting a financing type by a supplier node to create a financing application block, and adding the financing application block into a block chain; enabling the supplier node or the fund party node to create a contract block, and enabling the fund party node to add the contract block into a block chain; and after approval is completed, enabling the fund party node to carry out financing and loaning. According to the invention, the financing problem of small and medium-sized enterprises in the supply chain is solved, the full-chain association service information can be further mastered based on the financial service relationship of the supply chain, and the effective control of the supply chain operation risk is effectively realized.

Provided is a financing service system structure for engineering machinery industry. The financing service system structure comprises a database service layer, an intermediate layer, and a client layer. The database service layer provides data storage and management service. The intermediate layer achieves control of the service logic and the service rule of an application program. The client layer achieves the interaction between a final user and the application program and provides input-output support. The financing service system structure for engineering machinery industry comprises a storage server, a database server, an application server, a Web server, a client terminal, and a data processor arranged between the storage server and the database server. The service logic of the financing service system structure is mainly implemented at a server end so that the load of the client end is greatly simplified, the cost and the workload of system maintenance and upgrade are reduced, and user cost is decreased. The financing service system structure may filter demand information in a non-service type or not belonging to a service range, and improves the operating efficiency and security of a system.

The invention relates to a financial management system applied to engineering construction projects. The system comprises a project management subsystem, a financial platform subsystem and a lending subsystem, wherein the project management subsystem is used for sending a financial loan request to the financial platform subsystem by taking an approved project output value as a proof and taking a project residual output value after deducting a paid project progress payment as insurance under the condition of fund shortage caused by project progress payment delay; the financial platform subsystem is used for receiving the financial load request sent by the project management subsystem and checking a loan limit according to a preset strategy and the project residual output value; and the financial platform subsystem is further used for initiating a financial lending request to the lending subsystem according to an assigned loan multi-party protocol. According to the system, financial management of construction projects is completed through cooperation of the loan subsystem, the project management subsystem, the financial platform subsystem and the lending subsystem, so that fund problems of construction sides can be rapidly solved.

The invention discloses a large-scale forest observation trapezoid grid method. The globe is divided into (2n-1)*(2n-1) continuously distributed trapezoid grids having the same length and width by means of a 1:10000 measuring scale. Meanwhile, the interaction effect between each grid and the adjacent grid is calculated, influential factors are found out, the negligible farthest distance of the impact effect is calculated, cross validation is carried out, therefore, forest growth conditions of the grids are observed, and the method is a new method for observing a forest in a large-scale range in a continuous and seamless mode.

The invention relates to the technical field of thin-shell pecan planting, in particular to a method for improving the early benefits in a thin-shell pecan orchard. The method includes the following steps: (1) garden selection: selecting soil pH value between 7 and 8 and soil layer thickness over 1 meter; (2) variety selection; (3) soil modification and preparation: removing miscellaneous trees and weeds in the garden and preparing soil according to the conditions of the garden; (4) field planting: the plant row spacing of pecan is (4-8)m* (8-12)m, digging field planting holes according to theplant row spacing, wherein the amount of rape seeds sown per mu in the orchard is 0.25-1.0kg; (5) water and fertilizer management: applying sufficient organic fertilizers or farmyard manure to the bottoms of the planting holes before pecan planting, and applying base fertilizers to rape during deep rotary tillage; watering pecan and rape according to climate and soil moisture; and (7) cutting andcovering. Through rape interplanting, the early benefits in the pecan orchard are improved, and the incomes of growers are increased.

The invention belongs to the technical field of supply chain finance in international logistics internet service, and particularly relates to a Rong eTong international logistics settlement platform supply chain finance financing service system. According to the system a Ronge-Tong international logistics settlement platform is taken as a core platform and a user enterprise of the platform is taken as a service object. Main body real-name authentication guidance and credit rating are carried out on enterprises meeting financing conditions on the supply chain, and financing services are provided for links such as enterprise purchasing and selling in the supply chain; the service flow of the service system comprises the following five links: enterprise financing qualification judgment, enterprise credit evaluation, credit and agreement signing, financing service opening, financing declaration and payment, and financing repayment. The method has the beneficial effects that the financing business process is simplified, the enterprise financing cost is reduced, the problem of information asymmetry of borrowing and lending parties is effectively solved, the financing risk of small and medium-sized enterprises is greatly reduced, and a new way for solving the financing problem of small, medium-sized and micro-sized enterprises in China is developed.

The invention discloses a cow biological system based on the Internet of things, which comprises a cow information acquisition terminal, an application server, a database, a WEB server and a client, wherein the cow information acquisition terminal comprises a cow sign information acquisition device and identity recognition equipment, and the cow sign information acquisition device is used for acquiring cow vital sign information and transmitting the information to the application server through a wireless network; the identity recognition equipment is used for effectively recognizing and confirming the identity of cows; the application server is connected with the database in a communication manner and used for processing the received cow vital sign information and other information of thecows and then transmitting the processed information to the database for storage; and the WEB server is connected with the application server in a communication manner. According to the Internet of cows, the sign information of the cows is acquired and transmitted to the server for processing and storage, so that the client can log in the server to inquire and browse the relevant cow informationaccording to requirements.

The embodiment of the invention relates to a pushing method and system. The method comprises the steps of obtaining a to-be-invested project and a to-be-invested demand input by a first user; Verifying whether the project and the demand conform to a set standard or not; When the set standard is met, obtaining data information corresponding to the project and the demand from an investment and financing interface; And pushing the project and the demand to a second user according to the data information, wherein the second user is an investor. Therefore, the problem of incomplete information of the current co-purchase market and the investment and financing boundary can be solved; lacking Asymmetric, opaque, objective analysis and evaluation of industrial pain points; The method has the advantages that the financial service cost is reduced, the financial service efficiency is improved, the stock right project information is taken as an entry point to supplement, enrich and improve the enterprise juxtaposition and recombination information of the capital market, and the project is intelligently pushed to effective investors under the assistance of the enterprise and project evaluation,so that the problem of finding middle and small-sized enterprise financing by the project is solved.

An advertising revenue processing method and a corresponding advertising device, a user terminal and a backstage system are provided. The background system deals with user identity confirmation of registered users which is carried out by using a user terminal through a network, and establishes an advertising revenue account record and an investment revenue account record according to the identityof each user. The advertising consumption of all installed intelligent advertising devices is counted one by one every day, and the daily new advertising revenue of each device is calculated accordingto the proportion. For the daily new advertising revenue of each device, advertising revenue and/or investment revenue are/is accumulatively given to the user account associated with the device according to a corresponding proportion. Owners can log into the backstage system through the user terminal to view the advertising revenue. Owners who participate in cooperative operation can log into thebackstage system through the user terminal to view the investment revenue. The problem that the owners in a residential compound cannot know the advertising revenue in an open and timely manner whenthe existing advertising device is deployed and operated in the residential compound is solved.

The invention relates to a scenic spot ticket and other product online transaction method and system based on a block chain. A block chain technology is used for carrying out online transaction on tickets sold by a scenic spot ticketing system and other travel-related products in a digital creditor's right mode, so that a scenic spot can quickly obtain funds for industrial development, and the integration of the tourism industry and other industries is accelerated, and the development of the tourism industry is greatly promoted.

The invention provides an enterprise incubator management platform, and the platform comprises: a login module which comprises an enterprise login unit and a management authority setting unit, and isused for the login of an incubation enterprise; a comprehensive service module which comprises a policy declaration unit, a financial agent unit, a fee payment unit and a talent recruitment unit and is used for carrying out comprehensive service on the incubation enterprise; a fund service module which is used for providing fund support for the incubation enterprise when the incubation enterprisehas enterprise fund requirements; a sharing service module which is used for providing equipment and talent sharing service for the incubation enterprise; a training module which is used for providingtraining service for the incubation enterprise; and an information pushing module which is used for issuing policies and notifications. The method has the advantage of good hatching effect.