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Project data risk assessment method and device, equipment and storage medium

A risk assessment and project technology, applied in the field of data processing, can solve problems such as low scoring efficiency, inaccurate scoring, and untargeted scoring system, and achieve the effect of solving low scoring efficiency and improving accuracy

Pending Publication Date: 2021-11-05
PING AN TRUST CO LTD
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  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] In the existing technology, the risk assessment method of project data has the following problems: the scoring system for the project is not complete, which will lead to an overly complicated scoring process and low scoring efficiency
And the scoring system is not targeted, so the final score is not accurate enough

Method used

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  • Project data risk assessment method and device, equipment and storage medium
  • Project data risk assessment method and device, equipment and storage medium
  • Project data risk assessment method and device, equipment and storage medium

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Embodiment Construction

[0049] It should be understood that the specific embodiments described herein are only used to explain the present invention, but not to limit the present invention.

[0050] The embodiment of the present application provides a risk assessment method for project data. The subject of execution of the risk assessment method for project data includes, but is not limited to, at least one of electronic devices such as a server and a terminal that can be configured to execute the method provided by the embodiment of the present application. In other words, the risk assessment method for project data can be executed by software or hardware installed on the terminal device or server device, and the software can be a block chain platform. The server includes, but is not limited to: a single server, a server cluster, a cloud server or a cloud server cluster, and the like.

[0051] refer to figure 1 As shown, it is a schematic flowchart of a method for risk assessment of project data p...

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Abstract

The invention relates to a data processing technology, and discloses a project data risk assessment method comprising the following steps: obtaining original project data and project characteristics, and selecting a pre-constructed score card system according to the project characteristics; calling a pre-constructed main label set in the label card system according to the original project data, and constructing a main label calculation model according to the main label set; performing calculation by utilizing the main label calculation model to obtain main label evaluation of the original project data; obtaining a feature vector by using historical project data, and constructing a scoring model according to the feature vector and the scoring card system; and performing nonlinear dimensionality reduction on the main label evaluation by using the scoring model to obtain a scoring result. In addition, the invention also relates to a block chain technology, and the scoring result can be stored in a node of a block chain. The invention further provides a project data risk assessment device, electronic equipment and a storage medium. The problems that risk scoring is not accurate enough and efficiency is low can be solved.

Description

technical field [0001] The present invention relates to the technical field of data processing, in particular to a risk assessment method, device, electronic equipment and computer-readable storage medium for project data. Background technique [0002] With the development of science and technology and the explosive growth of data, the analysis and evaluation of data has become more and more important. The implementation of projects in various fields requires specific analysis of data. For example, for non-standard investment and financing financial projects of trust companies, staff are required to conduct actual inspections of the projects. [0003] In the prior art, the risk assessment method for project data has the following problems: the scoring system for the project is not complete, which will lead to an overly complicated scoring process and low scoring efficiency. And the scoring system is not targeted, so the final score is not accurate enough. Contents of the ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/06G06Q40/04G06K9/62
CPCG06Q40/06G06Q40/04G06F18/213
Inventor 余华军
Owner PING AN TRUST CO LTD
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