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Method and system for managing self-determination off-line financial trading

A technology for self-management and financial transactions, applied in a complete banking system, a complete banking system, processing coins or valuable banknotes, etc., can solve problems such as excessive costs, and achieve the effect of avoiding theft and robbery

Inactive Publication Date: 2007-12-05
比乌奇・塞尔乔 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, some disadvantages have emerged in these systems, such as excessive cost and the need for a direct electronic connection to the banking system

Method used

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  • Method and system for managing self-determination off-line financial trading
  • Method and system for managing self-determination off-line financial trading
  • Method and system for managing self-determination off-line financial trading

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0020] Referring to Fig. 1 and Fig. 2, it shows an offline terminal for cash card reading and unloading and administrator cash card writing and loading for autonomous financial transaction management system according to the present invention.

[0021] In Fig. 1, a first embodiment shows cash card and admin cash card reading / writing device 1 as an electronic / computer device (off-line) formed by a display and a keyboard and ready to accept said two cards, It may be located in a commercial center and / or a public agency.

[0022] In FIG. 2, the second embodiment shows cash card and administrator cash card offline reading / writing terminal 2 as an electronic / computer device preset with a display and a keyboard for accepting the two Cash registers for commercial use of this card have been integrated on the interior of new cash registers set up in commercial centers and / or public agencies.

[0023] For the first and second embodiments 1 and 2, two input-output devices are possible. ...

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PUM

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Abstract

The invention discloses a managing method and system of 'autonomous' financial transaction, which comprises the following parts: one or more intelligent card or chip card named as cash card, which can be acquired from bank and / or advising mechanism for public; one or more intelligent card or chip card of manager cash card, which provides commercial operation and public deputy to be acquired from bank and / or advising mechanism; one or more reading / writing terminal; one or more 'off-line' terminal, which reads / debits the cash card and writes / credits the manager cash card to install in the random commercial company, private or public deputy not to connect with any bank system; one or more terminal, which is set in the reading / writing / depositing terminal of the bank and / or advising mechanism (current account, routine saving account or electronic saving account) for debit or credit of manager cash card.

Description

technical field [0001] The present invention relates to a method and system for autonomous "offline" financial transaction management. Background technique [0002] The purpose of the present invention is to replace cash in small-scale transactions, thus covering many commercial operations (bars, newsstands, tobacconists, bakeries, grocery stores, greengrocers, video stores, video stores, stationery stores, florists, hairdressers) design shops, etc.) and / or public agencies for most transactions. Credit or bank cards are currently used to replace cash in small transactions. However, some drawbacks have emerged in these systems, such as excessive cost and the need for a direct electronic connection to the banking system. Contents of the invention [0003] Therefore, the main object of the present invention is to provide a method and a system for autonomous "offline" financial transaction management, which can solve the above-mentioned problems of the known solutions. [0...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G07F7/08
Inventor 比乌奇・塞尔乔曼托瓦尼・马尔科
Owner 比乌奇・塞尔乔
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