Leasing method, leasing device, leasing platform and storage medium

A user and credit technology, applied in the Internet field, can solve problems such as inconvenience and cumbersome user operations, and achieve the effect of improving leasing security, reducing deposits and other operations, and improving leasing efficiency.

Pending Publication Date: 2021-07-02
CHINA MOBILE COMM LTD RES INST +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In related technologies, users are often required to perform identity authentication through mobile terminals such as mobile phones and pay a certain deposit to mortgage the risk of users maliciously occupying items or damaging items, resulting in cumbersome user operations and not convenient enough

Method used

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  • Leasing method, leasing device, leasing platform and storage medium
  • Leasing method, leasing device, leasing platform and storage medium
  • Leasing method, leasing device, leasing platform and storage medium

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Embodiment Construction

[0034] The present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments.

[0035] Unless otherwise defined, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the technical field of the invention. The terms used herein in the description of the present invention are for the purpose of describing specific embodiments only, and are not intended to limit the present invention.

[0036] The embodiment of the present invention provides a leasing method, which is applied to the leasing platform, such as figure 1 As shown, the lease method includes:

[0037] Step 101, obtaining the identity information of the user requesting the leasing service;

[0038] Here, the rental services supported by the rental platform include but are not limited to: rental bicycles, charging treasures, umbrellas, books, board games, game consoles, etc.

[0039] The leasing pl...

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PUM

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Abstract

The invention discloses a leasing method, a leasing device, a leasing platform and a storage medium. The method comprises the following steps: acquiring identity information of a user requesting a leasing service; querying a credit score of the user according to the identity information of the user; obtaining a service level of the user based on a credit service leasing evaluation model of the leasing service and the credit score of the user; wherein the credit service lease evaluation model is determined through machine learning according to credit scores, historical lease data and attribute information of historical users of the lease service; and executing an article lending operation based on the service level of the user, so that a corresponding article is lended to the user. According to the embodiment of the invention, while the leasing safety is improved, the operations such as deposit payment of the user can be reduced, and the leasing efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of the Internet, in particular to a leasing method, a leasing device, a leasing platform and a storage medium. Background technique [0002] With the development of the sharing economy, more and more users are willing to rent related items through the rental platform. For example, rental bicycles, charging treasures, umbrellas, etc. In related technologies, users are often required to perform identity authentication through mobile terminals such as mobile phones and pay a certain deposit to mortgage the risk of malicious possession or damage of items by users, which makes user operations cumbersome and not convenient enough. Contents of the invention [0003] In view of this, the embodiments of the present invention provide a leasing method, a leasing device, a leasing platform, and a storage medium, aiming at improving leasing security while reducing user operations and improving leasing efficiency. [...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/06G06N20/00
CPCG06Q30/0645G06N20/00
Inventor 孙越佳杜瑜张科刘晓宇杨勇
Owner CHINA MOBILE COMM LTD RES INST
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