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Vehicle accident processing method and device based on block chain

A kind of accident handling and block chain technology, applied in the Internet field, can solve the problems of inability to effectively judge the real situation of the matter, unreliable data authenticity, etc., and achieve the effect of shortening the time of claim settlement, improving the efficiency of claim settlement, and solving the problem of fraudulent insurance

Inactive Publication Date: 2018-11-20
苏州朗润创新知识产权运营有限公司
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AI Technical Summary

Problems solved by technology

However, because it is difficult for insurance companies to obtain relevant vehicle accident data in real time, it is impossible to effectively judge the real situation of the matter, so that vehicle insurance fraud incidents occur frequently
Therefore, there are problems such as unreliable data authenticity in the existing vehicle accident handling methods.

Method used

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  • Vehicle accident processing method and device based on block chain
  • Vehicle accident processing method and device based on block chain
  • Vehicle accident processing method and device based on block chain

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Embodiment Construction

[0025] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0026] figure 1 A schematic flow diagram showing a block chain-based vehicle accident handling method according to an embodiment of the present invention, as figure 1 As shown, the method includes the following steps:

[0027] Step S101, receiving the original accident information provided by the vehicle, and storing the original accident information in the block chain.

[0028] The present invention can be applied to a vehicle a...

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Abstract

The invention discloses a vehicle accident processing method and a vehicle accident processing device based on a block chain, computing equipment and a computer storage medium. The method comprises the steps of receiving original accident information provided by a vehicle terminal, and storing the original accident information into the block chain; and receiving an accident processing result fileprovided by the vehicle terminal or a traffic police processing terminal, storing the accident processing result file into the block chain, and thus allowing an insurance terminal to perform vehicle claim settlement according to the original accident information and / or accident processing result file.

Description

technical field [0001] The present invention relates to the technical field of the Internet, in particular to a block chain-based vehicle accident handling method, device, computing device, and computer storage medium. Background technique [0002] With the continuous growth of people's living needs, vehicles have become a common means of transportation for people. After a vehicle has a traffic accident, such as a collision with another car, the existing vehicle accident handling method is generally: the owner handles it himself or the traffic police department makes a liability determination, and then the owner transfers the risk through vehicle insurance to reduce economic losses . Some car owners use fraudulent vehicle insurance to compensate for non-traffic accident vehicle damage caused by their own reasons, such as vehicle damage caused by accidentally hitting an obstacle. However, because it is difficult for insurance companies to obtain relevant vehicle accident da...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/00G06Q40/08
CPCG06Q10/20G06Q40/08
Inventor 卢亦斌张艳菊
Owner 苏州朗润创新知识产权运营有限公司
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