Supply chain financial system based on block chain

Abstract

The invention relates to a supply chain financial system based on a block chain. The system comprises a technical architecture module, a business model module and a system data collection module. Thetechnical architecture module carries out datamation and electronization on account payable of a core enterprise, i.e., account receivable creditor's rights of suppliers, based on the business model module and the system data collection module, and issues an electronic payment voucher. And the core enterprise performs final cashing on the electronic payment voucher and confirms that the factoringcompany accepts the financing behavior of the electronic payment voucher, and the bank fund end can perform factoring business on the factoring company again based on the credit of the core enterpriseand the auditing of the authenticity of the trade background. The blockchain + supply chain finance realizes a mechanism of accurately transmitting credit to a financial institution from entity industry operation information to a certain extent, and promotes the financial institution to better serve entity economy.

Description

technical field [0001] The invention relates to the technical field of financial systems, in particular to a blockchain-based supply chain financial system. Background technique [0002] During the Spring Festival of 2020, the novel coronavirus pneumonia epidemic spread rapidly across the country. The whole country worked together to fight the epidemic. In order to avoid large-scale population movement and gathering, prevention and control measures such as home isolation and extended Spring Festival holidays were adopted. At the same time, problems such as delayed resumption of factories, shortage of cash flow, difficulty in getting loans for small, medium and micro enterprises, hindered development of core enterprises, and high cost of bank risk control emerged. [0003] In the existing technology, the traditional supply chain finance is that banks and other financial institutions surround the core enterprises, manage the capital flow and logistics of upstream and downstrea...

AI Technical Summary

Problems solved by technology

However, it is difficult for small, medium and micro enterprises to get loans, the development of core enterprises is hindered, the cost of bank risk control is high, and supply chain finance is facing problems such as complex liquidation, information asymmetry, inability to effectively transfer credit, and difficulty in financing

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