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Data processing method and device, computer equipment and storage medium

A data processing and computer program technology, applied in the computer field, can solve problems such as low efficiency

Pending Publication Date: 2020-01-07
PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This random deduction method is likely to lead to a relatively low efficiency of successful deduction

Method used

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  • Data processing method and device, computer equipment and storage medium
  • Data processing method and device, computer equipment and storage medium
  • Data processing method and device, computer equipment and storage medium

Examples

Experimental program
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Embodiment Construction

[0051] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0052] The data processing method provided by this application can be applied to such as figure 1 shown in the application environment. Wherein, the background server 110 of the loan platform communicates with the third-party deduction platform 120 through the network. Both the background server 110 and the third-party deduction platform 120 can be realized by independent servers or server clusters composed of multiple servers.

[0053] When the background server 110 is processing the repayment deduction, it can obtain a plurality of electronic IOUs to be processed; extr...

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Abstract

The invention relates to a data processing method and device, a computer device and a storage medium. The method comprises the steps of obtaining a plurality of electronic borrowing bills; extractingrepayment associated feature information from each electronic borrowing bill, wherein the repayment associated feature information is feature information related to repayment; according to the extracted repayment associated feature information, determining a deduction sequence of the electronic borrowing receipts; and according to the money deduction sequence, executing money deduction processingon the repayment account in each electronic borrowing bill in sequence. By adopting the method, the successful deduction efficiency can be improved.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a data processing method, device, computer equipment and storage medium. Background technique [0002] With the rapid development of science and technology, people's daily work, study and living standards are also constantly improving. People use more and more funds. They not only need funds to meet daily needs, but also hope to use more funds to carry out investment or other uses. As people's demand for funds changes, various financial lending products have emerged. The lender needs to deduct money from the repayment account provided by the borrower at the time of borrowing in order to realize the repayment. [0003] Lenders usually need to deduct repayments in batches. However, when debiting, some borrowers do not have enough money in their accounts to repay the loan, so the deduction will fail. In the traditional method, when processing batches of loan documents...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 邓捷
Owner PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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