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Loan request processing method, device, computer equipment and storage medium

A technology of loan request and processing method, which is applied in the field of Internet finance, can solve the problems of increased time spent on lending, reduced efficiency, and high time consumption, and achieves the effects of reducing time spent, increasing success rate, and improving processing efficiency

Active Publication Date: 2021-01-26
PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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AI Technical Summary

Problems solved by technology

And if multiple financial institutions jointly lend loans to the borrower, it is necessary to verify the qualification documents of multiple financial institutions. Since the qualification documents required by different financial institutions are different, it is also necessary to verify the qualification documents of each financial institution. The qualification certification documents required by each financial institution are configured separately, which will take a lot of time to configure the qualification certification documents required by the financial institution, which greatly increases the time spent on lending, thereby reducing the cost of multiple financial institutions lending to borrowers. efficiency

Method used

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  • Loan request processing method, device, computer equipment and storage medium
  • Loan request processing method, device, computer equipment and storage medium
  • Loan request processing method, device, computer equipment and storage medium

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Embodiment Construction

[0058] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0059] The loan request processing method provided by this application can be applied to such as figure 1 shown in the application environment. Wherein, the terminal 110, the lending server 120 and the bank server 130 communicate through the network. The lending server 120 receives the loan request sent by the terminal 110, and selects corresponding text configuration information and document templates according to the loan request. The lending server 120 converts the document template into a loan request document according to the text configuration information, and veri...

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Abstract

The present application relates to a loan request processing method, device, computer equipment and storage medium. The method includes: receiving a loan request; selecting corresponding text configuration information and a document template according to the loan request; converting the document template into a loan request document according to the text configuration information; verifying the loan request document included Whether the application information is in the preset position; if so, send the loan request document to the bank server; receive the loan confirmation information fed back by the bank server; transfer the corresponding loan amount to the specified loan request according to the loan confirmation information loan account. Adopting this method can greatly reduce the time spent on configuring loan request documents, reduce the time spent on the entire lending process, and complete the processing of loan requests faster, thereby improving the processing efficiency of loan requests, and further increasing the number of financial institutions. The borrower's efficiency in lending.

Description

technical field [0001] The present application relates to the technical field of Internet finance, in particular to a loan request processing method, device, computer equipment and computer-readable storage medium. Background technique [0002] In traditional technology, based on factors such as security, financial institutions lend loans to borrowers offline. Through face-to-face verification of qualification documents provided by borrowers, such as loan request documents, only on-campus The loan is transferred to the borrower only when the loan is passed. With the development of Internet technology, financial institutions can also lend money to borrowers online, which greatly reduces the time spent on lending. [0003] When a single financial institution lends to a borrower, it only needs to verify the qualification certificate of this financial institution, and it takes less time to configure the qualification certificate of a single financial institution. And if multip...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 寿珍珍
Owner PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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