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Network payment current-limiting control method and device

A control method and current limiting technology, applied in the field of Internet applications, can solve problems such as affecting user experience, user payment timeout, payment failure, etc., and achieve the effect of ensuring smooth payment.

Pending Publication Date: 2019-07-19
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, due to the uneven distribution of the capacity of the main payment tools and the usage habits of users, the following problems are caused: First, the capacity of some payment tools is overloaded, causing a large number of users to pay overtime or fail, while the capacity of other payment tools is not fully utilized, causing capacity waste
Secondly, after entering the payment link, the user is limited in flow and the payment fails, and the user has to return to the cashier link and choose other payment tools for payment, which affects the user experience

Method used

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  • Network payment current-limiting control method and device
  • Network payment current-limiting control method and device
  • Network payment current-limiting control method and device

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Embodiment Construction

[0056] In order to make the above objects, features and advantages of the present invention more comprehensible, specific implementations of the present invention will be described in detail below in conjunction with the accompanying drawings.

[0057] In the following description, many specific details are set forth in order to fully understand the present invention, but the present invention can also be implemented in other ways than those described here, so the present invention is not limited by the specific embodiments disclosed below.

[0058] In online payment, there are two measures to measure whether the user's payment is smooth: the payment success rate and the user's payment tool switching rate.

[0059] The payment success rate is the ratio of the number of successful payments to the number of payment requests. The switching rate of the user's payment instrument is the ratio of the number of payments for which the user switches the payment instrument to the number ...

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Abstract

The invention provides a payment control method, comprising: receiving transaction requests from a plurality of users, each transaction request comprising an ID of a user sending the transaction request; enabling the transaction requests with the first threshold number to pass through a first current limiting node; determining a primary payment tool related to each transaction request through thefirst flow limiting node according to the ID of the user and determining whether the primary payment tool is an idle payment tool or an overload payment tool; recommending an idle payment tool to themaster payment tool for the subset of users of the overload payment tool; and carrying out flow limiting on the transaction request for each payment tool at the second flow limiting node.

Description

technical field [0001] The present invention mainly relates to the technical field of Internet applications, and in particular to a method and device for controlling network payment current limit. Background technique [0002] With the rapid development of economy and network technology, online shopping has become one of the main shopping channels for consumers, and more and more payment tools are used for online transactions, such as signed express bank cards, Yu'e Bao, Huabei, etc., making The transaction between the payer and the payee is more convenient and faster. [0003] At present, in terms of coping with transaction payment peaks, the payment link has two key nodes: the current limit of the overall payment capacity in the cashier link and the capacity limit of the sub-payment tool after entering the payment link. [0004] However, due to the uneven distribution of the capacity of the main payment tools and the usage habits of users, the following problems are cause...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/08G06Q20/22
CPCG06Q20/085G06Q20/223
Inventor 周书
Owner ADVANCED NEW TECH CO LTD
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