An out-of-service insurance nuclear responsibility data analysis method and related products

Abstract

A method disclosed by the embodiment of the application comprises the steps of receiving an unemployed insurance claim settlement request, wherein the unemployed insurance claim settlement request comprises insured person identity information; in response to the loss insurance claim settlement request, sending a nuclear responsibility information acquisition request to one or more pre-establishedthird-party platforms, the acquisition request comprising insured person identity information and a nuclear responsibility information list; receiving first feedback information for the acquisition request from one or more third-party platforms, wherein the first feedback information comprises nuclear responsibility information corresponding to the nuclear responsibility information list; and according to the nuclear responsibility information and a preset failure insurance nuclear responsibility rule, carrying out nuclear responsibility processing on a failure insurance event corresponding tothe failure insurance claim settlement request, and determining the responsibility detail of the failure insurance event. According to the embodiment of the invention, the working efficiency of the loss insurance claim responsibility checking can be effectively improved, the labor cost is saved, and the responsibility checking standard is unified.

Description

technical field [0001] The invention relates to the technical field of data analysis, in particular to a method for analyzing unemployment insurance liability data and related products. Background technique [0002] With the improvement of people's living standards, more and more people will invest part of their income in insurance companies to obtain a guarantee in the event of an insurance accident. This has led to more and more claims cases that insurance companies have to deal with. After an insurance accident occurs, the user initiates a claim settlement request to the insurance company, and then the insurance company checks the user's claim settlement request and determines the damage, and then pays the user insurance money. [0003] However, in the traditional insurance claim settlement process, the corresponding claims specialists generally handle it manually according to the corresponding insurance claims clauses or rules. Inconsistency may result in inconsistency ...

AI Technical Summary

Problems solved by technology

[0003] However, in the traditional insurance claim settlement process, the corresponding claims specialists generally handle it manually according to the corresponding insurance claims clauses or rules. Inconsistency may result in inconsistent claims standards, and it is difficult to avoid the deviation caused by human subjective factors to the verification process, which will bring great inconvenience to users

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