Data prediction method, a financial management recommendation method, devices, and terminal equipment

A data prediction and data technology, applied in the field of data processing, can solve problems affecting the estimated results of pension amounts, etc., and achieve the effect of improving happiness and accurate changing trends

Inactive Publication Date: 2017-08-08
ALIBABA GRP HLDG LTD
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  • Abstract
  • Description
  • Claims
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Problems solved by technology

However, the change of the actual income of the user is often a complex curve, which makes the calculated personal future income

Method used

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  • Data prediction method, a financial management recommendation method, devices, and terminal equipment
  • Data prediction method, a financial management recommendation method, devices, and terminal equipment
  • Data prediction method, a financial management recommendation method, devices, and terminal equipment

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Embodiment Construction

[0034] Embodiments of the present application are described in detail below, examples of which are shown in the drawings, wherein the same or similar reference numerals denote the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary, and are intended to explain the present application, and should not be construed as limiting the present application.

[0035] The following describes the data prediction method, financial management recommendation method, device, and terminal device of the embodiments of the present application with reference to the accompanying drawings.

[0036] figure 1 is a flowchart of a data prediction method according to an embodiment of the present application. Such as figure 1 As shown, the data prediction method may include:

[0037] S110, acquiring the personal information of the target user.

[0038] Wherein, in one embodiment of the present ap...

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Abstract

The application discloses a data prediction method, a financial management recommendation method, a device and a terminal device. The methods include: obtaining the personal information of the target user; generating application samples of the target user according to the personal information of the target user; calculating the similarity between the application sample of the target user and the seed sample to generate the label of the target user; The user's personal information predicts the target data of the target user. This method can help the user to better carry out personal planning, such as financial planning, retirement pension planning, children's education planning, etc., and can improve the user's sense of well-being and user experience.

Description

technical field [0001] The present application relates to the technical field of data processing, and in particular to a data prediction method, a financial management recommendation method, a device, and a terminal device. Background technique [0002] In personal financial planning, the changing trend of personal future salary is a very important factor, which will directly affect the level of pension paid by the individual, which in turn may affect the level of pension received when he retires and the pension replacement rate. In related technologies, in the pension calculation method, the personal future income is usually linearly calculated with a constant growth ratio, and the income growth ratio is not even calculated. However, the change of the actual income of the user is often a complex curve, which makes the calculated personal future income quite different from the actual situation, and affects the estimated result of the pension amount that can be received in th...

Claims

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Application Information

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IPC IPC(8): G06Q10/04G06Q40/06
CPCG06Q10/04G06Q40/06
Inventor 焦瑜净宁智杨沐桥章以佥冯瑜
Owner ALIBABA GRP HLDG LTD
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