The invention discloses an information recommendation method and device, a storage medium and a
server, and belongs to the technical field of Internet of Vehicles. The method comprises the following steps: receiving a journey navigation request sent by a vehicle, wherein the journey navigation request comprises a destination; determining at least one key passing point on the driving
route from which the vehicle drives to the destination; acquiring
environmental data of each key passing point; determining a target insurance type matched with the driving
route according to the acquired environment data; and recommending insurance policy data corresponding to the target insurance type to the vehicle. According to the embodiment of the invention, insurance type recommendation is carried out for the user according to the environment data in the to-be-traveled travel; insurance type recommendation is carried out for the user in a personalized mode according to the environment data in the journey in the vehicle-mounted environment, the user can be helped to generate a more adaptive vehicle insurance policy, the
driving safety of the user is guaranteed more comprehensively according to theexpectation of the user, the applicability is high, intelligence is achieved, and the generation mode of the insurance policy is enriched.