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Credit account creation device, system and method

An account and user technology, applied in transmission systems, payment systems, credit plans, etc., can solve the problems of low creation efficiency and long creation process, and achieve the effect of simplifying procedures

Active Publication Date: 2018-10-02
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] In order to solve the problems of long creation process and low creation efficiency in the related credit account creation method, the embodiment of the present invention provides a credit account creation device, system and method

Method used

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  • Credit account creation device, system and method
  • Credit account creation device, system and method
  • Credit account creation device, system and method

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Embodiment Construction

[0082] In order to make the object, technical solution and advantages of the present invention clearer, the implementation manner of the present invention will be further described in detail below in conjunction with the accompanying drawings.

[0083] Please refer to figure 1 , which shows a schematic structural diagram of an implementation environment involved in various embodiments of the present invention. The implementation environment includes: a terminal 120 , a first server 140 and a second server 160 .

[0084] The terminal 120 may be an electronic device with digital processing capabilities, such as a mobile phone, a tablet computer, an e-book reader, an MP3 player (Moving Picture Experts Group Audio Layer III, moving picture expert compression standard audio level 3), MP4 (Moving Picture Experts Group Audio Layer IV, motion picture experts compress standard audio layer 3) players, laptops and desktops, etc.

[0085] There is a client running in the terminal 120, a...

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Abstract

The embodiments of the invention disclose a device, system and method for creating a credit account, which belong to the technical field of data processing systems. The system includes: the client is used to obtain the user's real-name information, and forward it to the second server through the first server; the second server is used to detect whether there is a credit account corresponding to the user's real-name information, and if there is no credit account. Send instruction information to the first server under the circumstance; the first server is used to send a binding instruction to the client for instructing it to obtain the account information of the resource saving account; The electronic exchange account and the resource savings account are bound, and the binding result is sent to the second server, triggering it to create a virtual credit account. The invention solves the problems of long process and low efficiency existing in the relevant credit account creation scheme, and achieves the effect of shortening the process and improving the efficiency.

Description

technical field [0001] Embodiments of the present invention relate to the technical field of data processing systems, and in particular to a credit account creation device, system and method. Background technique [0002] A credit account is an account that can be overdrawn to transfer resources, and is created and managed by the corresponding account management server. Users can transfer a certain value of transfer resources from the overdraft transfer resources provided by the credit account to exchange for the target object, and then transfer the transfer resources of this value to the credit account to realize the turnover of the transfer resources. [0003] A related credit account creation method includes: the account management server receives a credit account creation request triggered by a user on a web page, and displays an information input box to the user on the web page according to the credit account creation request, and the information input box is used to in...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40G06Q20/32G06Q20/36G06Q30/02G06Q40/02H04L29/06
CPCG06Q20/24G06Q20/02G06Q20/325G06Q20/351G06Q20/105G06Q20/3221G06Q20/409
Inventor 刘国果吴毅弓晨张文静张晋铭谭金文郭懿心叶娃侯亮徐震宇张斌陈巍郑浩剑江盈义宋凌云姜楠
Owner TENCENT TECH (SHENZHEN) CO LTD
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