Payment system and method

A payment system and technology to be paid, applied in the field of payment, can solve the problem that the payment system and method cannot have both simple payment and high security, and achieve the effects of saving cloud resources and high accuracy of information collection

Inactive Publication Date: 2018-06-19
NINGBO INTELLIGENT MFG IND RES INST
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] The purpose of the present invention is to solve the problem that the existing payment system and method cannot have both convenient payment and high security for the above-mentioned defects in the prior art

Method used

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Effect test

Embodiment 1

[0054] Such as figure 1As shown, the power supply module 1 is connected to the mains power supply, and is electrically connected to the main control module 2. The power supply module 1 is used to supply power to the main control module 2, the audio frequency information collection module 3, the facial information collection module 4, and the communication module 7; The facial information collection module 4 is electrically connected with the main control module 2; the audio frequency information collection module 3 is electrically connected with the main control module 2; the display module 5 is electrically connected with the main control module 2; the input module 6 is electrically connected with the main control module 2; the communication module 7 is electrically connected with the main control module 2, and communicated with the background database.

[0055] The microphone is selected as the audio information collection module 3; the camera is selected as the facial infor...

Embodiment 2

[0071] Compared with embodiment 1, the main control module 2 of embodiment 2 will also prompt the customer to perform the registration process after receiving the signal that the user is not retrieved.

[0072] First, the staff opens the registration mode:

[0073] The staff enters the customer's name, mobile phone number and ID number through the keyboard; after the customer confirms that the information is correct, the staff starts the biometric collection mode:

[0074] The main control module 2 turns on the microphone and the camera;

[0075] The customer stands in the designated area, faces the camera, and reads any text;

[0076] Collect audio information, and convert the collected audio information into an audio signal and transmit it to the main control module 2; the camera collects image information, and convert the collected image information into a video signal and then transmit it to the main control module 2;

[0077] The main control module 2 processes the audi...

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Abstract

The invention discloses a payment system and method, which relate to the technical field of payment. A power supply module is electrically connected with the mains supply and is electrically connectedwith a main control module; an information acquisition module is electrically connected with the main control module; the information acquisition module is used for acquiring audio information and image information and transmitting the acquired information to the main control module; a communication module is electrically connected with the main control module and is in communication connection with a backstage database; the main control module controls the working state of the information acquisition module; the main control module is also used for processing the audio signals and the videosignals, a facial feature P, a voiceprint feature X and a voice command Y are extracted from the signals, numbers in the voice command Y are extracted, information comparison is carried out through the backstage database, and a payment process is completed. In comparison with the prior art, the system and the method have the advantages that the payment is simple, convenient and safe, the information acquisition accuracy is high, and cloud-end resources can be saved.

Description

technical field [0001] The invention relates to the technical field of payment, in particular to a payment system and method. Background technique [0002] With the development of technology, the evolution of the payment system has developed from the most primitive barter to currency payment (cash payment). With the popularization of China's Internet and the vigorous development of e-commerce, electronic payment has gradually replaced cash payment. position and become the mainstream of the times. [0003] Since the 1990s, China has gradually entered the state of population aging, and the existing electronic payment methods are too complicated for the elderly; moreover, for people with visual impairments, typing on smaller mobile phone keyboards Text messages are even more difficult. [0004] For example, a bill number payment method, a payment platform and a payment system disclosed in Chinese invention patent CN101964093A relate to a network communication technology. The...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/40G06K17/00
CPCG06K17/0022G06Q20/382G06Q20/40145G06Q20/407
Inventor 甘中学冷智鑫杨志强王彩梅
Owner NINGBO INTELLIGENT MFG IND RES INST
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