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Repeater-cross-chain-based decentralized identity method for mortgage loan

A decentralized, repeater technology, applied in the fields of instruments, digital data authentication, electrical digital data processing, etc., can solve the problems of centralized storage, poor applicability, etc., and achieve good adaptability, good reliability, and privacy protection. Effect

Active Publication Date: 2021-09-07
BEIJING INSTITUTE OF TECHNOLOGYGY
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The purpose of the present invention is to solve the defects of centralized storage and poor applicability in the existing mortgage decentralized identity storage technology, and propose a decentralized identity method based on repeater cross-chain for mortgage loans, using relay The cross-chain channel model of the server ensures the safe storage and data exchange of the decentralized identity authentication of the collateral

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  • Repeater-cross-chain-based decentralized identity method for mortgage loan
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  • Repeater-cross-chain-based decentralized identity method for mortgage loan

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Embodiment

[0064] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the drawings in the embodiments of the present invention. The described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0065] Such as figure 2 As shown, a relayer-based cross-chain decentralized identity method for mortgage loans.

[0066] This embodiment elaborates in detail the storage of decentralized identity and the service of verifiable statement in the blockchain-enabled mortgage loan scenario. The example scenario is as follows:

[0067] In the scenario of a bank car mortgage loan, a loan applicant A uses a car as collateral to apply for a loan from a lending bank, Bank B. Bank B has serv...

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Abstract

The invention relates to a repeater-cross-chain-based decentralized identity method for mortgage loan, and belongs to the technical field of block chain application. According to the method, aiming at the defects of centralized storage, poor applicability and the like of an existing guarantee decentralized identity storage technology, a block chain is adopted to store decentralized identity and verifiable declaration data, so that the control of a centralized mechanism on digital identity is eliminated, users can selectively share identity information, and the privacy of identity sensitive data is protected; by adopting two block chain networks, a collateral identity authentication service and a mortgage loan service are separated; mutual trust connection between the two block chains is realized through an anchoring repeater; and meanwhile, cross-chain data exchange between peer nodes on different chains is realized by a matching channel. Compared with the prior art, the method has good reliability and adaptability.

Description

technical field [0001] The invention relates to a decentralized identity method for mortgage loans, which belongs to the technical field of block chain applications. Background technique [0002] In recent years, the global identity and access management market has continued to expand. However, centralized identity and access management has its own set of problems. Identity release and authentication are decided by a centralized organization, and there is a risk of privacy leakage. Additionally, the independent management of each organization makes it difficult to share identity information across different platforms. Decentralized identity advocates that digital identities are owned and controlled by users, and users can choose to share digital identities to protect privacy. According to the definition given by the World Wide Web Consortium document, decentralized identity is a new type of identifier with the properties of global uniqueness, high availability, resolvabil...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F21/30G06F21/31G06F21/62G06Q40/02
CPCG06F21/305G06F21/31G06F21/6245G06Q40/02
Inventor 盖珂珂谢天庥祝烈煌
Owner BEIJING INSTITUTE OF TECHNOLOGYGY
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