Data processing method, vehicle device and UBI analysis center server

Abstract

The embodiments of the application disclose a data processing method, a vehicle device and a UBI analysis center server in order to improve the integrity and privacy of stored driving behavior data. The UBI analysis center server obtains driving behavior data according to an intelligent contract, and sets up a corresponding insurance limit for a target vehicle. The method comprises the following steps: obtaining running data of a target vehicle; processing the running data according to a preset rule to obtain driving behavior data of the target vehicle; generating an intelligent contract according to the opening conditions of the driving behavior data; and submitting the driving behavior data and the intelligent contract to a node device of a block chain so that the node device can register the driving behavior data and the intelligent contract in the block chain and a user behavior insurance UBI analysis center server can obtain the driving behavior data according to the intelligent contract and set up an insurance limit for the target vehicle.

Description

Technical field [0001] The embodiments of the present application relate to the field of blockchain technology, in particular to data processing methods, vehicle-mounted equipment, and UBI analysis center servers. Background technique [0002] With the development of the economy and the improvement of people's living standards, motor vehicles are rapidly spreading, and the number of motor vehicles is increasing. Therefore, the motor vehicle insurance business has also developed rapidly. [0003] At present, in order to provide different drivers with personal motor vehicle usage-based insurance (UBI), UBI uses the Internet of Vehicles technology to obtain the driving data of the car owner, by uploading the driving data of the car owner to the central server, through the central server The stored data analyzes the owner's driving habits and driving behavior data, determines the driver's safety level, and pushes the differentiated rate car insurance according to the driver's safety l...

AI Technical Summary

Problems solved by technology

Therefore, the integrity of the data of the target vehicle stored on the server is reduced, and when the subsequent UBI analysis center performs analysis based on the driving data of the target vehicle stored on the server, there will be a lack of complete driving data, so the UBI analysis center cannot Accurately determine the real driving habits of the car owner, resulting in a reduction in the accuracy of the analysis of driving data by the UBI analysis center, making it impossible to correctly judge the driver's driving habits

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