A method and apparatus for secure authentication transaction

A security authentication and transaction method technology, applied in the field of security authentication transaction methods and devices, can solve problems such as low efficiency, cumbersome overall operation, unstable connection lines, etc., and achieve the effect of improving user experience and improving submission efficiency.

Active Publication Date: 2019-02-26
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The overall operation is cumbersome and the efficiency is not high. If the U-shield is involved, manual button confirmation is required. The unstable connection line may also cause problems.

Method used

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  • A method and apparatus for secure authentication transaction
  • A method and apparatus for secure authentication transaction
  • A method and apparatus for secure authentication transaction

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Embodiment Construction

[0027] The technical solutions in the embodiments of the present disclosure will be clearly and completely described below in conjunction with the accompanying drawings. Referring to the non-limiting exemplary embodiments shown in the accompanying drawings and detailed in the following description, the examples of the present disclosure will be more fully described. Embodiments and their various features and advantageous details. It should be noted that the features shown in the figures are not necessarily drawn to scale. The present disclosure omits descriptions of well-known materials, components, and process techniques so as not to obscure the example embodiments of the present disclosure. The examples given are only intended to facilitate understanding of the implementation of the example embodiments of the present disclosure and to further enable those skilled in the art to practice the example embodiments. Accordingly, these examples should not be construed as limiting ...

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Abstract

A method and apparatus for secure authentication transaction are disclose in embodiments of that present application, wherein the method include: obtaining authentication request information from thefinancial server; Establishing NFC communication connection with NFC hardware security device; According to the authentication request information, calling an API interface of the NFC hardware security device to obtain authentication information through an NFC protocol; The authentication information is sent to the financial server for transaction authentication. The technical scheme automaticallyobtains the authentication information and realizes the verification work by using the interaction mode between the safety hardware equipment and the service terminal, effectively improves the submission efficiency of the safety authentication information, and can effectively improve the user experience, especially for the high-frequency user, such as the financial department of the enterprise.

Description

technical field [0001] The present application relates to the technical field of transaction processing, in particular to a secure authentication transaction method and device. Background technique [0002] When customers use existing banking services on mobile devices to perform mobile account transactions such as payment or transfer, banks need to verify the dynamic password or the customer's transaction electronic signature information. The customer needs to read the dynamic password card and enter it manually, or through the connection Connect the U-shield to the mobile device with the cable, and confirm the submission and verification of the security information by pressing the button. The overall operation is cumbersome and inefficient, and the USB-shield needs to be confirmed manually, and the instability of the connecting line may also cause problems. Contents of the invention [0003] The purpose of the embodiments of the present application is to provide a secur...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/40
CPCG06Q20/3278G06Q20/401
Inventor李涛
OwnerBANK OF CHINA