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Payment processing method

A processing method and payment order technology, which is applied in the field of communication, can solve problems such as high access cost and complicated access process, and achieve the effects of reducing access cost, simplifying access process, and strong scalability

Inactive Publication Date: 2018-03-20
JIANGXI BORUITONGYUN TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the current payment methods are mostly Alipay or WeChat payment, and the payment method can only rely on a separate fixed third-party payment
Payment access parties, such as merchants, face problems such as complicated access procedures and high access costs when accessing third-party payments

Method used

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Embodiment Construction

[0030] The technical solutions of the present invention will be described in further detail below with reference to the accompanying drawings and embodiments.

[0031] The invention provides a payment processing method, which can automatically adapt payment communication according to the payment channel, greatly simplifies the access process and reduces the access cost by encapsulating payment details, and can support more third-party payments at the same time. scalability.

[0032] figure 1 The flow chart of the payment processing method provided by the embodiment of the present invention is combined below figure 1 As shown, the payment processing method provided by the embodiment of the present invention will be described.

[0033] The payment processing method provided by the embodiment of the present invention includes the following steps:

[0034] In step 101, the terminal device receives an operation instruction input by a user to request payment.

[0035] Specifical...

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Abstract

The embodiment of the invention relates to a payment processing method. The payment processing method comprises the steps of receiving an operation instruction for requesting the payment input by a user by means of a terminal device; obtaining product data, the third-party payment channel information, the user information and the terminal information; carrying out parameter extraction, generatinga plurality of payment request item parameters, and sending the payment request item parameters to a payment processing server; generating a first order ID and first order description information according to the payment request item parameters by the payment processing server, and generating first payment order data; generating a third-party order ID according to the payment platform information,a user ID and a commodity ID; according to the payment platform information, acquiring the access protocol information of a corresponding third-party payment channel, encapsulating first payment order data, generating second payment order data, and sending the data to a third-party payment server; receiving third-party return data by the payment processing server; generating request result data according to third-party return data and second payment order data by the payment processing server, and sending the data to terminal equipment.

Description

technical field [0001] The invention relates to the technical field of communication, in particular to a payment processing method. Background technique [0002] At present, with the development and popularization of Internet technology, electronic payment has brought great convenience to people's life and work, and the application of electronic payment is becoming more and more extensive. [0003] However, the current payment methods are mostly Alipay or WeChat payment, and the payment method can only rely on a separate fixed third-party payment. Payment access parties, such as merchants, face problems such as complicated access procedures and high access costs when accessing third-party payments. Contents of the invention [0004] The purpose of the present invention is to provide a payment processing method, which can automatically adapt payment communication according to the payment channel, greatly simplifies the access process and reduces the access cost by encapsul...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/08
CPCG06Q20/023G06Q20/0855
Inventor 邵飞虎葛俊鹏崔卫洁
Owner JIANGXI BORUITONGYUN TECH CO LTD
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