Personal credit information sharing system and method based on block chain

Abstract

The invention discloses a personal credit information sharing system and method based on a block chain. The personal credit information sharing system based on the block chain comprises a block chaincluster, an enterprise service module, a personal service module, an information management module and a supervision module. The system is characterized in that the information management module is used for carrying out user information management comprising real-name authentication according to identity card information of a personal user and generation of a unique identity ID of the personal user through a hash algorithm and BASE64 code, creating assets on the block chain cluster, managing the assets on the block chain cluster and carrying out real-name authentication on the personal user; the enterprise service module is used for carrying out authentication on an enterprise user and distributing a login credential to an authenticated enterprise while providing relevant operation of thepersonal information for the enterprise user according to the authority provided by the supervision module, wherein the login credential comprises a private key and a digital certificate. The system and the method can be widely applied to the fields of banks, credit, games, electronic commerce and the like.

Description

technical field [0001] The present invention relates to a personal credit information sharing system and method, in particular to a blockchain-based personal credit information sharing system and method. Background technique [0002] Blockchain is a decentralized protocol that can safely store digital currency transactions or other data. Information cannot be forged and tampered with, and has high credibility. [0003] User personal credit information is important information for many companies and institutions to rate users. For example, banking, credit, games, e-commerce and many other fields have user credit rating mechanisms, but these user credit-related information are all within the company. In order to protect Most companies will not share user data. At present, there are some reputation point sharing mechanisms on the market, but the mechanism is not perfect, there are problems of misappropriation and misuse, and users' credit information cannot be effectively shar...

AI Technical Summary

Problems solved by technology

At present, there are some reputation point sharing mechanisms on the market, but the mechanism is not perfect, there are problems of misappropriation and misuse, and users' credit information cannot be effectively shared

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