A method and system for processing reservation transactions

Abstract

The present invention proposes a method and system for processing a scheduled transaction, and relates to the technical field of transaction data processing. The method comprises: obtaining a scheduled transaction list; configuring transaction parameters for which transaction information notification is required according to business requirements; generating a notification instruction for the scheduled transaction according to the transaction parameters; executing corresponding scheduled transactions when the scheduled conditions are met according to the scheduled transaction list, and recording transaction execution results; screening out transaction execution results that meet the transaction parameters from the transaction execution results, and generating a list to be notified; executing corresponding notification instructions according to the list to be notified, and completing transaction information notification; the present invention is simple and practical to operate, and only requires the user to configure the transaction code and status parameters to be notified, so as to automatically realize flexible external notification. The present invention has low development difficulty and low resource consumption, and can minimize the impact on the existing transaction process without affecting the transaction processing logic.

Description

Technical Field

[0001] The present invention relates to the technical field of transaction data processing, and in particular to a method and system for processing a scheduled transaction. Background Art

[0002] This section is intended to provide a background or context to the embodiments of the invention recited in the claims. No admission is made that the description herein is prior art by inclusion in this section.

[0003] The notification of financial transaction results to customers usually requires the transaction system to retain relevant transaction information to ensure transaction traceability. For example, for online transactions initiated by customers or tellers, the front-ends of each channel (mobile banking client, online banking client, etc.) can give real-time prompt information on whether the transaction is successful based on the processing status of the background program, thereby guiding the customer or teller to make the next step. For appointment transactions automatically initiated by the system, the host job usually initiates the relevant program call, and the program processing results are returned to the host job rather than the channel front-end in the form of a return code, so the processing results cannot be fed back to the customer in real time. In actual application scenarios, since the failure of the host transaction will trigger a database rollback operation, it is impossible to retain the information in the transaction process in various systems, and thus it is impossible to complete the process of sending transaction notifications to the outside.

[0004] In summary, there is an urgent need for a technical solution that can overcome the above-mentioned defects and enable the execution results of scheduled transactions to be sent externally. Summary of the invention

[0005] In order to solve the problems existing in the prior art, the present invention proposes a method and system for processing scheduled transactions. The present invention is simple and practical to operate, and only requires the user to configure the transaction code and status parameters to be notified, and can automatically and flexibly implement external notification. The present invention has low development difficulty and low resource consumption, and can minimize the impact on the existing transaction process without affecting the transaction processing logic.

[0006] In a first aspect of an embodiment of the present invention, a method for processing a reservation transaction is provided, comprising:

[0007] Get the list of scheduled transactions;

[0008] Configure transaction parameters that require transaction information notification according to business needs;

[0009] Generate a notification instruction for the scheduled transaction according to the transaction parameters;

[0010] According to the scheduled transaction list, execute the corresponding scheduled transaction when the scheduled conditions are met, and record the transaction execution results;

[0011] Filter out the transaction execution results that meet the transaction parameters from the transaction execution results, and generate a list to be notified;

[0012] Execute corresponding notification instructions according to the list to be notified to complete the transaction information notification.

[0013] Further, obtain the scheduled transaction list, including:

[0014] Record the information required for appointment transactions according to business needs and generate an appointment transaction list.

[0015] Furthermore, the transaction parameters that require transaction information notification are configured according to business needs, including:

[0016] Configure the transaction code and transaction status parameters required for transaction information notification according to business needs.

[0017] Further, generating a notification instruction of the scheduled transaction according to the transaction parameters includes:

[0018] According to the transaction code, a notification instruction is generated for each transaction code when the transaction status parameter is met.

[0019] Further, according to the scheduled transaction list, when the scheduled conditions are met, the corresponding scheduled transaction is executed, and the transaction execution result is recorded, including:

[0020] Obtaining the execution date of the scheduled transaction according to the scheduled transaction list;

[0021] When the execution date of the scheduled transaction arrives, the scheduled transactions are executed in parallel; if the number of scheduled transactions executed in parallel exceeds the set value, a certain number of scheduled transactions are selected for delayed processing.

[0022] Furthermore, obtaining the execution date of the scheduled transaction according to the scheduled transaction list also includes:

[0023] Generate the next execution date of the scheduled transaction based on the transaction validity period and transaction recurrence period.

[0024] In a second aspect of an embodiment of the present invention, a system for processing a reservation transaction is provided, comprising:

[0025] The reservation transaction acquisition module is used to obtain the reservation transaction list;

[0026] Configuration module, used to configure transaction parameters that require transaction information notification according to business needs;

[0027] An instruction generation module, used to generate a notification instruction for a scheduled transaction according to the transaction parameters;

[0028] A transaction execution module, used to execute corresponding scheduled transactions according to the scheduled transaction list when the scheduled conditions are met, and record the transaction execution results;

[0029] A screening module, used to screen out the transaction execution results that meet the transaction parameters from the transaction execution results, and generate a list to be notified;

[0030] The notification module is used to execute corresponding notification instructions according to the list to be notified to complete the transaction information notification.

[0031] Furthermore, the reservation transaction acquisition module is specifically used to:

[0032] Record the information required for appointment transactions according to business needs and generate an appointment transaction list.

[0033] Furthermore, the configuration module is specifically used for:

[0034] Configure the transaction code and transaction status parameters required for transaction information notification according to business needs.

[0035] Furthermore, the instruction generation module is specifically used for:

[0036] According to the transaction code, a notification instruction is generated for each transaction code when the transaction status parameter is met.

[0037] Furthermore, the transaction execution module includes:

[0038] An execution date acquisition unit, used to acquire the execution date of the scheduled transaction according to the scheduled transaction list;

[0039] The transaction execution unit is used to execute the scheduled transactions in parallel when the execution date of the scheduled transactions arrives; if the number of scheduled transactions executed in parallel exceeds a set value, a certain number of scheduled transactions are selected for delayed processing.

[0040] Furthermore, the execution date acquisition unit is also used for:

[0041] Generate the next execution date of the scheduled transaction based on the transaction validity period and transaction recurrence period.

[0042] In a third aspect of an embodiment of the present invention, a computer device is proposed, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements a method for processing a reservation transaction when executing the computer program.

[0043] In a fourth aspect of an embodiment of the present invention, a computer-readable storage medium is provided, wherein the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, a method for processing a reservation transaction is implemented.

[0044] In a fifth aspect of the embodiments of the present invention, a computer program product is provided. The computer program product includes a computer program. When the computer program is executed by a processor, a method for processing a reservation transaction is implemented.

[0045] The method and system for processing scheduled transactions proposed in the present invention obtain a scheduled transaction list; configure transaction parameters that require transaction information notification according to business needs; generate a notification instruction for the scheduled transaction according to the transaction parameters; execute the corresponding scheduled transaction according to the scheduled transaction list when the scheduled conditions are met, and record the transaction execution result; screen out the transaction execution results that meet the transaction parameters from the transaction execution results, and generate a list to be notified; execute the corresponding notification instruction according to the list to be notified to complete the transaction information notification. The overall solution is simple and practical to operate, and the user only needs to configure the transaction code and status parameters to be notified to automatically realize flexible external notification. The present invention has low development difficulty and low resource consumption, and can minimize the impact on the existing transaction process without affecting the transaction processing logic. BRIEF DESCRIPTION OF THE DRAWINGS

[0046] In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings required for use in the description of the embodiments will be briefly introduced below. Obviously, the drawings described below are some embodiments of the present application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without creative work.

[0047] Figure 1 The present invention is a flowchart of a method for processing a reservation transaction according to an embodiment of the present invention.

[0048] Figure 2 It is a schematic diagram of a process of executing a reservation transaction according to an embodiment of the present invention.

[0049] Figure 3 It is a schematic diagram of the system architecture for processing reservation transactions according to an embodiment of the present invention.

[0050] Figure 4 It is a schematic diagram of the architecture of a transaction execution module according to an embodiment of the present invention.

[0051] Figure 5 It is a schematic diagram of the structure of a computer device according to an embodiment of the present invention. DETAILED DESCRIPTION

[0052] The principles and spirit of the present invention will be described below with reference to several exemplary embodiments. It should be understood that these embodiments are provided only to enable those skilled in the art to better understand and implement the present invention, and are not intended to limit the scope of the present invention in any way. On the contrary, these embodiments are provided to make the present disclosure more thorough and complete, and to fully convey the scope of the present disclosure to those skilled in the art.

[0053] Those skilled in the art will appreciate that the embodiments of the present invention may be implemented as a system, device, apparatus, method or computer program product. Therefore, the present disclosure may be implemented in the following forms, namely: complete hardware, complete software (including firmware, resident software, microcode, etc.), or a combination of hardware and software.

[0054] According to an embodiment of the present invention, a method and system for processing a reservation transaction are proposed, which relate to the technical field of transaction data processing.

[0055] The principle and spirit of the present invention are explained in detail below with reference to several representative embodiments of the present invention.

[0056] Figure 1 FIG. 1 is a flow chart of a method for processing a reservation transaction according to an embodiment of the present invention. Figure 1 As shown, the method includes:

[0057] S101, obtaining a list of scheduled transactions;

[0058] S102, configuring transaction parameters that require transaction information notification according to business requirements;

[0059] S103, generating a notification instruction for the scheduled transaction according to the transaction parameters;

[0060] S104, executing the corresponding scheduled transaction according to the scheduled transaction list when the scheduled conditions are met, and recording the transaction execution result;

[0061] S105, screening out transaction execution results that meet the transaction parameters from the transaction execution results, and generating a list to be notified;

[0062] S106, executing corresponding notification instructions according to the list to be notified to complete the transaction information notification.

[0063] In order to explain the above-mentioned processing method of the reservation transaction more clearly, each step is described in detail below.

[0064] In S101, the specific process of obtaining the scheduled transaction list is as follows:

[0065] Record the information required for appointment transactions according to business needs and generate an appointment transaction list.

[0066] In S102, the specific process of configuring the transaction parameters that require transaction information notification according to business requirements is as follows:

[0067] Configure the transaction code and transaction status parameters required for transaction information notification according to business needs.

[0068] In S103, the specific process of generating a notification instruction of a scheduled transaction according to the transaction parameters is as follows:

[0069] According to the transaction code, a notification instruction is generated for each transaction code when the transaction status parameter is met.

[0070] refer to Figure 2 , is a flow chart of executing a reservation transaction according to an embodiment of the present invention. Figure 2 As shown, in S104, according to the scheduled transaction list, the corresponding scheduled transaction is executed when the scheduled conditions are met, and the specific process of recording the transaction execution result is:

[0071] S1041, obtaining the execution date of the scheduled transaction according to the scheduled transaction list;

[0072] S1042, when the execution date of the scheduled transaction arrives, the scheduled transactions are executed in parallel; if the number of scheduled transactions executed in parallel exceeds a set value, a certain number of scheduled transactions are selected for delayed processing.

[0073] Among them, in S1041, the execution date of the scheduled transaction is obtained according to the scheduled transaction list, and it also includes: generating the next execution date of the scheduled transaction according to the transaction validity period and the transaction repetition cycle. For example, some scheduled transactions are carried out on a monthly or annual basis, so it is necessary to calculate the next execution date according to the transaction cycle and validity period.

[0074] In S105, the transaction execution results that meet the transaction parameters are screened out from the transaction execution results, and a list to be notified is generated; for example, for a certain scheduled transaction, if the transaction status is failed, the transaction execution result needs to be notified. If successful, no notification is required.

[0075] Finally, in combination with S106, corresponding notification instructions are executed according to the list to be notified to complete the transaction information notification.

[0076] It should be noted that, although the operations of the method of the present invention are described in a specific order in the above embodiments and the accompanying drawings, this does not require or imply that the operations must be performed in the specific order, or that all the operations shown must be performed to achieve the desired results. Additionally or alternatively, some steps may be omitted, multiple steps may be combined into one step, and / or one step may be decomposed into multiple steps.

[0077] In order to explain the above-mentioned method for processing the reservation transaction more clearly, a specific embodiment is described below.

[0078] Take a customer as an example. The customer opened a fixed-term pension account. Funds were transferred from another current account to this account on a fixed date every month, and no payment could be missed during the deposit period.

[0079] If the transfer fails, the customer must be notified in time to make up the payment. Any failure to pay will affect the customer's interests.

[0080] Combining the present invention Figure 1 , Figure 2 The process described above is used to process the reservation transaction:

[0081] S1. Record the transaction information required according to business needs. The recorded transaction information required includes at least: deposit period, amount, frequency), and generate a scheduled transaction list.

[0082] For example, on February 1, the system ATM {5678} initiated transaction 1045 to transfer RMB 1,000 from account B to account A, and the status was pending execution.

[0083] S2, configure the transaction code and transaction status parameters for sending transaction information notifications according to business needs:

[0084] Transaction code 1045, transaction successful; or transaction failed, the error reason is: the status of the account to be transferred is abnormal, the balance is insufficient.

[0085] S3, generate quasi-real-time notification instructions for transaction information.

[0086] Specifically, a 1045 transaction is initiated, the transaction elements are as described above, and the transaction list status is executed.

[0087] S4, executes related transactions according to the transaction list of S1 and records the execution results of each transaction.

[0088] The transaction list status can be success / failure, and error code.

[0089] S5, filtering the execution results of S4 according to the parameters configured in S2, and generating a list to be notified.

[0090] In this embodiment, the customer of account B is found according to the information in the scheduled transaction list; based on the customer information, a templated notification is generated: Hello, customer XXX! Due to insufficient balance in your account ending in {1357}, the transfer of funds from the pension account this month has failed. Please make up the payment manually as soon as possible.

[0091] S6, execute the notification instruction generated by S3 to complete the transaction information notification.

[0092] The above notification SMS is sent to the customer's mobile terminal.

[0093] After introducing the method of the exemplary embodiment of the present invention, next, refer to Figure 3 to Figure 4 A reservation transaction processing system according to an exemplary embodiment of the present invention is introduced.

[0094] The implementation of the processing system for reservation transactions can refer to the implementation of the above method, and the repeated parts will not be repeated. The term "module" or "unit" used below can be a combination of software and / or hardware that implements the predetermined function. Although the device described in the following embodiments is preferably implemented in software, the implementation of hardware, or a combination of software and hardware is also possible and conceivable.

[0095] Based on the same inventive concept, the present invention also proposes a processing system for reservation transactions, such as Figure 3 As shown, the system includes:

[0096] The scheduled transaction acquisition module 110 is used to acquire a scheduled transaction list;

[0097] Configuration module 120, used to configure transaction parameters that require transaction information notification according to business requirements;

[0098] An instruction generation module 130, used to generate a notification instruction for a scheduled transaction according to the transaction parameters;

[0099] The transaction execution module 140 is used to execute the corresponding scheduled transaction according to the scheduled transaction list when the scheduled conditions are met, and record the transaction execution results;

[0100] A screening module 150, configured to screen out transaction execution results that meet the transaction parameters from the transaction execution results and generate a list to be notified;

[0101] The notification module 160 is used to execute corresponding notification instructions according to the list to be notified to complete the transaction information notification.

[0102] In one embodiment, the reservation transaction acquisition module 110 is specifically used to:

[0103] Record the information required for appointment transactions according to business needs and generate an appointment transaction list.

[0104] In one embodiment, the configuration module 120 is specifically used to:

[0105] Configure the transaction code and transaction status parameters required for transaction information notification according to business needs.

[0106] In one embodiment, the instruction generation module 130 is specifically used to:

[0107] According to the transaction code, a notification instruction is generated for each transaction code when the transaction status parameter is met.

[0108] refer to Figure 4 , is a schematic diagram of the architecture of a transaction execution module according to an embodiment of the present invention. Figure 4 As shown, the transaction execution module 140 includes:

[0109] An execution date acquisition unit 141 is used to acquire the execution date of the scheduled transaction according to the scheduled transaction list;

[0110] The transaction execution unit 142 is used to execute the scheduled transactions in parallel when the execution date of the scheduled transactions arrives; if the number of scheduled transactions executed in parallel exceeds a set value, a certain number of scheduled transactions are selected for delayed processing.

[0111] Specifically, the execution date acquisition unit 141 is further used for:

[0112] Generate the next execution date of the scheduled transaction based on the transaction validity period and transaction recurrence period.

[0113] It should be noted that although several modules of the processing system for reservation transactions are mentioned in the above detailed description, such division is only exemplary and not mandatory. In fact, according to the embodiments of the present invention, the features and functions of two or more modules described above can be embodied in one module. Conversely, the features and functions of one module described above can be further divided into multiple modules for embodiment.

[0114] Based on the above invention concept, Figure 5 As shown, the present invention also proposes a computer device 500, including a memory 510, a processor 520, and a computer program 530 stored in the memory 510 and executable on the processor 520, wherein the processor 520 implements the aforementioned method for processing the reservation transaction when executing the computer program 530.

[0115] Based on the aforementioned inventive concept, the present invention proposes a computer-readable storage medium, wherein the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the processing method of the aforementioned reservation transaction is implemented.

[0116] Based on the aforementioned inventive concept, the present invention proposes a computer program product, wherein the computer program product comprises a computer program, and when the computer program is executed by a processor, a method for processing a reservation transaction is implemented.

[0117] The method and system for processing scheduled transactions proposed in the present invention obtain a scheduled transaction list; configure transaction parameters that require transaction information notification according to business needs; generate a notification instruction for the scheduled transaction according to the transaction parameters; execute the corresponding scheduled transaction according to the scheduled transaction list when the scheduled conditions are met, and record the transaction execution result; screen out the transaction execution results that meet the transaction parameters from the transaction execution results, and generate a list to be notified; execute the corresponding notification instruction according to the list to be notified to complete the transaction information notification. The overall solution is simple and practical to operate, and the user only needs to configure the transaction code and status parameters to be notified to automatically realize flexible external notification. The present invention has low development difficulty and low resource consumption, and can minimize the impact on the existing transaction process without affecting the transaction processing logic.

[0118] Those skilled in the art will appreciate that embodiments of the present invention may be provided as methods, systems, or computer program products. Therefore, the present invention may take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, the present invention may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0119] The present invention is described with reference to flowcharts and / or block diagrams of methods and computer program products according to embodiments of the present invention. It should be understood that each process and / or block in the flowchart and / or block diagram, as well as the combination of processes and / or blocks in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to generate a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0120] These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.

[0121] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operating steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing instructions for implementing the process. Figure 1 A process or multiple processes and / or boxes Figure 1 The steps for the functions specified in one or more boxes.

[0122] Finally, it should be noted that the above-described embodiments are only specific implementations of the present invention, which are used to illustrate the technical solutions of the present invention, rather than to limit them. The protection scope of the present invention is not limited thereto. Although the present invention is described in detail with reference to the above-described embodiments, ordinary technicians in the field should understand that any technician familiar with the technical field can still modify the technical solutions recorded in the above-described embodiments within the technical scope disclosed by the present invention, or can easily think of changes, or make equivalent replacements for some of the technical features therein; and these modifications, changes or replacements do not make the essence of the corresponding technical solutions deviate from the spirit and scope of the technical solutions of the embodiments of the present invention, and should be included in the protection scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.

Claims

1. A method for processing a reservation transaction, characterized in that: include: Get the list of scheduled transactions; Configure transaction parameters that require transaction information notification according to business needs; Generate a notification instruction for the scheduled transaction according to the transaction parameters; According to the scheduled transaction list, execute the corresponding scheduled transaction when the scheduled conditions are met, and record the transaction execution results; Filter out the transaction execution results that meet the transaction parameters from the transaction execution results, and generate a list to be notified; Execute corresponding notification instructions according to the list to be notified to complete the transaction information notification; Wherein, according to the scheduled transaction list, when the scheduled conditions are met, the corresponding scheduled transaction is executed, and the transaction execution result is recorded, including: Obtaining the execution date of the scheduled transaction according to the scheduled transaction list; When the execution date of the scheduled transaction arrives, the scheduled transactions are executed in parallel; if the number of scheduled transactions executed in parallel exceeds the set value, some of the scheduled transactions are selected and processed later; Wherein, obtaining the execution date of the scheduled transaction according to the scheduled transaction list also includes: Generate the next execution date of the scheduled transaction based on the transaction validity period and transaction recurrence period; Among them, among the transaction execution results, the transaction execution results that meet the transaction parameters are screened out, and a list to be notified is generated, including: For a scheduled transaction, if the transaction status is failed, the transaction execution result needs to be notified; if successful, no notification is required.

2. The method for processing a reservation transaction according to claim 1, characterized in that: Get a list of scheduled transactions, including: Record the information required for appointment transactions according to business needs and generate an appointment transaction list.

3. The method for processing a reservation transaction according to claim 1, characterized in that: Configure the transaction parameters that require transaction information notification according to business needs, including: Configure the transaction code and transaction status parameters required for transaction information notification according to business needs.

4. The method for processing a reservation transaction according to claim 3, characterized in that: Generating a notification instruction for a scheduled transaction according to the transaction parameters includes: According to the transaction code, a notification instruction is generated for each transaction code when the transaction status parameter is met.

5. A system for processing reservation transactions, characterized in that: include: The reservation transaction acquisition module is used to obtain the reservation transaction list; Configuration module, used to configure transaction parameters that require transaction information notification according to business needs; An instruction generation module, used to generate a notification instruction for a scheduled transaction according to the transaction parameters; A transaction execution module, used to execute corresponding scheduled transactions according to the scheduled transaction list when the scheduled conditions are met, and record the transaction execution results; A screening module, used to screen out the transaction execution results that meet the transaction parameters from the transaction execution results, and generate a list to be notified; A notification module, used to execute corresponding notification instructions according to the list to be notified, and complete the transaction information notification; Among them, the transaction execution module is specifically used for: Obtaining the execution date of the scheduled transaction according to the scheduled transaction list; When the execution date of the scheduled transaction arrives, the scheduled transactions are executed in parallel; if the number of scheduled transactions executed in parallel exceeds the set value, some of the scheduled transactions are selected and processed later; Among them, the transaction execution module is specifically used for: Generate the next execution date of the scheduled transaction based on the transaction validity period and transaction recurrence period; Among them, the screening module is specifically used for: For a scheduled transaction, if the transaction status is failed, the transaction execution result needs to be notified; if successful, no notification is required.

6. The system for processing reservation transactions according to claim 5, characterized in that: The reservation transaction acquisition module is specifically used for: Record the information required for appointment transactions according to business needs and generate an appointment transaction list.

7. The reservation transaction processing system according to claim 5, characterized in that: The configuration module is specifically used for: Configure the transaction code and transaction status parameters required for transaction information notification according to business needs.

8. The reservation transaction processing system according to claim 7, characterized in that: The instruction generation module is specifically used for: According to the transaction code, a notification instruction is generated for each transaction code when the transaction status parameter is met.

9. A computer device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, characterized in that: When the processor executes the computer program, the method according to any one of claims 1 to 4 is implemented.

10. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the method according to any one of claims 1 to 4 is implemented.

11. A computer program product, characterized in that The computer program product comprises a computer program, and when the computer program is executed by a processor, the method according to any one of claims 1 to 4 is implemented.

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